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Occurrence or Claims-Made CGL Form available. Nose coverage and prior acts available for qualified accounts. Defense costs are typically outside the policy limits for Commercial General Liability. Pollution Liability available on a claims-made basis (separate application required). Overview of the Waste Facilities Liability Program The Waste Facilities Liability program from National Environmental Coverage Corporation (NECC) is designed to help agents and brokers place complex environmental liability risks for waste management and recycling operations. With a focus on hard-to-place and specialized environmental exposures, NECC offers customized coverage solutions through non-admitted carriers. This program addresses the unique liability challenges faced by facilities that handle solid waste, recycling, and related environmental processes. Whether your client operates a composting center or a construction debris landfill, NECC provides tailored liability coverage that helps protect against environmental claims, bodily injury, property damage, and pollution-related incidents. Ideal Accounts and Eligible Classes NECC is actively seeking accounts in a wide range of waste-related operations, including but not limited to: ... Land Farms Transfer Stations Used Oil Recycling And Others! If you have a client who operates a regional composting facility or a recycling business that handles used oil and hazardous materials, this program may be a strong fit. NECC understands the exposures involved and can help you secure appropriate coverage for these operations. Coverage Highlights and Advantages Occurrence or Claims-Made Commercial General Liability (CGL) forms available. Optional Nose Coverage and Prior Acts coverage for qualified risks. Defense costs are generally outside the policy limits for CGL coverage. Standalone Pollution Liability coverage available (claims-made basis, separate application required). Coverage is flexible and can be tailored to the exposures of each facility. Whether your client needs protection against third-party bodily injury or environmental cleanup costs, NECC’s program offers adaptable solutions. Underwriting Notes and Minimum Premiums Base limits up to $1,000,000 per occurrence with a $1,000,000 aggregate (higher limits may be available). Minimum deductible starts at $2,500. Minimum premium begins at $2,500, depending on risk characteristics. All submissions are subject to underwriting review. Prior acts coverage may require proof of continuous comparable coverage. Some risks may qualify for limited or no retroactive coverage depending on the exposure and history. Territories and Availability NECC’s Waste Facilities Liability program is available in most states across the U.S., including but not limited to CA, FL, TX, NY, IL, and PA. The program is written on a non-admitted basis, allowing for greater flexibility in underwriting specialized or non-standard environmental risks. Why Work With National Environmental Coverage Corporation? NECC specializes in environmental liability solutions and brings deep expertise in evaluating and underwriting waste-related operations. As a trusted market for environmental exposures, NECC helps agents and brokers succeed in placing hard-to-insure risks. Their responsiveness, program flexibility, and niche focus make them a valuable partner for your environmental accounts. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for solid waste facilities, composting centers, recycling operations, transfer stations, and similar environmental service businesses. Is pollution liability included in the standard coverage?Pollution Liability is available but requires a separate application and is written on a claims-made basis. Are occurrence forms available, or is this strictly claims-made?Both occurrence and claims-made CGL forms are available, depending on the risk and underwriting requirements. What is the minimum premium for eligible risks?The minimum premium starts at $2,500, though this may vary based on the size and nature of the operation. What states is this program available in?The program is available in most U.S. states, including CA, TX, FL, NY, IL, and many others. Need help placing an account? Connect with a market specialist.

