Search CompleteMarkets

...ne societies Land trusts and preservation groups Libraries and museums Rotary clubs Social service organizations Sporting events and symphony or...ned for a wide range of nonprofit organizations such as alumni associations, c...

...ability coverage for nonprofit organizations. Offered on a claims-made basis, ...ogram is ideal for most nonprofit organizations, including charities, communit...

...velopers Contract research organizations (CROs) Tech companies offerin...ble to small and emerging R&D organizations. Is the program available in a...

...business groups Industry organizations with national or multi-state meet... trade associations, professional organizations, chambers of commerce, and eve...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Skeet Shooting Club Insurance program tailored to the unique risks of hunting and shooting operations. This program is built for agents and brokers who need flexible placement options for clients operating private or public shooting clubs, commercial hunting preserves, and indoor or outdoor ranges—covering archery, pistol, rifle, skeet, and trap shooting facilities. Ideal Accounts and Appetite This program is a strong fit for a range of shooting-sports operations, including: Private or public skeet and trap shooting clubs Commercial hunting preserves and game ranches Indoor and outdoor shooting ranges Facilities offering archery, pistol, rifle, skeet, or trap shooting For example, you might have a client operating a seasonal hunting preserve in Colorado or a year-round indoor shooting range in Nevada—both are types of accounts Colonial General routinely helps place. The program is set up to handle niche and challenging risks in this class of business. Coverage Highlights and Advantages The Skeet Shooting Club Insurance program offers mono-line and package policy options so you can match coverage to each account’s needs. Key features include: Commercial General Liability Primary limits available up to $3,000,000 per occurrence and aggregate $5,000 Medical Payments included Additional interests can be listed Liquor liability available where needed Excess/umbrella limits up to $25,000,000 No deductible required for general liability Crime Coverage Inside the premises — theft of money and securities Inside the premises — robbery or safe burglary of other property Outside the premises coverage available Property Coverage Basic, Broad, or Special form available Building and Business Personal Property Business Income and Equipment Breakdown Computer equipment and valuable papers Accounts receivable and outside signs Food spoilage Replacement Cost or Actual Cash Value valuation options Underwriting Notes and Minimum Premiums Colonial General works with admitted and non-admitted markets depending on the state and the account’s characteristics. Underwriting emphasizes the quality of operations, documented safety protocols, training practices, range design, guest supervision, and incident history. Minimum premiums vary by carrier and coverage package; underwriting will evaluate exposures and recommend the best structure for the account. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Availability and admitted vs. excess & surplus placement may differ by state and carrier. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General offers deep expertise placing niche and hard-to-place risks. Their underwriting team understands shooting-club exposures and collaborates with agents to develop tailored submissions. With access to multiple carrier partners and flexible coverage options, Colonial General helps you secure competitive terms for complex shooting and hunting-related operations. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for skeet and trap clubs, hunting preserves, archery ranges, and indoor or outdoor shooting facilities that offer pistol, rifle, or trap shooting. Is liquor liability available under this program?Yes. Liquor liability can be added based on the facility’s operations and the carrier’s underwriting guidelines. Are both mono-line and package policies available?Yes. You can place mono-line general liability or a comprehensive package that includes property, crime, and liability coverages. What is the maximum liability limit available?Primary liability limits are available up to $3 million per occurrence/aggregate, with excess or umbrella capacity up to $25 million depending on the market. Which states is this program available in?The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Need help placing an account? Connect with a market specialist.

... As schools and educational organizations increase their use of digital pla...ccessible for smaller educational organizations as well as larger institutions...

..., colleges, and other training organizations. As a managing general underwrite..., as well as multi-campus charter organizations and regional training centers ...

