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Is it easy to switch auto insurance carriers or insurance agents? In short, yes. But, there is a procedure to follow for best results. If your previous carrier is reputable you will get a pro-rated refund fairly quickly. An insurance agent can help you with this process. You want to make sure you have coverage in place with the new carrier before you cancel your policy with the old carrier. This is important as you do not want to be uninsured for even a few hours. When switching agents but keeping the same carrier, a Broker-of-record (BOR) letter may need to be completed by your new agent (signed by you) When switching carriers but keeping the same agent – this could be quite simple if the agent has a partnership with the new carrier. If not, your agent can advise you of the procedure, which may involve switching to another agent (which may require some additional paperwork) Why use a local insurance agent for your insurance? We have found that every client is unique and requires a certain level of customization, education and forward planning to set up the client for the best-case situation as it relates to risk management. And insurance policies are essentially that – risk management. A local insurance agent knows the particular laws, rules and regulations that pertain to that geographic location. Most agencies know very little about far away regions even in the same state – local environments vary. For our part we are far more knowledgeable about insuring clients and insurance policy regulations in a 100 mile radius of the Anchorage, AK area than let’s say 200 miles away. You can meet our local insurance agents face to face if needed, and work through any particular problems you need help with. An insurance agent/broker can help you with the correct paperwork, explain the coverages that suit you best and help with the claim process. What affects the price of auto insurance? Insured Driver and Additional drivers profile Age Driving history Credit profile Insured Automobile Type and age of vehicle Cost of vehicle Safety options on the vehicle (type of brakes, body construction, crash test data etc) Estimated miles expected to be driven Other Deductible Amount – the lower out of pocket deductible, the higher the insurance premium. Amount of coverage limits – higher the coverage limits, the higher the premium. Additional and supporting insurance policies – examples of policies that support an auto policy Personal Umbrella Health Insurance Accident Insurance Our auto insurance experts are helping individuals and families in the Anchorage, AK and surrounding areas, on a daily basis. Give us a call.

... Whether your client runs a small family farm or a larger commercial operation...d livestock?Yes. We welcome mixed-use farms and can tailor coverages to addres...

...ks include: Catering services Farms and dairies Household goods movers ... Are for-hire or revenue-generating vehicles eligible?No, this program is designed for not-for-hire business vehicles. For-hire transport units should ...

...isks, including: Owners of 1–4 family dwellings, condo units, and mobile ho...this program?Ineligible risks include farms, properties leased for recreationa...

... to 25 residential locations (1–4 family units) This program is a great fit ...my client has several residences or vehicles?The Standard option accommodates unlimited vehicles and up to 25 residential location...

...risks include: • Owners of 1–4 family dwellings, condo units, and mobile ho...commercial-form underlying insurance, farms, houseboats, student housing, land...

...le individuals Risks with active farm or ranch exposures Insureds needing ...perties. High-profile individuals and farm exposures can also be accommodated....

...le individuals Risks with active farm or ranch exposures Insureds needing ...perties. High-profile individuals and farm exposures can also be accommodated....