https://completemarkets.com/company/eperils/Cyber-Digital-Technology/
Cyber / Digital / Technology Insurance Program from ExecutivePerils
Technology-driven risks are evolving rapidly, and your clients need comprehensive protection that keeps pace. ExecutivePerils, Inc. offers a robust Cyber / Digital / Technology insurance program designed to address the complex exposures facing tech firms, digital service providers, and businesses with online or data-sensitive operations.
Ideal Accounts and Target Industries
This program is ideal for a wide range of clients in the digital and technology space. Typical accounts include:
Software developers and SaaS platforms
Managed service providers (MSPs) and IT consultants
Data storage and cloud computing firms
Digital media companies
eCommerce businesses and online platforms
Startups with technology-driven products or services
Agents can confidently place accounts that handle sensitive data, provide tech-enabled services, or rely heavily on digital infrastructure. Whether your client is a fast-growing app developer or a long-established IT services firm, this program offers flexible and tailored protection.
Coverage Highlights and Advantages
ExecutivePerils partners with numerous carriers to deliver highly customizable coverage options. Key features of the Cyber / Digital / Technology program include:
Media Liability – Coverage for defamation, copyright infringement, and other media-related exposures.
Unauthorized Access / Denial of Service – Protection against hacking, DDoS attacks, and third-party system breaches.
e-Professional Liability (Tech E&O) – Covers errors and omissions in the delivery of digital or tech services.
Business Interruption / Loss of Income – Coverage for lost revenue due to network outages or cyberattacks.
Cyber Extortion – Protection against ransomware and extortion-related events.
Data and Software Destruction – Covers the cost to restore or replace lost or corrupted data/software.
Theft of Digital Assets – Includes losses involving money, securities, or other property via cyber theft.
Defense Outside the Limits – Professional E&O options with defense costs outside the policy limit and duty-to-defend language.
This suite of coverages allows agents to deliver strong risk management solutions for clients exposed to modern cyber threats and financial liabilities tied to digital operations.
Underwriting Notes and Non-Admitted Market Access
This program is written on a non-admitted basis through a diverse group of top-tier carriers. ExecutivePerils works closely with brokers to assess risk and tailor coverage based on each client’s operations and exposure profile. Applications are reviewed carefully, with underwriting focused on the client's data handling practices, incident response planning, and technology infrastructure.
Minimum premiums may vary depending on the size and nature of the risk. Reach out to discuss specific account details and get a quote turnaround.
States Available
This Cyber / Digital / Technology program is available to licensed agents and brokers in all 50 states and Washington, D.C., including:
CA, TX, NY, FL, IL, GA, PA, OH, NJ, NC, MI, VA, WA, AZ, MA, TN, IN, MO, MD, WI, CO, MN, SC, AL, LA, KY, OR, OK, CT, IA, NV, AR, MS, KS, UT, NE, NM, WV, ID, HI, ME, NH, RI, MT, DE, SD, ND, VT, AK, WY, and DC.
Why Work With ExecutivePerils?
ExecutivePerils, Inc. is a trusted wholesaler with deep expertise in specialty lines and professional liability. With a strong focus on emerging tech, digital risk, and cyber security exposures, their team offers responsive service, program flexibility, and access to multiple markets. Agents benefit from a collaborative underwriting approach and expert guidance on structuring complex accounts.
Whether you're placing cyber liability coverage for a digital startup or a mature technology consulting firm, ExecutivePerils can help you deliver competitive, well-structured solutions that meet your clients’ evolving needs.
Frequently Asked Questions
What types of accounts are a good fit for this program?Ideal accounts include software developers, IT consultants, managed service providers, eCommerce companies, and digital media firms with cyber or tech-related exposures.
Is this program written on an admitted basis?No, this is a non-admitted program placed through various top-tier carriers. It offers flexibility and customized coverage options for evolving tech risks.
Are startups eligible for coverage under this program?Yes, startups and early-stage tech companies are eligible, provided they have appropriate controls and data security measures in place.
Can this program cover both cyber liability and tech E&O?Yes, the program offers integrated solutions that include cyber liability, technology E&O, and media liability within a single package.
Which states is the program available in?The program is available in all 50 states and Washington, D.C.
Need help placing an account? Connect with a market specialist.