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...d completed operations Inland Marine – Protects tools, welding equipment, ...rogram available nationwide?Yes, the Welders Insurance program is available in...

...d repair Marina operators and marine terminal operators Marine construction, dock and pier contractors Marine artisan contractors and ship cleaning.... Does this program cover incidental marine employers’ liability (MEL)?Yes — t...

... Fabricators and large industrial welders are outside the program’s appetite. ...am that understands the unique risks welders face and can help you craft cover...

... DIC — Florida wind Inland marine Targeted Industries and Ideal A... risk, contractors equipment, inland marine or vacant property coverage. Recei...

...Operators Barge Repairers Marine Construction Ship Repairers S...l Carpentry Electricians Welders Painters Wallboard Instal...

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Atlantic Specialty Lines, Inc. offers insurance agents and brokers access to top-tier Personal Umbrella Insurance and Excess Umbrella Insurance markets through an "A++" rated carrier. Whether your client is preferred, standard, high-risk, or has unique exposures such as a DUI or celebrity status, we have tailored solutions with limits up to $5 million or $10 million available in both standard and non-standard markets. Ideal Accounts and Appetite Our broad underwriting appetite includes a wide range of personal clients, such as: Preferred and standard homeowners with clean driving records High-risk individuals with prior violations or DUIs High-net-worth individuals and celebrities Owners of multiple properties or recreational vehicles Small farm and rural clients You can confidently place accounts that require higher liability limits or have more complex personal risk profiles. Coverage Highlights and Advantages Limits up to $10 million available for both primary and excess umbrella Excess UM/UIM included on every quote Coverage includes defense costs outside the limits Pre- and post-judgment interest included No schedule of underlying insurance required No annual aggregate limits Coverage for volunteer activities and host liquor liability Prescription drug liability considered Identity theft resolution services included at no cost Optional direct bill available for added convenience Quick and Easy Quoting You can receive instant online quotes via www.Simple-Rates.com or call us at 1-877-SMPL-R8S for a telephone quote. Our streamlined process helps you secure coverage efficiently for your clients. Territories and Availability This program is available in most states across the Eastern and Midwestern U.S., including: CT, DE, FL, GA, IL, IN, KY, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. Most offerings are on an admitted basis, depending on the state. Why Work With Atlantic Specialty Lines? As an experienced Excess & Surplus Lines Broker, Atlantic Specialty Lines, Inc. offers responsive service, access to an "A++" rated carrier, and flexible solutions for hard-to-place and standard personal umbrella risks. Our team understands the challenges agents face in placing umbrella coverage for a wide range of clients—from everyday families to high-profile individuals. The DIFFERENCE IS CLEAR, see it for yourself! Frequently Asked Questions What types of accounts are a good fit for this Personal Umbrella program?This program is ideal for both standard and high-risk personal lines clients, including those with multiple homes, recreational vehicles, past driving violations, or high public profiles. What coverage limits are available?You can access umbrella and excess umbrella limits up to $10 million, with flexibility based on your client’s risk profile and underlying coverage. Is coverage available in my state?This program is available in most Eastern and Midwestern states, including FL, GA, NY, PA, VA, and others. Contact us for specific state availability. Do I need to provide a schedule of underlying policies?No, a schedule of underlying insurance is not required, simplifying the submission and quoting process. How fast can I get a quote?Quotes are available instantly online through www.Simple-Rates.com or by phone, allowing you to quickly serve your clients’ needs. Need help placing an account? Connect with a market specialist.

