https://completemarkets.com/company/insurance-markets-agency-inc/vacant-buildings-insurance/
Vacant Buildings Insurance
Overview of the Program From Insurance Markets Agency, Inc.
Insurance Markets Agency, Inc. offers a dedicated vacant buildings insurance program designed for agents placing residential, commercial and light industrial properties that are vacant, bank-owned, or otherwise unoccupied. The program supports short-term placements with flexible 3, 6, 9 and 12 month policy terms that may be written monoline or as a package. Policies are placed on a non-admitted/surplus lines basis and underwritten with an A.M. Best A++ carrier.
Ideal Accounts and Appetite
This program is positioned for accounts where a standard admitted market is not available or where a short-term vacancy solution is required. Typical fits include:
Vacant single-family homes, townhomes and condos
Multi-family buildings sitting vacant between tenants
Foreclosed or bank-owned residential and small commercial properties (applicant must not be the party in foreclosure)
Light commercial and industrial buildings temporarily off-line (storage, small warehouses)
Coverage Highlights and Advantages
No limit on length of vacancy — the policy can remain in force beyond traditional vacancy thresholds
Replacement Cost and Special Perils coverage options available for buildings under 25 years old
3, 6, 9 and 12 month terms with the ability to extend coverage by endorsement
Coverage for properties that have been foreclosed on, provided the applicant is not the party in foreclosure
Low minimum premiums and competitive reduced rates to help place accounts that otherwise would be unmarketable
Placement through an A.M. Best A++ rated carrier
Underwriting Notes and Minimum Premiums
Underwriting considers the property’s exposure: security, protection from freezing, prior loss history, condition of roof and utilities, and any evidence of vandalism or prior arson. Replacement cost and broader peril options are generally available for newer buildings (under 25 years). Minimum premiums vary by risk and state—contact Insurance Markets Agency, Inc. for current minimums and rating guidelines.
Territories and Placement
This vacant buildings program is available in NJ and PA and is placed on a non-admitted (surplus lines) basis. Because placement and filing rules differ by state, agents should follow surplus lines procedures and consult their broker of record or surplus lines broker as needed.
Why Work With Insurance Markets Agency, Inc.?
As a managing general agency focused on specialty placements, Insurance Markets Agency, Inc. provides underwriting expertise, flexible short-term terms and access to a top-rated carrier for accounts other markets often decline. The program is structured to help you place challenging vacant exposures quickly, with straightforward quoting for varying term lengths and endorsement options to extend coverage while a property is being prepared for sale or re-occupancy.
Example account scenarios
You have a client who owns a foreclosed single-family rental that will remain empty while title issues are resolved — this program can provide short-term protection while the property is marketed for sale.
A small warehouse is vacant while the tenant search continues; the owner needs a 6-month policy with replacement cost coverage — the program can write monoline coverage with an endorsement to extend if needed.
For quoting, underwriting guidelines, or to submit a risk, contact Insurance Markets Agency, Inc. at 570-586-1471.
Frequently Asked Questions
What types of vacant properties does this program accept?This program accepts residential, small commercial and light industrial vacant properties, including vacant single-family homes, multi-family buildings, townhomes, condos, storage buildings and light warehouses. Foreclosed or bank-owned properties are eligible provided the applicant is not the party in foreclosure.
Is there a time limit for how long a building can be insured if vacant?No — the program does not impose a specific limit on vacancy duration. Policies are typically written for 3, 6, 9 or 12 month terms and can be extended by endorsement where appropriate.
Are Replacement Cost and Special Perils available?Yes. Replacement Cost and Special Perils options are generally available for buildings less than 25 years old. Availability depends on underwriting review of condition and exposure.
Is this an admitted policy?This program is placed on a non-admitted (surplus lines) basis and uses an A.M. Best A++ carrier. Agents should follow surplus lines filing procedures for NJ and PA.
