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...ntermediaries (OTIs) — both ocean freight forwarders (OFF) and non-vessel oper...sed foreign NVOCCs. Surety One places bonds to meet these specific FMC thresho...

...kers, bonded warehouse operators, freight forwarders, and transportation compa...ited for importers, customs brokers, freight forwarders, bonded warehouse operators, an...

...es or construction projects. These bonds often include additional protections such as payment bonds (covering labor and materials) and ma...e history. Are maintenance or payment bonds available as part of this program?...

... agents and brokers. Designed for freight brokers and freight forwarders at any stage—startup or e...tingent cargo offering to help your forwarder clients remain compliant. What i...

...s placing coverage for logistics, freight forwarding, and transportation clien...Yes, DOT filings can be provided for freight forwarders when required. What commission ...

...: Transportation Brokers Freight Forwarders Mobile Home Movers ...unts include transportation brokers, freight forwarders, car carriers, livestock hauler...

Freight Forwarders E&O Insurance Program fro...is program?This program is ideal for Freight Forwarders, Customs House Brokers, and oth...

Enhanced Freight Brokers' Liability & Contingent ...ly Asked Questions What types of freight broker accounts are the best fit for this program?Mid-size to larger freight brokers and 3PLs that regularly c...

Capitol Special Risks offers Public Officials Liability Insurance designed specifically for public entities and their leadership. This program provides essential protection for municipalities, counties, cities, and other governmental bodies facing exposures related to the actions of elected or appointed officials, employees, and volunteers. Whether your clients are dealing with employment practices allegations or claims tied to regulatory decisions, this program offers comprehensive and flexible coverage options. Ideal Accounts and Target Classes This program is tailored for a wide range of public entities, including: Municipalities Counties and cities Boroughs and townships Transit and housing authorities Sewer and water utilities Special districts and other single-purpose entities If you have a client who is a small township or a regional transit authority, this program offers the flexibility and depth of coverage to protect against the unique risks of public service operations. Coverage Highlights The Public Officials Liability Insurance program includes broad protections for acts committed in the course of public duties, such as: Wrongful acts by officials, employees, and volunteers Employment practices liability (EPLI), including discrimination, wrongful termination, and harassment Coverage for back wages and defense for non-monetary claims Claims arising from permitting or licensing decisions EPLI coverage extended to law enforcement and firefighting personnel Defense available outside the limit of liability in some cases Underwriting and Minimum Premiums Minimum premiums vary depending on the size and type of public entity. Capitol Special Risks works with multiple carriers and can access both admitted and non-admitted markets to find the best fit for your clients. Submissions are reviewed promptly, and the company offers fast turnaround times with no broker fees. Territories and Availability This program is available in all 50 states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Why Work With Capitol Special Risks? Capitol Special Risks is a wholesale broker with deep expertise in management and professional liability coverages. Their team understands the nuanced risks faced by public officials and governmental bodies and provides solutions that are tailored, responsive, and competitively priced. With access to a broad range of carriers and a commitment to service excellence, Capitol Special Risks is a trusted partner for agents placing complex public sector accounts. Call today for information on Public Officials Liability Insurance! Fast turnaround and we never charge a broker fee! In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094 Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for municipalities, counties, cities, boroughs, townships, and special districts, as well as transit, housing, sewer, and water authorities. Does the coverage include employment practices liability?Yes, the policy includes EPLI coverage, including wrongful termination, discrimination, and coverage for law enforcement and fire personnel. Can you place this coverage nationwide?Yes, Capitol Special Risks offers this program in all 50 states. Are defense costs covered outside the limits of liability?In some cases, defense costs may be provided outside the policy limits. Availability depends on the carrier and specific terms. Is there a broker fee for placing business through Capitol Special Risks?No, Capitol Special Risks does not charge a broker fee for this program. Need help placing an account? Connect with a market specialist.

Miscellaneous Errors and Omissions Insurance Professionals across countless industries face the risk of being sued for alleged mistakes in the performance of their duties—even if they weren’t actually at fault. These claims can severely impact a professional’s reputation and financial stability. That's where Miscellaneous Errors and Omissions (E&O) Insurance becomes crucial. At Alexander J. Wayne & Associates, Inc., we specialize in helping insurance agents and brokers place hard-to-place E&O risks across a broad spectrum of professions. Overview of the Program From Alexander J. Wayne & Associates With decades of experience and access to over 40 different markets—including all major U.S. carriers and Lloyd’s of London—Alexander J. Wayne & Associates offers flexible and competitive solutions for virtually any professional liability exposure. Whether you’re working with a niche consultant or a healthcare provider with a complex history, our underwriting team is equipped to help you find the right coverage. Ideal Accounts and Appetite We have successfully placed coverage for a wide variety of professional classes, including but not limited to: Miscellaneous Professionals and Consultants Technology and IT Service Providers Real Estate Professionals (agents, property managers, consultants) Architects and Engineers Insurance Agents and Brokers Attorneys and Law Firms (especially hard-to-place risks) Medical Professionals (physicians, dentists, nurses, imaging centers) Accountants and Bookkeepers Financial Planners, Investment Advisors, and Broker-Dealers Marketing and Management Consultants We are open to reviewing virtually all professional classes—even those that fall outside the standard appetite of many markets. Coverage Highlights and Advantages We provide tailored E&O coverage designed to meet the unique needs of each profession. Key features of our offerings include: Limits ranging from $100,000 up to $10,000,000 Separate excess limits available Minimum premiums starting as low as $800 for lower limits First-dollar defense options Defense costs in addition to limits of liability Full prior acts coverage Third-party discrimination coverage Defense for fee disputes Custom coverages tailored to specific professions Group or association programs available “A” Rated carriers by A.M. Best Fast turnaround on quotes and policy issuance Underwriting Notes and Minimum Premiums Our underwriting team is highly experienced in assessing complex risks and tailoring solutions that meet your client’s unique needs. We consider a wide range of risk profiles, including new ventures and distressed accounts. Minimum premiums vary by risk class and limit, with entry points as low as $800 for smaller accounts. Territories and Availability Our Miscellaneous E&O program is available in all 50 states, plus Washington, D.C. Whether your client is based in a major metropolitan area or a rural community, we have market access and expertise to help you find the right solution. Why Work With Alexander J. Wayne & Associates? As a wholesale broker with deep experience in professional liability, we understand the nuances of E&O exposures across a wide range of industries. Our expansive market access, responsive service, and creative underwriting approach make us a valuable resource for agents and brokers looking to place challenging or niche E&O risks. Call us today to learn how we can help you place your next Miscellaneous Errors and Omissions account—especially the ones that others can’t. Frequently Asked Questions What types of accounts are a good fit for this Miscellaneous E&O program?This program is ideal for a wide range of professionals, including consultants, IT service providers, real estate agents, lawyers, accountants, and medical professionals. We are especially effective in placing hard-to-place or non-standard risks. Can you write new ventures or professionals with previous claims?Yes, we have markets that will consider new ventures and accounts with prior claims, depending on the circumstances and risk profile. What are the minimum premium requirements?Minimum premiums start as low as $800 for lower-limit policies, but actual pricing will vary based on the class of business, limits, and risk factors. Is this program available nationwide?Yes, our Miscellaneous E&O program is available in all states, including Washington, D.C. What carriers do you work with for this program?We work with all major U.S. carriers and Lloyd’s of London markets, including both admitted and non-admitted options. Need help placing an account? Connect with a market specialist.