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Specialized Shuttle Vehicle Insurance Program from U.S. Risk Insurance Group U.S. Risk Insurance Group, Inc. offers a comprehensive insurance solution designed specifically for shuttle and people-mover operations. This program is backed by an A+ XV rated admitted carrier and is tailored to meet the unique liability and property exposures associated with commercial passenger transport. Whether your clients operate fixed-route transit buses or non-EMT passenger vehicles, this program delivers the coverage and support they need — and the underwriting expertise you expect. Ideal Accounts and Appetite This program is ideal for accounts with annual premiums of $75,000 or more and includes the following target classes: Shuttle and people-mover operations Fixed-route transit buses Non-emergency medical transport (non-EMT) vehicles You might have a client that operates a private airport shuttle service or a company providing employee transportation between facilities — both would be excellent fits. The program is designed for fleets with a strong operational history and a focus on safety and compliance. Coverage Highlights and Advantages This market offers a robust set of coverage features and benefits: Auto liability limits available up to $5 million Physical damage coverage included Very low deductible options Incidental General Liability can be written alongside auto coverage Competitive pricing and highly responsive claims handling Proactive loss control resources to help reduce future exposures Underwriting Notes and Submission Requirements A complete submission is required for underwriting consideration. Please include: Completed ACORD applications: 125, 127, 137 (and 126 if incidental GL is requested) Public Auto questionnaire Vehicle schedule with details: description, garaging location, usage, radius, passenger capacity, and cost new Five years of currently valued loss runs Current financial statement Driver list and current MVRs Minimum premiums vary based on account size and risk characteristics, but this program is generally suited for larger accounts with complex needs. Territories and Availability Coverage is available in all 50 states, including Washington D.C. U.S. Risk accesses a variety of markets to ensure broad national availability with flexibility to meet local regulatory and operational requirements. Why Work With U.S. Risk Insurance Group? As a leading excess and surplus lines broker, U.S. Risk has deep experience in the transportation sector. Our specialized shuttle vehicle insurance program is backed by strong carrier relationships and a service-oriented team that understands the unique challenges of this niche. From underwriting to loss control, we deliver responsive, knowledgeable support to help you close and retain accounts. Frequently Asked Questions What types of accounts are a good fit for this shuttle vehicle insurance program?Ideal accounts include shuttle and people-mover operations with annual premiums of $75,000 or more, such as fixed-route transit buses and non-EMT vehicles. Is incidental General Liability coverage available?Yes, incidental GL can be written in conjunction with the auto liability coverage for qualifying accounts. What are the submission requirements for this program?A complete submission includes ACORD forms, a Public Auto questionnaire, vehicle schedule, five years of loss runs, financials, and driver/MVR information. What carrier backs this program?The program is backed by an A+ XV rated admitted carrier, offering financial strength and claims reliability. Is this program available nationwide?Yes, this shuttle vehicle insurance program is available in all 50 states and Washington D.C. Need help placing an account? Connect with a market specialist.

