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Environmental Contractors Insurance Program from National Environmental Coverage Corporation (NECC) National Environmental Coverage Corporation (NECC) offers a specialized insurance program tailored for environmental contractors. Designed to address the unique pollution and liability exposures in this niche, this program is ideal for agents and brokers looking to place business for clients involved in environmental remediation, hazardous waste handling, and related services across a wide range of industries. Ideal Accounts and Target Classes This program is a strong fit for contractors with environmental exposure, whether they operate independently or as subcontractors. Some of the eligible classes include: Asbestos Abatement Drillers (excluding Oil & Gas) Emergency Response Teams Environmental Remediation Contractors Hazardous Materials Handlers Lead and Mold Abatement Professionals Waste Brokers and Liquid Waste Remediation Services Medical & Infectious Waste Handlers Radon, PCB, and Soil Remediation Specialists UST/AST Contractors Wetlands Construction or Restoration Contractors And many more—if your client operates in the environmental contracting space, there’s a strong chance NECC has a solution. Coverage Highlights and Advantages Combined Occurrence Form General Liability (GL) and Contractors Pollution Liability (CPL) Monoline CPL available for accounts with separate GL coverage Nose coverage and prior acts available (subject to underwriting and documentation) Defense costs can be included within or added on top of policy limits First Dollar Defense option available Coverage limits are flexible to meet your client’s needs: Base limits up to $1,000,000 per occurrence / $1,000,000 aggregate Higher limits available—up to $5,000,000 on an annual or per-project basis Underwriting Considerations and Premium Info Minimum deductible starts at $2,500 Minimum premiums begin at $2,000 Please note that some exposures may not be eligible for occurrence form policies or mold coverage extensions. Prior acts coverage is subject to proof of continuous claims-made coverage and underwriting approval. Retroactive coverage may be limited or unavailable for certain risks. Territories and Availability This program is available in most U.S. states, including but not limited to CA, FL, NY, TX, and IL—covering a total of 50 states plus Washington, D.C. The program is written on a non-admitted basis, offering flexible underwriting for complex or higher-risk accounts. Why Partner with NECC? NECC focuses exclusively on environmental risks, giving you access to deep underwriting expertise and tailored solutions. Whether you’re placing a mold remediation contractor in the Midwest or a hazardous waste transporter on the East Coast, NECC provides responsive service and customized coverage options that help you close more business and serve your clients effectively. For example, you might have a client who specializes in underground storage tank removal and needs both pollution liability and GL coverage under one policy. Or perhaps you’re working with a medical waste hauler that has a solid safety track record but needs prior acts coverage. NECC can help with both scenarios. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for contractors involved in environmental remediation, hazardous material handling, mold or asbestos abatement, UST/AST work, and similar operations. Can I get coverage for a contractor that already has General Liability elsewhere?Yes, NECC offers monoline Contractors Pollution Liability coverage if your client has separate General Liability coverage in place. Is prior acts coverage available?Yes, prior acts coverage is available with proof of continuous comparable claims-made coverage, subject to underwriting approval. Are higher limits available beyond the base offering?Yes, limits up to $5,000,000 are available on either an annual or per-project basis to meet your client’s needs. In which states is this program available?The program is available in all 50 states and Washington, D.C., on a non-admitted basis. Need help placing an account? Connect with a market specialist. ...