Citadel Insurance Services offers EnviroPAC, a dedicated Environmental Insurance program that helps agents and brokers place complex pollution and environmental risks with confidence. Built for environmental contractors, consultants, waste facilities, and restoration firms, EnviroPAC combines specialized underwriting with access to top-rated carriers to deliver flexible, market-responsive solutions. Through our EnviroPAC program you can quote broad liability options for remediation contractors, asbestos/lead/mold abatement firms, environmental consultants, hazardous and non-hazardous waste handlers, and emergency response or restoration companies. Coverage is available nationwide (all 50 states and Washington, D.C.), on admitted and non-admitted paper where eligible. Minimum premiums start at $2,500. Ideal Accounts and Appetite EnviroPAC targets a wide range of environmental-related businesses, including: Environmental remediation contractors Asbestos, lead, and mold abatement firms Environmental consultants and engineers Hazardous and non-hazardous waste facilities Restoration and emergency response companies Typical submissions that fit our appetite include a remediation contractor performing soil or groundwater cleanup for brownfield redevelopment, a consultant providing UST or vapor intrusion assessments, or a restoration firm responding to pollution events after a storm. We can place both single-site and multi-location operations, subject to underwriting review. Coverage Highlights and Advantages EnviroPAC is designed as a flexible package so you can combine coverages and limits to match your client’s exposures and budget. Key offerings include: General Liability ISO-based forms Available on Occurrence and Claims-Made bases Options for Hired & Non-Owned Auto, Products Pollution, Employee Benefits, and more Contractor Pollution Liability (CPL) Occurrence or Claims-Made trigger Covers pollution incidents arising from your client’s operations or subcontractor work Includes Cleanup Costs, Third-Party Bodily Injury, and Property Damage Professional Liability Claims-Made coverage for environmental consulting services Covers alleged acts, errors, or omissions tied to professional services Protects against third-party financial loss and liability Site Pollution Liability Claims-Made coverage for owned or operated sites Includes on-site and off-site cleanup, bodily injury, and property damage Options available for pre-existing conditions and newly discovered contamination Transportation Pollution Liability Available as an extension to Contractor or Site Pollution policies Covers pollution incidents during transport of materials Follow Form Excess Supported and unsupported excess options Excess capacity over GL, CPL, PL, Site Pollution, Auto Liability, and Employer’s Liability Underwriting Notes and Minimum Premiums Our underwriters focus on tailored solutions and quick responses. We work with a mix of admitted and non-admitted markets to fit unusual or higher-exposure risks. Markets include Starr, Crum, Scottsdale, AIG, Arch, ACE, Liberty, Markel, Kinsale, and others. Minimum premiums start at $2,500; final pricing depends on class of business, operations, limits, and other risk characteristics. Common underwriting considerations include nature of contamination risks, client loss history, subcontractor controls, waste handling practices, and site remediation plans. Territories and Availability EnviroPAC is available in all 50 states and Washington, D.C., including high-demand jurisdictions such as California, Texas, Florida, and New York. We place accounts on admitted paper where available and appropriate, and use non-admitted markets when necessary to secure capacity or broader terms. Why Work With Citadel Insurance Services As a wholesale broker with deep specialization in environmental risks, Citadel Insurance Services offers market access, program design, and hands-on underwriting support tailored to pollution exposures. Our team understands regulatory drivers, common operational pitfalls, and the documentation carriers expect—helping you place business faster and with greater confidence. When you partner with Citadel, you gain a resource for complex submissions, flexible program structures, and access to multiple carriers that actively write environmental liability. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for environmental contractors, consultants, waste facilities, and restoration companies handling pollution-related exposures. What coverages are available under the EnviroPAC program?Coverages include General Liability, Contractor Pollution Liability, Professional Liability, Site Pollution Liability, Transportation Pollution Liability, and Follow Form Excess. Is coverage available in all states?Yes. Our Environmental Insurance program is available nationwide, including all 50 states and Washington, D.C. What is the minimum premium for this program?The minimum premium starts at $2,500, depending on the specific risk and coverage selected. Do you offer admitted and non-admitted options?Yes. Coverage is available through both admitted and non-admitted markets, subject to state and risk eligibility. Need help placing an account? Connect with a market specialist. ...