How do I get a quote or submit a risk?Contact Insurance Markets Agency, Inc. at 570-586-1471 for quoting, current minimum premiums, and submission instructions. Underwriters can review unique exposures and advise on endorsements and extensions.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/insurance-markets-agency-inc/liquor-liability-insurance/
Liquor Liability Insurance
Insurance Markets Agency, Inc. offers a focused Liquor Liability Insurance program for businesses that manufacture, sell, serve, or distribute alcoholic beverages. Built for agents and brokers placing small- to mid-sized risks, this program delivers flexible underwriting, competitive pricing, and access to non-admitted markets. Coverage is currently available in Pennsylvania (PA) and New Jersey (NJ).
Overview
As a Managing General Agency, Insurance Markets Agency, Inc. works with multiple carriers to place liquor liability exposures that need non-admitted capacity and more flexible terms. The program is intended for accounts with generally clean loss histories and predictable operations. Minimum premiums vary by class and risk characteristics.
Ideal Accounts and Appetite
We target common alcohol-exposed classes where liquor liability is a primary exposure:
Bars and taverns — on-premises accounts with alcohol sales up to $500,000, preferably with no liquor-related losses or violations in the last five years and limited drink specials or youthful clientele.
Restaurants — dine-in and full-service restaurants with alcohol sales up to $1,000,000, clean five-year histories, and moderate drink promotions.
Retail stores — liquor and convenience stores or distributors with off-premises sales up to $2.5M; multi-location accounts considered with a receipts breakout; aggregate per-location endorsement included.
Nonprofit, fraternal, and social clubs — “Club Select” product for nonprofits with alcohol sales up to $500,000, no recent violations, and limited entertainment (banquet events preferred).
Other eligible classes — banquet halls, country clubs, BYOB restaurants, off-premises caterers, bartending services, concessionaires, vineyards, and breweries.
Coverage Highlights and Advantages
This program emphasizes practical coverages and placement speed for routine liquor liability needs:
Non-admitted placement for flexibility on unusual underwriting features.
Aggregate per-location endorsement available for multi-site retail exposures.
Automatic inclusion of club members as insureds on qualifying policies.
Responsive MGA underwriting to get quotes and bind accounts quickly.
Underwriting Notes and Minimum Premiums
Preferred submissions have no liquor-related claims or regulatory violations in the past five years. Account characteristics that improve placement include professional staff training, clear ID/age-check policies, limited happy hours or drink promotions, and stable operating hours. Minimum premiums vary by class and carrier — confirm current minimums with an Insurance Markets Agency underwriter at submission.
Territories and Availability
This Liquor Liability program is offered in Pennsylvania (PA) and New Jersey (NJ) only. We are actively seeking appointed agents and brokers with clients in these states.
Why Work With Insurance Markets Agency, Inc.?
Insurance Markets Agency brings decades of specialty insurance experience and dedicated liquor liability underwriting. Working with us gives you:
Access to non-admitted markets when standard markets are limited.
Flexible approaches for multi-location retail accounts and club operations.
A responsive team experienced in placing local bars, restaurants, and social clubs.
Example accounts that often fit
You might have a neighborhood pub with $350K in annual alcohol sales, clean loss history, and limited promotions — or a mid-scale bistro with $750K in alcohol receipts and a full-service bar. Both are representative risks this program is designed to place.
For more information on our Liquor Liability Insurance or other products from Insurance Markets Agency, Inc., contact our team at 570-586-1471.
Frequently Asked Questions
What types of accounts are a good fit for this Liquor Liability program?
Small- to mid-sized bars, taverns, restaurants, retail liquor stores, and nonprofit clubs with clean loss histories and moderate alcohol sales are primary targets for this program.
Are multi-location risks eligible for coverage?
Yes. Multi-location retail accounts are considered when you provide a breakdown of alcohol receipts by location; an aggregate per-location endorsement can be included.
