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K&K is a leader in providing custom outfitter and guide insurance programs to the outfitters and guides industry. When it comes to specialized coverages go to the company that knows the business. We understand and insure adventure activities such as white water rafting, kayaking, canoeing, hunting, fishing, rock climbing, ropes courses, climbing walls and much more. Also Available - A special risk purchasing group program with a reduced minimum premium for outfitter and guide operations that: • Engaged in select activities • Have gross receipts less than $750,000 • Have been in business for at least one year or 3 years equivalent experience Quote and buy online instantly: www.outfittersguides-kk.com Eligible Operations for Outfitter and Guide Insurance: - Adventure course insurance - Canoeing outfitter and guide insurance - Challenge course insurance - Fishing outfitter and guide insurance - Hunting outfitter and guide insurance - Indoor climbing gym/center insurance - Kayaking outfitter and guide insurance - Mountain biking outfitter and guide insurance - Mountaineering outfitter and guide insurance - Paddleboarding outfitter and guide insurance - Rafting outfitter and guide insurance - Ropes course insurance - Sailing outfitter and guide insurance - Surfing outfitter and guide insurance - Zipline insurance Coverages Available & Program Highlights: General Liability Commercial Auto Excess Liability Event Cancellation and non-appearance (provided through Showstoppers) Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Designed for outfitter and guide operations with gross receipts under $750,000; retail cannot exceed 80% of the total receipts, and owned lodging cannot exceed 50% of total receipts. The insured must have been in business for at least one year or three years of equivalent experience to be eligible. For operations with more complex coverage needs, please see our Outfitters and Guides Large Operations program or contact K&K at 800-440-5580 to speak with an underwriter. - Minimum premium: $1,050. Eligible Operations for Outfitters and Guides Limited Operations Insurance: - Backpacking - Bicycle rental (no stand-alone - Owned lodges and cabins (must be 50% or less of operations) total revenues) - Bicycling tours (guided, less - Paddlefit than 50 miles) - Paddling schools - Campgrounds (must be 50% or - Paddling less of total revenues) - Paddleboarding (including - Camping stand-up) - Cross-country skiing (must be - Retail sales (must be 80% or less 20% or less of total revenues) of total revenues) - Eco tours - Shoreline sailing (less than 1 mile - Fishing (guided or from shore and must be 10% or non-guided) less of total revenue) - Hiking (guided) - Hunting (guided) - Skimboarding - Snorkeling (must be 10% or - Kayak, canoe, raft, tube, paddle, less of total revenues) and surfboard rental - Snowshoeing - Operations - Class I, II, III - Surfing rivers, flatwater - Windsurfing - Livery, shuttle, or transport services for the organization's operations Coverages Available & Program Highlights: General Liability - General Aggregate Limit $5,000,000 - Personal & Advertising Injury - Damage to Premises Rented to You - Medical Payments EXCLUDED - Products-Completed Operations Aggregate Limit - Each Occurrence Limit up to $3,000,000 Equipment and Contents - $250-$1,000 deductible (depends on limits) - General Liability coverage must be purchased in conjunction with - Equipment and Contents - All items must be insured to 100% replacement cost value - No single item valued over $5,000 individually Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864