Overview of the Pollution Insurance Program from Ashley General Agency Ashley General Agency offers a dedicated Pollution Insurance program designed for agents placing environmental exposures through an experienced managing general agency. We provide access to admitted and non-admitted markets (program is not admitted in any state) and several carriers including Markel, Hudson, ACE, Rockhill, Endurance and others to deliver flexible solutions for contractors, consultants, haulers and facility owners. What this program covers We can assemble a full range of pollution products to meet client needs, from primary Pollution Legal Liability (PLL) and Environmental Impairment Liability (EIL) to site pollution, storage tank coverage and policies for hazardous materials and waste haulers. Follow-form excess limits are available to build layered programs. Ideal accounts and target classes Environmental engineers, consultants and remediation contractors Analytical testing firms and laboratories Hazardous materials and waste trucking/haulers Owners/operators of storage tanks and small industrial sites Sites requiring Site Pollution Liability or contractor’s pollution extensions Coverage highlights and advantages Primary and excess layers, including follow-form excess available Specific forms for Environmental Impairment Liability and Site Pollution Liability Storage tank and sudden/gradual pollution options Capacity for hazardous trucking and waste hauler operations Underwriting by carriers experienced in environmental risks Underwriting notes and appetite Typical accounts that fit this program have documented environmental controls, formal sampling/testing procedures (for labs), and established waste handling processes for haulers. We prefer risks with clear scopes of work, standard operating procedures, and available loss history. Higher hazard or legacy contamination sites may require additional information, remedial plans, or placement in excess markets. Minimum premium: $2,500. Submission requirements commonly include an ACORD application, copies of contracts or scopes of work, loss runs, phase I/II reports if available, and tank test/monitoring records for storage tank risks. Territories and admitted status This program is available in Texas. The program is not admitted in any state and is placed on a non-admitted/surplus lines basis where applicable. Agents should follow surplus lines filing and compliance rules for their state and their insured. Example account scenarios You have a consulting firm that performs site assessments and needs Professional and Environmental Impairment Liability with pollution extensions — this program can tailor PLL and EIL limits with pollution legal liability endorsements. You have a hazardous materials hauler moving industrial waste regionally — we can place auto liability with pollution endorsements and a dedicated hauler pollution policy to cover cleanup and third-party claims. Why work with Ashley General Agency Ashley General Agency is a specialist MGA with direct relationships at multiple carriers that underwrite environmental exposures. We focus on practical placements, flexible policy forms, and layered solutions (including follow-form excess). Our team understands environmental contracts and can work with you to structure coverage that aligns with the insured’s operations and regulatory needs. For more information on our Pollution program, call us today! Frequently Asked Questions What types of accounts are a good fit for this program?Environmental consultants, remediation and construction contractors, analytical testing labs, storage tank owners, and hazardous materials/waste haulers are the primary target classes. Accounts with documented controls and available loss history typically qualify. Is this program admitted or non-admitted?This program is not admitted in any state and is offered on a non-admitted/surplus lines basis. Submit according to your state’s surplus lines rules; the program is currently available in Texas. What minimum premium and submission materials are required?The program minimum premium is $2,500. Common submission items include an application, loss runs, scopes of work or contracts, and any environmental reports or tank records relevant to the risk. Which coverages and limits are available?We offer Pollution Legal Liability, Environmental Impairment Liability, Site Pollution Liability, storage tank coverage, hazardous trucking/hauler forms, and follow-form excess layers. Limits and endorsements depend on the carrier and risk profile. How quickly can I expect a quote?Turnaround depends on the complexity of the risk and completeness of the submission. Straightforward accounts with standard documentation can often be quoted in a few business days; more complex or legacy contamination risks will require additional underwriting time. Need help placing an account? Connect with a market specialist. ...

