Search CompleteMarkets

...eligible operations include: MRI centers X-ray facilities Labor...ices are the best fit—examples include MRI, X-ray, nuclear imaging, SPECT, and...

Overview of the Program from Kaigler & Company Kaigler & Company offers a Miscellaneous Medical Professional program designed for small medical practices and new facility set-ups that lost coverage due to a recent carrier non-renewal. This market provides access to Lloyd’s and select domestic carriers and is positioned for straightforward primary care and other lower-to-moderate-exposure medical specialties. We provide underwriting flexibility for submissions that have a solid application and clean loss history, and we will require Kaigler & Company’s application to bind coverage. Ideal Accounts and Appetite Preferred: General practitioners (GPs), family physicians, and internists—single-provider or small group practices. Good fit: Clinic-based specialties without high surgical exposure, outpatient-only practices, urgent care centers with low surgical procedures. Case-by-case: Certain specialty clinics and multi-specialty groups—submit for review. Declined: OB/GYN, orthopedic surgery, and neurosurgery (neuro) – these specialties are not accepted in this program. Coverage Highlights and Advantages Access to Lloyd’s and other domestic carriers who will consider accounts displaced by larger carriers’ non-renewals. Underwriting willing to review “good” applications already completed by brokers; saves time on indications. Competitive terms for lower-exposure providers and new facility set-ups when underwriting criteria are met. Focus on placing professional liability (medical professional) coverage tailored to outpatient and clinic exposures. Underwriting Notes and Binding We can indicate terms from an existing, fully completed application you have already prepared. That indicated offer is preliminary—Kaigler & Company requires our own application to bind coverage. Typical underwriting considerations include practice location, claims and disciplinary history, scope of services, number of providers, and any surgical exposure. Clean applications with complete documentation are handled more quickly. Please disclose prior carrier non-renewals and the reason when available; non-renewals due to carrier-wide underwriting changes can often be placed if the practice meets the program’s appetite. Territories and Availability This program is available in the following states and districts: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability and terms will vary by carrier and state—submit to Kaigler & Company for state-specific eligibility and filings. Why Work with Kaigler & Company on Miscellaneous Medical Professional Business Specialized focus on displaced and newly established medical practices that need a fast, practical placement. Direct access to Lloyd’s and select domestic carriers that can respond to non-renewal situations. Practical underwriting that leverages a well-prepared application to speed indications while retaining Kaigler & Company’s binding requirements. Responsive broker support for submission preparation and carrier negotiation. Example scenarios where this program fits: you have a client who is a solo internist whose account was non-renewed when a large carrier exited a regional book—Kaigler & Company can evaluate and often place such risks. Or a new community clinic started by a group of family physicians that needs primary professional liability coverage for outpatient services. Frequently Asked Questions What types of accounts are a good fit for the Miscellaneous Medical Professional program?Primary care physicians (GPs, family practice, internists), outpatient clinics, and low-surgical-exposure specialties are preferred. Each submission is reviewed case-by-case; OB/GYN, orthopedic surgery, and neurosurgery are not eligible. Can you use an existing application to get an indication?Yes. If you’ve completed a thorough application, we can use that information to provide an indication. Final binding requires Kaigler & Company’s application and carrier-specific underwriting approval. How do you handle prior carrier non-renewals?We will review non-renewals. If the non-renewal was part of a broader carrier action rather than due to provider-specific conduct or claims history, the account may still be eligible—full disclosure and documentation help expedite review. Are there state restrictions or filing differences?Availability and terms vary by state and carrier. This program is offered in the states listed above; contact Kaigler & Company for state-specific eligibility and any admitted/non-admitted options. What information speeds the underwriting process?Provide a complete application, current loss runs, state licensing and disciplinary history, scope of services, and information about any procedures performed. A clear, accurate submission will get a faster indication and binding process. Need help placing an account? Connect with a market specialist.

...t Outpatient imaging centers with MRI or PETT scanners Mobile diagnostic u...viders using high-value equipment like MRI, CAT, or PET scanners. Can this cov...

...• Linear accelerators • MRI scanners • Neonatal incubators &...

...nge of imaging practices, including MRI, CT, ultrasound, mammography, and more...s involved in diagnostic services like MRI, CT, ultrasound, and mammography ar...

Medical Malpractice Insurance Solutions from Bailey Special Risks If you need a reliable partner to place Medical Malpractice and allied health liability, Bailey Special Risks, Inc. (BSR) provides flexible, non-admitted solutions through multiple specialty carriers. As a wholesale broker focused on professional liability, BSR helps agents and brokers place complex risks and tailor terms for a wide range of healthcare clients. Ideal Accounts and Appetite BSR’s Medical Malpractice program is constructed for diverse healthcare exposures. Typical fits include: Physicians and surgeons across many specialties Allied health professionals — nurse practitioners, physician assistants, therapists, etc. Medical groups, multi-provider clinics, and outpatient facilities Diagnostic imaging centers, clinical laboratories, and urgent care centers Telemedicine providers and other non-traditional or emerging healthcare models From solo practitioners to multi-provider practices, BSR can pursue competitive solutions and structure coverage for niche or hard-to-place accounts. Coverage Highlights and Advantages Access to multiple specialty markets lets BSR offer flexible coverage designs. Features commonly available include: Claims-made and occurrence policy forms Consent-to-settle language when offered by the carrier Defense costs outside the policy limits on select programs Optional tail (extended reporting) and prior-acts coverage Customizable limits and deductible options to fit practice size and exposure These options help agents close coverage gaps, secure terms for unusual practice profiles, and place accounts that may not fit standard markets. Underwriting Notes and Minimum Premiums Underwriting is pragmatic and focused on the full risk profile: specialty, scope of services, licensure, claims history, and practice controls. BSR does not publish a fixed minimum premium; the program accommodates a broad range of account sizes. Expect underwriting to request a completed application, five years of loss history, and operational details for accurate placement. Territories and Availability This Medical Malpractice market is available on a non-admitted basis in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, and WY. Why Work With Bailey Special Risks Bailey Special Risks, Inc. brings decades of experience placing professional liability and other specialty risks. Their medical malpractice team understands regulatory and operational challenges facing healthcare providers and responds quickly with access to multiple specialty carriers. BSR’s strengths include underwriting flexibility, market access for hard-to-place risks, and a hands-on approach to structuring terms. Example scenarios where BSR adds value: you have a client with prior malpractice claims that standard carriers declined, or you’re placing a new telehealth practice with evolving exposures — BSR can source markets and negotiate appropriate coverage. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits physicians, allied health professionals, outpatient facilities, and telemedicine providers — especially those with unique exposures or prior claims history. Is this program available on an admitted basis?No. BSR’s Medical Malpractice program is offered on a non-admitted basis through a selection of specialty carriers. What information is needed to submit a risk?Generally you’ll submit a completed application, five years of loss history, and details on the insured’s operations, licensure, specialties, and risk controls. Can BSR place hard-to-place or declined risks?Yes. BSR specializes in complex and hard-to-place medical malpractice accounts, including those with prior claims or atypical practice profiles. In which states is this program offered?The program is available in over 35 states, including CA, FL, TX, NY, and IL. See the full list above for availability. Need help placing an account? Connect with a market specialist.

... diagnostic imaging centers (X-ray, MRI, CT, etc.) Physical and trauma reh...

...ce providers Portable ultrasound, MRI, and CT scan operators Imaging techn...

...enters, imaging centers (X-ray, CT, MRI, ultrasound) Emergicenters/urgent ...