Is this program written on an admitted or non-admitted basis?
This program is written on a non-admitted basis to allow greater underwriting flexibility for unique or higher-limit exposures.
What states is this program available in?
Coverage is currently available in Pennsylvania (PA) and New Jersey (NJ).
Can nonprofit social clubs be covered under this program?
Yes. The Club Select product is designed for nonprofit private, fraternal, and social clubs with modest alcohol sales, no recent violations, and limited entertainment.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/insurance-markets-agency-inc/commercial-auto/
We will write almost anything on wheels!
Overview of the Commercial Auto Program from INSURANCE MARKETS AGENCY INC
INSURANCE MARKETS AGENCY INC offers a flexible Commercial Auto Insurance program built to help agents place hard-to-insure, specialty, and niche commercial auto risks. Whether your client operates a garbage hauling business, a petroleum transportation fleet, a public livery service, or a general trucking operation, this program delivers tailored solutions for a wide range of vehicle-based exposures.
Ideal Accounts and Appetite
This program targets accounts with specialized vehicle use and experienced drivers. Markets are available for:
Garbage & Waste Operations: Residential, commercial, or construction debris hauling using compactors, roll-off trucks, and dump trailers.
Petroleum Haulers: Transport of LPG, gasoline, diesel, heating oil, and similar petroleum-based products (with appropriate hazmat documentation).
Public Livery Auto: Passenger transport such as limousines, vans, church and hotel buses, sightseeing vehicles, and non-emergency medical transport.
Trucking Operations: For-hire or private fleets hauling commodities, equipment, refrigerated goods, livestock, and more — including auto transporters and UIIA-compliant operations.
Ineligible Risks
We are unable to consider risks that involve:
Medical or biohazardous waste transportation
Hazardous materials classified as explosives, corrosives, radioactive substances, or poisonous gases
School transportation, charter buses, or student drivers
Non-employee passengers or short-term leased vehicles
Coverage Highlights and Advantages
Key features of the program include:
Automobile liability limits up to $5 million
Excess/umbrella options available above $5 million
Physical damage written on a stated value basis
Available coverages: Motor Truck Cargo, Trailer Interchange, Refrigerated Breakdown
Broadened Pollution Endorsement (CA 99 48) for eligible petroleum haulers
Radius of operations: unlimited
General Liability available for qualifying operations
These enhancements help address unique exposures—such as cargo vulnerability, pollutant release for fuel haulers, and passenger liability for livery operations.
Underwriting Requirements and Minimums
To ensure timely review, submissions should include:
Loss runs for the past 3–5 years
Complete VINs on all power units
Driver roster with MVRs; drivers must be at least 21 with a minimum of two years’ relevant driving experience
Written safety programs and regulatory compliance documentation for hazmat/petroleum haulers
Minimum property damage deductible of $500
Minimum premiums and final terms vary by carrier and class. Contact INSURANCE MARKETS AGENCY INC for pricing guidance on specific risk types.
Territories and Availability
This Commercial Auto program is currently available in New Jersey (NJ) and Pennsylvania (PA). We can place both admitted and non-admitted risks depending on carrier appetite and the specific exposures presented.
Why Work With INSURANCE MARKETS AGENCY INC?
As a Managing General Agency and Excess & Surplus Lines broker, INSURANCE MARKETS AGENCY INC specializes in placing complex and niche commercial auto accounts. Our strengths for agents include:
Access to multiple carrier markets for broader placement options
Underwriting experienced with petroleum, waste, livery, and specialty trucking classes
Responsive underwriting and tailored policy forms for unique operations
Ability to place both admitted and E&S business when appropriate
You might have a client that owns a small fleet of roll-off garbage trucks with a clean loss history but limited market options—this program can often provide competitive liability and cargo solutions. Or you may represent a regional petroleum distributor that needs a broadened pollution endorsement and higher liability limits; we have markets that specialize in those exposures.