Environmental Contractors PL/General/Pollution Liability Program Access E&S Insurance Services offers a specialized Environmental Contractors PL/General/Pollution Liability program designed to help insurance agents and brokers place hard-to-insure environmental accounts. With access to multiple non-admitted carriers and deep expertise in the environmental sector, Access E&S delivers solutions for a wide range of pollution and contractor-related exposures. Ideal Accounts and Appetite This program targets a variety of environmental and trade contractors with pollution exposures, including but not limited to: Environmental remediation contractors Asbestos and lead abatement contractors Tank installers and removers Hazardous waste haulers Mold remediation professionals Industrial cleaning and vacuum truck services General contractors with incidental environmental operations Whether you have a client cleaning up brownfield sites or performing lead paint removal in commercial buildings, this program can be structured to provide the appropriate liability protections. Coverage Highlights and Advantages The Environmental Contractors PL/General/Pollution Liability program offers flexible and customized coverage options to address the complex exposures faced by environmental professionals. Coverage highlights may include: Contractors Pollution Liability (CPL) Professional Liability (Errors & Omissions) General Liability Site-specific pollution coverage Claims-made or occurrence forms Blanket additional insureds, waiver of subrogation, and primary/non-contributory wording endorsements available The program is designed to protect against third-party bodily injury, property damage, and cleanup costs resulting from environmental operations or professional services. Underwriting Notes and Minimum Premiums Minimum premiums vary based on class of business, size of operation, and scope of services. Access E&S works with a variety of surplus lines markets to tailor coverage terms to fit each account. Underwriters evaluate: Years in business and safety record Types of services performed Geographic scope of operations Prior claims history Subcontractor use and controls Submissions with complete applications, loss runs, and project details help expedite the quoting process. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Nevada, Texas, and Washington. All placements are written on a non-admitted basis through various E&S carriers. Why Work With Access E&S Insurance Services As an experienced excess and surplus lines broker, Access E&S brings deep knowledge of environmental risks and access to multiple specialty carriers. You can count on responsive service, market access, and underwriting support to help you place complex environmental contractor accounts that may not fit in the standard market. Whether you’re working on a large remediation contractor or a smaller mold abatement firm, Access E&S can help you find the right coverage solutions. To learn more about this program or to submit a risk, visit the Access E&S Insurance Services company profile. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for environmental contractors such as remediation firms, tank removers, mold and asbestos abatement contractors, and hazardous waste haulers. Is this coverage available on an admitted basis?No, all coverage through this program is written on a non-admitted basis through various E&S carriers. What information is needed to get a quote?Complete applications, current loss runs, project details, and a clear description of services performed will help speed up the underwriting process. Can the program accommodate contractors working in multiple states?Yes, as long as the operations are based in one of the available states (AZ, CA, CO, NV, TX, WA), multi-state operations may be considered depending on the risk profile. Does the program include both professional and pollution liability?Yes, the program can offer combined Contractors Pollution Liability and Professional Liability coverages, depending on the insured’s operations and needs. Need help placing an account? Connect with a market specialist. ...

Seafire Insurance Services offers a specialized Auto Repair Environmental Insurance Program designed to address pollution and environmental liability exposures common to auto repair shops and franchised auto dealers. This program gives agents access to coordinated environmental coverage backed by the financial strength and expertise of the Chubb Group of Insurance Companies.* Ideal Accounts and Appetite Seafire targets franchised auto dealers and independent repair facilities that have potential environmental exposures. Typical fits include locations that handle, store, or transport fluids and hazardous materials, operate or remove underground storage tanks, or generate regulated waste. Example scenarios you can place with this program: A single-location repair shop that recently expanded service bays and now stores increased quantities of motor oil and solvents onsite. A multi-location franchised dealer that transports used oil offsite and needs coverage for non-owned disposal sites and transport liabilities. Coverage Highlights and Advantages Limits available up to $1 million Coverage provided by the Chubb Group of Insurance Companies*, including: - New pollution incidents at insured sites - Liability for non-owned disposal sites - Transported cargo and transportation-related pollution liability Seafire combines broad, market-backed coverage with underwriting experience focused on environmental risks for the automotive sector. Agents benefit from: A streamlined application and submission process Simplified, industry-specific underwriting guidelines Fast quote, bind, and issue turnaround Nationwide availability across the continental U.S. Underwriting Notes and Minimum Premiums Underwriting focuses on operational controls, storage practices, waste handling, and