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...s and certain higher-risk skilled nursing operations are not eligible in AZ, C...

... Assisted living facilities Nursing homes Clinics and health centers...clinics, assisted living facilities, nursing homes, physician groups, and other healt...

...iving Facilities (ALFs), clinics, nursing homes, and related healthcare entities ...sultants, and property managers Directors & Officers (D&O) – Both for-profit and non-p...

Customized Insurance Solutions for Nursing Home Facilities At XINSURANCE, powe...lace or higher-exposure healthcare facilities. How do I get started with a quo...

.../Alzheimer’s), and select Skilled Nursing accounts. Program overview Our Resi...us memory care units. Select skilled nursing facilities with limited high-acuity medical services may also qualify. Facilities should have documented policies,...

Professionals across all industries are expected to maintain high standards of knowledge, ethics, and service. However, mistakes happen—even among the most experienced professionals. Whether it’s a documentation oversight, a miscommunication, or improper employee training, these errors can lead to costly claims. That’s where the SBE Miscellaneous Errors and Omissions Insurance program from Professional Liability Insurance Services, Inc.® (PLIS, Inc.) comes in. This comprehensive E&O program is designed for a wide range of specialty businesses that need tailored protection against professional liability exposures. Ideal Accounts and Appetite This program is designed for over 240 professional categories, including consultants, instructors, inspectors, technology professionals, business service providers, and other specialized roles not easily classified under standard E&O programs. If you’re working with a unique professional risk that doesn’t fall into a typical mold, this program is structured to accommodate it. Typical accounts may include: A marketing consultant who advises multiple clients on branding and messaging strategies A freelance instructional designer creating corporate training materials An IT auditor who provides cybersecurity assessments for small businesses Coverage Highlights and Advantages The SBE Miscellaneous E&O program offers robust coverage options to address both common and complex professional liability exposures. Key features include: Backed by Certain Underwriters at Lloyd’s (A.M. Best Rated “A”) Claims-made and reported policy form Pay-on-behalf policy with duty to defend Limits ranging from $100,000 to $5,000,000 Optional prior acts coverage (subject to underwriting approval) Punitive and exemplary damages included where insurable Optional enhancements like Defense Outside the Limits, contingent BI/PD, personal injury sublimits, and electronic media coverage Aggregate deductibles and first-dollar disciplinary/subpoena defense options Premium financing and 20% commission payable Underwriting Notes and Minimum Premiums PLIS, Inc. offers flexible, in-house underwriting with a simplified 2-page application and supplemental forms as needed. Most classes do not require a minimum premium, making this program highly accessible for smaller or emerging businesses. Original documentation is not required, and turnaround time is typically 24–48 hours. Territories and Availability This non-admitted program is available in all 50 states, including D.C. Agents and brokers can access coverage for clients nationwide, with no state-level admitted restrictions. Why Work With PLIS, Inc.? PLIS, Inc. is a trusted program administrator with deep expertise in professional liability coverage. They partner with Specialty Risk Management® (SRM®) to offer insureds access to licensed risk managers through a confidential hotline. This added value service includes real-time consultation on client contracts, indemnification language, and risk mitigation strategies—support that may even impact deductible efficiency and future premiums. With no voicemail during business hours, dedicated underwriters are available to assist you throughout the sales process, helping you find the right fit for your client’s needs quickly and efficiently. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professionals in over 240 categories, including consultants, instructors, IT professionals, and other niche service providers who face potential E&O exposures. Is there a minimum premium requirement?There is no minimum premium on most classes, making the program accessible to smaller businesses and startups. What kind of support is available during the underwriting process?PLIS, Inc. provides in-house underwriters who are available without voicemail during business hours to help guide you through the submission and quoting process. Are prior acts covered under this policy?Yes, prior acts coverage is available for an additional premium and subject to underwriting approval, provided there is no prior knowledge or notice of a claim. What carriers back this program?The program is backed by Certain Underwriters at Lloyd’s, rated “A” by A.M. Best. Need help placing an account? Connect with a market specialist.

...y Highlights for Long Term Care Facilities Insurance: Colonial General Insu...age is part of the program to help facilities manage that exposure where offer...

... working with hospitals, clinics, nursing homes, or in-home care facilities You might have a client who sta...pitals, clinics, or long-term care facilities. Are both admitted and non-admit...

... Whether your client is servicing nursing homes, assisted living facilities, c...obile diagnostic imaging services to nursing homes, assisted living facilities, correctional institutions, and homebound patients. What coverages are t...

Program Highlights for Mobile Home Insurance: Are you having trouble placing mobile home risks that other markets decline? Colo... is designed to consider older mobile homes, including those with past losses ...