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Carriers American Family Home, American Alternative, Everest National Insurance Company, United Wisconsin Insurance Company Click to learn more. Workers' Compensation Insurance Program from Arrowhead General Insurance Agency Arrowhead General Insurance Agency, Inc. offers a streamlined Workers' Compensation Insurance program designed to help agents and brokers efficiently place business for a wide range of industries. With access to multiple top-rated carriers and a well-integrated digital quoting platform, Arrowhead delivers fast turnarounds, competitive pricing, and superior service—especially for small to mid-sized accounts. Target Industries and Ideal Accounts This program targets a broad range of industries, making it a flexible option for many of your clients. Ideal classes include: Agriculture* Automotive Service & Repair Construction/Contractors Habitation Hospitality Manufacturing Mercantile Office & Professional Services Restaurants Transportation/Delivery Trucking (up to 500-mile radius) *Note: California agriculture accounts over $40,000 in premium require a separate appointment and premium commitment. Whether you're working with a small restaurant in South Carolina or a growing construction contractor in California, Arrowhead can help you place and manage competitive workers’ compensation coverage. Program Highlights and Broker Advantages Instant online quotes for eligible accounts under $40,000 in premium Expert underwriting review for larger or more complex submissions Streamlined digital quoting via ArrowheadExchange.com Upload ACORD 130 to auto-fill the application and reduce errors Quick quote functionality for California accounts under $40,000 — quotes in under five minutes Claims Handling and Value-Added Services Claims are managed through American Claims Management, Inc. (ACM), Arrowhead’s wholly owned subsidiary. ACM acts as a carrier-minded administrator and offers: 24/7 real-time online claims reporting and loss runs Online medical provider portal Dedicated claim adjusters and claim service agreements Bilingual support staff Integrated cost-containment tools and aggressive fraud prevention This full-service claims support helps improve outcomes for your clients while minimizing administrative burden on your agency. Underwriting and Submission Notes Accounts under $40,000 in premium are eligible for instant online quoting. Larger or complex risks—including those located in California, Alabama, Arizona, Nevada, Georgia, North Carolina, South Carolina, and Tennessee—are reviewed by underwriting specialists and submitted digitally. Arrowhead’s bridge is compatible with most agency management systems, eliminating duplicate ACORD data entry and increasing submission efficiency. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Connecticut (CT) Delaware (DE) New Jersey (NJ) New York (NY) North Carolina (NC) South Carolina (SC) Texas (TX) Virginia (VA) All available markets are admitted within the states listed. Why Partner with Arrowhead? Arrowhead General Insurance Agency brings decades of program administration experience and offers a user-friendly digital quoting process, strong carrier relationships, and robust claims support through ACM. Whether you’re placing a first-time policy or managing a book of business, Arrowhead’s Workers' Compensation program offers the tools and support you need to succeed. Not yet an Arrowhead producer? Apply online here. For fast quoting on eligible California accounts under $40,000 in premium, click here. Frequently Asked Questions What types of accounts are a good fit for this Workers' Compensation program?This program is ideal for small to mid-sized businesses in industries such as construction, hospitality, manufacturing, automotive repair, and transportation. It also supports agricultural risks with select underwriting requirements. Can I get instant quotes for all submissions?Instant quotes are available for eligible accounts with premiums under $40,000. Larger or more complex accounts are reviewed by dedicated underwriters, especially in states like California, Arizona, and Georgia. Is this program admitted in all available states?Yes, Arrowhead offers access to admitted markets across all available states, including CA, TX, NY, NJ, and others. How do I submit a new application?You can upload your client's ACORD 130 form directly to ArrowheadExchange.com to auto-populate the quote application and avoid duplicate data entry. What claims services are included?Claims are managed by American Claims Management (ACM) and include 24/7 reporting, bilingual adjusters, fraud prevention, and cost-containment services to support your clients. Need help placing an account? Connect with a market specialist.

