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The cannabis insurance market continues to expand and evolve. Amwins Program Underwriters’ Cannabis program delivers focused property & casualty solutions for the emerging risks cannabis and hemp businesses face. With low minimum premiums, streamlined applications and fast turnaround, Amwins Underwriting is positioned to be your one-stop market for placing coverage across the cannabis supply chain. Ideal accounts and appetite This program targets operators across the licensed cannabis and hemp industries. It is a strong fit for accounts that need standard property and liability protections tailored to cannabis exposures rather than bespoke, high-capacity or highly complex package placements. Dispensaries and retail operations Wholesalers and distributors Cultivation — indoor and outdoor Delivery and transport (including offsite/transit coverage) Manufacturers — extraction, infused products, bakeries Hemp, CBD and minor cannabinoid producers Testing labs and consultants Lessor’s risk for mixed-use properties (incidental habitational and non-cannabis tenants acceptable) Coverage highlights and advantages Amwins’ Cannabis P&C program offers both monoline and packaged options designed for cannabis-specific exposures. Underwriting is handled by underwriters experienced with this industry, which helps produce competitive terms and more consistent placements than generalist markets. Property — monoline or packaged solutions Equipment breakdown General liability and products liability Inland marine and property-in-transit endorsements Limits available include general liability up to $2m/$2m, products liability up to $1m/$2m and property limits to $15m per location, subject to underwriting and state availability. Underwriting notes and minimums The program keeps application requirements straightforward to enable quick quotes. Standard eligibility focuses on licensed operators with documented compliance programs and typical risk controls (inventory controls, secured storage, licensed transport procedures, etc.). The program’s stated minimum premium is $750. Large or unusually hazardous operations may require referral to specialty markets. Territories and availability The program is available in all U.S. states where cannabis or hemp is legal, including—but not limited to—the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability and specific coverages may vary by state and local regulatory environment. Why place this business with Amwins Underwriting Amwins Program Underwriters combines targeted cannabis underwriting expertise with programmatic efficiency. You can expect underwriters who understand cultivation, manufacturing and retail exposures and who provide product options that reflect the unique operational risks of the industry. Example placements: A single-location dispensary seeking a packaged property and GL policy with transit coverage for deliveries. A mid-size indoor cultivator that needs equipment breakdown coverage and higher property limits at one primary location. For additional details, click here to visit our website. Frequently Asked Questions What types of cannabis accounts are a good fit for this program?This program fits licensed dispensaries, wholesalers, cultivators (indoor and outdoor), manufacturers (extraction and infused products), testing labs, delivery/transport operators and lessor’s risks with incidental non-cannabis tenants. Complex or high-capacity industrial operations may require referral. What coverages can I get through Amwins Program Underwriters’ Cannabis program?Agents can place property (monoline or packaged), equipment breakdown, general liability, products liability, inland marine and property-in-transit endorsements. Limits and specific terms depend on underwriting and state requirements. Are there minimum premiums or submission requirements I should know about?The program has a stated minimum premium of $750. The underwriting team favors straightforward submissions with clear licensing documentation, inventory controls and basic risk-management practices to enable quicker binding. Which states are eligible for placement?The program is available in U.S. states where cannabis or hemp is legal. State availability and coverages vary; confirm state-specific appetite and restrictions with underwriting on each submission. Need help placing an account? Connect with a market specialist.

