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...d completed operations Inland Marine – Protects tools, welding equipment, ...rogram available nationwide?Yes, the Welders Insurance program is available in...

LIG Marine Managers is the nation’s leading Mana....S. with access to 18 carriers, deep marine underwriting expertise, and tailor...

Marine Insurance Atlantic Specialty Lines, Inc. places commercial marine risk through a panel of "A"-rated car...d coverage online?Yes — for eligible Marine Artisans and Ship Repairers, agent...

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... DIC — Florida wind Inland marine Targeted Industries and Ideal A... risk, contractors equipment, inland marine or vacant property coverage. Recei...

IPMG (Insurance Program Managers Group) offers a specialized Crime Coverage Insurance program that helps agents and brokers place standalone protection for clients that face financial loss from criminal acts. Through IPMG’s relationships with multiple E&S markets, you can access monoline crime solutions tailored for private and publicly traded companies, not-for-profits, and public entities. Ideal Accounts and Appetite This program is designed for insureds that need a dedicated crime policy as part of their enterprise risk management. Target classes include: Mid- to large-size private or public companies with significant cash handling, receipting, or electronic transaction volume Municipalities and other public entities exposed to internal or external fraud risks Not-for-profit organizations that handle donations, grants, or other funds vulnerable to employee dishonesty You might have a client such as a regional nonprofit with multiple fundraising channels or a local government office with decentralized cash handling—both would benefit from a monoline crime program placed through IPMG. Coverage Highlights and Advantages IPMG’s Crime Coverage Insurance program offers broad protection for a full range of crime exposures: Employee Theft and Employee Dishonesty Forgery and Alteration of checks, credit card receipts, and other negotiable instruments Theft, Disappearance and Destruction (on and off premises) Computer Fraud and Funds Transfer Fraud Money Orders and Counterfeit Currency losses Key policy features and options: Primary and excess limits available to build layered programs Discovery form wording Worldwide coverage options where appropriate Limits available up to $10 million, subject to underwriting The program is structured to address both internal threats (employee dishonesty, collusion) and external schemes (cyber-assisted fraud, social engineering, forged instruments). Underwriting Notes and Minimum Premiums As a managing general agency and E&S broker, IPMG underwrites accounts with flexibility based on complexity and exposures. Preferred submissions include: Recent financials and loss runs Description of internal controls, segregation of duties, and treasury procedures Details on electronic payment and funds transfer processes Minimum premiums vary by class, limits, and coverage scope—submitters should expect underwriting questions about controls and loss history to determine pricing and eligibility. Territories and Availability This non-admitted program is currently available in Florida, Illinois, Indiana, Iowa, and Missouri. Agents and brokers writing business in these states can access IPMG’s E&S markets for competitive placement options. Why Work With IPMG? IPMG combines niche commercial program experience with direct access to multiple excess & surplus markets. That means: Responsive underwriting geared to complex or unusual crime exposures Flexible placement options, including primary and excess layers A partnership approach for agents—IPMG supports submissions, negotiates terms, and helps structure limits and retentions Whether you’re placing a municipality, a multi-site nonprofit, or a growing company with heavy transaction volume, IPMG can help secure tailored crime protection where admitted markets may not be available or sufficient. Give us a call for more information about IPMG's Crime Coverage Insurance! Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include private and public companies, municipalities, and nonprofits that handle significant cash flows or financial transactions and need protection against fraud, theft, or employee dishonesty. Is this coverage available on an admitted basis?No. This program is offered on a non-admitted basis through multiple E&S markets accessed by IPMG. What is the minimum premium for this program?Minimum premiums vary depending on the risk profile, selected limits, and coverage options. Contact IPMG for specific underwriting guidance and premium indications. Can this policy be written as excess over another crime policy?Yes. IPMG can provide both primary and excess limits to create layered coverage structures when appropriate. Which states is this program available in?This program is currently available in Florida, Illinois, Indiana, Iowa, and Missouri. Need help placing an account? Connect with a market specialist.

...e, and fertilizer use. Inland Marine – Protection for contractor tools, eq...ility, Contractors Pollution, Inland Marine for contractor tools, and Excess/U...