An establishment that sells, serves, or facilitates the purchase of alcohol faces significant liability exposure if a patron causes injury or property damage due to intoxication. In many states, businesses can be held responsible for damages—even on questionable claims. Because standard General Liability policies commonly exclude liquor-related claims, specialized liquor liability protection is essential. Midlands Management Corp offers a dedicated Liquor Liability Insurance program built to help agents place coverage for a wide range of alcohol-selling and alcohol-serving businesses. Whether your client runs a nightclub, restaurant, or liquor store, Midlands can provide tailored solutions that address real-world risks. Program Highlights • Policy limits up to $1,000,000 per occurrence / $2,000,000 aggregate • Assault and battery coverage up to $1,000,000 • Defense costs paid in addition to the policy limit • Additional insured coverage available • No deductible • Special event coverage available (can include liquor liability and general liability) • Premiums based on risk type and annual liquor receipts • Discounts available for documented risk control measures • Fast quote turnaround and efficient policy issuance • Streamlined claims reporting and resolution process Target Classes • Bars and Taverns • Pubs and Cocktail Lounges • Nightclubs and Discotheques • Dance Bars and Adult Entertainment Clubs • Restaurants with alcohol service • Grocery, Convenience, and Liquor Stores • Off-premises alcohol retailers • Banquet Halls and Special Event Venues • Fraternal and Social Clubs • Civic and Private Clubs • Comedy Clubs and Dinner Theaters • Bowling Alleys, Billiards, and Pool Halls • Alcoholic Beverage Distributors Overview — Midlands' Liquor Liability Program Midlands Management Corp is a managing general agency and carrier partner with broad access to multiple markets. This Liquor Liability program is flexible and can be placed in both admitted and non-admitted markets, allowing agents to find solutions for a wide variety of accounts. Midlands combines experienced underwriting with responsive service and quick turnarounds to make placement smooth for brokers. Ideal Accounts and Appetite This program targets standard to moderately complex liquor risks. Strong fits include: - Full-service restaurants and bars with trained staff and documented policies - Nightclubs and live-music venues with security and crowd controls in place - Off-premises sellers such as liquor or convenience stores - Banquet halls and venues offering open bars for events - Distributors and wholesalers with predictable distribution channels Accounts that typically require specialized underwriting (extensive prior losses, unmanaged underage sales, or high-risk adult entertainment without controls) may need additional review and risk mitigation before quoting. Coverage Advantages Midlands’ program focuses on practical coverages agents need: - Defense costs outside the limits for broader protection against litigation expenses - Assault & battery limits to respond to violence-related claims at licensed premises - No deductible on the liquor liability portion for clearer cost expectations - Option to add additional insureds for venues and event partners - Ability to package special event coverage with general liability for one-off exposures Example scenarios: You might have a client who operates a small-town tavern with weekend live music and a documented security plan — Midlands can quote primary liquor liability limits and assault & battery coverage. Or a catering company that provides bar service for weddings can be quoted special event coverage that combines liquor and general liability for a single policy term. Underwriting Notes and Minimum Premiums Underwriting emphasizes documented risk controls: employee training on service laws, incident logs, security procedures, and clear alcohol policies. Premiums are calculated by risk type and annual liquor receipts; minimum premiums vary by state and carrier appetite. Provide recent loss runs, liquor receipts, and descriptions of risk controls for the quickest response. Territories and Availability This program is available in most U.S. states, including: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Midlands can quote business in nearly every state, making them a solid option for agencies with multi-state clients. Why Work With Midlands Management Corp - Broad market access through multiple carriers and flexible admitted/non-admitted placement options. - Experienced underwriters familiar with hospitality and retail liquor exposures. - Fast turnaround on quotes and policy issuance to help you win and bind business quickly. - Practical appetite for routine to moderately complex accounts, with options for special events and packaging. Get Started Today Don’t leave your clients unprotected. Email us for a quote: [email protected] Midlands also offers commercial package options that can combine Liquor Liability, General Liability, Special Events, and more. Frequently Asked Questions What types of accounts are a good fit for this program?Bars, nightclubs, restaurants, liquor stores, social clubs, and special event venues are all well suited. The program also accommodates distributors and off-premises alcohol retailers. Is special event coverage available?Yes. Midlands offers special event coverage that can include both liquor liability and general liability, ideal for weddings, festivals, and temporary events where alcohol is served. What is the minimum premium for coverage?Minimum premiums vary by state, carrier, and the type of risk. Midlands underwrites based on annual liquor receipts and documented controls; provide receipts and loss history for an accurate quote. Are defense costs included in the policy limit?No. Defense costs are covered in addition to the policy limit, which helps preserve indemnity limits for settlements or judgments. Which states is this program available in?The Liquor Liability program is available in nearly all U.S. states. Contact Midlands for specific state availability and admitted vs. non-admitted options for a given location. Need help placing an account? Connect with a market specialist.