Frequently Asked Questions
What types of accounts are a good fit for this program?The program fits garbage haulers, petroleum transporters, passenger transport services, and general freight or commodity trucking operations—especially those with experienced drivers and a reasonable loss history.
Are hazardous material haulers eligible?Only petroleum-based haulers are typically eligible. Risks involving explosives, corrosives, or radioactive materials are not accepted.
Can I place a mixed-use fleet under this program?Yes. Mixed-use fleets may qualify if each vehicle’s use and exposure fit within the program guidelines. Submit full vehicle and use details for underwriting review.
Is this program available outside NJ and PA?Currently, availability is limited to New Jersey and Pennsylvania. Contact INSURANCE MARKETS AGENCY INC for updates on future expansion.
What is the turnaround time for quotes?Turnaround depends on class and the completeness of the submission. Providing loss runs, VINs, and driver records up front helps speed the quoting process.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/insurance-markets-agency-inc/Restaurant-Bar-Tavern-Insurance/
We are actively seeking Restaurants, Bars, Taverns, fraternal organizations and social clubs (including VFW posts), plus retail and convenience stores and businesses that provide on-premises catering.
Comprehensive Restaurant/Bar/Tavern Insurance from Insurance Markets Agency Inc
Insurance Markets Agency Inc offers a targeted Restaurant/Bar/Tavern Insurance program built for hospitality risks that are difficult to place in standard markets. This program is designed for agents writing business in New Jersey and Pennsylvania and supports accounts with liquor exposures, live entertainment, dancing, and other hospitality operations that require flexible non-admitted markets.
Ideal Accounts and Appetite
Our appetite covers a broad range of hospitality and related retail operations, including:
Full-service and quick-service restaurants, including those with on-site catering
Bars, taverns, pubs and nightclubs with or without live entertainment
Venues with dancing or DJs
Fraternal organizations and social clubs (e.g., VFWs)
Convenience and retail stores that sell prepared food or alcoholic beverages
You might have a client who runs a neighborhood tavern with weekend live music and a full liquor license, or a small banquet facility that caters private events — this program is structured to cover those combined property, liability and liquor risks on a single policy.
Coverage Highlights and Advantages
Core coverages:
Commercial Property (building, business personal property)
General Liability with industry-appropriate limits
Liquor Liability available and bindable on the same policy
Single-policy placement for property, liability and liquor exposures
Optional enhancements:
Money and securities
Equipment breakdown (food spoilage coverage up to $25,000)
Glass coverage
Valuable papers and accounts receivable
Employee dishonesty/fidelity
Limits of Insurance
Property limits: Placed as required with "A"-rated markets.
General liability limits (typical):
$1,000,000 Each Occurrence
$1,000,000 Personal & Advertising Injury
$1,000 Medical Payments
$100,000 Damage to Premises Rented to You
$1,000,000 Product/Completed Ops Aggregate
$2,000,000 General Aggregate
Liquor liability: Available up to $1,000,000 per occurrence/aggregate.
Underwriting Notes and Minimum Premiums
This program is offered on a non-admitted basis through a panel of carriers. Minimum premiums and specific underwriting requirements vary by account size, class code, and individual exposures. Our underwriters have experience evaluating complex hospitality operations and can work with you to tailor coverage, endorsements, and limits to the insured’s needs.
Territories and Availability
Available to agents writing business in New Jersey (NJ) and Pennsylvania (PA). Because placements are handled on a non-admitted basis, this program can provide flexible terms for accounts that do not fit standard admitted markets.
Why Work With Insurance Markets Agency Inc?
As a Managing General Agency and Excess & Surplus Lines Broker, Insurance Markets Agency Inc specializes in hospitality risks and has established relationships with a range of "A"-rated non-admitted carriers. We provide focused underwriting, fast quoting and streamlined binding to help you place hard-to-place or uniquely exposed restaurant and bar accounts. Our team understands liquor liability, entertainment exposures and the operational nuances of hospitality businesses.
