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Carriers American Family Home, American Alternative, Everest National Insurance Company, United Wisconsin Insurance Company Click to learn more. Workers' Compensation Insurance Program from Arrowhead General Insurance Agency Arrowhead General Insurance Agency, Inc. offers a streamlined Workers' Compensation Insurance program designed to help agents and brokers efficiently place business for a wide range of industries. With access to multiple top-rated carriers and a well-integrated digital quoting platform, Arrowhead delivers fast turnarounds, competitive pricing, and superior service—especially for small to mid-sized accounts. Target Industries and Ideal Accounts This program targets a broad range of industries, making it a flexible option for many of your clients. Ideal classes include: Agriculture* Automotive Service & Repair Construction/Contractors Habitation Hospitality Manufacturing Mercantile Office & Professional Services Restaurants Transportation/Delivery Trucking (up to 500-mile radius) *Note: California agriculture accounts over $40,000 in premium require a separate appointment and premium commitment. Whether you're working with a small restaurant in South Carolina or a growing construction contractor in California, Arrowhead can help you place and manage competitive workers’ compensation coverage. Program Highlights and Broker Advantages Instant online quotes for eligible accounts under $40,000 in premium Expert underwriting review for larger or more complex submissions Streamlined digital quoting via ArrowheadExchange.com Upload ACORD 130 to auto-fill the application and reduce errors Quick quote functionality for California accounts under $40,000 — quotes in under five minutes Claims Handling and Value-Added Services Claims are managed through American Claims Management, Inc. (ACM), Arrowhead’s wholly owned subsidiary. ACM acts as a carrier-minded administrator and offers: 24/7 real-time online claims reporting and loss runs Online medical provider portal Dedicated claim adjusters and claim service agreements Bilingual support staff Integrated cost-containment tools and aggressive fraud prevention This full-service claims support helps improve outcomes for your clients while minimizing administrative burden on your agency. Underwriting and Submission Notes Accounts under $40,000 in premium are eligible for instant online quoting. Larger or complex risks—including those located in California, Alabama, Arizona, Nevada, Georgia, North Carolina, South Carolina, and Tennessee—are reviewed by underwriting specialists and submitted digitally. Arrowhead’s bridge is compatible with most agency management systems, eliminating duplicate ACORD data entry and increasing submission efficiency. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Connecticut (CT) Delaware (DE) New Jersey (NJ) New York (NY) North Carolina (NC) South Carolina (SC) Texas (TX) Virginia (VA) All available markets are admitted within the states listed. Why Partner with Arrowhead? Arrowhead General Insurance Agency brings decades of program administration experience and offers a user-friendly digital quoting process, strong carrier relationships, and robust claims support through ACM. Whether you’re placing a first-time policy or managing a book of business, Arrowhead’s Workers' Compensation program offers the tools and support you need to succeed. Not yet an Arrowhead producer? Apply online here. For fast quoting on eligible California accounts under $40,000 in premium, click here. Frequently Asked Questions What types of accounts are a good fit for this Workers' Compensation program?This program is ideal for small to mid-sized businesses in industries such as construction, hospitality, manufacturing, automotive repair, and transportation. It also supports agricultural risks with select underwriting requirements. Can I get instant quotes for all submissions?Instant quotes are available for eligible accounts with premiums under $40,000. Larger or more complex accounts are reviewed by dedicated underwriters, especially in states like California, Arizona, and Georgia. Is this program admitted in all available states?Yes, Arrowhead offers access to admitted markets across all available states, including CA, TX, NY, NJ, and others. How do I submit a new application?You can upload your client's ACORD 130 form directly to ArrowheadExchange.com to auto-populate the quote application and avoid duplicate data entry. What claims services are included?Claims are managed by American Claims Management (ACM) and include 24/7 reporting, bilingual adjusters, fraud prevention, and cost-containment services to support your clients. Need help placing an account? Connect with a market specialist.

