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ERISA Bonds Program from Preferred Concepts LLC Preferred Concepts LLC, through its partnership with Mercator Risk Services, offers a dedicated ERISA Bond program tailored for investment advisors and other professionals managing ERISA-regulated employee benefit plans. This program is designed to meet compliance requirements while providing agents and brokers with efficient access to a reliable market for these specialized bonds. ERISA bonds are a legal obligation for any fiduciary managing assets of an employee benefit plan—such as 401(k)s or pension plans—under the Employee Retirement Income Security Act (ERISA). Many investment advisors may be unaware of this requirement, making it a critical coverage for agents to identify and place on behalf of their clients. Ideal Accounts and Appetite This program is ideal for: Registered investment advisors (RIAs) Financial professionals managing ERISA-governed plans Fiduciaries of employee benefit or pension plans Even advisors with limited ERISA exposure may need this bond to remain compliant. Mercator Risk Services also specializes in helping with hard-to-place or distressed accounts, making this a flexible solution for a wide range of client scenarios. For example, you may have a client with a small RIA firm managing multiple 401(k) plans. They may require ERISA bonds with varying limits based on assets under management. This program can help you address those needs quickly and efficiently. Coverage Highlights and Advantages ERISA bonds written to meet federal fiduciary requirements Limits based on a percentage of plan assets, up to $500,000 per plan Simple underwriting process due to historically low exposure Competitive pricing and turnaround time Custom applications available or use of existing non-renewal applications Mercator Risk Services works closely with brokers to evaluate each client’s needs and determine the appropriate bond structure. The process is designed to be agent-friendly and time-efficient. Underwriting Notes and Minimum Premiums Underwriting is streamlined thanks to the low historical loss ratio associated with ERISA bonds. In many cases, underwriting can begin using an application you already have on file, avoiding redundancy and speeding up the process. Additional information may be requested for distressed or unusual risks. Territories and Availability This ERISA Bond program is available nationwide, including in the District of Columbia. Coverage can be placed in all 50 states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Why Work With Preferred Concepts LLC Preferred Concepts LLC is a trusted wholesale broker offering access to multiple carriers through Mercator Risk Services. Their expertise in specialty lines and niche programs, including ERISA Bonds, allows you to confidently place business for clients with complex or non-standard needs. Whether you're dealing with a straightforward advisor account or a distressed fiduciary risk, their team can support you with fast quotes, knowledgeable underwriting, and customized application options. For more information, call (860) 527-9717 or email [email protected]. Additional resources are available at www.mercatorpro.com. Frequently Asked Questions What types of accounts are a good fit for this ERISA Bond program?This program is ideal for registered investment advisors, fiduciaries, and other professionals managing ERISA-regulated plans such as 401(k)s or pensions. Can this program handle hard-to-place or distressed ERISA bond accounts?Yes, Mercator Risk Services specializes in difficult and unusual accounts. They can assist with underwriting and placement for distressed or high-risk clients. What is the maximum bond limit available through this program?Bond limits are based on a percentage of plan assets, with a maximum of $500,000 per qualifying plan. Do I need a special application to get started?Mercator can often start with an application you already have, or they can provide a specialized form tailored to your client's needs. Is this program available in all states?Yes, the ERISA Bond program is available in all 50 states and the District of Columbia. Need help placing an account? Connect with a market specialist.