...ieties, or non-profit aviation organizations Restored vintage military aircr...

Energy P&C Insurance — Victor O. Schinnerer & Company, Inc. Energy P&C is Victor O. Schinnerer & Company, Inc.’s admitted property & casualty program for energy and utility risks. Underwritten through Arch Insurance Company and administered by Schinnerer as the managing general underwriter, this program bundles core commercial lines tailored for oil, gas and pipeline exposures. Package policies are available to simplify placement for accounts that need multiple coverages under a single policy form. Program coverages Auto (fleet and contractor vehicles) General liability Crime Property (locations, leasehold, equipment) Inland marine (mobile equipment, tools, materials in transit) Excess liability Ideal accounts and appetite This program targets energy-sector operations where admitted placements and a coordinated package are important. Typical fits include: Upstream and midstream oil & gas operators with owned or leased well sites and related equipment Pipeline operations — operators, maintenance contractors and right-of-way exposures Schinnerer’s underwriting focus favors accounts with documented safety programs, routine maintenance records, and clear operational controls. The program is best suited for small to mid-sized operators and contractors whose exposures match the product lines above. Accounts with unusually large environmental liabilities, unresolved regulatory actions, or highly speculative operations may require referral or differenced terms. Coverage highlights and advantages Admitted paper (see availability below) with broad form property and GL options designed for energy operations Ability to package multiple coverages — simplifies billing and claims reporting for insureds Access to Arch Insurance Company capacity via Schinnerer’s MGA platform Inland marine and excess layers available to address equipment and catastrophic exposure gaps Underwriting notes When submitting, provide: Loss runs for the past five years Summary of operations, including number and type of sites, pipeline mileage, and contract work performed Safety and maintenance programs, permits and regulatory status Schinnerer underwriters value clear documentation of controls and loss mitigation. Package pricing and limits are determined case-by-case based on operations, limits requested, and loss history. Territories and availability The Energy P&C program is offered on admitted paper and is available across the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place this business with Victor O. Schinnerer & Company, Inc. Schinnerer combines program underwriting expertise for energy risks with admitted-market capacity through Arch Insurance Company. Agents benefit from coordinated placement of multiple casualty and property lines, experience handling energy-specific exposures, and streamlined package options when insureds prefer a single policy solution. The MGA relationship allows responsive underwriting decisions on standard energy accounts while preserving admitted paper advantages for your clients. Example account scenarios You have a regional pipeline operator with multiple pump stations, company-owned compressor equipment and routine contractor traffic — Energy P&C can provide property, GL and inland marine coverages under an admitted package. You represent a small exploration firm with several well sites and mobile equipment — the program can combine auto, property and excess liability to consolidate limits and reduce administrative complexity. Frequently Asked Questions What types of energy accounts are a good fit for this program?Accounts in oil & gas production, gathering and pipeline operations that need admitted coverage and a multi-line package are the primary target. Small to mid-sized operators and contractors with documented safety programs typically fit best. Which coverages can I package through Energy P&C?The program can combine auto, general liability, property, inland marine, crime and excess liability. Packages are used to simplify administration and ensure coordinated limits across coverages. What submission materials does underwriting expect?Provide current loss runs (typically five years), an operations summary (sites, mileage, equipment), and documentation of safety and maintenance programs. These items speed review and improve placement chances. Need help placing an account? Connect with a market specialist.