Continental Underwriters, Inc. is a specialized Managing General Agency (MGA) and wholesaler dedicated exclusively to the forest products industry. Our Forest Products Insurance program is built specifically for businesses involved in the manufacturing, distribution, and retailing of lumber and related building materials. We work directly with agents and brokers across North America to provide tailored insurance solutions for a wide range of forest product operations. Ideal Accounts and Appetite This program is ideal for businesses involved in: Sawmills and veneer mills Pallet mills and plywood plants Wood treating and preserving operations Woodworking and component manufacturers Producers and distributors of timbers, cants, railroad ties, panel products, and more Whether your client operates a single-location mill or manages multiple facilities across state lines, we can help you place coverage tailored to their specific exposures. Coverage Highlights and Advantages Through our network of carrier partners, we deliver comprehensive insurance options designed to meet the unique needs of the forest products sector. Available lines of coverage include: Property Inland Marine General Liability Commercial Auto Workers Compensation and Employers Liability Commercial Umbrella Employment Practices Liability Equipment Breakdown Coverage Crime Coverage We understand the property, liability, and operational risks that come with managing forest product businesses. Our products are designed to address high fire hazard exposures, heavy machinery use, transport risks, and workforce safety — all within one cohesive insurance package. Underwriting Notes and Minimum Premiums Minimum premiums vary and are based on account size, operations, and coverage needs. We work closely with agents to provide competitive and customized solutions. Submissions should include detailed operational information, loss history, and current coverage terms for fastest turnaround. Territories and Availability Our Forest Products Insurance program is available in most states across the U.S., including but not limited to CA, TX, FL, NY, WA, and NC. We offer coverage in both admitted and non-admitted markets, depending on state and risk profile. Reach out to confirm availability in your client’s location. Why Work With Continental Underwriters, Inc.? With a sole focus on the forest products industry, Continental Underwriters brings unmatched industry insight and underwriting depth to this niche. We understand the risks, language, and operations of your clients — allowing us to provide smarter, faster, and more relevant solutions. Our strong relationships with multiple carriers give us the flexibility to find the right market fit for nearly any forest product account. If you have a client who runs a regional sawmill operation with high-value equipment and seasonal workforce needs, or a multi-state lumber distributor with complex logistics exposures, we can help you place the right coverage efficiently and competitively. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in insuring sawmills, pallet mills, plywood plants, veneer mills, wood preservation operations, and other wood product manufacturers and distributors. Is this program available in all states?The program is available in most U.S. states. Please check with us for specific state eligibility and admitted status in your client’s location. What coverages are included in the Forest Products Insurance program?Available coverages include Property, General Liability, Inland Marine, Commercial Auto, Workers Compensation, Umbrella, EPLI, Equipment Breakdown, and Crime Coverage. Are there minimum premium requirements?Minimum premiums vary based on risk size and coverage needs. Contact us with your client’s profile to get a customized quote. What makes Continental Underwriters unique in this space?We are exclusively focused on the forest products industry, offering deep expertise, tailored underwriting, and access to multiple carriers for niche risks. Need help placing an account? Connect with a market specialist.

Forest Insurance — Victor O. Schinnerer & Company, Inc. Victor O. Schinnerer & Company, Inc. offers a dedicated Forest Insurance program designed for timber-related operations. The program covers core exposures associated with logging, log road construction, reforestation, chipping operations, and hauling of logs and chips. Available coverages include commercial general liability, commercial auto, and umbrella protection (specific coverages and forms may vary by state). Overview of the Program From the Company This program is offered through Victor O. Schinnerer & Company, Inc. as a Managing General Underwriter with market access to Chartis. It is positioned for agents who need a market that understands the unique operational, equipment and transportation risks of the forest and timber industry. Underwriting focuses on matching appropriate limits and endorsements to on-site exposures and fleet operations. Ideal Accounts and Appetite Independent loggers and small-to-mid-sized logging contractors Companies that build and maintain log roads Reforestation contractors and timber stand improvement crews Chipping and grinding operations located at yards or landing sites Contract haulers of logs and wood chips (dedicated fleets and owner-operators) Good candidates have documented safety programs, routine equipment maintenance, qualified drivers, and manageable transportation routes. Accounts with chronic loss histories, large-scale aerial logging, or significant unmitigated environmental exposures will require additional underwriting review. Coverage Highlights and Advantages Commercial General Liability tailored for operations with high third-party exposure (road crossings, public land access, bystanders). Commercial Auto coverage designed for log and chip hauling fleets, including options for physical damage and hired/non-owned autos. Umbrella/excess capacity to provide higher limits over primary liability and auto policies (availability varies by state). Underwriting that recognizes common industry controls: flagging/traffic control, roadside signage, haul route restrictions, and seasonal limitations. Access to Chartis paper through an MGA experienced in timber and forest exposures. Underwriting Notes Useful submission items: current loss runs, description of operations (harvest method, equipment list), list of drivers and MVRs, safety/maintenance programs, typical haul distances, and details on any subcontracting. Important exposure factors include slope/terrain, timber value per acre, proximity to public roads and utilities, and frequency of loaded hauls on public highways. Endorsement and limits options vary by state; discuss specific limit needs and any higher-hazard operations up front with the underwriter. Territories and Availability Program availability: All Available States. This Forest Insurance program is available in the following jurisdictions: AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Victor O. Schinnerer & Company, Inc. on This Business Specialized underwriting knowledge of timber and forest operations combined with access to Chartis capacity. MGA-level service designed for agents who need flexible solutions for mixed operations (logging + hauling + chipping). Practical appetite: emphasis on controllable accounts with demonstrable safety programs and documented fleet controls. Clear submission guidance to streamline placement and underwriting response. Example Client Scenarios Example 1: You have a family-owned logging contractor that runs two tracked feller-bunchers, a chipper at the landing, and a three-truck fleet hauling to a nearby mill. The program can combine GL and auto coverages and provide umbrella limits to protect the contractor for haul-related exposures. Example 2: An independent contractor who performs log road construction for multiple timber owners needs coverage for both road construction operations and subsequent hauling by subcontractors. A tailored package of liability and auto coverage with appropriate endorsements may be placed through this program. Frequently Asked Questions What types of accounts are a good fit for Victor O. Schinnerer’s Forest Insurance program?Best fits are logging contractors, log road builders, reforestation crews, chipping operations, and contractors who haul logs and chips—especially those with documented safety programs, maintained equipment, and controlled haul routes. What coverages are typically available through this program?Primary coverages include commercial general liability, commercial auto for log and chip haulers, and umbrella/excess liability. Specific forms, endorsements and availability can vary by state. What submission information will the underwriter need?Provide recent loss runs, a clear description of operations and equipment, driver rosters and MVRs, details on haul distances and routes, safety and maintenance programs, and any subcontractor arrangements. Need help placing an account? Connect with a market specialist.

