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Marine General Liability Insurance Program from LIG Marine Managers, Inc. LIG Marine Managers, Inc. offers a dedicated Marine General Liability Insurance package for middle-market commercial marine risks. The program combines specialized underwriting, flexible placement (admitted and non-admitted), and streamlined administration to help you place complex marine liability exposures across a wide range of classes. Ideal Accounts and Target Classes This program targets commercial marine accounts with annual premiums between approximately $10,000 and $150,000. Typical classes we write include: Boat repairers and ship repair facilities Diving and underwater contractors Dock, pier and waterfront construction companies Dredging contractors Marine and waterfront contractors Shipyards and boatyards Stevedores and longshore operations Terminal operators and cargo handlers Wharfingers and landing owners The program is well suited for clients with specialized liability exposures tied to hull operations, marine construction, waterfront property, and cargo/terminal activities. Coverage Highlights and Advantages You can place coverage on a monoline basis or combine lines to create a tailored package. Key coverage components include: Section 1 – $1,000,000 Combined Single Limit (CSL): Marine General Liability Ship Repairers Legal Liability Stevedores and Terminal Operators Liability Tankerman’s Liability Wharfingers and Landing Owners Legal Liability Protection & Indemnity (P&I) with optional crew coverage Section 2 – Up to $4,000,000 Combined Limit (and higher): Hull Marine equipment Builders’ risk for marine construction Excess/Umbrella: Limits available up to $10,000,000. Program Advantages for Agents Consistent carrier panels and a single-program structure to simplify placement. Faster quoting and streamlined underwriting for middle-market risks. Dedicated claims adjuster assigned across participating carriers where possible. Consolidated claims handling — a single check is issued for most claims once approved by the lead carrier. Enhanced commission opportunities for producers delivering a steady flow of marine business. Underwriting Notes and Minimum Premium The program’s minimum premium starts at $10,000. LIG’s underwriters evaluate technical exposures and structure limits and endorsements to match an insured’s operations. While the appetite is broad across typical marine classes, high-hazard accounts with large environmental or pollution exposures, chronic loss history, or operations outside the middle-market scope may require referral or alternate placement. Territories and Placement Options The program is available nationwide — all 50 states and the District of Columbia — and offers both admitted and non-admitted placement depending on state requirements and the account’s profile. Carrier participation varies by risk and state. Why Place Marine General Liability with LIG Marine Managers? As a specialized Managing General Agency and Excess & Surplus Lines broker, LIG brings decades of marine experience and direct access to multiple markets. Their team offers focused underwriting, efficient turnarounds, and consolidated claims service that make it easier for you to place complex marine liability and related lines for middle-market clients. Example accounts that fit this program A regional shipyard that performs vessel repair and dry-docking, seeking combined GL, ship repairers legal liability, and P&I limits. A marine construction contractor doing dock and pier projects and dredging work that needs builders’ risk, GL, and terminal/stevedore liability in a single placement. Please contact us today for more information on our Marine General Liability Package Program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for middle-market commercial marine risks such as boat repairers, shipyards, marine contractors, dredging operations, stevedores, and terminal operators with annual premiums starting at about $10,000. Can coverage be written on a monoline basis?Yes. Most coverages can be written monoline or bundled with other marine lines to match the specific exposures of your insured. What limits are available under this program?Section 1 typically offers a $1,000,000 CSL. Section 2 can provide up to $4,000,000 or higher for hull, equipment, and builders’ risk, with excess/umbrella options up to $10,000,000. Which states is this program available in?The program is available in all 50 states and the District of Columbia. Placement can be admitted or non-admitted depending on the state and risk profile. What makes LIG Marine Managers different from other MGAs?LIG combines marine-specialist underwriting with a consistent carrier panel, streamlined quoting, and consolidated claims handling — making it easier for agents to place and service complex marine risks. Need help placing an account? Connect with a market specialist.