Insurance Agents and Brokers E&O Program U.S. Risk Insurance Group, Inc. offers a comprehensive nationwide Errors & Omissions (E&O) program designed specifically for insurance agents and brokers. Whether you're a personal lines agent, commercial lines expert, or life and health producer, this program helps safeguard your professional services with tailored protection. The program also extends to General Agents, Wholesalers, Surplus Lines Brokers, MGAs, and Program Administrators—making it a versatile solution for diverse agency operations. Ideal Accounts and Appetite This E&O program is built for a wide range of professionals in the insurance space, including: Property & Casualty (P&C) agents Life and Accident & Health (A&H) agents Personal and commercial lines agents Start-up agencies and smaller firms looking for economical coverage You might have a client launching a new independent agency or a seasoned wholesaler expanding into new lines—this program can accommodate both with flexible limits and competitive pricing structures. Coverage Highlights and Advantages Prior Acts coverage is available, helping to bridge past service exposures Personal injury coverage included when related to professional services Claims Made and Reported form available in the Basic Program Limits and Deductibles Limits up to $5 million per claim and in aggregate, with defense outside the limit options Deductibles starting as low as $1,000, with aggregate deductible options $25,000 sub-limit for employment practices liability claims Basic Program Option Designed for newer or smaller operations, including start-ups Low minimum premiums with competitive rates Eligible classes include P&C Agents, Life/A&H, General Agents, Wholesalers, MGAs, and Program Administrators Limits from $250,000 to $1 million per claim/aggregate; claims expenses within the limit Deductibles starting at $2,500, applying to both damages and claims expenses Underwriting Notes and Minimum Premiums The program is underwritten by U.S. Risk Insurance Group, Inc., a Managing General Underwriter with access to various top-rated carriers. Most markets offered are admitted, providing stability and compliance in regulated jurisdictions. Minimum premiums start at $2,000, making this program accessible for a broad range of agency sizes and risk profiles. Territories and Availability This program is available nationwide, including all 50 states and Washington, D.C. Whether your client is in California, Texas, New York, Florida, or any other state, you can offer them tailored E&O protection through this program. Why Work With U.S. Risk Insurance Group, Inc. U.S. Risk brings decades of experience in specialty insurance program management. As a Managing General Underwriter, the company offers deep underwriting knowledge, responsive service, and access to multiple carriers. Their focus on the insurance agent and broker sector means you’ll be working with professionals who understand the unique risks and regulatory challenges your clients face. Frequently Asked Questions What types of insurance professionals are eligible for this E&O program?Eligible classes include personal and commercial lines agents, life and health agents, general agents, wholesalers, surplus lines brokers, MGAs, and program administrators. Is this program suitable for new or small agencies?Yes, the Basic Program is designed specifically for start-ups and smaller operations, offering low minimum premiums and flexible coverage options. What are the available coverage limits?Limits range from $250,000 to $5 million per claim and in aggregate, depending on the program selected. Defense outside the limits is also available in some cases. Is the program available in all states?Yes, the program is available nationwide, including all 50 states and Washington, D.C. Does the coverage include prior acts?Yes, prior acts coverage is available for qualifying accounts, helping to cover services rendered before the policy inception date. Need help placing an account? Connect with a market specialist.

U.S. Risk Underwriters has the markets and expertise to help you place coverage for your Title Agent accounts. With a dedicated in-house underwriting team and access to top-rated markets, U.S. Risk Insurance Group, Inc. offers a national Title Agents Errors & Omissions (E&O) program designed to protect professionals in the title industry. Our specialists provide responsive service and fast turnaround on quotes, helping you meet your clients' needs efficiently. This program is written through an A+ XV rated carrier and is available in most states across the U.S. It features low minimum premiums starting at $2,500 and competitive rates structured to support agencies of all sizes. Ideal Insureds Include: Title Insurance Agents Escrow Agents Title Abstractors Title Searchers Closing Agents Notary Publics Whether your client is a solo notary or a multi-state title agency, this program is designed to address the professional liability exposures unique to their operations. You might have a client who conducts real estate closings and manages escrow accounts—this program can help protect them from claims arising from errors, omissions, or disciplinary actions. Coverage Features: • Prior Acts coverage available • Independent contractor coverage available • Supplemental coverage for disciplinary proceedings • No minimum revenue requirements • Claims expenses included within the limit of liability Limits and Deductibles: • Limits from $100,000 to $1,000,000 per claim and in the aggregate • Deductibles starting at $5,000, applying to both damages and claims expenses Program Availability: U.S. Risk offers this program nationwide in most markets, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Partner With U.S. Risk: As a leading program administrator, U.S. Risk Underwriters brings deep expertise and strong carrier relationships to the table. Our team is focused on helping independent agents like you successfully place E&O coverage for title professionals, offering you dependable underwriting, consistent communication, and access to competitive products. Frequently Asked Questions What types of accounts are a good fit for this Title Agents E&O program?This program is ideal for title insurance agents, escrow agents, abstractors, title searchers, closing agents, and notaries. Both small and mid-sized firms are eligible, including those using independent contractors. Is prior acts coverage available?Yes, prior acts coverage can be included, subject to underwriting review and approval. Are there revenue restrictions for eligibility?No, this program does not impose minimum revenue requirements, making it accessible for smaller operations as well as larger agencies. What are the minimum premium and deductible requirements?The minimum premium starts at $2,500, with deductibles beginning at $5,000. These apply to both damages and claims expenses. In which states is this program available?The Title Agents E&O program is available in most U.S. states. Please contact U.S. Risk for availability in specific jurisdictions. Need help placing an account? Connect with a market specialist.

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