Environmental Contractors Insurance Program from National Environmental Coverage Corporation (NECC) National Environmental Coverage Corporation (NECC) offers a specialized insurance program tailored for environmental contractors. Designed to address the unique pollution and liability exposures in this niche, this program is ideal for agents and brokers looking to place business for clients involved in environmental remediation, hazardous waste handling, and related services across a wide range of industries. Ideal Accounts and Target Classes This program is a strong fit for contractors with environmental exposure, whether they operate independently or as subcontractors. Some of the eligible classes include: Asbestos Abatement Drillers (excluding Oil & Gas) Emergency Response Teams Environmental Remediation Contractors Hazardous Materials Handlers Lead and Mold Abatement Professionals Waste Brokers and Liquid Waste Remediation Services Medical & Infectious Waste Handlers Radon, PCB, and Soil Remediation Specialists UST/AST Contractors Wetlands Construction or Restoration Contractors And many more—if your client operates in the environmental contracting space, there’s a strong chance NECC has a solution. Coverage Highlights and Advantages Combined Occurrence Form General Liability (GL) and Contractors Pollution Liability (CPL) Monoline CPL available for accounts with separate GL coverage Nose coverage and prior acts available (subject to underwriting and documentation) Defense costs can be included within or added on top of policy limits First Dollar Defense option available Coverage limits are flexible to meet your client’s needs: Base limits up to $1,000,000 per occurrence / $1,000,000 aggregate Higher limits available—up to $5,000,000 on an annual or per-project basis Underwriting Considerations and Premium Info Minimum deductible starts at $2,500 Minimum premiums begin at $2,000 Please note that some exposures may not be eligible for occurrence form policies or mold coverage extensions. Prior acts coverage is subject to proof of continuous claims-made coverage and underwriting approval. Retroactive coverage may be limited or unavailable for certain risks. Territories and Availability This program is available in most U.S. states, including but not limited to CA, FL, NY, TX, and IL—covering a total of 50 states plus Washington, D.C. The program is written on a non-admitted basis, offering flexible underwriting for complex or higher-risk accounts. Why Partner with NECC? NECC focuses exclusively on environmental risks, giving you access to deep underwriting expertise and tailored solutions. Whether you’re placing a mold remediation contractor in the Midwest or a hazardous waste transporter on the East Coast, NECC provides responsive service and customized coverage options that help you close more business and serve your clients effectively. For example, you might have a client who specializes in underground storage tank removal and needs both pollution liability and GL coverage under one policy. Or perhaps you’re working with a medical waste hauler that has a solid safety track record but needs prior acts coverage. NECC can help with both scenarios. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for contractors involved in environmental remediation, hazardous material handling, mold or asbestos abatement, UST/AST work, and similar operations. Can I get coverage for a contractor that already has General Liability elsewhere?Yes, NECC offers monoline Contractors Pollution Liability coverage if your client has separate General Liability coverage in place. Is prior acts coverage available?Yes, prior acts coverage is available with proof of continuous comparable claims-made coverage, subject to underwriting approval. Are higher limits available beyond the base offering?Yes, limits up to $5,000,000 are available on either an annual or per-project basis to meet your client’s needs. In which states is this program available?The program is available in all 50 states and Washington, D.C., on a non-admitted basis. Need help placing an account? Connect with a market specialist. ...

Seafire Insurance Services offers a specialized Auto Repair Environmental Insurance Program designed to address pollution and environmental liability exposures common to auto repair shops and franchised auto dealers. This program gives agents access to coordinated environmental coverage backed by the financial strength and expertise of the Chubb Group of Insurance Companies.* Ideal Accounts and Appetite Seafire targets franchised auto dealers and independent repair facilities that have potential environmental exposures. Typical fits include locations that handle, store, or transport fluids and hazardous materials, operate or remove underground storage tanks, or generate regulated waste. Example scenarios you can place with this program: A single-location repair shop that recently expanded service bays and now stores increased quantities of motor oil and solvents onsite. A multi-location franchised dealer that transports used oil offsite and needs coverage for non-owned disposal sites and transport liabilities. Coverage Highlights and Advantages Limits available up to $1 million Coverage provided by the Chubb Group of Insurance Companies*, including: - New pollution incidents at insured sites - Liability for non-owned disposal sites - Transported cargo and transportation-related pollution liability Seafire combines broad, market-backed coverage with underwriting experience focused on environmental risks for the automotive sector. Agents benefit from: A streamlined application and submission process Simplified, industry-specific underwriting guidelines Fast quote, bind, and issue turnaround Nationwide availability across the continental U.S. Underwriting Notes and Minimum Premiums Underwriting focuses on operational controls, storage practices, waste handling, and any existing remediation history. Minimum premiums vary by risk characteristics; the program is structured to be accessible across a wide range of auto-related environmental exposures. Provide current operations details and any environmental assessments to help accelerate review. Territories and Availability This program is available in all continental U.S. states, including CA, TX, FL, NY, IL, and PA. Coverage is offered on a non-admitted basis, which can provide greater flexibility on terms and appetite for certain environmental exposures. Why Work With Seafire Insurance Services As a program administrator focused on environmental liability, Seafire delivers expert underwriting, responsive service, and access to a premier carrier in Chubb. We understand the operational realities of auto repair and dealer businesses and structure solutions that are practical, underwriter-friendly, and quick to place. Ready to place business? To start with our Auto Repair Environmental Insurance Program: Register with Seafire Download the application and program materials here Submit applications and begin binding environmental coverage for your auto repair and dealer clients For additional program details and to review forms, visit Seafire’s website. Frequently Asked Questions What types of accounts are a good fit for this program?Franchised auto dealers and auto repair shops with potential pollution exposures—such as fluid storage, waste disposal, underground storage tanks, or transportation of hazardous materials—are ideal candidates. Is this program available in my state?Yes. The program is available in all continental U.S. states, including CA, TX, NY, FL, and many others. What carrier backs this program?Coverage is provided by the Chubb Group of Insurance Companies*, offering established financial strength and expertise in environmental liability solutions. What limits are available under the policy?Coverage limits are available up to $1 million, subject to underwriting review and the specific risk profile. How fast can I get a quote and bind coverage?Seafire offers a streamlined submission and underwriting process aimed at fast turnaround for quoting, binding, and issuing policies. Need help placing an account? Connect with a market specialist. ...

