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Contract Bonds J.M. Wilson Corp. offers a full suite of Contract Bond solutions through A-rated carriers, helping you secure bonding for a wide range of contractor clients. Whether you're working with new, small, or hard-to-place accounts, we provide access to both standard and non-standard markets to help you place business more easily. Our team is committed to competitive pricing, fast quote turnaround, and responsive underwriting — with most new account submissions reviewed within 24-48 hours. Streamlined Underwriting Process (SUP) Bonds Designed for small or infrequent bond users Bond requests up to $1 million Total work programs up to $1.5 million Larger amounts may be considered Learn more and see requirements! Contractor Bid & Performance Bonds Ideal for public projects over $100,000 Also available for private job owners and smaller projects May be required of subcontractors and suppliers Bid Bonds guarantee contract acceptance if awarded Typically 5-10% of the bid amount Payment Bonds ensure labor and material costs are covered Learn more and see example classes! Subcontractor Bid & Performance Bonds Required by General Contractors, Project Managers, and Owners Protects general contractors in case of subcontractor default Learn more and see example classes! Quick Contract Bonds For projects up to $350,000 per job / $700,000 aggregate Great for new or small contractors Learn more and see coverages! SBA Bonds For small to mid-size contractors unable to access standard bonding markets SBA guarantees 80-90% of the bond penalty Reduces risk for sureties and expands bonding access Learn more and see requirements! Frequently Asked Bond Questions Trouble Obtaining Bonds in the Standard Market? Visit our website, www.jmwilson.com to learn more! Frequently Asked Questions What types of accounts are a good fit for this Contract Bond program?We work with a variety of contractor types, including small or new contractors, subcontractors, and those in need of SBA support. Accounts with bond needs up to $1.5 million are ideal. Can J.M. Wilson help with hard-to-place or non-standard bond requests?Yes. We have access to both admitted and non-admitted markets and specialize in finding solutions for difficult submissions and non-standard accounts. How fast can I expect a quote or response on a new submission?Most new account submissions receive a response within 24–48 hours. We prioritize quick turnaround to help you serve your clients efficiently. Is this program available in my state?Our Contract Bond solutions are available in over 30 states including MI, OH, FL, IL, NY, and more. Contact us to confirm availability in your state. What if my client already has a bond application from another surety?We accept applications from other surety companies and can use them to evaluate new submissions for our markets. Need help placing an account? Connect with a market specialist.

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Contractors Pollution Liability (CPL) insurance helps protect contractors against liabilities arising from pollution incidents related to their work. It covers the costs associated with cleanup, restoration, and legal defense in case of environmental damage caused by the contractor's operations. CPL insurance is particularly relevant for contractors in industries such as construction, excavation, remediation, and waste management, where the risk of pollution incidents is high. This insurance provides contractors with financial protection and helps them meet contractual obligations that often require pollution liability coverage. It is an essential safeguard for contractors, mitigating the potential financial consequences of environmental accidents. Benefits Construction and remediation operations, whether performed by the contractor or subcontractor. Claims alleging improper supervision of subcontractors. Third-party bodily injury. Third-party property and environmental damage. Clean up costs for pollution both on and migrating from the work site. Protection against claims for clean up costs where mandated by a governmental agency. We can help you provide you and your clients with business solutions for the following classes of business: General Contractors Street and Road Contractors Maintenance, Marine and Mechanical Contractors Electrical Contractors Wrecking and Demolition Contractors Trade Plumbing, HVAC and Industrial Contractors Environmental Remediation Contractors Response Action/Emergency Spill Response Contractors Water, Sewer, Pipeline and Communications Contractors Excavation Contractors Concrete Contractors Water Well Drilling Contractors Lawn and Garden Services Contractors Carpet and Upholstery Cleaning Contractors Roofing, Siding and Sheet Metal Work Contractors and more… Highlights Applies to pollution conditions caused by contractors operations. Underwritten on a blanket or project specific basis. Offers coverage to contractors that most standard general liability programs specifically exclude. Coverage can be expanded to include Microbial Matter (mold& fungus), Non Owned Disposal Site Coverage, TPL, Professional Liability, Legal defense and Terrorism Coverage.