Expertise. Solution. Service. MAXIMUM offers a robust Builders Risk Insurance program designed specifically for contractors, developers, and property owners. As a wholesale broker with access to both admitted and non-admitted carriers, MAXIMUM combines deep construction-market knowledge, flexible underwriting, and broad market access to deliver tailored solutions for projects across the United States. Ideal Accounts and Appetite This program fits a wide range of residential, commercial, and public-sector construction and renovation projects. MAXIMUM places everything from single-site builder reporting forms to complex multi-building habitational projects and large commercial developments. Target classes include: 1–4 family dwellings, including homebuilders using reporting forms Apartments, condominiums, hotels, and motels Hospitals, assisted living facilities, and group homes Retail, restaurants, and office buildings Schools, municipalities, and correctional facilities Bridges, tunnels, and manufacturing facilities All habitational classes, including complex multi-building sites Example fits: a developer building a mixed-use apartment/retail complex, or a contractor performing a large renovation of a historic hotel that requires protection for existing structures as well as new work. Coverage Highlights and Advantages MAXIMUM’s Builders Risk program delivers broad, all-risk protection that can be customized by project size, duration, and location. Policies may be issued on a project-specific or master program basis to suit frequent builders or single large projects. Limits up to $150 million per risk (non-CAT), depending on construction type and occupancy Admitted and non-admitted placement options nationwide Flexible policy terms (3–36 months) and multi-year single project options All-risk coverage subject to policy exclusions Coverage for existing structures during renovations Standalone wind, flood, and earthquake (CAT) coverage available Deductible buy-downs for CAT exposures where appropriate Delay in completion coverage for soft costs, rental income, and business income Mono-line contractors equipment, riggers’ liability, and equipment floaters Underwriting Notes and Program Structure Policies are typically written ground-up (100% written) and can be structured as primary, excess, or quota-share placements. Reporting form programs and multi-year single project policies are available for ongoing builds. MAXIMUM also administers Builders Risk master programs for contractors and developers with frequent or complex placements. Underwriting considers construction type, site security, project controls, and CAT exposure. While the program is broad, high-risk operations with poor loss controls or projects in extreme CAT zones may require alternate placement or additional terms. Territories and Availability Available in most states — MAXIMUM works with both admitted and non-admitted carriers to provide coverage across the U.S., subject to carrier guidelines and individual project characteristics. Common placements include CA, FL, TX, NY, IL, and GA, among others. Why Work With MAXIMUM? MAXIMUM offers agents and brokers responsive underwriting, strong carrier relationships, and solutions oriented to construction risks. Whether you need a quick quote for a single project or a managed master program for a repeat builder, MAXIMUM provides the market access and program structure to get accounts placed efficiently. Contact MAXIMUM by phone or email to discuss a specific account or to arrange submission requirements. We focus on delivering practical, market-driven solutions for Builders Risk exposures. Frequently Asked Questions What types of accounts are a good fit for MAXIMUM’s Builders Risk program?Residential homebuilders, commercial developers, and contractors working on new construction or renovation projects — including habitational, retail, healthcare, infrastructure, and municipal builds — are ideal candidates. Does the program cover renovations involving existing structures?Yes. MAXIMUM can include the existing structure in the Builders Risk policy to provide protection during renovation or retrofit projects. Are catastrophe perils like wind, flood, and earthquake available?Yes. Standalone CAT coverage for wind, flood, and earthquake is available, and deductible buy-downs can be arranged depending on the project and location. Can I place multi-year or reporting form policies?Yes. Policy terms run from 3 to 36 months, with multi-year single project options and reporting form programs for ongoing construction schedules. Is coverage available nationwide?MAXIMUM works with admitted and non-admitted carriers to place Builders Risk in most states. Availability in a particular state or for a specific risk depends on carrier appetite and project characteristics. Need help placing an account? Connect with a market specialist.

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Quote & Issue Commercial General Liability in Your Office 24/7 First Choice Insurance Intermediaries, Inc. offers a streamlined Commercial General Liability (CGL) program built for independent agents who need fast placement for small commercial accounts. Our online platform lets you quote and issue policies in about 20 minutes — anytime, from your office — with access to multiple markets, including admitted options where available. This CGL program focuses on speed-to-market, competitive pricing, and broad coverage for start-ups and small businesses in retail, services, consulting, and contracting sectors. With responsive underwriting and a U.S.-based service center, First Choice makes it easy for agents to bind coverage, deliver documentation, and grow their small commercial book. Ideal Accounts and Target Classes We write more than 200 classes of business. Commonly placed industries include: • Architects and Engineers • Artisan Contractors • Consultants • Creative and Design Professionals • Financial Services • Health and Beauty Providers • Fitness Facilities • Janitorial Services • Landscaping Companies • Legal Professionals • Marketing and PR Firms • Miscellaneous Business Services • Real Estate Professionals • Retail Stores • Technology Firms For a full list of acceptable classes, please refer to our Appetite Guide. You might have a client who runs a small web design agency, a neighborhood landscaping company, or a newly formed consulting practice — these are the types of accounts that typically fit well within our appetite. Coverage Highlights and Key Endorsements Our CGL program provides broad protection for common small-business exposures, including: • Bodily Injury • Property Damage to Third Parties • Personal and Advertising Injury • Electronic Data Liability • Medical Expenses • Defense Costs • Employee and Temporary Staff Actions • Supplemental Payments Valuable endorsements available include: Primary and Noncontributory Endorsement: Ensures the CGL policy responds first without contribution from other carriers. Business Personal Property (BPP) Added to CGL: Extends coverage for business personal property on-premises and provides up to $25,000 for off-premises items such as laptops and tools. Policy Issuance and Servicing Policies are issued and emailed instantly upon binding. Certificates of insurance (COIs) and endorsements are managed by the carrier’s U.S.