https://completemarkets.com/company/Amwinsunderwriting/Medical-Facilities/
...enters, imaging centers (X-ray, CT, MRI, ultrasound)
Emergicenters/urgent ... a good fit for the Amwins Medical Facilities program?The program targets clinics, rehab facilities, dialysis centers, imaging and l...
https://completemarkets.com/company/sbtinsurance/Medical-Facilities/
... diagnostic imaging centers (X-ray, MRI, CT, etc.)
Physical and trauma rehabilitation facilities
Sleep study clinics and outpati...utpatient and specialty healthcare facilities such as rehab centers, imaging l...
https://completemarkets.com/company/demetriou-group/medical-offices-insurance/
...c imaging and X-ray labs (including MRI, lithotripsy)
Home health agencies... as dental practices, diagnostic labs (MRI, X-ray), urgent care centers, behav...
https://completemarkets.com/company/easternspecialriskIA/Diagnostic-Lab/
...eligible operations include:
MRI centers
X-ray facilities
Labor...ices are the best fit—examples include MRI, X-ray, nuclear imaging, SPECT, and...
https://completemarkets.com/company/cygnetunderwriting/Medical-Malpractice/
...rum of healthcare providers and facilities, particularly those that are diffic...ide range of miscellaneous medical facilities, including urgent care centers, ...
https://completemarkets.com/company/easternspecialriskIA/Diagnostic-Lab
...eligible operations include:
MRI centers
X-ray facilities
Labor...ices are the best fit—examples include MRI, X-ray, nuclear imaging, SPECT, and...
https://completemarkets.com/company/kaigler/Miscellaneous-Medical-Professional/
Overview of the Program from Kaigler & Company
Kaigler & Company offers a Miscellaneous Medical Professional program designed for small medical practices and new facility set-ups that lost coverage due to a recent carrier non-renewal. This market provides access to Lloyd’s and select domestic carriers and is positioned for straightforward primary care and other lower-to-moderate-exposure medical specialties. We provide underwriting flexibility for submissions that have a solid application and clean loss history, and we will require Kaigler & Company’s application to bind coverage.
Ideal Accounts and Appetite
Preferred: General practitioners (GPs), family physicians, and internists—single-provider or small group practices.
Good fit: Clinic-based specialties without high surgical exposure, outpatient-only practices, urgent care centers with low surgical procedures.
Case-by-case: Certain specialty clinics and multi-specialty groups—submit for review.
Declined: OB/GYN, orthopedic surgery, and neurosurgery (neuro) – these specialties are not accepted in this program.
Coverage Highlights and Advantages
Access to Lloyd’s and other domestic carriers who will consider accounts displaced by larger carriers’ non-renewals.
Underwriting willing to review “good” applications already completed by brokers; saves time on indications.
Competitive terms for lower-exposure providers and new facility set-ups when underwriting criteria are met.
Focus on placing professional liability (medical professional) coverage tailored to outpatient and clinic exposures.
Underwriting Notes and Binding
We can indicate terms from an existing, fully completed application you have already prepared. That indicated offer is preliminary—Kaigler & Company requires our own application to bind coverage. Typical underwriting considerations include practice location, claims and disciplinary history, scope of services, number of providers, and any surgical exposure. Clean applications with complete documentation are handled more quickly.
Please disclose prior carrier non-renewals and the reason when available; non-renewals due to carrier-wide underwriting changes can often be placed if the practice meets the program’s appetite.
Territories and Availability
This program is available in the following states and districts:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Availability and terms will vary by carrier and state—submit to Kaigler & Company for state-specific eligibility and filings.
Why Work with Kaigler & Company on Miscellaneous Medical Professional Business
Specialized focus on displaced and newly established medical practices that need a fast, practical placement.
Direct access to Lloyd’s and select domestic carriers that can respond to non-renewal situations.
Practical underwriting that leverages a well-prepared application to speed indications while retaining Kaigler & Company’s binding requirements.
Responsive broker support for submission preparation and carrier negotiation.
Example scenarios where this program fits: you have a client who is a solo internist whose account was non-renewed when a large carrier exited a regional book—Kaigler & Company can evaluate and often place such risks. Or a new community clinic started by a group of family physicians that needs primary professional liability coverage for outpatient services.
Frequently Asked Questions
What types of accounts are a good fit for the Miscellaneous Medical Professional program?Primary care physicians (GPs, family practice, internists), outpatient clinics, and low-surgical-exposure specialties are preferred. Each submission is reviewed case-by-case; OB/GYN, orthopedic surgery, and neurosurgery are not eligible.
Can you use an existing application to get an indication?Yes. If you’ve completed a thorough application, we can use that information to provide an indication. Final binding requires Kaigler & Company’s application and carrier-specific underwriting approval.
How do you handle prior carrier non-renewals?We will review non-renewals. If the non-renewal was part of a broader carrier action rather than due to provider-specific conduct or claims history, the account may still be eligible—full disclosure and documentation help expedite review.
Are there state restrictions or filing differences?Availability and terms vary by state and carrier. This program is offered in the states listed above; contact Kaigler & Company for state-specific eligibility and any admitted/non-admitted options.
What information speeds the underwriting process?Provide a complete application, current loss runs, state licensing and disciplinary history, scope of services, and information about any procedures performed. A clear, accurate submission will get a faster indication and binding process.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/ckspecialty/allied-health-insurance/
...e care providers
Imaging centers (MRI, CT scan)
Medical marijuana operatio..., drug rehabilitation, psychiatric facilities, imaging centers, and alternativ...
https://completemarkets.com/company/bsrins/Medical-Malpractice/
...rovider clinics, and outpatient facilities
Diagnostic imaging centers, cli...d health professionals, outpatient facilities, and telemedicine providers — es...
https://completemarkets.com/company/jmwilson/medical-equipment-insurance/
...t
Outpatient imaging centers with MRI or PETT scanners
Mobile diagnostic u...viders using high-value equipment like MRI, CAT, or PET scanners.
Can this cov...