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...ns that own, operate, rent or rig cranes and related equipment. Coverage is st...rane operator with a fleet of mobile cranes, requiring combined GL, auto and i...

Affordable ? Dependable ? Knowledgeable ? NORMAN-SPENCER AGENCY – Inland Marine Insurance Overview of the Program From Norman-Spencer Norman-Spencer Agency, Inc. offers a comprehensive Inland Marine Insurance program designed to meet the diverse needs of clients with mobile equipment, tools, and property in transit. With decades of experience and specialized program development, Norman-Spencer works directly with agents and brokers to provide tailored solutions across a wide range of industries. Leveraging access to multiple markets, the program is positioned to deliver reliable, flexible, and competitive inland marine coverage. Ideal Accounts and Appetite This program is ideal for risks that involve mobile equipment, property in transit, or equipment used at various job sites. Target classes include, but are not limited to: Construction contractors with tools and equipment on various job sites Crane operators and boom trucks Concrete pumpers Sand and gravel haulers Environmental contractors Ready-mix operations You might have a client who owns a fleet of construction equipment used across multiple locations. This program can help protect their assets while in transit or stored on-site. Another good fit might be a crane service operating across state lines that needs specialized coverage for high-value equipment. Coverage Highlights and Advantages Norman-Spencer’s Inland Marine Insurance program includes broad coverage options for a variety of exposures, including: Contractor’s Equipment Installation Floaters Motor Truck Cargo Tool Floaters Riggers Liability With access to multiple carriers, the agency can offer flexible underwriting and competitive pricing structures to help you meet your clients’ needs. Additional lines such as General Liability, Property, Workers Compensation, and Umbrella can be packaged together when appropriate. Underwriting Notes and Minimum Premiums Submissions are reviewed on a case-by-case basis, with underwriting focused on risk quality, usage, and safety protocols. While minimum premiums may vary by carrier and class, Norman-Spencer can help guide you to the right market based on your client’s unique exposures. Territories and Availability This Inland Marine program is available in all 50 states, including the District of Columbia. Whether you’re working with a local contractor in Texas or a national crane operator based in Illinois, Norman-Spencer has the territorial reach and market access to support your placement needs. Why Work With Norman-Spencer? Norman-Spencer builds lasting relationships with agents and carriers by identifying real needs and delivering practical insurance solutions. Their team understands the complexities of Inland Marine coverage and brings a “can-do” attitude to every submission. When you partner with Norman-Spencer, you gain access to knowledgeable underwriters, multiple carriers, and a full suite of commercial insurance products tailored to specific industries. Visit www.norman-spencer.com for more information Visit www.sunderlandins.com – HNOA coverage for food delivery, couriers, and healthcare Visit www.jcstevensinc.com – Boom truck/crane and concrete pumpers insurance CONTACT US TODAY! PH 866-930-5570 FX 937-432-1635 www.norman-spencer.com [email protected] *Terms and coverages subject to change without notice. Frequently Asked Questions What types of accounts are a good fit for this Inland Marine program?The program is ideal for contractors, crane operators, concrete pumpers, and any business with mobile equipment or property in transit. Is this program available in all states?Yes, Norman-Spencer’s Inland Marine Insurance program is available in all 50 states and the District of Columbia. What coverage options are included in the program?The program offers coverage for contractor’s equipment, installation floaters, motor truck cargo, tool floaters, and more. Can this coverage be packaged with other lines?Yes, Inland Marine can be combined with General Liability, Auto, Property, Workers Compensation, Umbrella, and other lines where appropriate. What makes Norman-Spencer a strong partner for Inland Marine business?Norman-Spencer brings niche expertise, access to multiple carriers, and a relationship-driven approach to every account, helping agents find the right fit for their clients. Need help placing an account? Connect with a market specialist.

...Businesses with mobile equipment, cranes, trailers, and tools frequently in tr...ocedures, and licensed operators for cranes and heavy equipment. High-hazard a...