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...ss – exercise, circuit, personal training studio program is designed for U.S.-...rcuit Studio Insurance and Personal Training Studio Insurance: U.S. based exercise studios or circuit training facilities with 3,000 square feet...

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American Specialty is proud to be the only IAAPA-endorsed insurance provider for amusement parks. We specialize in the risks that come with operating rides, attractions, inflatables, and special events. The Amusement Parks Insurance program packages underwriting, claims, and risk management expertise into market-ready solutions that help agents place and retain complex entertainment accounts with confidence. Eligible Operations for Amusement Parks Insurance Mechanical Rides Family Entertainment Centers (FECs) Ice Skating Rinks Midways and Fairgrounds Special Events and Festivals Exhibitions / Expositions Theme Parks (permanent & seasonal) Laser Tag Arenas Tourist Attractions and Scenic Rides Program Highlights for Amusement Parks Insurance A.M. Best “Excellent” or higher carriers Admitted paper where applicable Program-specific forms and rates Non-auditable policy options 24-hour claims service In-house underwriting, claims, risk management and policy administration Online resources and tools for agents Program Coverages for Amusement Parks Insurance General Liability Contingent Fireworks Liability Excess / Umbrella Liquor Liability Commercial Auto Property (including attraction equipment) Crime Employee Benefits Liability Workers’ Compensation Deductible / SIR options Why Choose American Specialty As a Managing General Underwriter with decades of experience in the amusement and entertainment industries, American Specialty offers a specialized approach to underwriting, claims handling, and risk control. Our team understands the operational, mechanical, and spectator risks these accounts present and structures coverages that address both common and complex exposures. We support agents with market access plus technical guidance to place and maintain profitable accounts. Territories and Availability This program is available in all 50 states and Washington, D.C. Admitted coverage is offered where applicable through A.M. Best “Excellent” rated carriers. We can underwrite accounts across urban and rural markets, including seasonal operations in high-tourism states. Underwriting Notes and Minimum Premiums Minimum premiums vary by operation type, size, and exposures. Submissions should include current loss runs, equipment inspection/maintenance documentation, and an operations description. Our in-house underwriters provide quick reviews and will advise on minimums, deductible/SIR options, and attachment points for excess placements. Ideal Accounts and Appetite We are actively seeking: Permanent and traveling amusement parks and midways Indoor and outdoor family entertainment centers with multiple attractions Tourist attractions, scenic and seasonal rides Ice rinks, laser tag arenas, and similar indoor attractions Special events and festivals that include rides, inflatables, or fireworks Accounts with disciplined maintenance programs, documented ride/attraction inspections, and trained staff receive the most favorable terms. We can consider a wide range of risks but typically decline unlicensed ride operations, accounts without maintenance records, or operations involving permanently installed high-speed thrill rides lacking manufacturer documentation. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include amusement parks, family entertainment centers, laser tag arenas, ice rinks, and seasonal events that feature rides, inflatables, or attractions. Is this program available nationwide?Yes. The Amusement Parks Insurance program is available in all 50 states and Washington, D.C. What coverages are included in the program?Coverages can include General Liability, Property, Workers’ Compensation, Liquor Liability, Auto, Excess/Umbrella, Crime, and other specialty endorsements tailored to amusement operations. What is the minimum premium for this program?Minimum premiums depend on the operation type and risk profile. Contact our underwriting team for pricing guidance and expected minimums for your submission. Why work with American Specialty?American Specialty is the only IAAPA-endorsed provider in this space. We provide in-house underwriting, claims handling, and risk management with deep amusement industry expertise to help you place and retain these accounts. Need help placing an account? Connect with a market specialist.

...ures for crowd control, employee training, incident documentation, and mainten...

Ice rinks are more than surfaces for skating—they are community hubs for recreation, lessons, leagues and events. American Specialty Insurance & Risk Services offers a focused Ice Rinks Insurance program that addresses the specific operational, liability, and property risks these facilities face. Eligible Operations for Ice Rinks Insurance Ice Skating Rinks Figure Skating Facilities Special Events on Ice Sports Complexes with Ice Activities Adult and Youth Hockey Leagues Civic Centers with Ice Arenas Ice Hockey Tournaments Exhibitions and Ice Shows Program Highlights for Ice Rinks Insurance “Excellent” or Higher A.M. Best Rated Carrier Admitted Coverage Available Program-Specific Forms and Rates Non-Auditable Policy Options 24-Hour Claims Service In-House Underwriting and Claims Management Dedicated Risk Management Support Streamlined Policy Administration Online Resources and Risk Tools Comprehensive Coverage Options General Liability Participant Legal Liability Excess/Umbrella Liability Liquor Liability Commercial Auto Property Coverage Crime Insurance Employee Benefits Liability Participant Accident Medical Catastrophic Medical Coverage Workers Compensation Flexible Deductible and SIR Options Program Overview American Specialty’s Ice Rinks Insurance program is built for agents who place risks for public and private skating facilities. The program combines admitted paper, specialized forms, and an underwriting team familiar with the operational nuances of rinks—ice maintenance, participant exposures, concessions and event operations. You can place accounts that host public skate sessions, youth and adult hockey, figure skating lessons and competitions, seasonal shows, and private rentals. Ideal Accounts and Appetite This program is a fit for a wide range of rink operations, including community-owned arenas, privately operated facilities, and multi-use sports complexes with ice operations. Typical accounts we place include: Community rinks used by schools, clubs and learn-to-skate programs Private rinks that host birthday parties, shows and seasonal events Arenas that operate youth and adult hockey leagues or regional tournaments Accounts with sophisticated risk management, trained rink staff, clear participant waivers (where appropriate), and routine maintenance programs are preferred. High-hazard operations with uncontrolled ATV/vehicle access to the ice, unusual stunts, or extensive vacant/unmaintained property may require additional review or be outside appetite. Underwriting Notes and Minimum Premiums Underwriting is handled in-house by American Specialty, which enables faster, consistent decision-making and flexible policy structures. Minimum premiums vary by state, size and operations—reach out to the underwriters for specific quoting requirements. The program supports non-auditable premium options and flexible deductible/SIR structures to match client needs. Territories and Availability The Ice Rinks Insurance program is available nationwide, including all 50 states and Washington, D.C. Admitted coverage is available through A.M. Best “Excellent” (or higher) rated carriers, giving agents dependable placement options across jurisdictions. Why Work With American Specialty? As a Managing General Underwriter with deep niche sports and recreation expertise, American Specialty offers targeted programs, in-house claims handling, and risk management support tailored to skating operations. Their team understands the exposures unique to rinks and works with agents to structure cohesive packages that combine liability, property, participant medical and excess solutions. Example scenarios: You might have a municipality that needs admitted coverage for a multi-use civic arena hosting youth hockey and public skate sessions; or a privately operated rink that wants combined general liability, participant accident medical and liquor liability for on-site events. American Specialty can evaluate both and propose program-specific terms. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include public or private ice skating rinks, hockey arenas, figure skating venues, and civic centers with seasonal or year-round ice facilities. Both youth and adult leagues are eligible. Is this program available in all states?Yes, the Ice Rinks Insurance program is available in all 50 states and Washington, D.C. Does this program offer admitted coverage?Yes, the program is offered on an admitted basis, providing added security and regulatory compliance. Who underwrites and manages the policies?All underwriting, claims, and policy administration are handled in-house by American Specialty, offering consistent service and streamlined processing. What is the minimum premium for this program?Minimum premiums vary depending on the type and size of the operation. Contact American Specialty for specific underwriting details. Need help placing an account? Connect with a market specialist.

...ting reviews the level of driver training, whether professional drivers are in...