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At Bailey Special Risks, Inc., our Commercial Package program helps agents and pl... this an admitted program?No. This Commercial Package is offered on a non-admi...

...URSERIES LICENSED COMMERCIAL DAYCARE OR PRESCHOOL OPERATIONS L...tions in NC, VA, or DC. Can in-home daycares qualify for this program?Yes. Pro...

Commercial Child Care and Nursery School Insur...schools are eligible. This includes daycares and preschools with structured pr...

Commercial Child Care and Nursery School Insur...schools are eligible. This includes daycares and preschools with structured pr...

Public Auto Specialty Insurance Program Amwins National Transportation Underwriters, part of the Amwins Underwriting division, offers a specialized Public Auto program designed for agents placing passenger transportation risks. Our underwriting team has more than 100 years of combined experience in public auto exposures and works with a variety of admitted and non-admitted markets to provide flexible solutions for operators such as shuttles, limousines, charter buses, and social service carriers. Overview of the Program from Amwins Underwriting This program is delivered through Amwins as a Managing General Underwriter with access to multiple carriers. It provides targeted coverages and underwriting expertise for businesses that transport passengers for hire or on behalf of organizations. Policies can be tailored by account and typically include primary auto liability, physical damage, and excess limits when appropriate. Ideal Accounts and Appetite Typical accounts that fit this program include: Airport shuttles, airport limousines and courtesy buses Limousine and chauffeured luxury sedan services Charter and party buses (sightseeing, seasonal recreation, amateur sports) Employee transportation and daycare transport services Social service transportation providers Amwins has appetite for single-state and multi-state operations across a broad range of vehicle fleets and seating capacities. We generally consider accounts with organized driver screening and safety programs. Accounts with frequent charter work, special event service, or mixed-use operations may also be eligible. Coverage Highlights and Advantages Auto Liability limits tailored to the account with available excess layers Physical damage options for comprehensive and collision on scheduled vehicles Flexible underwriting for seasonal operations and mixed fleets Access to multiple carriers through Amwins’ underwriting relationships Underwriting expertise focused exclusively on public auto exposures Underwriting Notes When submitting a request, underwriters typically ask for: Completed public auto application and vehicle schedule Current loss runs (usually 3–5 years) Driver lists and MVRs for principals and drivers Details on safety programs, maintenance, driver hiring, and training procedures While this program handles many public auto classes, it is not intended for high-hazard freight or specialized hazmat transport. Accounts with a history of frequent or severe losses, or with inadequate driver controls, may not be eligible. Territories and Regulatory Positioning The program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, ME, MD, MN, MS, MO, MT, NE, NV, NH, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage availability and filing requirements vary by state; Amwins can advise on admitted vs. non-admitted placement options as appropriate for the risk. Why Work with Amwins on Public Auto Deep, focused expertise in public auto—underwriters who understand passenger transportation exposures Managing General Underwriter access to multiple carrier capacities and flexible policy forms Responsive underwriting and tailored solutions for single-vehicle owners up to larger fleet operators Ability to consider specialized or niche operations that require a nuanced approach Example submissions you may have: a regional airport shuttle operator with a mixed fleet of 8–12 vehicles and a documented driver training program; or a luxury limousine service seeking liability and physical damage coverage for chauffeurs and high-value sedans. Both are the kinds of risks our team regularly evaluates. To learn more about our Public Auto insurance program, please visit our website. Frequently Asked Questions What types of public auto accounts are a good fit for this program?We typically write airport shuttles, limousines, charter and party buses, daycare and social service transport, employee shuttles, and seasonal recreation transport. Accounts with documented safety programs and acceptable loss histories are preferred. Which lines of coverage are available through Amwins’ Public Auto program?The program commonly includes Auto Liability, Auto Physical Damage, and Excess coverage. Coverages and limits are tailored to the vehicle mix and exposures of each account. What information should I include with a submission?Provide a completed application, vehicle schedule, current loss runs, driver roster with MVRs for key drivers, and a summary of safety and maintenance programs. The more complete the submission, the faster underwriting can evaluate the risk. In which states can I place business through this program?Amwins offers this program in multiple states (see storefront for the full list). Availability and the admitted/non-admitted option can vary by jurisdiction—your Amwins underwriter can advise on placement options for the client’s state. Need help placing an account? Connect with a market specialist.