Environmental Insurance Overview of the Program From Atlantic Specialty Lines, Inc. Atlantic Specialty Lines, Inc. offers a robust Environmental Insurance program tailored for agents and brokers seeking coverage solutions for clients with environmental exposures. As an Excess & Surplus Lines Broker, Atlantic provides flexible, non-admitted options across a broad range of industries and risk profiles. Whether your client is a contractor, environmental consultant, or operates a facility with potential pollution concerns, Atlantic can help you place challenging environmental accounts efficiently. Ideal Accounts and Appetite This program is designed to respond to a variety of environmental risks. The following classes are particularly well-suited for placement through Atlantic Specialty Lines: Environmental Consultants and Engineers – Firms involved in site assessments, remediation design, and environmental compliance. Environmental and General Contractors – Contractors performing remediation, demolition, utility work, or construction services with potential pollution exposures. Site-Specific Pollution Risks – Property owners or operators with known or potential contamination issues, such as industrial sites, landfills, or manufacturing facilities. Aboveground and Underground Storage Tanks – Coverage options for tank owners or operators, including compliance with financial responsibility regulations. You might have a client who owns a manufacturing facility with on-site chemical storage or a remediation contractor working with brownfield redevelopment projects—both are ideal candidates for this program. Coverage Highlights and Advantages Atlantic Specialty Lines provides access to a wide range of environmental coverages that can be customized to meet the needs of various industries and operations. Coverage options may include: Contractors Pollution Liability (CPL) Pollution Legal Liability (PLL) Storage Tank Liability Errors & Omissions for environmental professionals Mold and microbial matter coverage Policies can be tailored to address site-specific risks, project-based exposures, or ongoing operational liabilities. Underwriting Notes and Minimum Premiums Minimum premiums for environmental placements vary depending on the risk class, location, and exposure details. Atlantic Specialty Lines works with a wide range of E&S carriers to find the best fit for your client’s needs. Submissions should include detailed information regarding operations, loss history, and environmental reports (if applicable) to ensure accurate and timely quotes. Territories and Availability This Environmental Insurance program is available in the following states: CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. Atlantic Specialty Lines writes on a non-admitted basis, allowing for greater flexibility in coverage terms and risk acceptance in these jurisdictions. Why Work With Atlantic Specialty Lines, Inc.? Atlantic Specialty Lines brings deep expertise in environmental risks and a responsive, solution-oriented approach to the E&S marketplace. With access to leading environmental carriers and a strong underwriting team, Atlantic helps agents navigate complex submissions and place hard-to-insure accounts. Their commitment to fast turnaround times and tailored solutions makes them a reliable resource for producers who regularly handle environmental-related exposures. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include environmental consultants, remediation contractors, general contractors with pollution exposure, property owners with known contamination, and operators of storage tanks. Is this program available on an admitted basis?No, this program is offered on a non-admitted basis through various E&S carriers, providing flexibility in underwriting and coverage terms. What states is this program available in?This program is available in CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. What information is needed to get a quote?Submissions should include a completed application, detailed description of operations, loss history, and any relevant environmental assessments or reports. Can this program accommodate project-specific coverage?Yes, the program can be structured to provide project-specific coverage, especially for contractors and consultants working on remediation or development sites. Need help placing an account? Connect with a market specialist.

Atlantic Specialty Lines, Inc. offers independent agents and brokers access to a comprehensive Vacant Home Insurance program backed by a variety of "A" rated carriers. Whether you're working with residential properties in transition, undergoing renovation, or facing underwriting challenges, this program is designed to help you place hard-to-insure risks with confidence. Overview of the Program This program is tailored for vacant residential properties, including those awaiting sale, under renovation, or involved in foreclosure. Atlantic Specialty Lines specializes in hard-to-place accounts, offering flexible solutions through its position as an experienced Excess & Surplus Lines Broker. With options for both short-term and long-term coverage, you can tailor policies to meet your insureds' specific timelines and exposures. Ideal Accounts and Appetite Atlantic Specialty Lines can help you place a wide range of vacant property types, including: Residential homes held by LLCs, Corporations, Trusts, or Estates Foreclosed or forced-placed properties Homes undergoing interior or structural renovations Ground-up construction projects Properties with prior claims or lapse in coverage Risks with poor credit history Coastal exposures with appropriate underwriting Example: You might have a client who just purchased a home to renovate and flip, but the property will sit vacant for several months. Or perhaps an estate property is tied up in probate and needs temporary coverage. This program can offer solutions for those scenarios and more. Coverage Highlights and Advantages Atlantic Specialty Lines offers flexible coverage tailored to the needs of vacant property owners. Highlights include: Short-term and annual policy options Special Form coverage available for qualified risks Ability to accommodate complex ownership structures Admitted and non-admitted options available in most states Underwriting Notes and Minimum Premiums Minimum premiums vary by account, carrier, and coverage structure. The program is designed to offer flexibility for both small and large risks. Underwriting is handled with a common-sense approach, and risks with claims history or credit issues will still be considered. Territories and Availability This Vacant Home Insurance program is available in the following states: AL, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, DC Admitted coverage is available in most of these states, giving you greater flexibility when placing business. Why Work With Atlantic Specialty Lines, Inc.? As a trusted Excess & Surplus Lines Broker, Atlantic Specialty Lines brings deep market access, underwriting know-how, and a strong commitment to service. Their ability to handle hard-to-place vacant property risks, including those with prior loss history or complex ownership, makes them an ideal partner for agents and brokers looking to solve tough placement challenges. With strong carrier relationships and a focus on fast, responsive service, they help you deliver value and peace of mind to your clients. Frequently Asked Questions What types of accounts are a good fit for this Vacant Home Insurance program?Ideal accounts include vacant residential homes, properties under renovation, foreclosures, and estate-owned dwellings. Risks with prior claims, poor credit, or lapse in coverage are also considered. Are short-term policies available?Yes, both short-term and annual coverage options are available to meet the specific needs of each property and client situation. Can properties under renovation or construction be covered?Yes. Properties undergoing interior renovations or ground-up construction can be eligible for coverage, depending on the underwriting details. Is this program available in coastal states?Yes. Coastal exposures are considered, subject to underwriting and carrier guidelines. Atlantic Specialty Lines works with multiple "A" rated carriers to find suitable options. Who can be named insureds on these policies?The program accepts LLCs, Corporations, Trusts, and Estates as named insureds, in addition to individuals. Need help placing an account? Connect with a market specialist.

