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Medical Marijuana Dispensaries & Growers Insurance From BSR Insurance BSR I...is program?Licensed indoor marijuana growers and medical dispensaries are idea...

...e program designed for commercial growers, nurseries, greenhouses, and indepen...erages for perils commonly affecting growers (for example freeze, hail, and so...

...unts include: Target Classes Growers Infused Product Manufacturers ...a good fit for this program?Licensed growers, processors, dispensaries, CBD ma...

... coverage, including transit from growers to dispensaries and from dispensarie...

...Greenhouses Cotton and Citrus Growers Large Commercial Farms Compreh...

...ivery-based operations Licensed growers and distributors with direct-to-cons... for licensed cannabis dispensaries, growers, and distributors, including reta...

...es in the Monterey Bay region Growers and harvesters of fruits, vegetables...

...write include: • Cultivators and growers • Dispensaries and retail cannabis s...

Target Classes: Attractions Aquariums Caves Fairs/Festivals/Special Events/Parades Tourist Attractions Zoos/Animal Exhibits Recreation Batting Cages Beach Clubs Bingo Parlors Bowling Centers Campgrounds/RV Facilities Camps Casinos/Other Gaming Community Centers Dude Ranches Go-Karts Golf Facilities/Miniature Golf Health Clubs Hunting & Fishing Operations Laser Tag Outfitters and Guides Ropes Courses Shooting Ranges Swimming Facilities & Clubs Tennis Clubs Whitewater Rafting Motorsports Driving Schools Race Teams/Racing Facilities Single Events Sponsors Sports Associations/Leagues/Teams Pari-Mutuel Racing - Horse/Dog Tournaments Sports Camps Venues Arenas/Stadiums/Athletic Fields Auditoriums Civic Centers Comedy Clubs Convention Centers Performing Arts Centers Sports League Facilities Theater/Amphitheaters Entertainment Circuses Concert Promoters/Stage Shows Entertainers/Musicians/Bands Comprehensive Sports and Entertainment Insurance from BSR Insurance BSR Insurance offers a specialized Sports and Entertainment Insurance program designed to help brokers and agents place a wide range of hard-to-insure risks in the entertainment, recreation, and sporting sectors. As an experienced Excess & Surplus Lines Broker, BSR works with a variety of carriers to provide access to tailored coverage solutions for complex, non-standard risks across 50 states. Ideal Accounts and Program Appetite This program is built for a broad spectrum of sports and entertainment operations, with a strong appetite for: Event organizers (Fairs, Festivals, Parades, Concerts) Sports leagues, teams, camps, and tournaments Recreational businesses (Bowling alleys, Laser tag, Ropes courses) Venues such as arenas, amphitheaters, theaters, and convention centers Motorsports including race teams, events, and sponsors Tourist attractions like zoos, aquariums, and caves Accounts with annual premiums ranging from $5,000 to $1,000,000 are within the target range. This program is not suitable for risks requiring Prize Indemnity or Event Cancellation Coverage. Coverage Highlights and Advantages BSR's program delivers flexible and targeted insurance designed to address the unique exposures of the sports and entertainment industries. Available coverages include: General Liability – Occurrence form with deductible and SIR structures Legal Liability to Participants Trainer’s Liability Horse/Dog Legal Liability Contingent Fireworks Liability Liquor Liability (when packaged with CGL) This flexibility is ideal for agents looking to place complex or unusual accounts such as a whitewater rafting outfitter, a multi-day music festival, or a regional sports league with participant risk exposures. Underwriting Guidelines and Premiums BSR targets a minimum premium of $5,000, with capacity to support larger risks up to $1,000,000 in premium. The underwriting team evaluates each submission on its merits, with a strong focus on risk management practices and prior loss history. While the program is non-admitted in all states, BSR’s market access and experience ensure efficient placement of accounts that fall outside standard markets. Availability Across the U.S. This program is available in all 50 states including the District of Columbia. Whether your client operates in California, Texas, New York, or any other U.S. jurisdiction, BSR can help you secure coverage for their operations. Why Work With BSR Insurance? BSR Insurance brings deep industry knowledge and strong carrier relationships to the table. As a true partner to independent brokers and agents, BSR provides responsive service, strategic underwriting insight, and access to markets that can handle unusual or high-risk entertainment and sports exposures. If you have clients in niche recreation, entertainment venues, or competitive sports, BSR is ready to help you place that business with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for sports leagues, entertainment venues, recreational operations, motorsports, and special events with premiums starting at $5,000. Are single-day or short-term events eligible for coverage?Yes, single events such as festivals, concerts, or races can be considered under this program depending on the risk and scope. Is Liquor Liability available on a standalone basis?No, Liquor Liability is only available in conjunction with the Commercial General Liability (CGL) coverage. Are admitted markets available for this program?No, this program is written on a non-admitted basis in all states through various E&S carriers. What is the turnaround time for quotes?Turnaround time depends on the complexity of the risk, but BSR strives to provide timely responses and efficient placement support. Need help placing an account? Connect with a market specialist.