Continental Underwriters, Inc. is a specialized Managing General Agency (MGA) and wholesaler dedicated exclusively to the forest products industry. Our Forest Products Insurance program is built specifically for businesses involved in the manufacturing, distribution, and retailing of lumber and related building materials. We work directly with agents and brokers across North America to provide tailored insurance solutions for a wide range of forest product operations. Ideal Accounts and Appetite This program is ideal for businesses involved in: Sawmills and veneer mills Pallet mills and plywood plants Wood treating and preserving operations Woodworking and component manufacturers Producers and distributors of timbers, cants, railroad ties, panel products, and more Whether your client operates a single-location mill or manages multiple facilities across state lines, we can help you place coverage tailored to their specific exposures. Coverage Highlights and Advantages Through our network of carrier partners, we deliver comprehensive insurance options designed to meet the unique needs of the forest products sector. Available lines of coverage include: Property Inland Marine General Liability Commercial Auto Workers Compensation and Employers Liability Commercial Umbrella Employment Practices Liability Equipment Breakdown Coverage Crime Coverage We understand the property, liability, and operational risks that come with managing forest product businesses. Our products are designed to address high fire hazard exposures, heavy machinery use, transport risks, and workforce safety — all within one cohesive insurance package. Underwriting Notes and Minimum Premiums Minimum premiums vary and are based on account size, operations, and coverage needs. We work closely with agents to provide competitive and customized solutions. Submissions should include detailed operational information, loss history, and current coverage terms for fastest turnaround. Territories and Availability Our Forest Products Insurance program is available in most states across the U.S., including but not limited to CA, TX, FL, NY, WA, and NC. We offer coverage in both admitted and non-admitted markets, depending on state and risk profile. Reach out to confirm availability in your client’s location. Why Work With Continental Underwriters, Inc.? With a sole focus on the forest products industry, Continental Underwriters brings unmatched industry insight and underwriting depth to this niche. We understand the risks, language, and operations of your clients — allowing us to provide smarter, faster, and more relevant solutions. Our strong relationships with multiple carriers give us the flexibility to find the right market fit for nearly any forest product account. If you have a client who runs a regional sawmill operation with high-value equipment and seasonal workforce needs, or a multi-state lumber distributor with complex logistics exposures, we can help you place the right coverage efficiently and competitively. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in insuring sawmills, pallet mills, plywood plants, veneer mills, wood preservation operations, and other wood product manufacturers and distributors. Is this program available in all states?The program is available in most U.S. states. Please check with us for specific state eligibility and admitted status in your client’s location. What coverages are included in the Forest Products Insurance program?Available coverages include Property, General Liability, Inland Marine, Commercial Auto, Workers Compensation, Umbrella, EPLI, Equipment Breakdown, and Crime Coverage. Are there minimum premium requirements?Minimum premiums vary based on risk size and coverage needs. Contact us with your client’s profile to get a customized quote. What makes Continental Underwriters unique in this space?We are exclusively focused on the forest products industry, offering deep expertise, tailored underwriting, and access to multiple carriers for niche risks. Need help placing an account? Connect with a market specialist.

...cifically for contractors in the forestry and timber industries. This program ...inental Underwriters specializes in forestry risks and provides tailored solut...

...ounts with heavy tree removal or forestry operations exceeding incidental trim...

...ilding companies Logging and forestry operations Agricultural and farm...logging, agricultural, landscaping, forestry, and many types of industrial mac...

Contractors Equipment Coverage from Van Wagoner Companies, Inc. Van Wagoner Companies, Inc. provides a focused Contractors Equipment program designed to help independent agents and brokers place inland marine coverage for contractors’ mobile equipment and tools. The program is built to support a wide range of contractor clients — from small residential trades to large commercial subcontractors — with flexible options for scheduled and unscheduled equipment, leased units, and higher-value mobile gear. Ideal Accounts and Appetite This program targets contractors who rely on owned or leased equipment as a core part of their operations. Typical classes we write include: Custom Home Builders Carpenters and Framers Concrete and Masonry Contractors Drywall and Insulation Installers Landscaping and Lawn Care Services Heating and Air Conditioning Contractors Swimming Pool Contractors Tile, Carpet, and Flooring Installers Metal Erection and Welding Wrecking and Demolition We also offer a dedicated Mining Equipment appetite, written through markets that will consider high-value mobile gear such as loaders, excavators, and drilling rigs. Coverage Highlights and Advantages The program provides inland marine protection tailored to contractor equipment exposures. Key advantages include: Coverage for scheduled and unscheduled equipment and tools Options to include leased or rented equipment where appropriate Protection for losses from theft, fire, vandalism and many named perils Capacity for both single-piece high-value equipment and multi-unit fleets Access to specialty markets for complex or high-limit mining risks Example scenarios: You might have a regional concrete contractor with several backhoes and a compact fleet that needs a single policy for mobile equipment exposure. Or a landscaper with trailers, mowers and a few high-value attachments requiring scheduled limits and theft protection. Both are within the program’s typical appetite, subject to underwriting review. Underwriting Notes and Minimum Premiums Van Wagoner Companies operates as a Managing General Agency with established carrier relationships, including Lloyds and Markel International, to deliver flexible underwriting solutions. Appetite and terms depend on class of business, equipment values, security measures, and loss history. Minimum premiums may vary by class and state; our underwriting team will work with you to find the best placement for each submission. Territories and Availability Contractors Equipment and related inland marine solutions are available through Van Wagoner Companies in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Mining Equipment coverage is available nationwide in all 50 states. Why Work With Van Wagoner Companies, Inc. As a specialized MGA, Van Wagoner Companies brings decades of experience placing niche commercial coverages for independent agents. Our team focuses on practical, market-ready solutions and responsive underwriting support. We pair local agent knowledge with access to stable specialty markets to help you secure timely, competitive terms for contractors’ equipment risks. If you have a contractor client with mobile equipment exposure — from a one-truck operator to a multi-equipment fleet or mining operation — our underwriting specialists can review submissions and identify the best market fit. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this Contractors Equipment program?This program is ideal for contractors with mobile equipment needs, including builders, landscapers, HVAC techs, framers, and miners. Is coverage available for rented or leased equipment?Yes. The program can include options for leased or rented equipment subject to underwriting review and documentation. Can I place business for a contractor located outside the listed states?Contractors Equipment availability varies by state as listed above. However, Mining Equipment coverage is offered nationwide in all 50 states. Which carriers back this program?We work with Lloyds and Markel International to provide flexible options and market stability. Do you work with new ventures?Yes. New ventures are considered on a case-by-case basis depending on the class of business, equipment values, and the submission details.