any existing remediation history. Minimum premiums vary by risk characteristics; the program is structured to be accessible across a wide range of auto-related environmental exposures. Provide current operations details and any environmental assessments to help accelerate review. Territories and Availability This program is available in all continental U.S. states, including CA, TX, FL, NY, IL, and PA. Coverage is offered on a non-admitted basis, which can provide greater flexibility on terms and appetite for certain environmental exposures. Why Work With Seafire Insurance Services As a program administrator focused on environmental liability, Seafire delivers expert underwriting, responsive service, and access to a premier carrier in Chubb. We understand the operational realities of auto repair and dealer businesses and structure solutions that are practical, underwriter-friendly, and quick to place. Ready to place business? To start with our Auto Repair Environmental Insurance Program: Register with Seafire Download the application and program materials here Submit applications and begin binding environmental coverage for your auto repair and dealer clients For additional program details and to review forms, visit Seafire’s website. Frequently Asked Questions What types of accounts are a good fit for this program?Franchised auto dealers and auto repair shops with potential pollution exposures—such as fluid storage, waste disposal, underground storage tanks, or transportation of hazardous materials—are ideal candidates. Is this program available in my state?Yes. The program is available in all continental U.S. states, including CA, TX, NY, FL, and many others. What carrier backs this program?Coverage is provided by the Chubb Group of Insurance Companies*, offering established financial strength and expertise in environmental liability solutions. What limits are available under the policy?Coverage limits are available up to $1 million, subject to underwriting review and the specific risk profile. How fast can I get a quote and bind coverage?Seafire offers a streamlined submission and underwriting process aimed at fast turnaround for quoting, binding, and issuing policies. Need help placing an account? Connect with a market specialist. ...

Independent Auto Dealers Environmental Liability Insurance Program Seafire Insurance Services offers a specialized Independent Car Dealers Environmental Insurance Program designed specifically for insurance agents and brokers seeking a reliable solution for their auto dealer clients. This program addresses the unique environmental exposures that independent car dealers face, such as fuel and oil spills, hazardous waste disposal, and transported cargo contamination. Ideal Accounts and Appetite This program is tailored for independent auto dealers who manage vehicle inventory and related operations that carry environmental risk. Ideal accounts include used car dealerships, smaller franchised dealerships, and wholesalers with on-site service or maintenance facilities. You might have a client who stores vehicles on a lot near a waterway or one who operates a dealership with underground storage tanks—these are great examples of accounts that could benefit from this coverage. Coverage Highlights and Advantages Limits up to $1 million provided by the Chubb Group of Insurance Companies* Coverage for new pollution incidents occurring at insured sites Protection for liabilities at non-owned disposal sites Transported cargo liability coverage for environmental damages during transit The program is backed by a seasoned underwriting team with over 100 years of combined experience focused on the auto industry. Agents benefit from a simplified application process and quick turnaround from quote to bind. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on location, size of operation, and exposure profile. The underwriting process is straightforward, with a streamlined application that reduces administrative time for agents. Seafire’s underwriters are responsive and available to help agents assess fit and finalize coverage efficiently. Territories and Availability This program is available in all continental U.S. states, including DC. Whether your client is located in California, Texas, Florida, or anywhere in between, Seafire Insurance Services can help you place their environmental liability risks. Why Work With Seafire Insurance Services? As a program administrator with deep roots in the auto industry, Seafire Insurance Services delivers targeted coverage backed by strong carrier relationships. The Chubb Group provides the financial strength and claims expertise that your clients demand. Seafire’s commitment to fast service, broad state availability, and environmental expertise makes this program a valuable addition to your market portfolio. Getting started is easy. Simply register, visit the program page, and download the application to begin binding coverage for your auto dealer clients today. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for independent auto dealers, used car lots, and small franchised dealerships that face environmental risks like fuel spills, vehicle storage, and waste disposal. What environmental exposures are covered?The policy covers new pollution incidents at insured sites, non-owned disposal site liability, and transported cargo environmental liability. Is this program available nationwide?Yes, the program is available in all continental U.S. states, including Washington, DC. Which carrier underwrites this program?The program is backed by the Chubb Group of Insurance Companies*, providing strong financial security and claims handling expertise. How do I get started as an agent?You can register through Seafire’s website, download the application, and submit your client’s information to begin the underwriting process. Need help placing an account? Connect with a market specialist. ...