Fiduciary Liability Insurance & ERISA The Employee Retirement Income Security Act of 1974 (ERISA) creates broad fiduciary responsibilities for anyone who designs, sponsors, administers or manages employee benefit plans. Employers, plan administrators, plan committees and individual fiduciaries can face claims arising from pension and welfare plans, including 401(k)s, profit-sharing plans, medical and life benefits, scholarship programs and prepaid legal plans. Common allegations we see on Fiduciary Liability accounts include: Errors during plan mergers, terminations or asset transfers Negligent administration or procedural mistakes Inadequate or inaccurate plan disclosures Allegations of imprudent investment of plan assets Failure to pursue or collect delinquent contributions Claims based on lack of due diligence in selecting or monitoring service providers Other miscellaneous fiduciary breach allegations Alexander J. Wayne & Associates, Inc. offers both standalone Fiduciary Liability policies and D&O package options that include fiduciary coverage—delivered as a wholesale broker with access to all major U.S. carriers and Lloyd’s of London (domestic and London open market). Overview — Program from Alexander J. Wayne & Associates, Inc. As a wholesale broker, Alexander J. Wayne & Associates places Fiduciary Liability Insurance for plan sponsors, administrators and fiduciaries who need ERISA-focused protection. We work with admitted and non-admitted markets to find solutions for straightforward and complex single-employer plans, multiple-employer plans and third-party administrators. Ideal Accounts and Appetite Private and public employers that sponsor 401(k), pension, profit-sharing and welfare plans Plan administrators, boards of trustees and named fiduciaries seeking fiduciary error defense Third-party administrators (TPAs) and recordkeepers with clear controls and documented procedures Taft-Hartley funds and multi-employer plans with standard governance practices We typically consider accounts with documented governance, regular investment monitoring, and up-to-date plan disclosures. Accounts with ongoing litigation, significant asset miss-management or material regulatory violations may require special underwriting and placement strategies. Coverage Highlights and Advantages Standalone fiduciary forms or packaged with Directors & Officers coverage for broader protection Access to competitive markets, including Lloyd’s capacity for large or complex placements Underwriting tailored for ERISA exposures—focus on plan governance, investment oversight and sponsor practices Flexible limit and deductible structures depending on risk characteristics Underwriting Notes and Submission Tips Provide the following to speed placement: current plan documents, recent Form 5500s, summary plan descriptions, investment policy statements, fiduciary training records and details on any prior or pending claims. Highlight documented procedures for monitoring investments and selecting service providers. If you have an account with recent plan mergers, terminations or suspicious asset transfers, disclose those early in the submission—those items materially affect terms and market selection. Territories and Availability This program is available through Alexander J. Wayne & Associates in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. We place both admitted and non-admitted coverage depending on the risk and client needs. Why Work With Alexander J. Wayne & Associates, Inc.? Wholesale broker relationships with major U.S. carriers and Lloyd’s of London for broad capacity Experience placing ERISA and fiduciary risks across a wide range of industries and plan sizes Responsive underwriting advocacy to secure appropriate forms and competitive terms Options for standalone fiduciary policies or combined D&O/Fiduciary placements Example scenarios You have a mid-size employer sponsoring a 401(k) and a small defined benefit plan that needs standalone fiduciary limits and ERISA defense—this program can access carriers that are comfortable with mixed-plan portfolios. You represent a TPA seeking fiduciary coverage for third-party administration services with documented controls—markets through Alexander J. Wayne can consider package placements or standalone forms. Frequently Asked Questions What types of accounts are a good fit for this Fiduciary Liability program?Plan sponsors (401(k), profit-sharing, pension), plan administrators, TPAs and boards of trustees with documented governance and investment oversight are ideal. Taft-Hartley and multi-employer plans with regular reporting are also considered. Do you offer standalone fiduciary coverage or only package placements?We offer both. Alexander J. Wayne places standalone Fiduciary Liability policies and D&O package policies that include fiduciary coverage, depending on market appetite and the client’s needs. Which states and markets are available?The program is available in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI and WY. We place with major U.S. carriers and Lloyd’s of London across admitted and non-admitted markets. What key documents should I include with a submission?Include plan documents, Form 5500s, summary plan descriptions, investment policy statements, records of fiduciary training and any prior claim history to speed underwriting and improve placement options. Need help placing an account? Connect with a market specialist.