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Ck Specialty Insurance Associates, Inc. offers a flexible, competitive Vacant & Course of Construction Insurance program to help agents and brokers place vacant properties, new construction, and renovation projects. Whether your client owns a residential flip, a commercial building awaiting lease or sale, or a property undergoing structural renovations, this program provides tailored coverage through a streamlined underwriting flow. Policies are placed on a non-admitted (E&S) basis with AM Best A rated carriers, making the program a strong option for risks outside the standard admitted market. The program is available in Arizona, California, and Colorado and supports short-term and project-specific terms to match construction or vacancy timelines. Very Competitive Commissions ***Online rater available*** Ideal Accounts and Appetite This program is a strong fit for agents placing: Vacant residential or commercial buildings awaiting sale, lease, or renovation Ground-up construction for single structures or multiple scheduled locations Properties undergoing remodeling or renovation, including projects with structural work Real estate owned by trusts, partnerships, joint ventures, or LLCs If your client holds real estate for short-term development, flipping, or rehab, this program gives you flexible policy terms and broader appetite than many admitted markets. Coverage Highlights and Advantages Monoline Property, General Liability, or combined Package (Property & Liability) Coverage for contents and multiple-location scheduling options Residential and commercial ISO policy forms available Building values up to $4,000,000 Premises liability limits up to $1,000,000 per occurrence / $2,000,000 aggregate Eligible for any combination of existing structure and renovation costs Theft available when written with Vandalism & Malicious Mischief (V&MM) Policy terms of 1, 3, 6, 9, or 12 months to match project timelines Deductibles starting at $500 Low minimum premium: $500 Example: You might place coverage for a client who purchased a California single-family home to renovate and resell. The home is vacant while major repairs are completed — this program can provide property and liability coverage during the construction period with a short-term policy tailored to the project schedule. Underwriting Notes and Minimum Premiums Ck Specialty underwrites a wide range of vacancy and construction exposures on a non-admitted basis with AM Best A rated markets. The program accepts varied ownership structures (trusts, LLCs, partnerships, joint ventures) and accommodates mixed-risk accounts combining existing building value with renovation costs. Minimum premiums start at $500; terms and final pricing are determined by occupancy status, construction type, protection features (alarms, locks, hoarding), and loss history. Territories and Availability This program is currently available in: Arizona (AZ) California (CA) Colorado (CO) Policies are placed as non-admitted (E&S) coverage in these states. Why Work With Ck Specialty? Ck Specialty Insurance Associates, Inc. is a proven General Agency and Excess & Surplus Lines broker with focused expertise in hard-to-place property risks, including builder’s risk, vacant property, and renovation exposures. You get access to A-rated E&S markets, an online rater for faster quoting, and a team experienced in sculpting short-term and project-specific policies. The program’s flexibility and competitive commissions make it practical to place non-standard accounts that admitted markets often decline. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include vacant residential or commercial buildings, properties under renovation, ground-up construction projects, and real estate held by trusts or LLCs. Are short-term policies available?Yes. Policies can be written for 1, 3, 6, 9, or 12 months to align with a project or vacancy timeline. Is theft coverage included?Theft coverage is available when added with Vandalism & Malicious Mischief (V&MM) on the policy. What is the minimum premium for this program?Minimum premium begins at $500, making the program cost-effective for short-term or lower-value risks. Which states is this program available in?This program is currently offered in Arizona, California, and Colorado on a non-admitted basis. Need help placing an account? Connect with a market specialist.

Vacant Land/Vacant Building Insurance Program from Ck Specialty Insurance Associates, Inc. Ck Specialty Insurance Associates, Inc. offers a flexible, competitive Vacant Land/Vacant Building Insurance program for agents and brokers placing hard-to-place or underserved vacant property risks. As a family-owned Excess & Surplus Lines broker based in the Western U.S., Ck Specialty provides direct access to multiple A-rated surplus lines carriers through both in-house binding authority and broader brokerage markets. Ideal Accounts and Appetite This program is built for a broad range of vacant property exposures, including: Vacant land — undeveloped parcels or idle lots Land leased or rented to others for temporary or long-term use Real estate development land prior to construction Vacant residential buildings — single-family and multi-family units Vacant commercial properties — retail, office, light industrial, and similar types Whether a client owns land awaiting development or a building between tenants, Ck Specialty’s program offers underwriting flexibility and market access to help you place and retain these accounts. Coverage Highlights and Advantages The Vacant Land/Vacant Building program includes core coverages designed to address both property and liability exposures commonly associated with vacant real estate: General Liability — protection for third-party bodily injury or property damage occurring on the premises Property Coverage — coverage for structures, improvements, and selected perils applicable to vacant buildings and sites Excess/Umbrella — additional liability capacity available where higher limits are needed Program advantages: Low minimum premiums (varies by risk) Access to multiple A-rated surplus lines carriers Faster turnaround and binding through in-house authority on eligible risks Brokerage placement options for more complex or higher-value accounts Underwriting Notes and Minimum Premiums Underwriters evaluate each vacant property for condition, location, past loss or vandalism history, and intended use. Accounts in active construction, properties with significant disrepair, or sites with repeated vandalism will typically require enhanced underwriting review and may be declined or quoted with specific restrictions. Minimum premiums vary by state and exposure, but the program is structured to be competitive for small to mid-sized vacant property accounts. Provide complete property details, photos, and any loss