Frequently Asked Questions
What types of accounts are a good fit for this program?Restaurants, bars, taverns, nightclubs, social and fraternal clubs (including VFWs), and retail/convenience stores that serve food or alcohol—especially those with liquor or entertainment exposures—are a good fit.
Is liquor liability included in the policy?Yes. Liquor liability is available and can be combined with property and general liability on a single policy.
Can I place risks with dancing or live entertainment?Yes. Accounts with dancing, live bands, DJs or other entertainment exposures are eligible and routinely considered by our underwriters.
What states is this program available in?This program is currently available in New Jersey and Pennsylvania.
Are the carriers admitted or non-admitted?Policies are written on a non-admitted basis through various select carriers.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/insurance-markets-agency-inc/Municipal-General-Liability-Insurance/
Municipal General Liability Insurance
Our Municipal General Liability Insurance program is designed for public entities in Pennsylvania and New Jersey. Offered by Insurance Markets Agency Inc, this program provides comprehensive general liability coverage tailored for a wide range of municipalities and special service districts. Whether you're placing coverage for a small borough or a county agency, our team brings the underwriting experience and market access needed to help you secure competitive and reliable solutions for your clients.
Ideal Accounts and Appetite
We specialize in working with public entities that have smaller to mid-sized populations. Our target accounts typically include:
Cities and towns with populations under 25,000
Counties with populations under 55,000
Special service districts with populations under 150,000
That said, we are open to reviewing accounts falling outside of these thresholds on a case-by-case basis.
Types of Public Entities We Write:
City and County Governments
Towns, Villages, Boroughs, and Townships
Public Fire and Emergency Response Services
Police and Sheriff's Departments
Transit and Park Police, and other government law enforcement services
Water and Sewer Districts
Irrigation, Library, Highway, and Recreation Districts
Community Development Boards and other special service districts
Coverage Highlights and Advantages
Our policy includes valuable coverage enhancements designed specifically for the exposures faced by public entities:
Legal liability for Fire, Lightning, and Explosion incidents
Bail Bond Coverage
Bodily Injury including Mental Anguish
Reimbursement of reasonable expenses plus up to $1,000 for insureds required to testify
Blanket additional insureds included at no extra charge
Modified notice of occurrence provision
Liquor liability included for short-term events
Professional liability for EMTs and paramedics built into the policy
Good Samaritan coverage
Watercraft liability up to 51 feet
Modified wording for engineers and architects
Employee benefits liability included
Volunteers automatically included as insureds
Underwriting Notes and Minimum Premiums
This program is written on a non-admitted basis with access to a variety of carriers, allowing us to craft flexible solutions for unique municipal risks. Our minimum premium starts at $525, making it accessible for even the smallest public entities. We also offer the ability to package municipal accounts to include:
Property
Auto
Law Enforcement Liability
Public Officials Liability
Employment Practices Liability
Umbrella coverage
Territories and Availability
We currently offer this program in the states of Pennsylvania (PA) and New Jersey (NJ). If you have risks in these states that fall within our appetite, we encourage you to reach out to discuss placement opportunities.
Why Work With Insurance Markets Agency Inc
As a Managing General Agency and Excess & Surplus Lines Broker, Insurance Markets Agency Inc brings decades of experience in placing complex municipal risks. Our team—including Ryan, Bill, Peter, and Joe Tierney—is ready to assist you with responsive service, underwriting insight, and access to reliable markets. We understand the unique liability exposures faced by public entities and can help you present solid coverage solutions to your municipal clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?We target small to mid-sized public entities, including cities under 25,000 population, counties under 55,000, and special service districts under 150,000. Typical accounts include townships, boroughs, fire departments, and water or sewer authorities.
Can this program be packaged with other municipal coverages?Yes, we can package accounts to include property, auto, law enforcement liability, public officials liability, EPLI, and umbrella coverage.