Each year, Americans generate over 254 million tons of trash. With only about 120,000 waste collection workers across the country, the waste hauling industry faces significant operational and safety challenges. From physical injuries to environmental exposures, waste haulers operate in one of the most hazardous professions in the U.S. Prime Insurance Company understands the complex risks associated with this essential industry. That’s why we’ve developed a specialized Waste Haulers Insurance program tailored for agents and brokers looking to place tough environmental and transportation-related accounts. Whether your client operates a small local trash pickup service or a multi-state sanitation fleet, we’re here to provide comprehensive coverage solutions. Ideal Accounts and Target Classes Prime Insurance works with a wide range of waste management operations, including: Landfills Refuse Haulers Transfer Stations Trash Hauling Operations Sanitation Contractors Carting Companies Medical Waste Haulers Portable Toilet Services Recycling Operations Septic Service Companies Solid Waste Haulers If you have clients providing waste transportation, sanitation, or environmental cleanup services, this program is built for them. Operations with high auto exposure, environmental risk, or a history of losses may still qualify. Coverage Highlights Our Waste Haulers Insurance package is designed to address the real-world exposures these businesses face every day. We offer: Umbrella Coverage Auto Liability – including pollution *Not available in NY General Liability Environmental Impairment Liability Auto Physical Damage From slip-and-fall injuries to hazardous material spills, this coverage helps protect businesses from costly lawsuits, regulatory actions, and vehicle-related losses. Underwriting and Program Details Our underwriting team evaluates each account on a case-by-case basis, allowing us to consider challenging risks that may not qualify elsewhere. We offer custom rates and flexible coverage structuring to meet your client’s specific needs. Minimum premium information is available upon submission or inquiry. Territories and Admitted Status Waste Haulers Insurance from Prime Insurance is available in all 50 states, including Washington D.C. Auto liability coverage with pollution is not available in New York. Please contact us for state-specific availability and underwriting guidelines. Why Work With Prime Insurance Company? As a direct carrier with experience in high-risk and niche markets, Prime Insurance brings underwriting flexibility and industry knowledge to the table. We’re not just another market—we’re a problem solver. Our team understands the unique exposures waste haulers face and delivers customized insurance solutions that help you close business others can’t. Whether you’re working with a startup sanitation company or a seasoned hauler with past claims, we’ll help you find the right coverage fit. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in waste haulers, including landfill operators, trash pickup services, recycling businesses, and medical waste transporters. Accounts with complex auto and environmental risks are welcome. Is this program available nationwide?Yes, the program is available in all 50 states and Washington D.C. However, auto liability coverage with pollution is not available in New York. Can you consider risks with prior losses or challenging histories?Yes, we evaluate each submission individually and can consider accounts with claims history or other underwriting challenges. What coverages are included in the policy?Key coverages include general liability, auto liability, auto physical damage, environmental impairment liability, and umbrella coverage. How do I get a quote for my client?You can submit an application or reach out directly to our team to discuss your client’s needs. Customized quotes and rates are available based on the account specifics. Need help placing an account? Connect with a market specialist. ...