Allow NAESIP's Value Added Services to Help Improve the Health and Profitability of Your Environmental Business NAESIP, offered through VAIL – Value Added Insurance Lines, is your go-to wholesale broker for Environmental Insurance solutions. We specialize in providing agents and brokers with comprehensive coverage options tailored to the complex risks faced by environmental contractors, consultants, and firms. Whether your client handles hazardous materials, performs remediation, or provides environmental consulting services, our program is designed to help you control insurance costs while maintaining strong coverage. Valuable Resources to Support Your Clients Environmental Publication Resource Environmental Sector Jobs Improving the Health and Safety of Families Online Personnel Screening Service Online Training Programs Safety First and E-Driver File Insurance Review (NAESIP) Coverage Highlights Coverages: General Liability Pollution / Professional Liability Excess and Job-Specific Excess Transit Pollution Onsite Environmental Coverage Tank Insurance Cost Cap Insurance Coverage Enhancements Property and Inland Marine Business Automobile Special Endorsements Workers’ Compensation Pending New Services Fleet Safety Program Legal Services OSHA Medical Monitoring Risk Seminars Ideal Accounts and Appetite This program is ideal for environmental contractors, site remediation firms, environmental consultants, waste haulers, and industrial cleaning services. You might have a client involved in underground tank removal, hazardous waste transportation, or mold/asbestos abatement. Those are the types of operations we understand well and insure effectively. Underwriting and Premium Info There is no minimum premium requirement, making this a flexible solution for accounts of all sizes. Underwriting is responsive and backed by years of experience in environmental exposures. We can assist with complex submissions and provide risk management support to improve insurability. Territory and Market Access Coverage is available in nearly every state, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR...T, VA, WA, DC, WV, WI, and WY. Most markets are available on an admitted basis, giving you peace of mind and smoother compliance for your insureds. Why Work with VAIL / NAESIP? VAIL – Value Added Insurance Lines, through NAESIP, delivers more than just insurance placements—we offer tools and services that help improve your clients' operations and risk profiles. From training and personnel screening to legal services and OSHA monitoring, our value-added approach helps differentiate your agency. We understand the unique challenges of environmental businesses and provide the coverages and support systems to help you grow your book with confidence. For all of your Environmental Insurance risks, contact NAESIP today! Frequently Asked Questions What types of accounts are a good fit for this Environmental Insurance program?This program is well-suited for environmental contractors, consultants, remediation specialists, waste haulers, and firms involved in pollution-related services. Is there a minimum premium required to access this program?No, there is no minimum premium. The program is designed to accommodate a wide range of account sizes. Are the markets admitted or non-admitted?Most available markets are admitted, offering compliance advantages and stability for your insureds. In which states is this program available?The Environmental Insurance program is available in all 50 states plus Washington, DC. What added services are included with this program?NAESIP offers value-added resources like online training, personnel screening, fleet safety, and OSHA medical monitoring to support your clients’ risk management efforts. Need help placing an account? Connect with a market specialist.

