Search CompleteMarkets

...kers, bonded warehouse operators, freight forwarders, and transportation compa...ited for importers, customs brokers, freight forwarders, bonded warehouse operators, an...

... agents and brokers. Designed for freight brokers and freight forwarders at any stage—startup or e...tingent cargo offering to help your forwarder clients remain compliant. What i...

... surety capacity. These quick-turn bonds are underwritten primarily on the app...e size of the bond request. Are these bonds admitted or non-admitted?J.M. Wils...

...: Transportation Brokers Freight Forwarders Mobile Home Movers ...unts include transportation brokers, freight forwarders, car carriers, livestock hauler...

Freight Forwarders E&O Insurance Program fro...is program?This program is ideal for Freight Forwarders, Customs House Brokers, and oth...

Capitol Special Risks offers Public Officials Liability Insurance designed specifically for public entities and their leadership. This program provides essential protection for municipalities, counties, cities, and other governmental bodies facing exposures related to the actions of elected or appointed officials, employees, and volunteers. Whether your clients are dealing with employment practices allegations or claims tied to regulatory decisions, this program offers comprehensive and flexible coverage options. Ideal Accounts and Target Classes This program is tailored for a wide range of public entities, including: Municipalities Counties and cities Boroughs and townships Transit and housing authorities Sewer and water utilities Special districts and other single-purpose entities If you have a client who is a small township or a regional transit authority, this program offers the flexibility and depth of coverage to protect against the unique risks of public service operations. Coverage Highlights The Public Officials Liability Insurance program includes broad protections for acts committed in the course of public duties, such as: Wrongful acts by officials, employees, and volunteers Employment practices liability (EPLI), including discrimination, wrongful termination, and harassment Coverage for back wages and defense for non-monetary claims Claims arising from permitting or licensing decisions EPLI coverage extended to law enforcement and firefighting personnel Defense available outside the limit of liability in some cases Underwriting and Minimum Premiums Minimum premiums vary depending on the size and type of public entity. Capitol Special Risks works with multiple carriers and can access both admitted and non-admitted markets to find the best fit for your clients. Submissions are reviewed promptly, and the company offers fast turnaround times with no broker fees. Territories and Availability This program is available in all 50 states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Why Work With Capitol Special Risks? Capitol Special Risks is a wholesale broker with deep expertise in management and professional liability coverages. Their team understands the nuanced risks faced by public officials and governmental bodies and provides solutions that are tailored, responsive, and competitively priced. With access to a broad range of carriers and a commitment to service excellence, Capitol Special Risks is a trusted partner for agents placing complex public sector accounts. Call today for information on Public Officials Liability Insurance! Fast turnaround and we never charge a broker fee! In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094 Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for municipalities, counties, cities, boroughs, townships, and special districts, as well as transit, housing, sewer, and water authorities. Does the coverage include employment practices liability?Yes, the policy includes EPLI coverage, including wrongful termination, discrimination, and coverage for law enforcement and fire personnel. Can you place this coverage nationwide?Yes, Capitol Special Risks offers this program in all 50 states. Are defense costs covered outside the limits of liability?In some cases, defense costs may be provided outside the policy limits. Availability depends on the carrier and specific terms. Is there a broker fee for placing business through Capitol Special Risks?No, Capitol Special Risks does not charge a broker fee for this program. Need help placing an account? Connect with a market specialist.