Atlantic Specialty Lines, Inc. offers independent agents and brokers access to a Renters (HO-4) Insurance program backed by an "A++" rated carrier. Whether your client is a first-time renter or has a history of prior losses, we provide flexible solutions to help you place hard-to-place or standard renters insurance accounts. Our expertise in the Excess & Surplus market allows us to accommodate a wide range of risk profiles with competitive coverage options. Ideal Accounts and Appetite This program is designed for tenants residing in various types of rented properties, including: Condominiums, apartments, or other residential rental dwellings Secondary and seasonal rental units Properties owned by Trusts, Estates, Limited or Family Partnerships, and LLCs We are open to risks that may fall outside of standard admitted markets, including those with prior loss history or located in Protection Classes 1 through 9. If you have an account that's been declined elsewhere due to claims or unique ownership structure, we may be able to help. Coverage Highlights and Advantages Replacement Cost coverage available on contents Flexible underwriting for risks with prior losses Capacity to write seasonal and secondary homes Support for non-individual insureds (LLCs, Trusts, etc.) Access to a financially strong, "A++" rated carrier through United States Liability Example scenarios include a client renting a second home at the beach, or a tenant with a small past fire loss who now needs replacement cost coverage on contents. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on risk characteristics and location. We work closely with agents to evaluate each submission on its individual merits. Risks with prior losses or unique exposures are welcome for consideration. Territories and Availability This Renters Insurance program is available to agents and brokers in the following states: CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. We provide solutions across a wide geographic footprint and understand the nuances of placing renters insurance in both urban and rural markets. Why Work With Atlantic Specialty Lines, Inc.? As a well-established Excess & Surplus Lines broker, Atlantic Specialty Lines, Inc. is committed to delivering top-tier service and underwriting support. We value our long-standing agency partnerships and aim to make the placement process efficient and responsive. Our access to top-rated markets and our experience with non-standard risks allow us to offer flexible solutions where others may not. Thank you for trusting Atlantic Specialty Lines, Inc. with your wholesale insurance needs. We look forward to helping you place your next renters risk. Frequently Asked Questions What types of accounts are a good fit for this Renters Insurance program?Ideal accounts include tenants of condos, apartments, and other rental properties—especially those owned by Trusts, Estates, LLCs, or used as seasonal or secondary residences. Can you write risks with prior claims?Yes, we can consider accounts with a history of prior losses. Each submission is reviewed individually to find the best possible solution. Is replacement cost coverage available for contents?Yes, replacement cost on contents is available and can be included based on underwriting eligibility. What states is this program available in?We offer this program in CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. What carrier backs this program?This Renters Insurance program is placed through United States Liability, an "A++" rated carrier. Need help placing an account? Connect with a market specialist.

Umbrella/Excess Liability Insurance Atlantic Specialty Lines, Inc. offers a flexible and responsive Umbrella/Excess Liability Insurance program designed to help insurance agents and brokers secure additional layers of liability protection for their clients. With access to top-rated carriers like United States Liability and a focus on primary-driven accounts, Atlantic Specialty Lines provides a streamlined path to coverage in a wide range of industries and risk classes. Ideal Accounts and Appetite This program is well-suited for accounts requiring higher limits of liability and can be tailored to meet the needs of various industries. Key areas of focus include: Excess Auto – Ideal for clients with significant commercial automobile operations, such as delivery services, transportation companies, or contractors with vehicle fleets. Contractors – Including general contractors, subcontractors, and specialty trade contractors seeking to meet contract requirements or supplement primary liability coverage. Primary-Driven Risks – Quick quote capabilities are available for accounts where the primary coverage is in place and meets underwriting standards. You might have a client with a well-managed construction business or a regional transportation company that needs additional limits beyond their primary auto or general liability policies. Atlantic Specialty Lines can help you secure the excess coverage your client needs to protect against catastrophic losses. Coverage Highlights and Advantages Available limits designed to sit over primary GL, Auto, and Employers Liability Competitive markets for a wide range of small to mid-size businesses Fast turnaround on quotes for eligible accounts Access to United States Liability and other quality carriers Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the risk class, limits requested, and underlying coverage. The program is designed to be competitive while balancing sound underwriting. Submissions with strong primary coverage, consistent loss history, and complete applications are more likely to receive favorable consideration. Territories and Availability This program is available in the following states: Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, and Washington, DC. Both admitted and non-admitted options may be available depending on the account and location. Why Work With Atlantic Specialty Lines, Inc.? As an experienced Excess & Surplus Lines Broker, Atlantic Specialty Lines, Inc. brings deep market access, underwriting knowledge, and a service-driven approach to helping agents place complex or layered liability risks. Whether you're looking to place a single contractor or manage a book of transportation clients, their team offers responsive service and competitive solutions across multiple states. Frequently Asked Questions What types of accounts are a good fit for this Umbrella/Excess Liability program?This program is ideal for contractors, commercial auto operations, and other businesses seeking higher liability limits over primary policies. Accounts with clean loss histories and solid primary coverage are preferred. Can I get a quick quote for a primary-driven risk?Yes, Atlantic Specialty Lines offers quick quote capabilities for primary-driven accounts that meet underwriting criteria. Complete submissions help expedite the process. What carriers are used for this program?This program provides access to United States Liability and other competitive surplus lines markets, depending on the account and state. Is coverage available in my state?The program is currently available in 20+ states, including FL, NY, PA, VA, and others. Contact Atlantic Specialty Lines to confirm availability for your specific risk and location. What is the minimum premium for this coverage?Minimum premiums vary based on the risk class, coverage limits, and underwriting details. Submissions are reviewed individually for pricing. Need help placing an account? Connect with a market specialist.