...gency, AIM delivers specialized commercial auto solutions designed for local (...ence helping agents succeed in the commercial auto and trucking space. We unde...

... residential, multi-family, and commercial cleaning operations. Ideal Accou... multi-family cleaning, office and commercial cleaning, and light floor waxing...

...igned to meet the needs of both commercial and residential roofers in North Ca...structures up to three stories and commercial roofers, including those using h...

Behind every successful nonprofit organization is a team of dedicated employees and volunteers working hard to make a difference in their communities. Whether it’s a daycare center caring for children, a food bank serving families in need, or a cultural nonprofit managing public events, these organizations rely on their people to achieve their mission. That’s why protecting your nonprofit clients with the right Workers’ Compensation Insurance is essential to their continued operation and financial stability. Novatae Risk Group offers a specialized Workers’ Compensation Insurance program tailored to the unique needs of nonprofit and social service organizations. Through our partnership with an "A" rated carrier, we provide reliable coverage solutions for accounts that may be considered tough to place in standard markets. From new ventures to distressed risks or businesses with a high experience MOD, we help agents find appropriate coverage for their nonprofit clients. Ideal Accounts and Appetite MOD 1.30 or greater High-hazard or tough classes Blue, gray, and white collar nonprofit organizations Accounts currently in state pools or assigned risk funds Clients with prior cancellations, lapses, or non-renewals New ventures with no prior coverage Multi-state operations Hard-to-place Workers’ Comp risks You might have a client operating a transitional housing nonprofit with multiple locations and a history of claims. Or perhaps a small arts nonprofit is launching in multiple states. These are the types of accounts Novatae Risk Group can help you place quickly and efficiently. Coverage Highlights and Advantages Fast turnaround on submissions Access to multiple "A" rated carriers Stand-alone Workers’ Comp policies Guaranteed cost solutions Integrated workers’ comp solutions Dividend and retro-rated plans High deductible options Custom account handling for complex risks Underwriting Notes and Minimum Premiums Minimum premium: $10,000 Required documents: ACORD 130, 3–4 years of loss runs, large loss details, and a supplemental questionnaire Territories and Availability This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, and WI. Coverage is offered through all available markets, and carrier options vary by state. Why Work With Novatae Risk Group? Novatae Risk Group is a trusted Managing General Underwriter and E&S Broker with deep expertise in placing challenging workers' compensation accounts. Our specialized nonprofit Workers’ Comp program is backed by years of underwriting experience and access to strong carrier partners. Whether your client is a new nonprofit venture or a well-established organization with complex exposures, we’re here to help you find market solutions that work. Do you need a Workers’ Compensation Insurance Quote for Non-Profit Organizations? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of nonprofit organizations are eligible for this Workers’ Comp program?This program targets a wide range of nonprofits, including social services, daycare centers, housing programs, community outreach groups, and other charitable organizations with blue, gray, or white collar operations. Can I submit a new nonprofit venture with no prior Workers’ Comp coverage?Yes, new ventures are accepted. The program is designed to accommodate accounts with no prior coverage, including startups and recently formed nonprofits. What documentation is required to submit an account?You’ll need to provide an ACORD 130 form, 3–4 years of loss runs, any large loss details, and a completed supplemental questionnaire. Is this program available for nonprofits operating in multiple states?Yes, multi-state exposures are a specialty of Novatae Risk Group. We can help place coverage for nonprofits with operations across several states. What is the minimum premium for this program?The minimum premium starts at $10,000, and pricing may vary depending on risk characteristics and state. Need help placing an account? Connect with a market specialist.