Amwins Underwriting’s Environmental Transportation program helps agents place transportation accounts with potential pollution and spill exposures. The program is designed for fleets that move bulk liquids, dry commodities, fuel, waste, and other goods where a vehicle accident could create an environmental incident. Underwriting combines an admitted, A- XI rated carrier with flexible coverage options to protect both auto and environmental exposures. Ideal Accounts and Appetite For-hire petroleum transportation operations Operations with at least 10% transportation of hazardous materials that require placards (see Prohibited Exposures) Non-hazardous tank truck or tank trailer operations hauling bulk liquid or dry commodities Bulk food-grade commodities (dry or liquid bulk exposures >119 gallons, >450 liters, or >1,000 pounds) Hazardous and non-hazardous waste haulers (excluding garbage and refuse hauling) One- to 25-unit risks; available in most states (see Territories) What This Program Helps Manage This program addresses the key risks that transportation clients face when a spill or accident threatens pollution liability and third-party damages. It bundles standard commercial auto liability and physical damage with motor cargo and pollution-specific coverages so you can present a coordinated solution to trucking and hauling clients with bulk-product exposure. Coverages and Advantages No radius limitation on operations Auto Liability (limits t... $1,000,000) Auto Physical Damage Motor Truck Cargo UM/UIM, medical payments, PIP, and statutory no-fault where required General Liability with optional Misdelivery of Liquid Products endorsement Auto Pollution Liability (form CA9948) Admitted paper from an A- XI rated carrier for placement confidence Limits and Availability Automobile liability: up to $1,000,000 General liability: up to $1,000,000 per occurrence / $2,000,000 aggregate Available in all states except AK, HI, MA, and NY Underwriting Requirements and Submission Guidance To submit an account, include complete commercial auto and loss-control details. Typical requirements: Commercial auto questionnaire — include hazard class and UN number of all hazardous commodities Minimum five years currently-valued loss runs Drivers schedule with dates of hire, years of experience, and MVRs for all drivers Vehicle schedule with year, make, model, body type, full VIN, stated amount, and garaging ZIP Target pricing by line of coverage Underwriters evaluate fleet safety metrics, hazmat handling procedures, routing, tank and valve maintenance, and cargo securement when considering terms. Heavy exposure to excluded classes (see below) will typically make accounts ineligible. Prohibited Exposures Class 2.3 Poisonous Gases Class 6.1 Packing Group 1 Class 6.2 Infectious Substances Class 7 Radioactive Materials Example Accounts That Fit A regional tanker fleet hauling petroleum products for retail fuel distribution, with documented driver training and vehicle schedules — good fit for combined auto and pollution limits. A food-grade bulk liquid hauler transporting liquid sweeteners and oils in tanker trailers — suitable for motor cargo plus pollution protection when non-hazardous. Why Place This Business With Amwins Underwriting Amwins Underwriting pairs a focused transportation-pollution appetite with admitted paper and experienced underwriting for environmental incidents tied to vehicle operations. The program is intended for agents who need a single market to address auto liability, cargo, and pollution exposures for small to mid-sized fleets across most states. Frequently Asked Questions What types of accounts are a good fit for Amwins Underwriting’s Environmental Transportation program?Small to mid-size fleets that haul bulk liquids or dry commodities, petroleum haulers, food-grade bulk carriers, and hazardous/non-hazardous waste haulers (excluding garbage/refuse) are the primary targets. Accounts should have clear vehicle and driver records and meet the program’s hazardous-material thresholds. Which states is the program available in?The program is available in most states; it is not available in Alaska, Hawaii, Massachusetts, or New York. Check specific submission guidance for state-level requirements. What submission materials are required for underwriting review?Provide a completed commercial auto questionnaire (with hazard classes and UN numbers), five years of currently-valued loss runs, driver schedules with MVRs, a detailed vehicle schedule (including full VINs), and target pricing by line of coverage. Need help placing an account? Connect with a market specialist.