-based service center. Policies are set to auto-renew, helping you retain clients and ongoing commission without reissuing each year. Territories and Availability Our CGL program is available in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TN, TX, VA, WA, WI Why Work With First Choice First Choice Insurance Intermediaries is a wholesale broker focused on helping agents place small commercial accounts quickly and confidently. Key strengths include: User-friendly quoting platform that supports fast bind/bill workflows. Access to multiple markets, including some admitted options for eligible risks. Responsive underwriting that understands small-business exposures across many classes. U.S.-based servicing for COIs and endorsements to speed delivery to insureds and certificate holders. Click Here to Get Started Not Appointed with First Choice yet? Complete our Producer Agreement and send it with your W-9, state license, and E&O certificate to [email protected]. For more details, visit http://www.firstchoiceii.com/. Frequently Asked Questions What types of accounts are a good fit for this CGL program?This program targets small commercial businesses across retail, consulting, artisan contracting, IT, health and beauty, and professional services — essentially operations with standard premises, products, or professional exposure that fit the appetite list. How fast can I quote and issue a policy?You can quote and bind most eligible accounts in about 20 minutes using the online platform, 24/7. Is this program available in my state?The program is available in the states listed above. Please review that list to confirm availability for a specific account. What kind of coverage enhancements are available?Common enhancements include Primary and Noncontributory wording and extension of Business Personal Property coverage for on- and off-premises items. Do policies renew automatically?Yes. Policies are set to auto-renew, which helps you retain clients and continue to earn renewal commissions without having to reissue coverage annually. Need help placing an account? Connect with a market specialist.

Marine General Liability Program from Continental Risk / Continental Marine Insurance Services Continental Marine Insurance Services, a division of Continental Risk, offers a Marine General Liability (MGL) program tailored for marine-related businesses across the United States. With access to 20+ A-rated marine carriers—both admitted and non-admitted—we give retail agents and brokers multiple market options to place a wide range of marine liability risks. Whether you are placing a preferred account or working a hard-to-place risk, our team of marine underwriting professionals delivers carrier access and placement strategies you can use to grow your marine book. We work with agents at every experience level and collaborate to improve client retention through practical, market-driven solutions. Ideal Accounts and Appetite This MGL program fits a broad set of marine operations. Ideal accounts include: Boat repair yards and marine contractors Marinas and dock operations Shipwrights and marine artisans Marine electronics installers Vessel detailers and maintenance services Divers and underwater service providers We write both clean and challenged accounts—clients with prior losses, coverage lapses, or other underwriting issues can often be evaluated for placement. If you have a specialized marine trade or a distressed account that needs a second look, submit the details and our underwriters will review options. Coverage Highlights and Advantages The program provides core general liability protection for operations involving watercraft, marine services and waterfront premises. In addition to GL, we can place related marine products such as: Protection & Indemnity (P&I) Legal Liability coverage for hull and property exposure Solutions for both land-based and water-based operations Our underwriting model emphasizes tailored placements and strong carrier relationships; that approach supports a ~90% renewal retention rate and helps you offer stable coverage to clients. Underwriting Notes and Minimum Premiums We work with both admitted and non-admitted markets to give flexibility when addressing varied risk profiles. The program minimum premium starts at $1,500. Each submission is reviewed on its merits—complete information helps us secure the best market fit—so provide loss runs, operations descriptions, and any risk controls when you submit. Territories and Availability Continental Marine writes Marine General Liability risks nationwide, including all 50 states and the District of Columbia. From Gulf Coast marinas to Great Lakes operators and Pacific Northwest boatyards, we can help you place accounts across the country. Why Work With Continental Marine Insurance Services? As one of the top producing agents on the West Coast for several national marine carriers, Continental Marine combines deep marine expertise with wide market access. Our team provides underwriting insight, placement options across admitted and surplus lines markets, and hands-on support to help you close and retain marine business. Example scenarios you can place through this program: A mid-sized marina seeking GL and P&I for slip operations and on-site repair services. An electronics installer with subcontracted labor and a recent loss that needs a non-admitted placement. To learn more, contact our office at 866-699-2747 or visit our website at www.continentalmarineins.com. You can also connect with us on Facebook, Twitter, or LinkedIn. Frequently Asked Questions What types of accounts are a good fit for this Marine General Liability program?We target a wide range of marine-related businesses including marinas, boat repair yards, marine contractors, and underwater service providers. Both preferred and distressed risks are welcome. Is this program available on an admitted or non-admitted basis?We have access to both admitted and non-admitted A-rated carriers, allowing us to place a variety of risk types with the most suitable market. What is the minimum premium for this program?The minimum premium starts at $1,500, depending on the nature and size of the risk. Can you help with accounts that have prior losses or coverage lapses?Yes—our team specializes in underwriting both clean and distressed risks and can assist in evaluating accounts with prior losses or lapses in coverage. In which states is this program available?This program is available nationwide, including all 50 states and the District of Columbia. Need help placing an account? Connect with a market specialist.