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...are providers, preschool centers, daycare operations, and similar early-educat...for this program?Licensed child care centers, preschools, and family day care ...

... camps or competitions Licensed daycare services Mobile-only programs (lik...a multi-location gymnastics training center, this program gives you the tools ...

...y counseling E&O and coverage for daycare/preschool operations. Colonial Gener...sions (clergy counseling E&O and daycare E&O), abuse coverage options,...

...wner who operates a small in-home daycare — this exposure may be placed under CPL with the appropriate daycare endorsement. Frequently Asked Ques...

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MOTOR TRUCK CARGO INSURANCE For NC and VA Agents Insurance Markets, Inc. offers a comprehensive Motor Truck Cargo Insurance program designed specifically for risks based in North Carolina (NC) and Virginia (VA). This program is ideal for a wide range of transportation clients and provides flexible coverage options with limits available up to $150,000. Overview of the Program From Agents Insurance Markets, Inc. As a Managing General Agency (MGA) with access to various carriers, Agents Insurance Markets, Inc. ("AIM") delivers tailored Motor Truck Cargo solutions for local and regional transportation risks. Whether your client is an independent owner-operator or a large fleet owner, AIM makes it easy to secure competitive cargo coverage with responsive service and underwriting support. Ideal Accounts and Appetite This program is well-suited for licensed motor carriers operating in North Carolina or Virginia. AIM underwrites a wide range of cargo transportation classes, including but not limited to: Auto Haulers – ideal for transporters of new and used vehicles Refrigerated Goods Carriers – including accounts needing Reefer Breakdown coverage Fleet Operators – from single-unit owner-operators to fleets with 1,000+ vehicles There are no radius limitations, making this a strong option for both local and long-haul operators. You might have a client who hauls cars from Richmond, VA to Raleigh, NC, or a refrigerated goods carrier working routes from Charlotte to Atlanta—this program can accommodate both. Coverage Highlights and Advantages Limits up to $150,000 available Reefer Breakdown coverage offered No radius restrictions – suitable for regional and national haulers Designed for fleets of all sizes Auto hauler appetite included These coverage features help protect your clients from financial loss due to theft, damage, or spoilage of cargo in transit. AIM understands the complex exposures of cargo haulers and matches them with the right carrier options to meet their specific needs. Underwriting Notes and Minimum Premiums While specific premium thresholds may vary by risk class and carrier, AIM works with a wide range of carriers to provide competitive options. Submissions should include complete vehicle and driver schedules, prior loss runs, and cargo details to ensure accurate underwriting and quick turnaround. Territories and Availability This Motor Truck Cargo Insurance program is available exclusively in North Carolina and Virginia. AIM can place business in both admitted and non-admitted markets, depending on the risk profile and carrier availability. Why Work With Agents Insurance Markets, Inc. AIM combines deep market access with a hands-on approach to support independent agents and brokers in placing complex transportation accounts. Their team is committed to fast response times, knowledgeable underwriting, and helping you grow your book with competitive motor cargo solutions. Whether you're placing a new venture or a seasoned fleet, AIM is ready to help you find the right fit. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for motor carriers based in NC or VA, including auto haulers, refrigerated goods carriers, and fleets of all sizes. Is there a radius limitation on coverage?No, this program offers coverage with no radius restrictions, making it suitable for both local and long-haul operators. Can owner-operators with a single vehicle apply?Yes, the program accepts fleets starting from a single vehicle up to 1,000+ units. Is Reefer Breakdown coverage included?Yes, Reefer Breakdown coverage is available for eligible refrigerated cargo risks. What states is this program available in?This Motor Truck Cargo Insurance program is currently available in North Carolina and Virginia. Need help placing an account? Connect with a market specialist.

PEST CONTROL INSURANCE For NC and VA We are your go-to market for all pest control businesses, whether BIG or SMALL! Specialized Pest Control Insurance Solutions Agents Insurance Markets, Inc. (AIM) offers a focused Pest Control Insurance program written for businesses operating in North Carolina and Virginia (also available in Washington, D.C.). This program addresses the unique liability and property exposures common to pest control operations and is placed on a non-admitted basis with experienced markets, including Western World Insurance Company. Ideal Accounts and Target Classes This program fits a broad range of pest control operations — from sole proprietors to larger regional service providers. Target classes include: Residential pest control services Apartment and multi-family property services Commercial building pest control Termite inspection companies Termite control services (excluding treatments that use gas) Landscapers who apply pesticides or herbicides Operators who offer fogging services Example fits: you might place a small residential exterminator who performs routine treatments and termite inspections, or a landscaper expanding into chemical applications who needs GL and equipment coverage. Coverage Highlights and Key Advantages The program provides broad, market-competitive terms designed for pest control exposures: Commercial General Liability — limits available up to $2,000,000 Property coverage with a Property Enhancement Form Property floaters to protect tools and mobile equipment Additional insured endorsements to satisfy contract requirements Wood Destroying Organism inspection coverage: $50,000 / $100,000 In-transit pollution coverage: $50,000 / $100,000 Property damage extension options (e.g., $5,000 / $25,000) Lost key coverage (limits noted in policy forms) Occurrence form with defense costs outside the limits Underwriting Approach and Placement Notes AIM underwriters understand pest control operations and the differences between residential, multi-family and commercial accounts. The appetite is broad; however, accounts involving termite treatments that use gas are ineligible. Because the program is non-admitted, we have flexibility to tailor terms for unusual operations and to offer endorsements that admitted markets may not provide. Underwriters will consider: loss history, application of pesticides (products used and application methods), employee training and licensing, distance and frequency of jobs, and equipment exposures. Additional insureds and contractual requirements are commonly available. Territories and Availability This program is available in North Carolina (NC), Virginia (VA), and Washington, D.C. Why Work With Agents Insurance Markets, Inc.? AIM combines specialist underwriting, flexible non-admitted placement options, and access to well-known carriers such as Western World Insurance Company. We focus on prompt service and practical solutions that help you place accounts that might be difficult with standard markets. Frequently Asked Questions What types of accounts are a good fit for this pest control program? This program is ideal for residential and commercial pest control operators, termite inspectors, and landscapers applying pesticides in NC, VA, and DC. Is termite control using gas included in this program? No. Termite control that involves the use of gas is excluded from eligibility. What coverage limits are available under General Liability? General Liability limits are available up to $2,000,000. Does this program offer additional insured endorsements? Yes. Additional insured endorsements are available to help your clients meet contractual obligations. Is this program admitted or non-admitted? This is a non-admitted program placed through Western World Insurance Company. Need help placing an account? Connect with a market specialist.

...utique pet store with an in-store daycare or play area • A regional animal she...