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...gency, Inc. offers a specialized Miniature Golf Course Insurance program desig...g ranges are ideal. Public or private golf-related venues with clean loss hist...
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Policy Highlights for Private School Insurance:
Colonial General Insurance Agency, Inc. offers a comprehensive Private School Insurance program tailored for agents and brokers looking to place educational institution accounts. This program is designed for private elementary, middle, and high schools, as well as private technical, trade, and vocational schools that provide job-specific certification. Learning centers and tutoring services are also eligible, making this a versatile solution for a wide range of educational clients.
Ideal Accounts and Target Classes
This program is best suited for:
Private K-12 schools with structured curriculums
Vocational and trade schools offering certifications
Private technical institutions and career-focused training centers
Supplemental learning centers and tutoring facilities
Whether your client operates a large private school or a small specialized training center, Colonial General can help provide tailored coverage solutions.
Coverage Highlights and Advantages
Commercial General Liability Coverage:
Primary limits available up to $3,000,000 per occurrence and aggregate
Errors and Omissions coverage for teaching staff
Medical payments coverage included—$5,000 limit
Sexual and Physical Abuse coverage—$25,000 per claim / $50,000 aggregate included
Excess or umbrella limits available up to $25,000,000
No deductible required
Property Coverage Options:
Building and contents coverage with replacement cost or actual cash value
Business income protection
Electronic data processing and equipment breakdown
Accounts receivable and valuable papers
Food spoilage and outside signs
Forms available: Basic, Broad, or Special
Crime Coverage Options:
Theft of money and securities inside the premises
Robbery or safe burglary of other property inside the premises
Certain coverages available for losses occurring outside the premises
Underwriting Notes and Program Access
Coverages can be written on a mono-line or package basis, giving you flexibility based on your client’s risk profile. No deductible is required for general liability, and various property and crime coverages can be customized per account needs. The program is placed through various carriers depending on risk, with some admitted options available.
Available States
This program is available to agents and brokers placing risks in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming.
Why Work With Colonial General?
Colonial General Insurance Agency, Inc. is a Managing General Agency and Excess & Surplus Lines Broker with deep expertise in niche markets like private education. Their strategic carrier relationships and underwriting experience allow them to handle both standard and hard-to-place risks efficiently. Agents benefit from responsive service, flexible underwriting, and access to competitive markets for educational institutions.
For example, if you have a client running a private culinary school offering certification programs, or a tutoring center expanding into multiple locations, Colonial General can help you build the right coverage package to protect those operations effectively.
Frequently Asked Questions
What types of accounts are a good fit for this program?The program is ideal for private K-12 schools, vocational and trade schools, technical training centers, and tutoring or learning centers that offer structured curriculums or certifications.
Can I write mono-line coverage or does it have to be a package?You can write coverage on a mono-line or package basis, depending on your client’s needs and exposures.
Is this program available on an admitted basis?Some markets are admitted, but availability depends on the specific risk and location. Colonial General will help determine the best placement.
What limits are available for general liability?Primary general liability limits are available up to $3,000,000 per occurrence and aggregate, with excess and umbrella limits up to $25,000,000.
Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY.
Need help placing an account? Connect with a market specialist.
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https://completemarkets.com/company/colonialgeneral/Mobile-Home-Park-Insurance/
Mobile Home Park Insurance Program from Colonial General Insurance Agency
Colonial General Insurance Agency, Inc. offers a specialized Mobile Home Park Insurance program designed to help independent agents and brokers place coverage for a range of mobile home and RV park risks. Whether your clients operate permanent mobile home parks, seasonal RV parks, or year-round campgrounds, this program provides flexible solutions with both property and liability options available on a monoline or package basis.
Ideal Accounts and Classes
This program is well-suited for:
Mobile home parks (both permanent and tourist-based)
Recreational vehicle (RV) parks
Campgrounds with short- or long-term guest stays
Typical accounts include family-owned parks, regional park operators, and seasonal sites. You might have a client with a multi-acre RV park in Arizona catering to snowbirds or a mobile home community in Utah with permanent residents—both are excellent fits for this program.
Coverage Highlights and Advantages
Property Coverage Options:
Accounts Receivable
Basic, Broad, or Special Form
Building and Contents
Business Income and Extra Expense
Computer Equipment
Equipment Breakdown
Food Spoilage
Inland Marine
Outside Signs
Replacement Cost or Actual Cash Value
Valuable Papers
General Liability Coverage Includes:
Primary limits up to $3,000,000 occurrence/aggregate
$5,000 Medical Payments Coverage – Included
Blanket Additional Insureds – Included
Liquor Liability (where applicable)
Hired and Non-Owned Auto Liability
Excess or Umbrella limits up to $25,000,000
No liability deductible required
Crime Coverage Options:
Theft of Money and Securities (Inside the Premises)
Robbery or Safe Burglary of Other Property
Losses Outside the Premises
Underwriting Notes
Colonial General underwrites through a variety of carriers and offers access to both admitted and non-admitted markets, depending on the risk profile and state. This flexibility allows you to place both standard and harder-to-place risks efficiently. While minimum premium requirements vary by carrier, the underwriting team will work closely with you to review submissions and explore viable options for your accounts.
Territories and Availability
This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General maintains a strong regional focus in the Western U.S., making them a reliable partner for agents working in these territories.
Why Work with Colonial General?
As a Managing General Agency and Excess & Surplus Lines Broker with deep experience in specialty property and liability risks, Colonial General provides access to a wide range of markets and strong underwriting support. Their expertise in the mobile home park and RV park segment allows you to deliver tailored coverage solutions for your clients while streamlining the placement process.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for mobile home parks (permanent or tourist-based), RV parks, and campgrounds, including both seasonal and year-round operations.
Is coverage available on an admitted or non-admitted basis?Colonial General offers both admitted and non-admitted options, depending on the specific risk and state requirements.
What limits are available for liability coverage?The program offers primary general liability limits up to $3 million occurrence/aggregate, with excess or umbrella coverage available up to $25 million.
Are there any specific states where this program is available?Yes, the program is available in AZ, CA, CO, ID, NV, NM, UT, and WY.
What is included in the property coverage?Property coverage includes options such as buildings, contents, business income, equipment breakdown, outside signs, inland marine, and more.
Need help placing an account? Connect with a market specialist.