https://completemarkets.com/company/bsrins/Medical-Malpractice/
Medical Malpractice Insurance Solutions from Bailey Special Risks
If you need a reliable partner to place Medical Malpractice and allied health liability, Bailey Special Risks, Inc. (BSR) provides flexible, non-admitted solutions through multiple specialty carriers. As a wholesale broker focused on professional liability, BSR helps agents and brokers place complex risks and tailor terms for a wide range of healthcare clients.
Ideal Accounts and Appetite
BSR’s Medical Malpractice program is constructed for diverse healthcare exposures. Typical fits include:
Physicians and surgeons across many specialties
Allied health professionals — nurse practitioners, physician assistants, therapists, etc.
Medical groups, multi-provider clinics, and outpatient facilities
Diagnostic imaging centers, clinical laboratories, and urgent care centers
Telemedicine providers and other non-traditional or emerging healthcare models
From solo practitioners to multi-provider practices, BSR can pursue competitive solutions and structure coverage for niche or hard-to-place accounts.
Coverage Highlights and Advantages
Access to multiple specialty markets lets BSR offer flexible coverage designs. Features commonly available include:
Claims-made and occurrence policy forms
Consent-to-settle language when offered by the carrier
Defense costs outside the policy limits on select programs
Optional tail (extended reporting) and prior-acts coverage
Customizable limits and deductible options to fit practice size and exposure
These options help agents close coverage gaps, secure terms for unusual practice profiles, and place accounts that may not fit standard markets.
Underwriting Notes and Minimum Premiums
Underwriting is pragmatic and focused on the full risk profile: specialty, scope of services, licensure, claims history, and practice controls. BSR does not publish a fixed minimum premium; the program accommodates a broad range of account sizes. Expect underwriting to request a completed application, five years of loss history, and operational details for accurate placement.
Territories and Availability
This Medical Malpractice market is available on a non-admitted basis in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, and WY.
Why Work With Bailey Special Risks
Bailey Special Risks, Inc. brings decades of experience placing professional liability and other specialty risks. Their medical malpractice team understands regulatory and operational challenges facing healthcare providers and responds quickly with access to multiple specialty carriers. BSR’s strengths include underwriting flexibility, market access for hard-to-place risks, and a hands-on approach to structuring terms.
Example scenarios where BSR adds value: you have a client with prior malpractice claims that standard carriers declined, or you’re placing a new telehealth practice with evolving exposures — BSR can source markets and negotiate appropriate coverage.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program fits physicians, allied health professionals, outpatient facilities, and telemedicine providers — especially those with unique exposures or prior claims history.
Is this program available on an admitted basis?No. BSR’s Medical Malpractice program is offered on a non-admitted basis through a selection of specialty carriers.
What information is needed to submit a risk?Generally you’ll submit a completed application, five years of loss history, and details on the insured’s operations, licensure, specialties, and risk controls.
Can BSR place hard-to-place or declined risks?Yes. BSR specializes in complex and hard-to-place medical malpractice accounts, including those with prior claims or atypical practice profiles.
In which states is this program offered?The program is available in over 35 states, including CA, FL, TX, NY, and IL. See the full list above for availability.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/jrolsenbonds/Errors-and-Omissions-Insurance/
Overview of the Program From J.R. Olsen Bonds & Insurance Brokers, Inc.
J.R. Olsen Bonds & Insurance Brokers, Inc. offers a flexible Errors & Omissions (E&O) insurance program designed for a wide range of professional service firms. As a Managing General Agency with access to 25 different insurance companies, J.R. Olsen places E&O coverage for common professional exposures and harder-to-place classes. This program is intended for agents and brokers who need a reliable market for professional liability risks across many professions and transaction types.
Ideal Accounts and Appetite
The program is tailored for transactional and advisory professionals who face negligence, omission or error exposures in the performance of professional services. Typical classes we place include:
Insurance Agents & Brokers
Mortgage Bankers / Brokers
Escrow Companies
Title Companies and Agents
Tax Deferred Exchange
Attorneys
Travel Agents
Medical Malpractice
Architects & Engineers
For Most All Professions, If Not Shown Here Call
If you have a professional client not listed above, this program often can consider submissions—especially where prior coverage, loss history and risk management practices are reasonable.
Coverage Highlights and Advantages
Access to multiple admitted and non-admitted markets through a single MGA, improving placement options for unusual or mid-sized risks.
Standard E&O coverages for negligence, errors, omissions and defense costs; available endorsements and policy features depend on carrier selection.
Competitive appetite for both renewal and new-business submissions across many professional classes.
Underwriting flexibility for firms with limited prior coverage or unique operations, thanks to multiple carrier relationships.
Underwriting Notes and Submission Requirements
Underwriting varies by carrier and state. Typical documents requested include a completed E&O application, current and prior loss runs, descriptions of services offered, and any engagement letters or contracts. Common considerations that affect placement:
Claims history and pending litigation
Fee volume and revenue mix
Contractual risk transfer (indemnities, waivers, third-party agreements)
Risk management practices, staff qualifications and training
Minimum premiums and retentions are carrier- and state-dependent. Because J.R. Olsen works with many markets, minimums will vary—submit the full underwriting package for the most appropriate market match.
Territories and Availability
This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability and admitted/non-admitted options depend on the chosen carrier and state regulations.
Why Work With J.R. Olsen on E&O Business
MGA specialization — consolidated access to multiple carriers saves time and improves placement success for difficult or niche accounts.
Breadth of markets — 25 carrier relationships increase the chance of finding terms appropriate to the client’s risk profile.
Practical underwriting — focused on matching exposures to carrier appetite rather than forcing one-size-fits-all solutions.
Service orientation — designed to support producers with submission guidance, underwriting feedback and timely quotes.
Two example accounts that fit this program
A small title agency with steady volume, clean loss history and a need for lender-side endorsements—multiple carriers can be considered to secure competitive terms.
An independent insurance agency seeking E&O limits and tailored policy wording after a prior carrier non-renewal—this MGA’s carrier panel increases placement options for agents with prior coverage issues.
Frequently Asked Questions
What types of professional accounts are a good fit for this program?The program fits professional service firms such as insurance agents and brokers, mortgage brokers, escrow and title companies, attorneys, travel agents, architects, engineers and many other advisory or transactional professions. If a class is not listed, submit the risk—J.R. Olsen can often find a market.
Which states is the program available in?The program is available in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI and WY. Admitted versus non-admitted options depend on carrier and state rules.
What documents are typically required to get a quote?Underwriting commonly requests a completed E&O application, the most recent loss runs, descriptions of services and any sample engagement letters or contracts. More detail may be requested based on the class and carrier selected.
Need help placing an account? Connect with a market specialist.