Search CompleteMarkets

...Property General Liability Crime Coverage Business Interruption ...

...ider of insurance solutions to the pest control industry, we put together comp...a For more information about our Pest Control Insurance program, please contact...

...ses, including: • Environmental Consultants • Environmental and Restoration Co...eal for environmental contractors, consultants, transportation firms, manufact...

...will reflect sector, revenue, and controls in place. Minimum premium: $625. ...f data stored or processed, security controls (e.g., backups, firewalls, MFA),...

...sist with claims, audits and loss control. Coverage Highlights and Advantages... include supplemental applications, a crime application, ACORD forms, five yea...

...Damage Extension (care, custody & control) included at $5,000 / $25,000 limits...and business income is available, and crime forms include inside and outside p...

...and staff training are central to controlling liability—and where active risk ...acity with a focus on practical loss control. Key advantages for agents and th...

...lps you place liability, property, crime and supplemental coverages for instit...coverage on a special form basis plus crime protection. Frequently Asked ...

Home Inspector Insurance Program Insurance Program Managers Group (IPMG) offers a specialized Home Inspector Insurance Program tailored to meet the unique liability exposures of professional home inspectors. Designed as a package policy, this program combines Professional Liability (Errors & Omissions) and General Liability to help protect your clients from claims arising out of alleged wrongful acts, errors, or omissions during residential or commercial property inspections. Note: Mono-line Professional Liability coverage is not available—General Liability must be included. Ideal Accounts and Appetite This program is an excellent fit for experienced individual home inspectors and established home inspection firms. Eligible applicants typically offer a range of inspection services, including but not limited to: Wood destroying insect or organism inspections Pool and spa inspections Water and septic system testing Carbon monoxide testing (including cracked heat exchangers) New construction inspections, code compliance, radon testing, mold evaluations, and lead-based paint assessments If you have a client who has transitioned from the construction industry into inspections, they may also be considered—especially if they have at least three years of relevant construction experience. Coverage Highlights and Advantages IPMG’s Home Inspector Insurance Program offers comprehensive protection with flexible options to meet your clients’ needs: Professional Liability (E&O) – Claims-made basis, with limits up to $1 million General Liability – Occurrence basis Blanket Additional Insured – For referral agents SIR (Self-Insured Retention) – Starting as low as $1,000 Supplemental Tail – Available for extended reporting Prior Acts Coverage – Available for qualifying risks Underwriting Notes and Minimum Premiums Submissions must include the following to receive a quote: Signed and completed application (required even for quote) Company brochure or website outlining services Three years of loss history Copy of standard inspection contract Proof of membership in a recognized association (e.g., NACHI, ASHI, NAHI) Proof of passing a state or national inspection exam The minimum premium for this program starts at $750. Territories and Availability This program is available on a non-admitted basis in the following states: Florida (FL) Illinois (IL) Missouri (MO) Coverage is underwritten through Penn America Group. Why Work With IPMG? As a Managing General Agency and Excess & Surplus Lines Broker, IPMG brings deep industry knowledge and underwriting expertise to the table. Their focus on niche liability exposures, such as those faced by home inspectors, makes them a reliable partner for agents and brokers placing specialized risks. With tailored coverage options and a streamlined underwriting process, IPMG helps you offer competitive solutions that meet your clients' evolving needs. Frequently Asked Questions What types of accounts are a good fit for this program?Experienced individual home inspectors or inspection firms offering residential or light commercial services are ideal. Applicants with construction backgrounds may also be considered. Is mono-line E&O coverage available?No, this program must be written as a package that includes both Professional Liability and General Liability. What documentation is required to submit a quote?You’ll need a signed application, a brochure or website, three years of loss history, a standard inspection contract, and proof of association membership and exam completion. What states is the program available in?This program is currently available in Florida, Illinois, and Missouri on a non-admitted basis. What is the minimum premium for this coverage?The minimum premium starts at $750, though final pricing depends on underwriting and risk characteristics. Need help placing an account? Connect with a market specialist.

...specially suitable for: IT consultants and trainers Managed help desk...ogram?This program is ideal for IT consultants, software developers, cloud ser...