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Marine General Liability Insurance Program from LIG Marine Managers, Inc. LIG Marine Managers, Inc. offers a dedicated Marine General Liability Insurance package for middle-market commercial marine risks. The program combines specialized underwriting, flexible placement (admitted and non-admitted), and streamlined administration to help you place complex marine liability exposures across a wide range of classes. Ideal Accounts and Target Classes This program targets commercial marine accounts with annual premiums between approximately $10,000 and $150,000. Typical classes we write include: Boat repairers and ship repair facilities Diving and underwater contractors Dock, pier and waterfront construction companies Dredging contractors Marine and waterfront contractors Shipyards and boatyards Stevedores and longshore operations Terminal operators and cargo handlers Wharfingers and landing owners The program is well suited for clients with specialized liability exposures tied to hull operations, marine construction, waterfront property, and cargo/terminal activities. Coverage Highlights and Advantages You can place coverage on a monoline basis or combine lines to create a tailored package. Key coverage components include: Section 1 – $1,000,000 Combined Single Limit (CSL): Marine General Liability Ship Repairers Legal Liability Stevedores and Terminal Operators Liability Tankerman’s Liability Wharfingers and Landing Owners Legal Liability Protection & Indemnity (P&I) with optional crew coverage Section 2 – Up to $4,000,000 Combined Limit (and higher): Hull Marine equipment Builders’ risk for marine construction Excess/Umbrella: Limits available up to $10,000,000. Program Advantages for Agents Consistent carrier panels and a single-program structure to simplify placement. Faster quoting and streamlined underwriting for middle-market risks. Dedicated claims adjuster assigned across participating carriers where possible. Consolidated claims handling — a single check is issued for most claims once approved by the lead carrier. Enhanced commission opportunities for producers delivering a steady flow of marine business. Underwriting Notes and Minimum Premium The program’s minimum premium starts at $10,000. LIG’s underwriters evaluate technical exposures and structure limits and endorsements to match an insured’s operations. While the appetite is broad across typical marine classes, high-hazard accounts with large environmental or pollution exposures, chronic loss history, or operations outside the middle-market scope may require referral or alternate placement. Territories and Placement Options The program is available nationwide — all 50 states and the District of Columbia — and offers both admitted and non-admitted placement depending on state requirements and the account’s profile. Carrier participation varies by risk and state. Why Place Marine General Liability with LIG Marine Managers? As a specialized Managing General Agency and Excess & Surplus Lines broker, LIG brings decades of marine experience and direct access to multiple markets. Their team offers focused underwriting, efficient turnarounds, and consolidated claims service that make it easier for you to place complex marine liability and related lines for middle-market clients. Example accounts that fit this program A regional shipyard that performs vessel repair and dry-docking, seeking combined GL, ship repairers legal liability, and P&I limits. A marine construction contractor doing dock and pier projects and dredging work that needs builders’ risk, GL, and terminal/stevedore liability in a single placement. Please contact us today for more information on our Marine General Liability Package Program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for middle-market commercial marine risks such as boat repairers, shipyards, marine contractors, dredging operations, stevedores, and terminal operators with annual premiums starting at about $10,000. Can coverage be written on a monoline basis?Yes. Most coverages can be written monoline or bundled with other marine lines to match the specific exposures of your insured. What limits are available under this program?Section 1 typically offers a $1,000,000 CSL. Section 2 can provide up to $4,000,000 or higher for hull, equipment, and builders’ risk, with excess/umbrella options up to $10,000,000. Which states is this program available in?The program is available in all 50 states and the District of Columbia. Placement can be admitted or non-admitted depending on the state and risk profile. What makes LIG Marine Managers different from other MGAs?LIG combines marine-specialist underwriting with a consistent carrier panel, streamlined quoting, and consolidated claims handling — making it easier for agents to place and service complex marine risks. Need help placing an account? Connect with a market specialist.

General Contractors Insurance Overview of the Program From Legends Environmental Services Legends Environmental Services offers a robust General Contractors Insurance program designed specifically for construction professionals. As a general agency and carrier with deep market access and industry knowledge, Legends brings specialized solutions for a wide range of contractor-related exposures. Whether your client is building custom homes or managing commercial renovations, this program provides the coverage flexibility and underwriting expertise you need to place quality business. Ideal Accounts and Appetite This program is tailored for general contractors and eligible subcontractors operating in both residential and commercial construction. Here’s a breakdown of the target classes: General Contractors Available in all states except NY, NV, CO, and LA Custom homebuilders preferred; tract builders allowed up to 25 homes Residential, commercial, condos, and townhomes (new construction and remodel) Revenue sweet spot is up to $10 million, but larger accounts will be considered Subcontractors (Interior Trades Only) Includes plumbers, electricians, HVAC, etc. Excludes roofers, framers, foundational work, pool contractors, waterproofing, fire sprinklers, elevator work, and shoring Accepts both residential and commercial work, including new and remodel projects Example: You might have a custom homebuilder with annual revenues under $10 million who also manages small condo developments—this account would be an excellent fit. Coverage Highlights and Advantages Includes Contractors Pollution Liability (CPL) with mold coverage Competitive rates and terms Coverage can be structured for silent subsidence Subcontractor work is covered, subject to eligibility Potential for defense costs outside the limits Underwriting Notes and Minimum Premiums Minimum premiums start at $4,500 Minimum retentions begin at $2,500 Maximum policy limits of $2M/$2M/$2M This is a non-admitted program with flexible underwriting, allowing you to place accounts that may not fit standard markets. Territories and Availability This program is available in most states across the U.S., with the exception of New York, Nevada, Colorado, and Louisiana. Agents can access coverage in states including California, Texas, Florida, Illinois, Washington, and many more. Why Work With Legends Environmental Services? Legends Environmental Services brings deep expertise in construction-related risks and access to multiple carriers, making them a reliable partner for hard-to-place or specialized contractor accounts. Their flexible underwriting approach and competitive options make them an excellent choice for agents looking to expand their contractor book with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for general contractors and select subcontractors in residential and commercial construction, especially custom homebuilders and remodelers with revenues under $10 million. Are subcontractors eligible for coverage?Yes, subcontractors performing interior trades such as plumbing, HVAC, and electrical work are eligible. However, roofers, framers, and other high-risk trades are excluded. Is this program available in all states?No, it is not available in NY, NV, CO, or LA. It is offered in most other states, including CA, TX, FL, IL, and many others. What are the minimum premium and retention requirements?The minimum premium starts at $4,500, with retentions beginning at $2,500. These may vary depending on the account specifics. Does the policy include coverage for pollution or mold?Yes, Contractors Pollution Liability (CPL) coverage with mold is included, providing valuable protection for environmental exposures. Need help placing an account? Connect with a market specialist.

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