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Employment Practices Liability Insurance — OnPoint Underwriting OnPoint Underwriting’s Employment Practices Liability Insurance (EPLI) program helps agents place comprehensive protection for employers facing employment-related claims. This program is offered through OnPoint as a program administrator and provides coverage for alleged discrimination, wrongful termination, sexual harassment, retaliation, and other employment practices claims brought by current, former, or prospective employees. It also includes important ancillary protections—such as third-party liability and cyber coverage for unauthorized access to employee information—that many competitors do not bundle as standard. Overview — what this program does for your clients Designed for small and mid-size employers, the program provides primary defense expense and liability protection to manage legal costs and settlements arising from employment disputes. Coverage highlights include a $1,000,000 expense/limit framework, wage-and-hour sublimits, workplace incident funding, and access to workplace resources to help reduce claim frequency and severity. Coverage highlights and advantages $1,000,000 expense coverage $100,000 sublimit for wage and hour exposures Third-party liability coverage for harassment or discrimination claims by non-employees Cyber liability for unauthorized access to employee information (limited cyber protection focused on employee data) $100,000 workplace incident fund sublimit to help with immediate incident-related costs Access to Workplace Helpline LLC resources available to all insureds to assist with HR issues and risk mitigation Placement capacity through various carriers to provide flexible admitted and non-admitted options Ideal accounts and appetite This EPLI program is a strong fit for: Small to mid-size employers across professional services, healthcare offices, technology firms, hospitality and retail operations, staffing agencies, and non-profits Employers with formal HR practices, written policies, and basic training programs Organizations seeking bundled protection that includes third-party and limited cyber exposure tied to employee data Accounts that typically do not fit are those with active class-action suits, systemic employment practice deficiencies, or extensive prior EPL claim histories without remediation. Underwriting notes and minimum premiums Underwriters will look for core submission elements: up-to-date employee handbooks and policies, payroll estimates, loss runs, and descriptions of HR procedures and training. There is no stated minimum premium for this program, but final pricing depends on class, payroll, claims history, limits, and selected deductible. Territories and admitted status Availability: All Available Markets. The program is offered in the following states and districts — AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. OnPoint can place admitted or non-admitted business as appropriate to the risk and carrier appetite. Why place this business with OnPoint Underwriting? OnPoint combines program-level limits and specific sublimits with practical risk management resources (Workplace Helpline) and access to multiple carriers, giving you flexibility at submission and stronger placement options for employers who want tailored EPL protection. Underwriters are responsive to reasonable underwriting submissions and prioritize accounts with documented HR controls and loss prevention efforts. Example scenarios You might place a 75-employee technology firm that needs EPL coverage plus protection for employee data in HR systems, or a regional restaurant group seeking wage & hour coverage and a workplace incident fund to respond quickly to an allegation. Both would benefit from the program’s bundled features and access to HR support resources. For additional information on OnPoint Underwriting's Employment Practices Liability Insurance program, please contact Leaticia Roberts @ (404) 460-1372 or [email protected] or visit our website at www.onpointunderwriting.com. Frequently Asked Questions What types of accounts are a good fit for this EPLI program?Small to mid-size employers with formal HR practices and documented policies—professional services, healthcare clinics, technology firms, retail and hospitality operations, staffing firms, and non-profits—are a good fit. OnPoint prefers accounts that show active loss prevention and training. What are the key limits and sublimits I should know about?The program provides primary expense coverage up to $1,000,000 with a $100,000 sublimit for wage-and-hour exposures and a $100,000 workplace incident fund sublimit. It also includes third-party liability and limited cyber coverage for unauthorized access to employee information. Are there minimum premium or territory restrictions?There is no stated minimum premium for the program. The program is available in all listed states and districts; OnPoint will place business admitted or non-admitted depending on carrier availability and the specific risk. What do underwriters want on submission and how quickly can I expect a decision?Provide current loss runs, payroll, employee counts, copies of employee handbooks/policies, and a summary of HR practices and training. Turnaround varies by carrier and complexity, but comprehensive submissions that address these items receive faster underwriting responses. Need help placing an account? Connect with a market specialist.