What states is this program available in?This program is currently available in Pennsylvania and New Jersey.
Is there a minimum premium requirement?Yes, the minimum premium starts at $525, making it accessible for smaller public entities.
What kind of coverage enhancements are included?The program includes professional liability for EMTs, Good Samaritan coverage, blanket additional insureds, liquor liability for short-term events, and more.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/insurance-markets-agency-inc/Garage-Liability-Insurance/
Garage Liability Insurance
INSURANCE MARKETS AGENCY INC offers a specialized Garage Liability Insurance program tailored for dealers and non-dealers throughout Pennsylvania. This program is ideal for independent agents and brokers seeking a reliable market for clients with auto-related operations. Designed to address a wide range of auto exposures—owned, non-owned, and hired vehicles—as well as premises and operations liability, it provides comprehensive protection for garage businesses.
Target Classes and Ideal Accounts
This program is structured to support a variety of garage-related operations, including both sales and service businesses. Target markets include:
Non-Franchised Auto Dealers
Auto Parts Stores with Installation (Including Mobile Services)
Auto Repair or Service Shops (Most Types of Repairs)
Full-Service Car Washes
Construction Equipment Sales & Service
Farm Equipment Sales & Service
Motorcycle and ATV Dealers
Vehicle Sales & Service Operations
Tow Truck Operators (Including Owned Trucks & On-Hook GKLL)
Used Truck Tractor Sales & Service
Wholesale Auto Dealers
This program is especially useful for agents with clients who operate mixed-use facilities, such as a repair shop that also sells used cars or a parts store that provides installation services.
Coverage Highlights and Options
Our Garage Liability program offers robust coverage that goes beyond basic liability. Available coverages include:
Garage Liability
Garage Keepers Legal Liability
Hired and Non-Owned Auto
Broadened Coverage Endorsements
Directors & Officers (D&O)
Errors & Omissions – Dealers, Odometer, and Title
Employment Practices Liability Insurance (EPLI)
Dealers Open Lot
Property Coverage
Service Vehicle Liability and Physical Damage
Special Events Coverage
Umbrella/Excess Liability
This broad offering helps agents place complex accounts with confidence, knowing that all key exposures are addressed under one program.
Underwriting, Carriers, and Minimum Premium
This program is placed through various carriers and is offered on a non-admitted basis. It is best suited for accounts with clean operations and a clear understanding of their exposures. The minimum premium starts at $525, making it accessible for a wide range of small to mid-sized garage operations.
Availability
Currently, this Garage Liability Insurance program is available exclusively in Pennsylvania (PA). Agents and brokers in the state can leverage this program as a competitive solution for placing hard-to-fit or niche garage risks.
Why Work with INSURANCE MARKETS AGENCY INC
As a Managing General Agency and Excess & Surplus Lines Broker, INSURANCE MARKETS AGENCY INC brings deep expertise and responsive service to every submission. With flexible underwriting and access to specialized carriers, we help agents place accounts that may not fit standard markets. Whether you're working with a mobile mechanic or a used truck dealer, our team—Ryan, Bill, Peter, or Joe Tierney—is ready to assist in crafting the right solution for your client.
To learn more about our Garage Liability Insurance or any of our other specialty programs, give us a call at 570-586-1417.
Frequently Asked Questions
What types of accounts are a good fit for this Garage Liability program?This program is ideal for non-franchised auto dealers, repair shops, mobile service providers, tow truck operators, and equipment sales and service businesses in Pennsylvania.
Is this Garage Liability Insurance program available outside of Pennsylvania?No, this program is currently only available for risks located in the state of Pennsylvania.
What is the minimum premium for this program?The minimum premium starts at $525, depending on the specifics of the account and coverages selected.
Can I include on-hook and service vehicle coverage under this program?Yes, the program can include coverage for owned tow trucks and on-hook Garage Keepers Legal Liability (GKLL), as well as service vehicle liability and physical damage.