Environmental liability insurance is a specialized form of insurance coverage designed to protect organizations from the financial risks associated with environmental damage or pollution incidents. We specialize with Contractors Pollution Liability (CPL) and Pollution Legal Liability (PLL) The need for environmental liability insurance has increased as environmental regulations have become more stringent, and the potential for environmental incidents and their associated costs has grown. Industries such as manufacturing, energy production, waste management, and construction face significant environmental risks due to their operations, making this insurance crucial for mitigating potential financial losses. Environmental liability insurance typically covers a range of risks, including pollution, contamination, and the release of hazardous substances. It can provide protection against liabilities stemming from incidents such as soil or groundwater contamination, air emissions, or accidental spills. The policy may also cover legal defense costs, first &/or third-party bodily injury, property damage claims, and remediation expenses. Having environmental liability insurance offers several benefits. It provides peace of mind to policyholders, knowing that they are financially protected in the event of an environmental incident. It can also help businesses meet regulatory requirements and demonstrate their commitment to environmental responsibility, which can enhance their reputation and credibility. Insurance coverage can vary depending on the specific policy, and it is essential for policyholders to understand the terms, exclusions, and limits of their coverage. Consulting with professionals who specialize in environmental liability insurance can help individuals and businesses navigate the complexities of this type of coverage and ensure they have adequate protection tailored to their unique needs. Our dedicated and experiences professionals are here to assist and help our clients with your important insurance needs. ...

Business Auto Coverage for Environmental Contractors Bonding and Insurance Specialists Agency, Inc. (BISA) offers a specialized Business Auto Coverage program tailored to the unique needs of environmental contractors. Whether your clients are hauling hazardous materials, transporting remediation equipment, or operating fleets in high-liability scenarios, this program is designed to provide the flexible, high-limit protection they need to operate confidently and compliantly. Ideal Accounts and Appetite This program targets environmental contractors and related businesses with commercial auto exposure. Ideal accounts include: Environmental remediation contractors Hazardous waste haulers Septic and wastewater service providers Industrial cleaning and spill response units Companies transporting environmental testing equipment Whether your client operates a single vehicle or a fleet, BISA’s markets can accommodate a wide range of risk profiles and vehicle types used in the environmental contracting space. Coverage Highlights and Advantages A.M. Best "A" rated Insurance carriers Limits of liability available up to $5 million Pollution Liability endorsement available to address environmental exposures MCS-90 endorsement available for DOT compliance With comprehensive coverage options, this program helps your clients meet contractual requirements, state and federal regulations, and maintain business continuity in the face of auto-related liabilities. The Pollution Liability endorsement is especially valuable for clients handling or transporting hazardous materials. Underwriting Notes and Minimum Premiums This is a non-admitted program, offering more flexibility in underwriting and coverage customization. While no specific minimum premium is listed, brokers are encouraged to submit accounts for review regardless of size. BISA is known for its responsive underwriting team and willingness to take a closer look at niche risks. Strong submissions typically include safety protocols, driver lists, vehicle schedules, and DOT history (if applicable). New ventures may be considered with sufficient supporting documentation. Territories and Availability This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR..., TX, UT, VT, VA, WA, DC, WV, WI, WY Agents and brokers across the U.S. can access this program through BISA’s appointed markets. Why Work With Bonding and Insurance Specialists Agency, Inc.? With deep expertise in environmental and contractor-related risks, BISA provides brokers with access to tailored solutions that many standard markets won’t entertain. Their long-standing relationships with A-rated carriers and commitment to underwriting flexibility make them a valuable partner for placing complex auto risks. If you have a client operating a fleet of vacuum trucks for environmental cleanup or a small firm transporting soil samples and remediation equipment, BISA can help you deliver the right coverage at competitive terms. Frequently Asked Questions What types of accounts are a good fit for this program?Environmental contractors such as remediation firms, hazardous waste haulers, septic services, and industrial cleaning companies are ideal candidates. Is this program available in all states?No, but it's available in most states across the U.S., including CA, TX, FL, NY, and more. Contact BISA for specific state availability. Can new ventures or startups qualify for coverage?Yes, new ventures may be considered depending on the strength of the submission, including safety practices and experience. What limits of liability are available?Limits are available up to $5 million, providing flexibility for clients with higher exposure or contractual requirements. Does the policy include Pollution Liability coverage?A Pollution Liability endorsement is available, which is especially useful for insureds handling or transporting hazardous materials. Need help placing an account? Connect with a market specialist.