Independent Auto Dealers Environmental Liability Insurance Program Seafire Insurance Services offers a specialized Independent Car Dealers Environmental Insurance Program designed specifically for insurance agents and brokers seeking a reliable solution for their auto dealer clients. This program addresses the unique environmental exposures that independent car dealers face, such as fuel and oil spills, hazardous waste disposal, and transported cargo contamination. Ideal Accounts and Appetite This program is tailored for independent auto dealers who manage vehicle inventory and related operations that carry environmental risk. Ideal accounts include used car dealerships, smaller franchised dealerships, and wholesalers with on-site service or maintenance facilities. You might have a client who stores vehicles on a lot near a waterway or one who operates a dealership with underground storage tanks—these are great examples of accounts that could benefit from this coverage. Coverage Highlights and Advantages Limits up to $1 million provided by the Chubb Group of Insurance Companies* Coverage for new pollution incidents occurring at insured sites Protection for liabilities at non-owned disposal sites Transported cargo liability coverage for environmental damages during transit The program is backed by a seasoned underwriting team with over 100 years of combined experience focused on the auto industry. Agents benefit from a simplified application process and quick turnaround from quote to bind. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on location, size of operation, and exposure profile. The underwriting process is straightforward, with a streamlined application that reduces administrative time for agents. Seafire’s underwriters are responsive and available to help agents assess fit and finalize coverage efficiently. Territories and Availability This program is available in all continental U.S. states, including DC. Whether your client is located in California, Texas, Florida, or anywhere in between, Seafire Insurance Services can help you place their environmental liability risks. Why Work With Seafire Insurance Services? As a program administrator with deep roots in the auto industry, Seafire Insurance Services delivers targeted coverage backed by strong carrier relationships. The Chubb Group provides the financial strength and claims expertise that your clients demand. Seafire’s commitment to fast service, broad state availability, and environmental expertise makes this program a valuable addition to your market portfolio. Getting started is easy. Simply register, visit the program page, and download the application to begin binding coverage for your auto dealer clients today. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for independent auto dealers, used car lots, and small franchised dealerships that face environmental risks like fuel spills, vehicle storage, and waste disposal. What environmental exposures are covered?The policy covers new pollution incidents at insured sites, non-owned disposal site liability, and transported cargo environmental liability. Is this program available nationwide?Yes, the program is available in all continental U.S. states, including Washington, DC. Which carrier underwrites this program?The program is backed by the Chubb Group of Insurance Companies*, providing strong financial security and claims handling expertise. How do I get started as an agent?You can register through Seafire’s website, download the application, and submit your client’s information to begin the underwriting process. Need help placing an account? Connect with a market specialist. ...

Allow NAESIP's Value Added Services to Help Improve the Health and Profitability of Your Environmental Business NAESIP, offered through VAIL – Value Added Insurance Lines, is your go-to wholesale broker for Environmental Insurance solutions. We specialize in providing agents and brokers with comprehensive coverage options tailored to the complex risks faced by environmental contractors, consultants, and firms. Whether your client handles hazardous materials, performs remediation, or provides environmental consulting services, our program is designed to help you control insurance costs while maintaining strong coverage. Valuable Resources to Support Your Clients Environmental Publication Resource Environmental Sector Jobs Improving the Health and Safety of Families Online Personnel Screening Service Online Training Programs Safety First and E-Driver File Insurance Review (NAESIP) Coverage Highlights Coverages: General Liability Pollution / Professional Liability Excess and Job-Specific Excess Transit Pollution Onsite Environmental Coverage Tank Insurance Cost Cap Insurance Coverage Enhancements Property and Inland Marine Business Automobile Special Endorsements Workers’ Compensation Pending New Services Fleet Safety Program Legal Services OSHA Medical Monitoring Risk Seminars Ideal Accounts and Appetite This program is ideal for environmental contractors, site remediation firms, environmental consultants, waste haulers, and industrial cleaning services. You might have a client involved in underground tank removal, hazardous waste transportation, or mold/asbestos abatement. Those are the types of operations we understand well and insure effectively. Underwriting and Premium Info There is no minimum premium requirement, making this a flexible solution for accounts of all sizes. Underwriting is responsive and backed by years of experience in environmental exposures. We can assist with complex submissions and provide risk management support to improve insurability. Territory and Market Access Coverage is available in nearly every state, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...T, VA, WA, DC, WV, WI, and WY. Most markets are available on an admitted basis, giving you peace of mind and smoother compliance for your insureds. Why Work with VAIL / NAESIP? VAIL – Value Added Insurance Lines, through NAESIP, delivers more than just insurance placements—we