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...nstruction, Crane & Rigging, and Forestry accounts, this program covers mobile...

Arrowhead General Insurance Agency, Inc. offers the Automotive Aftermarket - Garage Package — a commercial package built for retail and service-focused auto businesses. Backed by an admitted A+ (XV) carrier rated by A.M. Best, this program combines decades of underwriting experience with targeted coverages for the automotive aftermarket. Use this program to place new business or renewals for repair shops, retail tire stores, quick lube centers and other specialty installers. Originally developed by Universal Underwriters, Arrowhead continues to underwrite this product with a focus on practical, industry-specific risk transfer. The program supports both quick online binding for eligible small-to-mid accounts and manual handling for larger placements. Ideal Accounts and Target Classes This program targets small to mid-size businesses in the automotive aftermarket. Agents can submit a wide variety of garage and retail-oriented risks; all account sizes are considered with defined online and manual submission thresholds. Target classes include: Auto body, collision and repair shops General mechanical repair shops Brake and muffler specialists Auto glass repair and installation Transmission repair shops Retail tire stores Retail auto parts and accessories (new parts only) Car stereo and alarm installers Quick lube and oil change centers Note: Towing operations and other classes not listed above may be eligible but typically require a production commitment and a separate contract. Learn more about our towing coverage options. Coverage Highlights and Advantages The Garage Package groups common and specialty coverages agents need when placing automotive aftermarket risks: Garagekeepers liability — direct or legal liability options Business auto liability and physical damage General liability and employee benefits liability Mechanics errors & omissions (E&O) Business income (Actual Loss Sustained) Employee tools coverage Crime coverage — employee dishonesty, forgery, and money/securities Equipment breakdown protection Property coverage extensions Umbrella and excess liability options Underwriting Notes and Submission Guidelines Arrowhead provides multiple submission paths to speed placement while handling larger, more complex risks manually: Instant online binding for eligible risks with premiums up to $50,000 Online quoting and submission required for accounts with premiums up to $125,000 Manual submission (ACORD plus supplemental forms) required for accounts exceeding $125,000 Minimum premium levels and specific underwriting requirements vary by state and class — please inquire for detailed thresholds and documentation checklists. Territories and Availability The program is available in most U.S. states. It is not available in AK, HI, FL, LA or TX. Arrowhead is actively contracting producers nationwide; current states served include AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Arrowhead As a specialized general agency, Arrowhead combines deep automotive aftermarket underwriting experience with streamlined digital workflows. Agents get access to an admitted, highly rated carrier, flexible coverage form options, and a team familiar with common garage exposures. The program is designed to move business quickly when appropriate, while also accommodating larger or more complex accounts through manual underwriting. Example Accounts That Fit This Program A single-location collision and repair shop that needs garagekeepers coverage, general liability, business auto and property extensions. A multi-bay quick lube center or retail tire store seeking combined property, GL, employee tools and optional umbrella protection. Click to learn more. Not appointed with Arrowhead? Apply online at ArrowheadGrp.com/producers/ Frequently Asked Questions What types of accounts are a good fit for this program?The Garage Package is well suited for auto repair shops, retail tire and parts stores (new parts only), quick lube centers, and specialty installers such as car stereo or alarm shops. Is towing coverage included in this program?No. Towing operations require a separate contract and production commitment. Coverage for towing is available through a dedicated Arrowhead towing program. How can I submit an account?You can bind eligible risks instantly online up to the $50,000 premium threshold. For accounts up to $125,000, submit via Arrowhead’s online quoting portal. Larger risks require a manual submission (ACORD forms plus supplements). Is this program available in my state?The program is offered in most states except AK, HI, FL, LA, and TX. Refer to the Territories and Availability above or contact Arrowhead for state-specific details. Do I need to be appointed to submit business?Yes. Producers must be contracted with Arrowhead to access the program. You can apply online through their producer portal. Need help placing an account? Connect with a market specialist.