history to speed placement and obtain the most accurate terms. Territories and Availability This program is available to licensed retail brokers placing risks in Idaho, Nevada, and Washington. Policies are written on a non-admitted basis with A-rated surplus lines carriers, giving access to flexible coverage terms and broader pricing options than many admitted markets. Why Work With Ck Specialty Insurance Associates? Ck Specialty is a Western-based MGA and wholesaler known for personalized service, pragmatic underwriting, and broad surplus lines market access. As a family-owned firm, they emphasize strong broker relationships, quick responsiveness, and practical solutions that help you compete for vacant property business. You might place a client who owns a vacant retail strip center awaiting redevelopment, or a developer holding a raw land parcel prior to breaking ground — Ck Specialty can evaluate these risks and route them to the appropriate A-rated markets or bind in-house when eligible. Ck Specialty Insurance: Opening market doors…for you. Frequently Asked Questions What types of accounts are a good fit for this program?This program is well suited for vacant land, land rented to others, vacant residential or commercial buildings, and real estate development sites awaiting construction. Is this program available in all states?No. The Vacant Land/Vacant Building program is available only in Idaho, Nevada, and Washington. Are admitted carriers available for this program?No. Coverage is placed through non-admitted, A-rated surplus lines carriers to provide flexibility in terms and pricing. Can I access markets for more complex vacant property risks?Yes. In addition to in-house binding authority for standard risks, Ck Specialty offers brokerage access to multiple surplus lines markets for complex or larger accounts. What is the minimum premium for coverage?Minimum premiums depend on the risk’s type, size, and location. The program is designed with relatively low minimums to help you place small to mid-sized accounts; provide full details to get an accurate quote. Need help placing an account? Connect with a market specialist.

Target Classes: Attractions Aquariums Caves Fairs/Festivals/Special Events/Parades Tourist Attractions Zoos/Animal Exhibits Recreation Batting Cages Beach Clubs Bingo Parlors Bowling Centers Campgrounds/RV Facilities Camps Casinos/Other Gaming Community Centers Dude Ranches Go-Karts Golf Facilities/Miniature Golf Health Clubs Hunting & Fishing Operations Laser Tag Outfitters and Guides Ropes Courses Shooting Ranges Swimming Facilities & Clubs Tennis Clubs Whitewater Rafting Motorsports Driving Schools Race Teams/Racing Facilities Single Events Sponsors Sports Associations/Leagues/Teams Pari-Mutuel Racing - Horse/Dog Tournaments Sports Camps Venues Arenas/Stadiums/Athletic Fields Auditoriums Civic Centers Comedy Clubs Convention Centers Performing Arts Centers Sports League Facilities Theater/Amphitheaters Entertainment Circuses Concert Promoters/Stage Shows Entertainers/Musicians/Bands Comprehensive Sports and Entertainment Insurance from BSR Insurance BSR Insurance offers a specialized Sports and Entertainment Insurance program designed to help brokers and agents place a wide range of hard-to-insure risks in the entertainment, recreation, and sporting sectors. As an experienced Excess & Surplus Lines Broker, BSR works with a variety of carriers to provide access to tailored coverage solutions for complex, non-standard risks across 50 states. Ideal Accounts and Program Appetite This program is built for a broad spectrum of sports and entertainment operations, with a strong appetite for: Event organizers (Fairs, Festivals, Parades, Concerts) Sports leagues, teams, camps, and tournaments Recreational businesses (Bowling alleys, Laser tag, Ropes courses) Venues such as arenas, amphitheaters, theaters, and convention centers Motorsports including race teams, events, and sponsors Tourist attractions like zoos, aquariums, and caves Accounts with annual premiums ranging from $5,000 to $1,000,000 are within the target range. This program is not suitable for risks requiring Prize Indemnity or Event Cancellation Coverage. Coverage Highlights and Advantages BSR's program delivers flexible and targeted insurance designed to address the unique exposures of the sports and entertainment industries. Available coverages include: General Liability – Occurrence form with deductible and SIR structures Legal Liability to Participants Trainer’s Liability Horse/Dog Legal Liability Contingent Fireworks Liability Liquor Liability (when packaged with CGL) This flexibility is ideal for agents looking to place complex or unusual accounts such as a whitewater rafting outfitter, a multi-day music festival, or a regional sports league with participant risk exposures. Underwriting Guidelines and Premiums BSR targets a minimum premium of $5,000, with capacity to support larger risks up to $1,000,000 in premium. The underwriting team evaluates each submission on its merits, with a strong focus on risk management practices and prior loss history. While the program is non-admitted in all states, BSR’s market access and experience ensure efficient placement of accounts that fall outside standard markets. Availability Across the U.S. This program is available in all 50 states including the District of Columbia. Whether your client operates in California, Texas, New York, or any other U.S. jurisdiction, BSR can help you secure coverage for their operations. Why Work With BSR Insurance? BSR Insurance brings deep industry knowledge and strong carrier relationships to the table. As a true partner to independent brokers and agents, BSR provides responsive service, strategic underwriting insight, and access to markets that can handle unusual or high-risk entertainment and sports exposures. If you have clients in niche recreation, entertainment venues, or competitive sports, BSR is ready to help you place that business with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for sports leagues, entertainment venues, recreational operations, motorsports, and special events with premiums starting at $5,000. Are single-day or short-term events eligible for coverage?Yes, single events such as festivals, concerts, or races can be considered under this program depending on the risk and scope. Is Liquor Liability available on a standalone basis?No, Liquor Liability is only available in conjunction with the Commercial General Liability (CGL) coverage. Are admitted markets available for this program?No, this program is written on a non-admitted basis in all states through various E&S carriers. What is the turnaround time for quotes?Turnaround time depends on the complexity of the risk, but BSR strives to provide timely responses and efficient placement support. Need help placing an account? Connect with a market specialist.

