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LIG Marine Managers is the nation’s leading Mana....S. with access to 18 carriers, deep marine underwriting expertise, and tailor...

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USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to expand operations nationwide while providing innovative solutions for the risk management industry. The USG team consists of experts divided not by territory, account size, or coverage who can help meet all commercial insurance account needs. We are problem solvers for all commercial lines coverages and specialize in hard-to-place risks, providing our agents with focused expertise and solutions. In 2016, USG is celebrating 15 years in business and continues to outpace industry growth metrics with a state-of-the-art Service Center, Marketing Department, and IT Department. We have also branched out into several specialty divisions, including AAU: Allied American Underwriters, Brokers Financial Services, BFS Inspections, Into Innovations, and Aureate. Our forward-thinking technology continues to evolve through our proprietary system, I3x, that expedites quote process and policy service; and through the launch of a new online and phone quoting system, INS LINK, that will streamline small transactional accounts and bring in additional opportunities nationally. USG's corporate office is located in Tampa, Florida; and our flagship office is located Fuel Haulers/Distributors Fuel Refineries/Oil Riggs Gas Stations Oil Jobbers Pollution Liability Storage Tanks - UST's/AST's

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Professional Lines Insurance As an independent agent or broker, you need access to specialized markets that can handle complex professional liability exposures. Atlantic Specialty Lines, Inc. offers a flexible, comprehensive Professional Lines Insurance program to help you place a wide range of professional liability risks across multiple industries and specialties. Overview of the Program From Atlantic Specialty Lines, Inc. Atlantic Specialty Lines combines broad market access with a focus on excess & surplus lines to help you place difficult or non-standard professional liability risks. The program supports both admitted and non-admitted placements depending on the class and jurisdiction, and is structured to provide tailored solutions for startups, small practices, and established firms across many professional services sectors. Ideal Accounts and Appetite This program targets a diverse set of industries and professional classes, including: Architects & Engineers (A&E) Real estate professionals and brokers Law firms and solo practitioners Environmental consultants and contractors Medical professionals and allied health providers Technology firms and miscellaneous E&O risks Executive liability for Directors & Officers (D&O) Employment Practices Liability (EPL) Miscellaneous professional services and consultants Generally the program is well suited to small- and middle-market exposures and specialty niches that require non-standard terms or market flexibility. New ventures and startups are considered in many classes when submissions include adequate operational detail and evidence of professional experience. Coverage Highlights and Advantages Key coverage features available through Atlantic Specialty Lines’ Professional Lines program include: Professional liability limits and forms tailored to the insured’s industry Claims-made and occurrence policy forms, subject to carrier and class Options for defense outside the limits when provided by the carrier Flexible policy structures to address multi-state operations and varying regulatory needs Access to multiple admitted and non-admitted markets for broader placement options The program is designed to handle both common professional classes and niche exposures that can be difficult to place in standard markets. Underwriting Notes and Minimum Premiums Minimum premiums vary by class, size of the risk, and carrier. Atlantic Specialty Lines works closely with agents to evaluate accounts and identify the best market placement. Submissions that typically result in faster, more competitive responses include a completed application, current loss runs (if applicable), and a clear description of operations and revenue by activity. Territories and Availability This Professional Lines program is available in the following jurisdictions: Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, and Washington, D.C. Coverage is commonly placed on an excess & surplus lines basis, with admitted or non-admitted options used where appropriate for the risk and state. Why Work With Atlantic Specialty Lines, Inc.? As an experienced excess & surplus lines broker, Atlantic Specialty Lines brings deep market relationships and practical underwriting experience to professional liability placements. Their strengths include responsive submission handling, flexible appetite for niche and hard-to-place accounts, and the ability to access multiple markets to find terms that meet your clients’ needs. Whether you’re placing a one-off policy or managing a portfolio of professional clients, Atlantic Specialty Lines can help you craft tailored solutions and navigate admitted vs. non-admitted placement decisions. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professional service providers such as architects, engineers, real estate professionals, lawyers, medical providers, tech companies, and consultants needing E&O or professional liability coverage. Can I submit new ventures or startups?Yes. New ventures and startups are considered across many classes when the submission provides sufficient detail on operations, leadership experience, and risk controls. Are both admitted and non-admitted options available?Yes. Atlantic Specialty Lines has access to multiple markets and can place coverage on either an admitted or non-admitted basis depending on the risk, carrier appetite, and state requirements. What information is needed to get a quote?A complete application, current loss runs (if applicable), and a clear description of operations (including revenue by activity and any subcontractor use) are typically required to obtain competitive quotes. Is this program available in my state?This program is available in 21 jurisdictions (see the full list above). Availability can vary by class and carrier, so please confirm state-specific placement options when submitting an account. Need help placing an account? Connect with a market specialist.