Veracity Insurance Solutions, LLC offers a Commercial Property Insurance program that helps agents and brokers place a broad range of property and inland marine risks. As a Managing General Agency and Excess & Surplus Lines Broker, Veracity leverages relationships with multiple top-rated carriers—including Great American, Seneca, Alliance, and National Farmers—to deliver flexible solutions tailored to each client’s property exposures. Ideal Accounts and Target Industries Veracity’s Commercial Property program fits many industries and property types. Primary target classes include: Condominiums and multi-unit residential buildings Healthcare facilities, including medical offices and clinics Contractors with equipment and material storage needs Manufacturing operations with complex property exposures Wholesale distributors with significant inventory and warehouse space You might have a client who operates a light manufacturing plant with warehouse storage, or a contractor that needs protection for high-value equipment and job-site materials—both are good fits for this program. Coverage Highlights and Advantages Veracity can provide first-party property and inland marine coverage for a wide range of exposures, including: Commercial buildings (owned or leased) Contractors’ equipment and tools Personal property and contents Builder’s risk for ground-up construction or renovations Motor truck cargo for goods in transit Business income and extra expense Program advantages include: Competitive low minimum premiums (varies by risk) Access to both admitted and non-admitted paper Consideration of coastal locations (wind coverage typically excluded) Underwriting Approach and Minimum Premiums Underwriting is handled with speed and flexibility. Veracity evaluates submissions on an individual basis, matching each account to the carrier appetite and coverage form that best fits the exposure. Minimum premiums vary by location, size, and complexity of the risk; discuss specifics with a Veracity underwriter or market specialist when submitting. Territorial Availability This program is available in all U.S. states, including Washington, D.C. Veracity’s broad state footprint makes it easier to place multi-state or specialist risks—even in tougher coastal and coastal-adjacent markets where wind coverage is limited. Why Work With Veracity Insurance Solutions? Veracity combines deep property market access with responsive underwriting and placement support. As an MGA and E&S broker, they offer options across admitted and surplus lines carriers to help you close accounts that might be hard to place elsewhere. Their experience placing builders risk, inland marine, commercial real estate, and contractor equipment business gives agents practical tools to address complex property exposures. For coverage related to the distribution or manufacturing of a product, please visit our Product Liability storefront or webpage. Frequently Asked Questions What types of accounts are a good fit for this Commercial Property program?This program is well suited for condominiums, contractors, manufacturers, healthcare facilities, and wholesale distributors with property or inland marine exposures. Are coastal properties eligible for coverage?Yes—coastal properties are eligible for consideration. Wind coverage is generally excluded, and submissions are evaluated based on specific location and risk factors. Which carriers does Veracity work with for this program?Veracity partners with multiple top-rated carriers, including Great American, Seneca, Alliance, and National Farmers, to provide tailored solutions across admitted and non-admitted paper. Is this program available in all states?Yes, the program is available in all 50 states and Washington, D.C. What is the minimum premium for coverage?Minimum premiums vary depending on the risk, location, and coverage requested; Veracity structures pricing to accommodate a range of account sizes. Need help placing an account? Connect with a market specialist.

Employment Practices Liability Program from America's Internet Brokers, Inc. America's Internet Brokers, Inc. (AIB) offers a robust Employment Practices Liability (EPL) insurance program designed to help agents and brokers place coverage for a wide range of small to mid-sized businesses. With a focus on accounts with up to 250 employees, this program is an excellent solution for clients seeking protection against employment-related claims such as wrongful termination, harassment, discrimination, and retaliation. Ideal Accounts and Appetite This EPLI program is suitable for a broad range of industries and professional groups. Target classes include: Hospitality enterprises — including motels, hotels, restaurants, and fast-food establishments Franchise groups — retail and service-based operations Auto dealerships Associations and trade organizations Municipalities and public entities Professional service firms and industry-specific groups Design and construction professionals If you have clients in these sectors looking for comprehensive EPLI coverage, this program offers flexible underwriting to accommodate a range of risk profiles. Coverage Highlights and Advantages This program offers occurrence-based EPL coverage with options to meet a wide range of business needs. Key features include: Coverage limits available up to and above $2,000,000 Occurrence basis rather than claims-made — providing long-term protection for covered events Access to specialized risk management services for qualified accounts Direct billing to insureds by the carrier for added convenience Whether your client operates a small franchise or a growing professional service firm, this program provides the support and flexibility needed to manage EPL exposures. Underwriting Notes and Minimum Premiums AIB underwrites this program in partnership with AIG, offering non-admitted coverage to give agents more placement flexibility. Loss runs are required prior to binding. Minimum premiums vary based on policy structure and limits: $3,000 minimum for short-term policies with limits of $2,000,000 or less (occurrence basis) $5,000 minimum for annual policies with limits of $2,000,000 or less (occurrence basis) $7,500 minimum for annual policies with limits above $2,000,000 (occurrence basis) Keep in mind that customized pricing and services may be available for qualified, larger accounts. Territories and Availability This Employment Practices Liability program is available in most U.S. states, including but not limited to: CA, TX, FL, NY, IL, GA, CO, WA, and NJ. The full list includes over 45 states, giving you the ability to serve a wide range of clients across the country. Why Work With America's Internet Brokers, Inc.? With deep expertise in specialty commercial insurance, AIB connects agents and brokers with tailored solutions for niche markets. Their EPL program, underwritten by AIG, combines flexible underwriting, comprehensive coverage terms, and responsive service. For agents looking to place EPLI coverage with a trusted, experienced wholesale broker, AIB delivers both carrier access and underwriting insight. For example, you might have a client who operates a multi-location restaurant franchise with 150 employees — this program can provide the EPL protection they need, along with risk management support to help prevent claims. Or perhaps you work with a mid-sized construction design firm — this program offers occurrence-based coverage that aligns well with their exposure timeline. Frequently Asked Questions What types of accounts are a good fit for this EPLI program?The program is ideal for businesses with up to 250 employees in sectors such as hospitality, franchises, auto dealerships, professional services, municipalities, and trade associations. Is coverage provided on an occurrence or claims-made basis?This Employment Practices Liability program is written on an occurrence basis, which can offer broader protection for your clients. What are the minimum premium requirements?Minimum premiums start at $3,000 for short-term policies and $5,000 for annual policies with limits of $2,000,000 or less. Higher limits have a $7,500 annual minimum. Do you need loss runs to bind coverage?Yes, loss runs are required prior to binding coverage for all accounts. Which states is this program available in?The program is available in most states, including CA, TX, FL, NY, IL, GA, and many others — over 45 states in total. Need help placing an account? Connect with a market specialist.

It’s personal—and it’s serious. Professional Liability Insurance is essential for your clients who provide advice, services, or expertise to others. Often misunderstood or overlooked, this coverage becomes a top priority once your clients realize what’s truly at stake: their firm’s reputation, their employees’ livelihoods, and significant legal defense costs—even when a claim is baseless. Insential, Inc. offers access to a wide range of Professional Liability markets and understands the nuances involved in placing this sensitive coverage. As an experienced Excess & Surplus Lines Broker, Insential helps agents confidently assess exposures, identify potential gaps, and tailor coverage to meet the specific professional risks your clients face. Ideal Accounts and Appetite Insential provides solutions for a broad spectrum of professional classes, including but not limited to: Accountants Interior Decorators Advertising Agencies Law Firms Architects & Engineers Payroll Processing Services Consultants Property Managers Counseling Services Real Estate Agents & Brokers Debt Collection Services Recruitment Consultants Employment Agencies Social Services Freight Forwarders Student Blanket Graphic Design Tax Preparation / Bookkeeper Healthcare Professionals Third Party Administrators Insurance Agents & Brokers Trustees Insurance Consultants Whether your client is a solo consultant or a growing professional services firm, Insential can help you secure the right coverage to protect them from potential financial devastation stemming from professional errors, omissions, or allegations of negligence. Coverage Highlights and Advantages This program doesn’t just provide indemnity—it helps prevent claims and manage risk. Many policies include access to legal resources such as contract reviews and educational tools. Key optional coverages include: Defense Outside the Limits Aggregate Deductible First Dollar Defense Personal Injury Sublimit Bodily Injury & Property Damage Sublimit Many clients mistakenly believe their General Liability or BOP covers professional exposure. Insential helps you close those gaps with solutions tailored to high-risk areas often excluded from standard policies. Underwriting Notes and Minimum Premiums Application requirements vary depending on the class of business. Some risks may require supplemental questionnaires or detailed loss history. Minimum premiums vary and depend heavily on the applicant’s industry, services offered, and claims history. You might have a client who runs a small architectural firm or a startup advertising agency—these are ideal fits for Insential’s program. Even if they’ve never had a claim, the exposure is real, and Insential can help you build the right solution. Territories and Availability Insential’s Professional Liability Insurance program is available on a non-admitted basis in most states, with some admitted markets available. Coverage is accessible in all 50 states plus DC, including major markets such as CA, TX, NY, and FL. Why Work With Insential Insential brings strong relationships with a variety of carriers and underwriters, helping agents place hard-to-insure or niche professional risks. Their team understands the complexity of professional exposures and offers valuable guidance to help you match your client with the right coverage form and structure. From initial quotes to risk management tools and claims coordination, Insential supports you every step of the way. Partner with them to protect your clients’ reputations—and your own. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professionals offering services or advice, including consultants, architects, law firms, real estate agents, and more. Is this Professional Liability coverage available in my state?Yes, Insential offers this program in all 50 states plus DC. Availability may vary between non-admitted and admitted markets. What coverage enhancements are available?Optional enhancements include Defense Outside the Limits, First Dollar Defense, Aggregate Deductibles, and sublimits for Bodily Injury and Personal Injury. How do I know if my client’s BOP or GL policy already covers these exposures?Most BOP or GL policies exclude professional services. Insential can help you review the existing coverage and identify potential gaps. What information is needed to get a quote?Depending on the class, you may need a completed application, details of services provided, prior claims history, and supplemental forms if applicable. Need help placing an account? Connect with a market specialist.