Atlantic Specialty Lines, Inc. offers agents and brokers access to a robust Excess and Personal Liability Insurance program backed by an "A++" rated carrier. Designed to meet the needs of insureds with a wide range of personal liability exposures, this program provides flexible solutions for both primary and excess liability placements. With standard liability limits up to $1,000,000, medical payments coverage up to $5,000, and excess liability limits reaching up to $5,000,000, this program is ideal for clients who require extended personal protection. Ideal Accounts and Appetite This program is a strong fit for personal lines clients with complex or non-standard liability exposures. Target risks include: Owners of up to four-family dwellings, condo units, and mobile homes Secondary and seasonal homes, including vacation properties Short-term rentals (e.g., Airbnb, VRBO) Dwellings with in-home business exposures, including daycares Vacant land up to 250 acres High-profile individuals with elevated liability concerns Homes undergoing construction or renovation (insured is not the general contractor) Applicants with prior liability losses within the past five years For example, you may have a client who owns a vacation rental property on the coast or a homeowner running a licensed daycare from their residence—both are well within the appetite of this program. Coverage Highlights and Advantages Atlantic Specialty Lines works with United States Liability to offer broad and flexible coverage options, including: Comprehensive Personal Liability coverage for individuals and families Excess Liability limits up to $5 million for added protection Medical payments coverage up to $5,000 Capacity to write risks with prior losses or unique exposures This program allows you to provide your clients with peace of mind through enhanced liability protection, whether they own multiple properties, have high public visibility, or operate a personal business from home. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the risk profile, location, and coverage limits requested. Underwriting is flexible, with consideration given to applicants with prior losses or unique exposures typically declined by standard markets. Submissions involving construction, short-term rentals, or business use of the dwelling are reviewed on a case-by-case basis. Territories and Availability This program is available in the following states: CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, DC Admitted and non-admitted options are available, depending on the state and specific risk. Why Work With Atlantic Specialty Lines, Inc.? With deep expertise in the excess and surplus lines market, Atlantic Specialty Lines, Inc. delivers service-driven solutions tailored to the needs of independent agents and brokers. Our access to top-rated carriers, flexible underwriting, and wide appetite make us a reliable partner for placing hard-to-place or specialty personal liability risks. We pride ourselves on fast turnaround times and strong relationships with our agency partners. We appreciate your trust in Atlantic Specialty Lines, Inc. as your wholesale insurance partner. Frequently Asked Questions What types of accounts are a good fit for this Excess and Personal Liability program?Ideal accounts include property owners with multiple dwellings, high-net-worth individuals, clients with in-home businesses, short-term rentals, and risks with prior liability claims. Can I place coverage for homes under renovation or construction?Yes, homes under construction or renovation can be considered, as long as the insured is not acting as the general contractor. Is this program available in all states?No, it is currently available in specific states including CT, FL, GA, IL, MA, NY, PA, VA, and others. Please check the full list to confirm availability in your state. Are clients with prior liability losses eligible?Yes, risks with prior liability losses within the past five years may be eligible, subject to underwriting review. What carriers back this program?This program is backed by United States Liability, an "A++" rated carrier. Need help placing an account? Connect with a market specialist.