Arrowhead General Insurance Agency, Inc. offers the Automotive Aftermarket - Garage Package — a commercial package built for retail and service-focused auto businesses. Backed by an admitted A+ (XV) carrier rated by A.M. Best, this program combines decades of underwriting experience with targeted coverages for the automotive aftermarket. Use this program to place new business or renewals for repair shops, retail tire stores, quick lube centers and other specialty installers. Originally developed by Universal Underwriters, Arrowhead continues to underwrite this product with a focus on practical, industry-specific risk transfer. The program supports both quick online binding for eligible small-to-mid accounts and manual handling for larger placements. Ideal Accounts and Target Classes This program targets small to mid-size businesses in the automotive aftermarket. Agents can submit a wide variety of garage and retail-oriented risks; all account sizes are considered with defined online and manual submission thresholds. Target classes include: Auto body, collision and repair shops General mechanical repair shops Brake and muffler specialists Auto glass repair and installation Transmission repair shops Retail tire stores Retail auto parts and accessories (new parts only) Car stereo and alarm installers Quick lube and oil change centers Note: Towing operations and other classes not listed above may be eligible but typically require a production commitment and a separate contract. Learn more about our towing coverage options. Coverage Highlights and Advantages The Garage Package groups common and specialty coverages agents need when placing automotive aftermarket risks: Garagekeepers liability — direct or legal liability options Business auto liability and physical damage General liability and employee benefits liability Mechanics errors & omissions (E&O) Business income (Actual Loss Sustained) Employee tools coverage Crime coverage — employee dishonesty, forgery, and money/securities Equipment breakdown protection Property coverage extensions Umbrella and excess liability options Underwriting Notes and Submission Guidelines Arrowhead provides multiple submission paths to speed placement while handling larger, more complex risks manually: Instant online binding for eligible risks with premiums up to $50,000 Online quoting and submission required for accounts with premiums up to $125,000 Manual submission (ACORD plus supplemental forms) required for accounts exceeding $125,000 Minimum premium levels and specific underwriting requirements vary by state and class — please inquire for detailed thresholds and documentation checklists. Territories and Availability The program is available in most U.S. states. It is not available in AK, HI, FL, LA or TX. Arrowhead is actively contracting producers nationwide; current states served include AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Arrowhead As a specialized general agency, Arrowhead combines deep automotive aftermarket underwriting experience with streamlined digital workflows. Agents get access to an admitted, highly rated carrier, flexible coverage form options, and a team familiar with common garage exposures. The program is designed to move business quickly when appropriate, while also accommodating larger or more complex accounts through manual underwriting. Example Accounts That Fit This Program A single-location collision and repair shop that needs garagekeepers coverage, general liability, business auto and property extensions. A multi-bay quick lube center or retail tire store seeking combined property, GL, employee tools and optional umbrella protection. Click to learn more. Not appointed with Arrowhead? Apply online at ArrowheadGrp.com/producers/ Frequently Asked Questions What types of accounts are a good fit for this program?The Garage Package is well suited for auto repair shops, retail tire and parts stores (new parts only), quick lube centers, and specialty installers such as car stereo or alarm shops. Is towing coverage included in this program?No. Towing operations require a separate contract and production commitment. Coverage for towing is available through a dedicated Arrowhead towing program. How can I submit an account?You can bind eligible risks instantly online up to the $50,000 premium threshold. For accounts up to $125,000, submit via Arrowhead’s online quoting portal. Larger risks require a manual submission (ACORD forms plus supplements). Is this program available in my state?The program is offered in most states except AK, HI, FL, LA, and TX. Refer to the Territories and Availability above or contact Arrowhead for state-specific details. Do I need to be appointed to submit business?Yes. Producers must be contracted with Arrowhead to access the program. You can apply online through their producer portal. Need help placing an account? Connect with a market specialist.

...ed by major vendors and property managers Available in 48 states across th...