FOCUS: BSR Insurance offers a specialized Non-Standard National Dental Program tailored for solo practitioners or dental professionals working within a group practice insured by another carrier. This program is specifically designed to help place difficult-to-insure dental professionals who may not qualify for standard market coverage due to various underwriting challenges. Overview of the Program From BSR Insurance As an Excess & Surplus Lines Broker, BSR Insurance provides access to flexible and responsive coverage options for dental professionals who face obstacles in securing professional liability insurance through traditional carriers. This program is a strong solution for agents working with clients who have unique profiles or complicated histories. Ideal Accounts and Appetite This program is an excellent fit for: General Dentists Orthodontists Periodontists Endodontists Oral and Maxillofacial Surgeons It is especially suitable for dental professionals who have experienced: License suspension, denial, revocation, or probation Prior ethics issues involving patient relations A history of drug or alcohol use Practicing without prior insurance coverage Prior claims or loss history Challenges related to class of practice or geographic venue Example: You may have a client who is a general dentist returning to practice after a license suspension, or an oral surgeon with a strong clinical history but a lapse in previous coverage—this program can help you secure coverage for them. Coverage Highlights and Advantages Limits available up to $1M/$3M (state cap limits apply in Virginia) Claims-made and reported policy form with “demand” trigger Incident trigger available for qualified risks Prior acts coverage available on select accounts Defense outside the limits and incident trigger on qualified risks Corporate/entity and employee coverage available with shared limits Extended reporting period (ERP) options: 12, 24, and 36 months Elite Provider form set available for qualified insureds Underwriting Notes and Minimum Premiums Minimum policy premium: $3,000 Minimum deductible: $2,500 Not eligible for groups with more than 6 practitioners All accounts are written on a non-admitted basis with varying carriers, allowing for greater flexibility in underwriting and coverage structure. Territories and Availability This program is available in most states across the U.S., but is not available in the following states: AK, HI, KS, NY, RI, and WV. Agents in all other states can access this program to support their dental clients with non-standard risk profiles. Why Work With BSR Insurance on This Business BSR Insurance brings deep expertise in placing tough-to-insure medical professionals. As an E&S broker, BSR understands how to navigate complex underwriting scenarios and provides responsive service to help agents secure coverage quickly and efficiently. With access to a variety of markets and flexible coverage forms, BSR is your go-to partner for dental professionals who fall outside standard market appetites. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for solo dental practitioners or small dental groups (6 or fewer) with prior claims, licensing issues, ethics concerns, or lapses in coverage. Are group dental practices eligible?Yes, but only if the group has six or fewer practitioners. Larger groups are not eligible under this program. What coverage limits are available?Limits up to $1 million per claim and $3 million aggregate are available, with some state-specific limitations such as in Virginia. Can prior acts coverage be included?Yes, prior acts coverage is available for select accounts based on underwriting review and account history. Which states are excluded from this program?This program is not available in Alaska, Hawaii, Kansas, New York, Rhode Island, and West Virginia. Need help placing an account? Connect with a market specialist.