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Continental Marine offers Jet Ski Rental Insurance Cover...ker specializing in the recreational marine sector, Continental Marine blends underwriting expertise with...

...ritime Program Group Recreational Marine Watercraft Insurance delivers comprehensive, market-ready marine products for brokers and independent ... nationwide?Yes — MPG’s Recreational Marine Watercraft program is available in...

Marine General Liability Program from Continental Risk / Continental Marine Insurance Services Continental Marine Insurance Services, a division of Continental Risk, offers a Marine General Liability (MGL) program tailored for marine-related businesses across the United States. With access to 20+ A-rated marine carriers—both admitted and non-admitt... of accounts are a good fit for this Marine General Liability program?We target a wide range of marine-related businesses including marinas, boat repair yards, marine contractors, and underwater servic...

...anaging General Agency focused on marine risks, Maritime Program Group combine...paddle boards, kayaks, jet skis, powerboats, and houseboats. Which states is this program avai...

Maritime Program Group now offers Homeowner's Insurance for Coastal New England, a specialized program for high-value coastal homes on Nantucket, Martha’s Vineyard, Cape Cod and similar wind-exposed locations. We underwrite high-quality coastal wind exposures and prioritize accounts with strong risk profiles. The Homeowner's Insurance for Coastal New England program is designed for responsible, low-profile owners who maintain their properties and take proactive loss-prevention measures. Ideal Accounts and Target Appetite We write coastal wind coverage for well-qualified homeowners. Typical characteristics we prefer: Responsible owners—insurance score above 750 and a track record of asset stewardship. Well-maintained properties that are regularly inspected by the owner or a caretaker. Acceptable flood exposure—properties in Flood Zones A or V may be considered when elevation is positive and required documentation is provided. Example scenarios: A year-round homeowner on Cape Cod with full alarm systems, documented elevation certificate, and no prior wind or water losses in the past five years. A seasonal owner on Nantucket who uses a professional caretaker, has a written winterization plan, and carries primary flood insurance where required. Underwriting Requirements To qualify, submissions must meet these underwriting standards: Primary flood insurance is required for properties located in Flood Zones A or V. Elevation certificates are mandatory for Flood Zones A or V; risks with negative elevation are not eligible. Homes must have central station burglar and fire alarms, plus low-temperature sensors (or a documented winterization plan for vacant homes). Any prior wind or water loss must be fully remediated with proof supplied. Homes vacant for more than 30 consecutive days require a written winterization plan (pipe drainage and maintained heat) in lieu of low-temperature sensors. Water shut-off valve is required for any new business account with a water loss within the last three years. Coverage Highlights and Advantages Key program features available to appointed producers: Available through AIG Select using ISO Form 3 HO-2000. Minimum dwelling coverage limit: $1,500,000. Minimum All Other Perils (AOP) deductible: $5,000. Hurricane deductible minimum: 2% (options up to 5%). Mandatory enrollment in the Hurricane Protection Unit for wind-exposed risks. 150% extended replacement cost may be available following an RMS inspection. Coverage Restrictions and Limits Additional Living Expense (ALE) capped at 25% of the dwelling limit. Water backup limited to $25,000. Code upgrade coverage capped at 25%. Fungi/mold coverage limited to $10,000. Liability is limited to residence premises unless a total account is written. Vacant homes actively on the market are excluded from the program. If a home becomes vacant or is listed for sale during the policy term, coverage for fire, lightning, hurricane, or water loss is excluded. Dwelling must be maintained at a minimum temperature of 65°F. No Fraud or Household SafeGuard enhancements are available (Equipment Breakdown Plus is acceptable). Primary and excess flood coverage cannot be placed through this program. Where This Program Is Available This program is available to agents and brokers in all 50 states and Washington, DC. While the focus is coastal New England, appointed producers nationwide can access this market for qualifying risks. Why Work With Maritime Program Group? Maritime Program Group is a specialty Managing General Agency with deep experience in coastal property exposures. Our underwriters understand the complexities of wind-prone, high-value homes and work to place well-qualified risks with top-tier markets. We provide clear underwriting guidelines and responsive support to help you move eligible accounts efficiently. If you represent high-net-worth clients who own primary or secondary homes in coastal New England, this program offers tailored coverage and risk-management requirements designed to protect both property and homeowner continuity. Call Maritime today for all of your Homeowner's Insurance for Coastal New England risks! Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts are responsible homeowners with high insurance scores and well-maintained properties in coastal New England—examples include homes on Nantucket, Martha’s Vineyard, and Cape Cod. Are flood zone properties eligible?Properties in Flood Zones A or V may be eligible if they have positive elevation, current primary flood insurance, and a valid elevation certificate. What is the minimum coverage limit for this program?The minimum dwelling limit is $1,500,000; other deductibles and risk management requirements also apply. Can I write homes that are on the market or vacant?No. Homes that are vacant or listed for sale during the policy term are excluded from coverage for fire, water, hurricane, and related perils. Is this program available outside of New England?Yes. While focused on coastal New England, the program is accessible to appointed agents in all 50 states and DC for qualifying risks. Need help placing an account? Connect with a market specialist.