offer tools and services that help improve your clients' operations and risk profiles. From training and personnel screening to legal services and OSHA monitoring, our value-added approach helps differentiate your agency. We understand the unique challenges of environmental businesses and provide the coverages and support systems to help you grow your book with confidence. For all of your Environmental Insurance risks, contact NAESIP today! Frequently Asked Questions What types of accounts are a good fit for this Environmental Insurance program?This program is well-suited for environmental contractors, consultants, remediation specialists, waste haulers, and firms involved in pollution-related services. Is there a minimum premium required to access this program?No, there is no minimum premium. The program is designed to accommodate a wide range of account sizes. Are the markets admitted or non-admitted?Most available markets are admitted, offering compliance advantages and stability for your insureds. In which states is this program available?The Environmental Insurance program is available in all 50 states plus Washington, DC. What added services are included with this program?NAESIP offers value-added resources like online training, personnel screening, fleet safety, and OSHA medical monitoring to support your clients’ risk management efforts. Need help placing an account? Connect with a market specialist.

Amwins Underwriting’s Environmental Transportation program helps agents place transportation accounts with potential pollution and spill exposures. The program is designed for fleets that move bulk liquids, dry commodities, fuel, waste, and other goods where a vehicle accident could create an environmental incident. Underwriting combines an admitted, A- XI rated carrier with flexible coverage options to protect both auto and environmental exposures. Ideal Accounts and Appetite For-hire petroleum transportation operations Operations with at least 10% transportation of hazardous materials that require placards (see Prohibited Exposures) Non-hazardous tank truck or tank trailer operations hauling bulk liquid or dry commodities Bulk food-grade commodities (dry or liquid bulk exposures >119 gallons, >450 liters, or >1,000 pounds) Hazardous and non-hazardous waste haulers (excluding garbage and refuse hauling) One- to 25-unit risks; available in most states (see Territories) What This Program Helps Manage This program addresses the key risks that transportation clients face when a spill or accident threatens pollution liability and third-party damages. It bundles standard commercial auto liability and physical damage with motor cargo and pollution-specific coverages so you can present a coordinated solution to trucking and hauling clients with bulk-product exposure. Coverages and Advantages No radius limitation on operations Auto Liability (limits t... $1,000,000) Auto Physical Damage Motor Truck Cargo UM/UIM, medical payments, PIP, and statutory no-fault where required General Liability with optional Misdelivery of Liquid Products endorsement Auto Pollution Liability (form CA9948) Admitted paper from an A- XI rated carrier for placement confidence Limits and Availability Automobile liability: up to $1,000,000 General liability: up to $1,000,000 per occurrence / $2,000,000 aggregate Available in all states except AK, HI, MA, and NY Underwriting Requirements and Submission Guidance To submit an account, include complete commercial auto and loss-control details. Typical requirements: Commercial auto questionnaire — include hazard class and UN number of all hazardous commodities Minimum five years currently-valued loss runs Drivers schedule with dates of hire, years of experience, and MVRs for all drivers Vehicle schedule with year, make, model, body type, full VIN, stated amount, and garaging ZIP Target pricing by line of coverage Underwriters evaluate fleet safety metrics, hazmat handling procedures, routing, tank and valve maintenance, and cargo securement when considering terms. Heavy exposure to excluded classes (see below) will typically make accounts ineligible. Prohibited Exposures Class 2.3 Poisonous Gases Class 6.1 Packing Group 1 Class 6.2 Infectious Substances Class 7 Radioactive Materials Example Accounts That Fit A regional tanker fleet hauling petroleum products for retail fuel distribution, with documented driver training and vehicle schedules — good fit for combined auto and pollution limits. A food-grade bulk liquid hauler transporting liquid sweeteners and oils in tanker trailers — suitable for motor cargo plus pollution protection when non-hazardous. Why Place This Business With Amwins Underwriting Amwins Underwriting pairs a focused transportation-pollution appetite with admitted paper and experienced underwriting for environmental incidents tied to vehicle operations. The program is intended for agents who need a single market to address auto liability, cargo, and pollution exposures for small to mid-sized fleets across most states. Frequently Asked Questions What types of accounts are a good fit for Amwins Underwriting’s Environmental Transportation program?Small to mid-size fleets that haul bulk liquids or dry commodities, petroleum haulers, food-grade bulk carriers, and hazardous/non-hazardous waste haulers (excluding garbage/refuse) are the primary targets. Accounts should have clear vehicle and driver records and meet the program’s hazardous-material thresholds. Which states is the program available in?The program is available in most states; it is not available in Alaska, Hawaii, Massachusetts, or New York. Check specific submission guidance for state-level requirements. What submission materials are required for underwriting review?Provide a completed commercial auto questionnaire (with hazard classes and UN numbers), five years of currently-valued loss runs, driver schedules with MVRs, a detailed vehicle schedule (including full VINs), and target pricing by line of coverage. Need help placing an account? Connect with a market specialist.

