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When choosing a life insurance policy for a child, there ar..., or OPAI. Then, at specified ages or life events such as marriage and the bir...

Term life insurance provides coverage at a fixed...ly's financial future with a mortgage life insurance policy. A good term life insurance policy will take into account al...

...-focused distribution platform for Life, Long-Term Care (LTC), Senior Health, ... offers pre-underwriting services for Life and LTC and has resources for impaired-risk life underwriting to improve placement c...

We Specialize in Specialized Risk!! Tough Case? You’ve Come to the Right Place. The list below represent only a small portion of the specialized risk questionnaires we make available to our agents. These forms can also be retrieved online by logging in to our website and visiting the Underwriting section of our website at www.dworkin.com. Print and complete a General Purpose Impaired Risk Questionnaire (or any of the specific questionnaires available) then fax your request to (603) 332-0955 or email to [email protected] for a quick assessment. Most Common Specialized Risk Questionnaires Alcohol Questionnaire Depression Questionnaire Diabetes Questionnaire General Purpose IR Questionnaire Tobacco Questionnaire Adjustment (Situation Depression) Questionnaire Armed Forces Questionnaire Aviation Questionnaire Avocation Questionnaire Build Questionnaire Foreign Residence / Travel Questionnaire Mental Disorders Questionnaire Drug Use Questionnaire Driving Violations Questionnaire Impaired Risk Underwriter - Specialized Risk often refers to an Impaired Risk case where your client has a health issue (Heart attack, cancer, build, etc.) or hazardous occupation or hobbies (Race car driver, pilot, SCUBA diver, etc.) and will not qualify for standard and above class ratings. We place some of the most difficult cases and insure Impaired Risk clients get the much needed coverage. We have access to expert impaired risk underwriters to get you the best offer! We have intimate knowledge of how each carrier treats impaired risk cases. We look for the best option for your clients who have any impairment. Our expertise is our ability to analyze your most challenging risks and negotiate as aggressively as possible for your benefit. If you’re tired of letting your clients know they are declined or can’t get your client an affordable rate, contact DAI, we are here to help you.

Single Premium Whole Life Single premium whole life insurance can be a wise investment if ...o pay dividends. Single premium whole life policies come with the option to us...

The Life Agent Solutions Insurance Program provides independent life insurance agents with a cutting-edge E...e actual terms or conditions of any insurance policy. Coverage is governed onl...

...r Renewable & Convertible Term Life Insurance We know that it is impossible for life insurance to emotionally compensate fo...l. Policy is convertible to a whole life insurance policy before the policy anniver...

Begin a life insurance program for your children or...he premium then remains level for the lifetime of the child. Benefits (Policy...

...on and claims support for selected life insurance coverages including Term Life, AD&D, Dependent Life, Optional or Voluntary Life, Franchise AD&D, and Permanent Life, is also part of our full complement o...s to multiple beneficiaries. Reinsurance and year-end reporting for gener...

We know that it is impossible for life insurance to emotionally compensate fo...t. What’s more, APL's Permanent Life plans provide a locked-in rate that...