Environmental Insurance Overview of the Program From Atlantic Specialty Lines, Inc. Atlantic Specialty Lines, Inc. offers a robust Environmental Insurance program tailored for agents and brokers seeking coverage solutions for clients with environmental exposures. As an Excess & Surplus Lines Broker, Atlantic provides flexible, non-admitted options across a broad range of industries and risk profiles. Whether your client is a contractor, environmental consultant, or operates a facility with potential pollution concerns, Atlantic can help you place challenging environmental accounts efficiently. Ideal Accounts and Appetite This program is designed to respond to a variety of environmental risks. The following classes are particularly well-suited for placement through Atlantic Specialty Lines: Environmental Consultants and Engineers – Firms involved in site assessments, remediation design, and environmental compliance. Environmental and General Contractors – Contractors performing remediation, demolition, utility work, or construction services with potential pollution exposures. Site-Specific Pollution Risks – Property owners or operators with known or potential contamination issues, such as industrial sites, landfills, or manufacturing facilities. Aboveground and Underground Storage Tanks – Coverage options for tank owners or operators, including compliance with financial responsibility regulations. You might have a client who owns a manufacturing facility with on-site chemical storage or a remediation contractor working with brownfield redevelopment projects—both are ideal candidates for this program. Coverage Highlights and Advantages Atlantic Specialty Lines provides access to a wide range of environmental coverages that can be customized to meet the needs of various industries and operations. Coverage options may include: Contractors Pollution Liability (CPL) Pollution Legal Liability (PLL) Storage Tank Liability Errors & Omissions for environmental professionals Mold and microbial matter coverage Policies can be tailored to address site-specific risks, project-based exposures, or ongoing operational liabilities. Underwriting Notes and Minimum Premiums Minimum premiums for environmental placements vary depending on the risk class, location, and exposure details. Atlantic Specialty Lines works with a wide range of E&S carriers to find the best fit for your client’s needs. Submissions should include detailed information regarding operations, loss history, and environmental reports (if applicable) to ensure accurate and timely quotes. Territories and Availability This Environmental Insurance program is available in the following states: CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. Atlantic Specialty Lines writes on a non-admitted basis, allowing for greater flexibility in coverage terms and risk acceptance in these jurisdictions. Why Work With Atlantic Specialty Lines, Inc.? Atlantic Specialty Lines brings deep expertise in environmental risks and a responsive, solution-oriented approach to the E&S marketplace. With access to leading environmental carriers and a strong underwriting team, Atlantic helps agents navigate complex submissions and place hard-to-insure accounts. Their commitment to fast turnaround times and tailored solutions makes them a reliable resource for producers who regularly handle environmental-related exposures. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include environmental consultants, remediation contractors, general contractors with pollution exposure, property owners with known contamination, and operators of storage tanks. Is this program available on an admitted basis?No, this program is offered on a non-admitted basis through various E&S carriers, providing flexibility in underwriting and coverage terms. What states is this program available in?This program is available in CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. What information is needed to get a quote?Submissions should include a completed application, detailed description of operations, loss history, and any relevant environmental assessments or reports. Can this program accommodate project-specific coverage?Yes, the program can be structured to provide project-specific coverage, especially for contractors and consultants working on remediation or development sites. Need help placing an account? Connect with a market specialist.

Atlantic Specialty Lines, Inc. offers independent agents and brokers access to a comprehensive Vacant Home Insurance program backed by a variety of "A" rated carriers. Whether you're working with residential properties in transition, undergoing renovation, or facing underwriting challenges, this program is designed to help you place hard-to-insure risks with confidence. Overview of the Program This program is tailored for vacant residential properties, including those awaiting sale, under renovation, or involved in foreclosure. Atlantic Specialty Lines specializes in hard-to-place accounts, offering flexible solutions through its position as an experienced Excess & Surplus Lines Broker. With options for both short-term and long-term coverage, you can tailor policies to meet your insureds' specific timelines and exposures. Ideal Accounts and Appetite Atlantic Specialty Lines can help you place a wide range of vacant property types, including: Residential homes held by LLCs, Corporations, Trusts, or Estates Foreclosed or forced-placed properties Homes undergoing interior or structural renovations Ground-up construction projects Properties with prior claims or lapse in coverage Risks with poor credit history Coastal exposures with appropriate underwriting Example: You might have a client who just purchased a home to renovate and flip, but the property will sit vacant for several months. Or perhaps an estate property is tied up in probate and needs temporary coverage. This program can offer solutions for those scenarios and more. Coverage Highlights and Advantages Atlantic Specialty Lines offers flexible coverage tailored to the needs of vacant property owners. Highlights include: Short-term and annual policy options Special Form coverage available for qualified risks Ability to accommodate complex ownership structures Admitted and non-admitted options available in most states Underwriting Notes and Minimum Premiums Minimum premiums vary by account, carrier, and coverage structure. The program is designed to offer flexibility for both small and large risks. Underwriting is handled with a common-sense approach, and risks with claims history or credit issues will still be considered. Territories and Availability This Vacant Home Insurance program is available in the following states: AL, CO, CT, DE, FL, GA, IL, IN, KS, KY, LA, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, DC Admitted coverage is available in most of these states, giving you greater flexibility when placing business. Why Work With Atlantic Specialty Lines, Inc.? As a trusted Excess & Surplus Lines Broker, Atlantic Specialty Lines brings deep market access, underwriting know-how, and a strong commitment to service. Their ability to handle hard-to-place vacant property risks, including those with prior loss history or complex ownership, makes them an ideal partner for agents and brokers looking to solve tough placement challenges. With strong carrier relationships and a focus on fast, responsive service, they help you deliver value and peace of mind to your clients. Frequently Asked Questions What types of accounts are a good fit for this Vacant Home Insurance program?Ideal accounts include vacant residential homes, properties under renovation, foreclosures, and estate-owned dwellings. Risks with prior claims, poor credit, or lapse in coverage are also considered. Are short-term policies available?Yes, both short-term and annual coverage options are available to meet the specific needs of each property and client situation. Can properties under renovation or construction be covered?Yes. Properties undergoing interior renovations or ground-up construction can be eligible for coverage, depending on the underwriting details. Is this program available in coastal states?Yes. Coastal exposures are considered, subject to underwriting and carrier guidelines. Atlantic Specialty Lines works with multiple "A" rated carriers to find suitable options. Who can be named insureds on these policies?The program accepts LLCs, Corporations, Trusts, and Estates as named insureds, in addition to individuals. Need help placing an account? Connect with a market specialist.