EPLI Insurance Halcyon Underwriters provides access to a broad selection of top-rated, admitted carriers for Employment Practices Liability Insurance (EPLI). As a wholesale broker, we partner with agents and brokers to place competitive, reliable EPLI solutions tailored to each commercial client’s employment-related risks. Overview of the Program From Halcyon Underwriters EPLI protects employers from employee claims such as discrimination (sex, race, age, disability, etc.), wrongful termination, harassment, retaliation, and related employment practices exposures like failure to promote or negligent evaluation. Halcyon’s program gives you multiple admitted-market options so you can tailor limits, retentions, and coverage features to the client’s size and risk profile. Ideal Accounts and Appetite This program fits small to mid-sized commercial accounts across many industries, including healthcare, hospitality, retail, manufacturing, and professional services. We consider both new ventures and established businesses, and we are comfortable with accounts that have clean or more complex employment histories when underwriting information is complete. Example fits: a growing restaurant group concerned about wrongful termination or wage-related disputes; a tech startup undergoing rapid hiring that wants protection against discrimination or harassment claims. Accounts with systemic HR deficiencies, ongoing litigation involving employment law, or very large payrolls may require special review or alternate placements. Coverage Highlights and Advantages Defense and liability for discrimination (age, race, gender, disability, etc.) Wrongful termination and retaliation Sexual harassment and hostile work environment Failure to promote and negligent evaluation exposures Third-party EPLI available in select markets With access to multiple admitted carriers, Halcyon helps you match coverage features, limit structures, and pricing to the client’s operations and risk tolerance. Underwriting Notes and Minimum Premiums Underwriting emphasizes current HR practices, employment policies, prior claims history, and submission quality. The program’s typical minimum premium starts at $15,000; final terms depend on exposures, payroll, and industry. Provide complete application materials, an up-to-date EPLI application, and any HR documentation to accelerate placement. Territories and Availability Halcyon Underwriters offers this EPLI program in all 50 states plus Washington, DC, through admitted carriers. Regardless of client location, we can work with you to find admitted-market capacity and state-specific forms where required. Why Work With Halcyon Underwriters As a wholesale broker focused on market access and underwriting support, Halcyon brings deep carrier relationships and hands-on placement assistance. We help you evaluate options across multiple admitted markets, negotiate competitive terms, and guide submissions to improve placement speed and success. For additional information, please contact Jason Mata at [email protected] . We encourage you to visit our website at www.halcyonuw.com to learn more about our wholesale EPLI capabilities. Frequently Asked Questions What types of accounts are a good fit for this EPLI program?This program fits a wide range of small to mid-sized businesses—particularly healthcare, hospitality, retail, manufacturing, and professional services—with moderate exposure to employee-management risks. Is this program available nationwide?Yes. Halcyon Underwriters offers this EPLI program in all 50 states and Washington, DC through admitted carriers in our panel. What is the minimum premium for this EPLI program?The program’s typical minimum premium starts at $15,000; final pricing depends on industry, payroll, limits requested, and claims history. Can new businesses or startups qualify for this coverage?Yes. We consider new ventures, particularly those with documented HR practices and management controls in place. Complete submissions improve placement chances. What markets does Halcyon Underwriters work with for EPLI?We work with multiple top-rated admitted carriers, giving agents flexibility to match coverage form, limits, and pricing to the client’s needs. Need help placing an account? Connect with a market specialist.