Overview — Legends Environmental Services: Recycling Insurance Program Legends Environmental Services offers a tailored Recycling Insurance Program for agents placing waste and recycling operations in small- to medium-sized communities. Working with carrier partners, Legends delivers competitively priced, flexible coverage with several broadened endorsements and enhancements crafted for recycling-specific exposures. Ideal accounts and appetite This program targets recycling and collection operations and related facilities that have straightforward recycling or transfer operations. Typical accounts include: Local curbside collection and transfer operations Recycling facilities handling scrap metal (no on-site processing), paper, plastic, glass, rubber, textiles, electronics, and automobiles Small- to mid-sized transfer stations and consolidation operations Accounts generally need to be operations-focused (collection, storage, transfer) rather than heavy processing or smelting. Risks involving large-scale processing, significant on-site dismantling, or high-hazard waste streams are typically outside the program’s appetite. Coverage highlights and advantages The program is designed to address the unique property, auto, GL and pollution exposures that recycling operations face. Key features include: Property Enhancement endorsement — increased debris removal limits and amendments/extensions to Business Personal Property. Commercial Liability Broadening endorsement — blanket additional insured status and primary/non-contributory wording when required by contract. Commercial Auto Broadening endorsement — higher limits for physical damage to hired autos and Lease Gap coverage. Broadened Pollution Liability for Covered Autos — covers sudden and accidental pollutant discharges from autos. Equipment breakdown coverage and MCS-90 endorsements available where required. Multiple coverage parts available: General Liability, Automobile, Inland Marine, Pollution, Property, and Umbrella. Underwriting notes and minimum premiums Minimum premium: $4,500 (program minimum; final terms depend on underwriting and state placement). Required submission materials: completed ACORD applications for each coverage part, the program-specific questionnaire, five years of currently valued company loss runs, and drivers list with Motor Vehicle Records. Good risks typically show established safety programs, documented vehicle maintenance and driver screening, and clear separation of processing activities from storage/transfer. Territories and admitted positioning The Recycling Insurance Program is available in most states, excluding AK, CO, NV, LA, and NY. Legends places business through admitted and non-admitted markets as appropriate to meet client needs and to secure the specific broadenings required for recycling operations. Why place recycling business with Legends Environmental Services? Wholesale broker access to multiple carrier partners experienced in environmental and transportation exposures. Program wording designed specifically for recycling operations — not a general waste form retrofit. Flexible endorsements to satisfy contract requirements (blanket additional insured, primary/non-contributory, auto pollution extensions, lease gap). Dedicated submission checklist and underwriting focus that help speed placement for eligible risks. Example client scenarios You might have a municipality-operated transfer station seeking GL, auto, and pollution coverage with primary additional insured wording for contracted haulers. Or an independent scrap metal dealer (no processing) needing inland marine for stored inventory, broadened auto pollution coverage, and equipment breakdown protection. Frequently Asked Questions What types of recycling accounts are a good fit for this program?Collection, transfer, and storage operations in small- to mid-sized communities are ideal — including scrap metal (no processing), electronics, paper, plastic, glass, rubber, textiles, and automobiles. High-hazard processing or large-scale dismantling operations usually do not fit. Which coverage parts can I place through this program?Legends can place General Liability, Automobile, Inland Marine, Pollution, Property, and Umbrella coverages with program-specific endorsements and broadenings. What minimum documents and information are required for submission?You will need ACORD applications for each coverage part, the program-specific questionnaire, five years of currently valued company loss runs, and a drivers list with Motor Vehicle Records. Need help placing an account? Connect with a market specialist. ...

Landmark E&S provide risk management services along with enhanced insurance coverages for the following products: • Manufacturers Product Pollution • Contractors Pollution Liability • Environmental Contractors and Consultants • Hazardous and Non-hazardous Waste Haulers • Professional Liability • Lender’s Liability • Pollution Legal Liability • Storage Tanks Liability We have dedicated brokers focused on environmental risk that will provide you with the best coverages for your clients. ...