Which carriers are used for this program?This program is placed through a variety of carriers on a non-admitted basis. Carrier selection depends on the risk profile of the account.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/insurance-markets-agency-inc/Energy-Oil-Gas-Liability-Insurance/
INSURANCE MARKETS AGENCY INC offers a robust Energy/Oil & Gas Liability Insurance program designed specifically for agents and brokers serving clients in the energy sector. Whether your insured is a contractor, consultant, equipment hauler, or manufacturer, this program is built to address the unique liability exposures that come with oil and gas operations. With access to multiple carriers and flexible underwriting, we are equipped to handle a broad range of risks within this high-hazard industry.
Coverage Highlights:
Commercial General Liability
Pollution Liability
Professional Liability
Follow Form Excess
Unsupported Excess
Target Classes:
Contractors:
Drilling of water wells
Plug and abandonment operations
Geophysical services
Oilfield contractor services
Wireline services (electrical log analysis)
Tank cleaning, sandblasting, and painting
Pumper/Gauger services
Flowback and gathering line construction
Plant maintenance and plant turnaround
Vacuum services
Valve installers and re-packers
Coil tubing and fishing services
Consultants (Observe and Report Only):
Geologists
Geophysical/Seismic Engineers
Reservoir Engineers
Drilling Fluid Engineers
Pipeline Consultants (excluding construction)
Measurement While Drilling (MWD) Consultants
Landmen
Mud Loggers
Other Eligible Classes:
Oil & Gas Well Lease Operators
Salt Water Disposal Wells
Salt or Fresh Water Haulers
Oilfield Equipment Haulers
Sales and/or Leasing of New Tools or Equipment
Installation, Service, and Repair of Machinery
Drilling Mud Dealers
Tank and Vessel Manufacturers
Valve Manufacturers and Remanufacturers
Oilfield Equipment or Tools Manufacturers
Non-destructive Testing Services
Coverage Limits: $1M/$2M Primary; $5M/$5M Excess
Minimum Premiums: Range from $2,500 to $7,500 depending on class and risk profile
Underwriting & Availability:
Our Energy/Oil & Gas Liability program is written on a non-admitted basis, giving us flexibility in crafting solutions for complex or higher-risk accounts. We work with a variety of carriers to match each submission with the most appropriate market. Currently, this program is available in Pennsylvania (PA) and New Jersey (NJ).
Why Work With INSURANCE MARKETS AGENCY INC?
As a trusted Managing General Agency and Excess & Surplus Lines Broker, INSURANCE MARKETS AGENCY INC brings decades of experience in placing tough-to-place risks in the energy sector. We understand the operational hazards and liability issues your clients face and are here to help you find competitive solutions quickly. Whether you're working on an account for a geophysical consultant or a vacuum truck service company, our team—including Ryan, Bill, Peter, or Joe Tierney—is ready to assist you from submission to binding.
To learn more about our Energy/Oil & Gas Liability Insurance program or to discuss a specific account, call us today at 570-586-1471 and ask for Ryan, Bill, Peter, or Joe Tierney.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for oilfield contractors, geophysical consultants, equipment haulers, machinery installers, and other service providers operating in the energy sector.
Is this program available in all states?No, currently the Energy/Oil & Gas Liability Insurance program is available only in Pennsylvania (PA) and New Jersey (NJ).
What is the minimum premium for this program?Minimum premiums typically range from $2,500 to $7,500, depending on the class of business and risk characteristics.
Are consultants eligible under this program?Yes, consultants involved in observe-and-report operations—such as geologists, reservoir engineers, and MWD consultants—are eligible.
Is the coverage written on an admitted or non-admitted basis?This program is written on a non-admitted basis, allowing greater flexibility in underwriting complex risks.
Need help placing an account? Connect with a market specialist.
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