Atlantic Specialty Lines, Inc. offers a focused Special Events Insurance program for agents who need reliable, market-aware solutions for clients hosting events of all sizes. Whether the exposure is a private dinner, a wedding, a charity gala, or a multi-day trade show, Atlantic Specialty Lines uses access to multiple markets to place tailored General Liability and Liquor Liability protection and address common event-related risks. Ideal Accounts and Appetite Our program is designed for a broad range of special events, including: Weddings and receptions Corporate meetings and trade shows Charity fundraisers and galas Festivals, fairs, and parades Private parties and social gatherings We can consider single-day or multi-day functions and accounts that include setup and teardown days. Liquor Liability is available for events where alcohol is served—hosted or BYOB. The program is flexible enough to handle events with rain dates and many common third-party exposures. Coverage Highlights and Advantages Coverage for rain date rescheduling Set-up and take-down day coverage Defense costs outside the policy limits Automatic insured status for volunteers, temporary/leased workers, and committee members Property damage coverage for rented premises Food and beverage product liability coverage These features address typical event risks—third-party injury, property damage to rented venues, and product liability from on-site food and beverage service—so you can offer clients broader protection with fewer coverage gaps. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the type, size, and complexity of the event. Underwriting evaluates attendance, venue (indoor/outdoor, public/private), alcohol service, special activities (e.g., amusement rides, pyrotechnics), security plans, and whether there are multiple insureds or vendors. Provide event date(s), location, expected attendance, alcohol plans, and a summary of activities to speed placement. Our team is available to guide you through the submission requirements and eligibility. Territories and Availability This program is available in CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. Atlantic Specialty Lines places this business on a non-admitted basis through multiple excess & surplus lines carriers, giving agents flexibility to write unique or complex events that may not fit admitted markets. Why Work With Atlantic Specialty Lines, Inc.? As an experienced Excess & Surplus Lines Broker, Atlantic Specialty Lines combines quick turnarounds with wide market access and practical underwriting. We focus on event-based exposures and maintain strong agency relationships to help you place coverages efficiently. When you submit a risk, you’ll benefit from experienced intake support, targeted market placement, and responsive follow-up throughout binding and policy issuance. Frequently Asked Questions What types of events are eligible for this program?We can place a wide variety of events, including weddings, trade shows, corporate parties, fundraisers, festivals, and private gatherings—both single-day and multi-day. Can I get coverage for setup and teardown days?Yes. Coverage for setup and takedown days can be included as part of the policy upon request. Is Liquor Liability available for events where alcohol is served?Yes. Liquor Liability is available for hosted events and BYOB situations—underwriting will review service plans and security controls. In which states is this program available?This Special Events Insurance program is available in CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. What information is needed to submit an event for a quote?Provide event type, location, date(s), estimated attendance, alcohol service plans, and a description of special activities. The more detail you provide up front, the quicker we can assess and place the risk. Need help placing an account? Connect with a market specialist.