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Medical Malpractice Errors and Omissions Insurance Alexander J. Wayne & Associates, Inc. offers access to specialized Medical Malpractice Errors and Omissions Insurance markets designed for both standard and hard-to-place medical professionals. As a wholesale broker with access to top-rated carriers including Lexington, Chartis, James River, Hiscox, Admiral, CNA, Evanston/Essex/Markel, and Lloyd’s of London (both domestic and open market), we help agents and brokers secure coverage for a wide range of healthcare-related risks. Overview of the Program This program provides solutions for medical professionals who may have difficulty finding coverage in the standard market due to claims history, licensing issues, or other underwriting concerns. We work with non-admitted carriers in many cases, but admitted options are available in select states. Our expertise and broad market access allow us to help you place your clients, even when traditional options fall short. Ideal Accounts and Appetite We are particularly effective at helping agents place: Physicians with prior claims or gaps in coverage Therapists, radiologists, and X-ray technicians Clinics, laboratories, and outpatient centers Ambulance services and urgent care centers Spas offering medical treatments and procedures Independent Physician Associations (IPAs), HMOs, and PPOs Whether your client is a solo practitioner or part of a larger healthcare organization, we can assist in tailoring the right coverage to meet their needs. Coverage Highlights and Advantages Our Medical Malpractice E&O Insurance program offers flexible underwriting and access to specialty markets that understand the nuances of medical liability. Coverage is available for a wide range of medical professionals and entities, providing protection against claims of negligence, errors, or omissions in the delivery of healthcare services. This can be especially important for clients who have experienced claim issues or non-renewals. Underwriting Notes and Minimum Premiums Minimum premiums start at $2,500 for specified medical professions. For miscellaneous healthcare classes, the minimum premium varies depending on the risk class and underwriting factors. We can often provide options for risks that fall outside standard carrier guidelines, including those with elevated exposure or complex operations. Territories and Availability Our program is available in all 50 states plus Washington, D.C., including key markets such as CA, FL, NY, TX, and IL. Admitted options are available in some states, while non-admitted markets are accessible nationwide. Why Work With Alexander J. Wayne & Associates With decades of experience in the medical professional liability space, Alexander J. Wayne & Associates, Inc. is a trusted partner for independent agents and brokers. Our underwriting expertise and carrier relationships allow us to offer creative solutions for even the most challenging accounts. Whether your client is a physician with a claims history or a startup clinic with unique services, we are here to help you place the business efficiently and competitively. Contact us today and learn how we can support your agency with Medical Malpractice Errors and Omissions Insurance placements. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for physicians, therapists, technicians, clinics, and other healthcare providers who are difficult to place due to claims, gaps in coverage, or specialty services. Can you help place risks that have been declined by standard markets?Yes. We specialize in placing hard-to-place and nonstandard medical malpractice risks through our access to non-admitted markets and specialty carriers. Are there options for healthcare facilities as well as individuals?Absolutely. We can provide coverage for clinics, laboratories, ambulance services, HMOs, PPOs, and more, in addition to individual practitioners. What is the minimum premium for this program?Minimum premiums typically start at $2,500 for specified medical professions, but may vary for miscellaneous healthcare classes based on underwriting factors. In which states is this program available?The program is available in all 50 states and Washington, D.C., with admitted markets in some states and non-admitted markets nationwide. Need help placing an account? Connect with a market specialist.

Comprehensive Media Liability Solutions from Alexander J. Wayne & Associates Alexander J. Wayne & Associates, Inc. provides a dedicated Media Liability Insurance program designed for agents and brokers who need reliable placement options for media-related risks. As a wholesale broker with market access to all major U.S. carriers and Lloyd’s of London (domestic and London open market), we place both standard and hard-to-place media accounts across admitted and non-admitted markets. Ideal Accounts and Target Classes This program addresses the liability exposures that arise from creating, publishing, distributing, or promoting content. We routinely write coverage for: Advertisers and advertising agencies Authors and book publishers Magazine and newspaper publishers Multimedia and entertainment companies Radio, television, and cable broadcasters Film and video producers or distributors Public personalities and talent engaged in public appearances Good-fit examples: you might have a regional lifestyle magazine preparing a new issue, a podcast production company with growing listenership, or a digital content creator whose reach and monetization are expanding. Those accounts—especially when they involve original reporting, commentary, advertising, or third-party content—are a primary focus for this program. Coverage Highlights and Advantages We offer flexible policy forms (both Claims-Made and Occurrence) and a broad set of protections tailored to modern media exposures. Typical coverages include: Libel, slander, and defamation Invasion of privacy and misappropriation of likeness Copyright and trademark infringement Policy features agents can leverage: Unlimited defense costs in addition to the policy limits (available for most classes) Punitive damages coverage where permitted by law Primary limits up to $10,000,000, with excess placements up to $15,000,000 Underwriting Notes Our underwriters have deep experience with media exposures and will consider risks across a wide spectrum of complexity. We underwrite both admitted and non-admitted options, and can place accounts in domestic and London markets when file complexity or limits require it. When preparing submissions, include recent samples of content, editorial controls or review procedures, social media policies, and any prior claims history. Placement depends on the client’s content processes, distribution reach, advertising practices, and prior loss activity. Territories and Availability Media Liability is available in all 50 states and the District of Columbia. We can place business admitted or non-admitted depending on the class of business, state regulations, and the insured’s limit requirements. Why Work With Alexander J. Wayne & Associates? Agents and brokers choose Alexander J. Wayne & Associates for media liability because we combine specialty underwriting knowledge with wide market access. We routinely navigate hard-to-place risks by pairing experienced underwriters with U.S. carriers and Lloyd’s markets—helping you secure competitive terms and higher limits when needed. Contact us when you have media accounts that require tailored wording, higher limits, or London market capacity. Our team will help evaluate appetite, prepare a market-ready submission, and identify the right placement strategy. Frequently Asked Questions What types of accounts are a good fit for this Media Liability program?Ideal accounts include publishers, broadcasters, content creators, advertising agencies, authors, and media production companies—especially those with unique or hard-to-place exposures. Is this program available nationwide?Yes, Media Liability Insurance is available in all 50 states and Washington, DC. What coverage limits are available?Policy limits are available up to $10 million, with excess limits up to $15 million depending on the risk. Can I get coverage for claims involving defamation or copyright issues?Yes, the program includes coverage for defamation, libel, slander, copyright and trademark infringement, and related media liability exposures. Does the program offer both admitted and non-admitted options?Yes, we offer both admitted and non-admitted options depending on the risk class and state requirements. Need help placing an account? Connect with a market specialist.