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Cyber / Digital / Technology Insurance Program from ExecutivePerils Technology-driven risks are evolving rapidly, and your clients need comprehensive protection that keeps pace. ExecutivePerils, Inc. offers a robust Cyber / Digital / Technology insurance program designed to address the complex exposures facing tech firms, digital service providers, and businesses with online or data-sensitive operations. Ideal Accounts and Target Industries This program is ideal for a wide range of clients in the digital and technology space. Typical accounts include: Software developers and SaaS platforms Managed service providers (MSPs) and IT consultants Data storage and cloud computing firms Digital media companies eCommerce businesses and online platforms Startups with technology-driven products or services Agents can confidently place accounts that handle sensitive data, provide tech-enabled services, or rely heavily on digital infrastructure. Whether your client is a fast-growing app developer or a long-established IT services firm, this program offers flexible and tailored protection. Coverage Highlights and Advantages ExecutivePerils partners with numerous carriers to deliver highly customizable coverage options. Key features of the Cyber / Digital / Technology program include: Media Liability – Coverage for defamation, copyright infringement, and other media-related exposures. Unauthorized Access / Denial of Service – Protection against hacking, DDoS attacks, and third-party system breaches. e-Professional Liability (Tech E&O) – Covers errors and omissions in the delivery of digital or tech services. Business Interruption / Loss of Income – Coverage for lost revenue due to network outages or cyberattacks. Cyber Extortion – Protection against ransomware and extortion-related events. Data and Software Destruction – Covers the cost to restore or replace lost or corrupted data/software. Theft of Digital Assets – Includes losses involving money, securities, or other property via cyber theft. Defense Outside the Limits – Professional E&O options with defense costs outside the policy limit and duty-to-defend language. This suite of coverages allows agents to deliver strong risk management solutions for clients exposed to modern cyber threats and financial liabilities tied to digital operations. Underwriting Notes and Non-Admitted Market Access This program is written on a non-admitted basis through a diverse group of top-tier carriers. ExecutivePerils works closely with brokers to assess risk and tailor coverage based on each client’s operations and exposure profile. Applications are reviewed carefully, with underwriting focused on the client's data handling practices, incident response planning, and technology infrastructure. Minimum premiums may vary depending on the size and nature of the risk. Reach out to discuss specific account details and get a quote turnaround. States Available This Cyber / Digital / Technology program is available to licensed agents and brokers in all 50 states and Washington, D.C., including: CA, TX, NY, FL, IL, GA, PA, OH, NJ, NC, MI, VA, WA, AZ, MA, TN, IN, MO, MD, WI, CO, MN, SC, AL, LA, KY, OR, OK, CT, IA, NV, AR, MS, KS, UT, NE, NM, WV, ID, HI, ME, NH, RI, MT, DE, SD, ND, VT, AK, WY, and DC. Why Work With ExecutivePerils? ExecutivePerils, Inc. is a trusted wholesaler with deep expertise in specialty lines and professional liability. With a strong focus on emerging tech, digital risk, and cyber security exposures, their team offers responsive service, program flexibility, and access to multiple markets. Agents benefit from a collaborative underwriting approach and expert guidance on structuring complex accounts. Whether you're placing cyber liability coverage for a digital startup or a mature technology consulting firm, ExecutivePerils can help you deliver competitive, well-structured solutions that meet your clients’ evolving needs. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include software developers, IT consultants, managed service providers, eCommerce companies, and digital media firms with cyber or tech-related exposures. Is this program written on an admitted basis?No, this is a non-admitted program placed through various top-tier carriers. It offers flexibility and customized coverage options for evolving tech risks. Are startups eligible for coverage under this program?Yes, startups and early-stage tech companies are eligible, provided they have appropriate controls and data security measures in place. Can this program cover both cyber liability and tech E&O?Yes, the program offers integrated solutions that include cyber liability, technology E&O, and media liability within a single package. Which states is the program available in?The program is available in all 50 states and Washington, D.C. Need help placing an account? Connect with a market specialist.

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...Income and Equipment Breakdown Computer Equipment, Inland Marine, and Outsid... CCTV, intercoms, and access control systems. Is Errors & Omissions covera...

Specialized Insurance for Video Game and App Developers Video game and smartphone app development companies face unique risks that can be difficult to place through standard markets. From intellectual property concerns and data security exposures to errors in code that may lead to user harm or financial losses, these businesses require tailored insurance solutions. RPS Technology & Cyber offers a specialized insurance program designed to address the complex needs of video game and app developers. Ideal Accounts and Target Classes This program is an excellent fit for: Independent video game developers (console, PC, or mobile) Smartphone and tablet app developers Studios producing AR/VR or interactive media applications Companies offering subscription-based or in-app purchase business models Whether you’re working with a startup gaming studio or a well-established mobile app company, RPS can help you find the right coverage solutions. Coverage Highlights and Advantages RPS Technology & Cyber understands the fast-paced and highly technical nature of the development industry. Their program offers access to comprehensive cyber and technology E&O coverages, which may include: Technology Errors & Omissions Media liability, including IP infringement Cyber liability, including data breaches and ransomware attacks Business interruption due to tech failures Coverage for regulatory defense and fines (where applicable) Coverage terms are crafted to meet the needs of developers launching new products, updating existing platforms, or operating in a live-service model. Underwriting Approach and Submission Tips Due to the specialized nature of this segment, underwriting is thorough and may require detailed information about the client’s products, data handling practices, and risk controls. Accounts that demonstrate strong IP management, secure coding practices, and clear user terms are more likely to be favorably underwritten. While many carriers consider this class high risk, RPS has access to markets that understand the nuances of this field and are willing to work on creative solutions. Minimum premiums vary depending on the risk and size of the account. Available Nationwide This program is available in all 50 states and Washington, DC. Whether your client is based in California, Texas, New York, or anywhere in between, RPS can help you secure the right coverage. Why Choose RPS Technology & Cyber As a wholesale broker with deep expertise in technology and cyber insurance, RPS Technology & Cyber provides brokers and agents with access to a broad range of markets and underwriters who specialize in complex tech risks. Their team understands the intricate needs of video game and app developers and works to deliver coverage that addresses their unique exposures. From responsive underwriting support to market-leading carriers, RPS is your partner for placing hard-to-place tech accounts. Visit the RPS Technology & Cyber company profile to learn more about their capabilities. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for independent video game developers, mobile app creators, AR/VR studios, and other companies involved in the design, development, and distribution of interactive software. What coverages are typically included?Coverages often include tech E&O, cyber liability, media liability, business interruption, and intellectual property protections, depending on the carrier and account profile. Is this program available in all states?Yes, the program is available in all 50 states and Washington, DC. What information is required for underwriting?Underwriters typically request details about the company’s products, operations, revenue, data security practices, and any prior claims or incidents. Why work with RPS for these risks?RPS Technology & Cyber offers specialized market access, experienced underwriters, and a deep understanding of the unique exposures developers face—making them a strong partner for placing tech-related risks. Need help placing an account? Connect with a market specialist.