IPMG is your trusted partner for placing Professional Liability Insurance risks across a wide spectrum of industries. We specialize in providing comprehensive coverage solutions for professionals such as architects, engineers, consultants, and many more. Whether your client is an independent accountant or a growing consulting firm, our markets are structured to offer tailored protection against errors, omissions, and other professional liabilities. Ideal Accounts and Appetite IPMG's Professional Liability Insurance program is designed to support a broad range of professional service providers. We have strong appetite for: Architects, Engineers, and Design Professionals IT Professionals, Software Developers, and Consultants Accountants, Bookkeepers, and Tax Preparers Real Estate Agents, Appraisers, and Property Managers Marketing, Advertising, and Public Relations Firms Environmental and Safety Consultants Legal and Financial Services Providers If you’re working with a client offering specialized services — such as forensic testing, customs brokerage, or payroll administration — we likely have a solution that fits. We also welcome submissions for miscellaneous professional liability classes that fall outside traditional categories. Coverage Highlights and Advantages Our markets offer both admitted and non-admitted options, giving you flexibility based on your insured’s risk profile and state requirements. Key coverage features often include: Claims-made policy forms Prior acts coverage available in many cases Optional General Liability available for qualifying risks Customizable limits and deductible options Whether your client is concerned about a past project or is entering a new professional venture, our carriers provide the tools to help mitigate exposure and protect their reputation. Underwriting Notes and Minimum Premiums Our Professional Liability program starts at a minimum premium of $1,000. We evaluate each risk on its individual merits and can accommodate both new ventures and established professionals. Fast quote turnaround is available for many standard classes. For a complete list of eligible professions or to discuss a complex risk, reach out for a custom review. Territories and Availability This program is currently available in the following states: Florida (FL) Illinois (IL) Indiana (IN) Iowa (IA) Missouri (MO) We offer coverage on both an admitted and non-admitted basis, depending on the state and class of business. Why Work With IPMG? As a proven market for Professional Liability Insurance, IPMG leverages deep expertise and strong carrier relationships to help agents place hard-to-fit and emerging professional risks. Our broad class appetite, underwriting flexibility, and access to both admitted and surplus lines markets make us a valuable resource for brokers seeking responsive and competitive solutions. You might have a client like a small environmental testing lab expanding into new service areas, or a freelance IT consultant launching their own firm — IPMG is here to help you secure the right protection for these evolving exposures. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for a wide range of professional service providers, including architects, engineers, IT consultants, accountants, real estate professionals, and more. Is prior acts coverage available?Yes, many of our markets can offer prior acts coverage depending on the class of business and underwriting details. Do you offer both admitted and non-admitted options?Yes, we work with both admitted and non-admitted carriers to provide flexibility based on your client’s needs and state requirements. What is the minimum premium for this program?The minimum premium typically starts at $1,000, but final pricing depends on the class and risk characteristics of the submission. In which states is this program available?This program is currently available in Florida, Illinois, Indiana, Iowa, and Missouri. Need help placing an account? Connect with a market specialist.

Demetriou General Agency is proud to offer a specialized Wholesale Distributors Insurance program tailored for a wide range of distribution businesses. Designed with the unique risks of the wholesale distribution industry in mind, this program is ideal for agents and brokers looking to place business for clients involved in selling goods to other businesses, retailers, or commercial users. Ideal Accounts and Appetite This program targets distributors with up to $5,000,000 in annual sales across more than 30 distribution classes. Appetite includes, but is not limited to: Building material distributors Mercantile goods distributors Food and beverage wholesalers The program is also suitable for risks that maintain a warehouse onsite or have an incidental retail operation in addition to their wholesale activities. Example: You might have a client distributing kitchen equipment with a small showroom at their facility—this would be within appetite. Coverage Highlights and Advantages Limits available up to $1,000,000 per occurrence / $2,000,000 aggregate Excess liability coverage available up to $5,000,000 Written on a Businessowners Form for broad protection Coverage for personal property off-premises and in transit: up to $300,000 Electronic data and computer operation interruption: up to $300,000 combined No liability deductible Low premiums starting at $400 Expanded bodily injury definition to include mental anguish and emotional distress This package offers robust protection for common exposures faced by distributors, such as inventory loss in transit, onsite property risks, and technology-related disruptions. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the class of business, risk characteristics, and coverage limits selected. The program is flexible and competitively priced, making it accessible for small to mid-sized distributors with standard to moderate exposures. Territories and Availability This program is available in the following states: CT, ME, MA, NH, NJ, NY, PA, RI, and VT. Coverage is offered on an admitted basis across all available states, providing compliance and peace of mind for your clients. Why Work With Demetriou General Agency As a Managing General Agency with deep market access and underwriting expertise, Demetriou General Agency offers responsive service and tailored solutions. Our Wholesale Distributors Insurance program is backed by strong carrier relationships and is structured to meet the evolving needs of modern distributors. Whether your client is a startup distributor or an established operation, we provide the tools and support you need to place this business with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts with up to $5 million in annual sales across building materials, food and beverage, and mercantile distribution are ideal. Risks with warehouses or small retail components are also acceptable. Is this program available on an admitted basis?Yes, the program is offered on an admitted basis in all available states. Are incidental retail operations eligible?Yes, the program accepts wholesale distributors that have incidental retail components as part of their operations. What is the minimum premium for this program?Minimum premiums vary based on risk characteristics, but low premiums start at $400 for qualifying accounts. Which states is the program available in?This program is available in CT, ME, MA, NH, NJ, NY, PA, RI, and VT. Need help placing an account? Connect with a market specialist.