Contractors Insurance — BSR Insurance BSR Insurance offers a Contractors Insurance program designed for independent agents and brokers who need flexible, high-capacity coverage for commercial, industrial, and incidental residential construction and artisan contractors. As a General Agency and Excess & Surplus Lines Broker, BSR places coverage with Liberty International Underwriters to handle complex or non-standard contractor risks that may not fit standard admitted markets. Overview of the Program This program targets contractors of many sizes and scopes, from small artisan trades to larger commercial builders. It supports both residential and commercial construction exposures and is built to handle accounts with robust receipts (up to $35 million) and varied operations across more than 200 eligible classes. Ideal Accounts and Appetite Artisan contractors and subcontractors performing commercial, industrial, or incidental residential work Residential and commercial general contractors with mixed operations Accounts with large payrolls or receipts (up to $35M), specialty trades, and niche exposures Programs that require flexible subcontractor considerations — 100% insured and uninsured subcontractors are acceptable Builders or contractors without tract-home limitations Coverage Highlights and Advantages General liability and customizable packages suitable for construction operations Commercial auto can be included for artisan contractors (coverage available for up to 15 power units) Wide class appetite — over 200 classes available to insure a broad range of trade exposures Accepts accounts with insured or uninsured subcontractors, helping agents place difficult exposures Capacity for large receipts and more complex operations Underwriting Notes and Minimum Premium Underwriting is done through BSR Insurance as an E&S wholesaler, with placements through Liberty International Underwriters. Minimum premiums start at $500. While the program is flexible, accounts are evaluated on operations, safety controls, loss history, and contract language. Typical factors that may affect acceptability include high-hazard operations outside the program’s class appetite and operations with insufficient risk controls. Territories and Availability This Contractors Insurance program is handled on a non-admitted (E&S) basis and is available in the following jurisdictions: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY and DC. Example Accounts That Fit A mid-sized masonry subcontractor with $4–6M in annual receipts, several insured subcontractors on site, and multiple commercial job locations. An artisan contractor who needs both general liability and commercial auto coverage for up to a dozen light-duty pickup and service vehicles. Why Work With BSR Insurance BSR brings targeted E&S placement expertise and established access to Liberty International Underwriters, making it a strong option when admitted markets limit capacity or terms. Agents benefit from a broad class appetite, the ability to handle complex subcontractor situations, and a minimum premium structure that supports smaller accounts as well as larger programs. Contact us for your Contractors Insurance needs! Frequently Asked Questions What types of contractor accounts are a good fit for this program?Accounts that generally fit include artisan trades, specialty subcontractors, and general contractors working on residential and commercial projects — especially those needing flexible subcontractor terms or higher receipts (up to $35M). The program handles over 200 classes, so many non-standard trades can be considered. Can commercial auto be included with the Contractors Insurance package?Yes. Commercial auto coverage can be added for artisan contractors and supports up to 15 power units under this program. How does the program treat subcontractors?BSR’s program accepts 100% insured subcontractors and also permits uninsured subcontractors under the policy terms, which helps place accounts where subcontractor coverage documentation may be incomplete. What are the submission requirements and minimum premium?Submissions should include operations details, loss runs, payroll/receipts, and vehicle schedules when auto is requested. The program’s minimum premium is $500; final terms depend on underwriting review. Is this an admitted program and where is it available?This program is offered through BSR as an Excess & Surplus Lines placement and is available in the states and DC listed in the program description. Availability and final terms are subject to state surplus lines rules and underwriting. Need help placing an account? Connect with a market specialist.