Maritime Program Group offers a nationwide exclusive in-house program for Residential Builders Risk Insurance, designed specifically for construction and renovation projects of all sizes. As a Managing General Agency with deep industry knowledge, MPG provides agents and brokers with direct access to seasoned underwriters who understand the construction space—many of whom bring hands-on trade experience to the underwriting process. Ideal Accounts and Appetite This program is ideal for residential construction and renovation projects, whether your client is a professional builder or a homeowner acting as the general contractor. We accommodate both ground-up new construction and remodels or renovations. Typical accounts include: Custom homebuilders constructing single-family homes Homeowners renovating their primary or secondary residences Real estate investors flipping or updating residential properties Whether it’s a $250,000 new build or a $500,000 renovation, we offer solutions that can be tailored to meet the unique risk profile of each job site. Coverage Highlights and Advantages Our Residential Builders Risk Insurance program is built for flexibility and ease of use. Key features include: Short-term policies with extension options Coverage extensions beyond 12 months available Pro-rata policies for partial term needs Low minimum premiums—starting at $250 for new construction and $500 for renovations Builder or homeowner can be listed as Named Insured Monthly reporting with deposit premium available Instant quotes available via phone for quick turnaround MPG issues all policies and endorsements directly in-house, ensuring fast, accurate service and clear communication throughout the policy lifecycle. Underwriting Notes and Minimum Premiums We work closely with our agent partners to assess each risk on its merits, offering flexible underwriting for complex or custom-built residential projects. Minimum premiums vary by project type and size, with starting points as low as $250. Our underwriters are accessible and empowered to make decisions quickly, helping you close business faster. Territories and Availability This program is available in all 50 states, plus Washington, D.C. We work with a variety of carriers to provide both admitted and non-admitted solutions, depending on the project location and specific risk characteristics. Why Work With Maritime Program Group? Maritime Program Group stands out for its hands-on underwriting approach, deep industry knowledge, and commitment to service. When you partner with MPG, you benefit from: Direct access to experienced, construction-savvy underwriters Fast quoting and policy issuance Flexible billing options—direct or agency Competitive commission schedules Access to industry-specific loss control tools If you’re looking for a reliable market for residential builders risk coverage, Maritime Program Group offers the expertise, responsiveness, and tools to help you succeed. Frequently Asked Questions What types of accounts are a good fit for this program?We target residential construction and renovation projects, including custom home builders, homeowner-managed builds, and investor renovations. Can both builders and homeowners be listed as the Named Insured?Yes, our program allows either the builder or the homeowner to be named as the insured, depending on the structure of the project. Are short-term and extended policy terms available?Yes, we offer short-term policies with options to extend beyond 12 months if needed. Is this program available in all states?Yes, we offer coverage in all 50 states and Washington, D.C. How quickly can I get a quote?Instant phone quotes are available for most risks, allowing for rapid turnaround and efficient placement. Need help placing an account? Connect with a market specialist.

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