Business Auto Coverage for Environmental Contractors Bonding and Insurance Specialists Agency, Inc. (BISA) offers a specialized Business Auto Coverage program tailored to the unique needs of environmental contractors. Whether your clients are hauling hazardous materials, transporting remediation equipment, or operating fleets in high-liability scenarios, this program is designed to provide the flexible, high-limit protection they need to operate confidently and compliantly. Ideal Accounts and Appetite This program targets environmental contractors and related businesses with commercial auto exposure. Ideal accounts include: Environmental remediation contractors Hazardous waste haulers Septic and wastewater service providers Industrial cleaning and spill response units Companies transporting environmental testing equipment Whether your client operates a single vehicle or a fleet, BISA’s markets can accommodate a wide range of risk profiles and vehicle types used in the environmental contracting space. Coverage Highlights and Advantages A.M. Best "A" rated Insurance carriers Limits of liability available up to $5 million Pollution Liability endorsement available to address environmental exposures MCS-90 endorsement available for DOT compliance With comprehensive coverage options, this program helps your clients meet contractual requirements, state and federal regulations, and maintain business continuity in the face of auto-related liabilities. The Pollution Liability endorsement is especially valuable for clients handling or transporting hazardous materials. Underwriting Notes and Minimum Premiums This is a non-admitted program, offering more flexibility in underwriting and coverage customization. While no specific minimum premium is listed, brokers are encouraged to submit accounts for review regardless of size. BISA is known for its responsive underwriting team and willingness to take a closer look at niche risks. Strong submissions typically include safety protocols, driver lists, vehicle schedules, and DOT history (if applicable). New ventures may be considered with sufficient supporting documentation. Territories and Availability This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR..., TX, UT, VT, VA, WA, DC, WV, WI, WY Agents and brokers across the U.S. can access this program through BISA’s appointed markets. Why Work With Bonding and Insurance Specialists Agency, Inc.? With deep expertise in environmental and contractor-related risks, BISA provides brokers with access to tailored solutions that many standard markets won’t entertain. Their long-standing relationships with A-rated carriers and commitment to underwriting flexibility make them a valuable partner for placing complex auto risks. If you have a client operating a fleet of vacuum trucks for environmental cleanup or a small firm transporting soil samples and remediation equipment, BISA can help you deliver the right coverage at competitive terms. Frequently Asked Questions What types of accounts are a good fit for this program?Environmental contractors such as remediation firms, hazardous waste haulers, septic services, and industrial cleaning companies are ideal candidates. Is this program available in all states?No, but it's available in most states across the U.S., including CA, TX, FL, NY, and more. Contact BISA for specific state availability. Can new ventures or startups qualify for coverage?Yes, new ventures may be considered depending on the strength of the submission, including safety practices and experience. What limits of liability are available?Limits are available up to $5 million, providing flexibility for clients with higher exposure or contractual requirements. Does the policy include Pollution Liability coverage?A Pollution Liability endorsement is available, which is especially useful for insureds handling or transporting hazardous materials. Need help placing an account? Connect with a market specialist.