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...lty Insurance offers a nationwide Propane and Fuel Dealers Insurance program t...program admitted or non-admitted?The Propane and Fuel Dealers Insurance progra...

...tion systems Small to mid-sized propane distributors (subject to program gui...ies, water and sewerage systems, and propane distributors that meet program sa...

... and diesel distributors Liquid propane (LP) dealers Home heating fuel pro...olesale or retail fuel distributors, propane dealers, home heating fuel provid...

... and diesel distributors Liquid propane (LP) dealers Home heating fuel pro...olesale or retail fuel distributors, propane dealers, home heating fuel provid...

ProSight Specialty Insurance offers a robust Excess Workers’ Compensation Insurance Program designed for qualified self-insured entities across a variety of sectors. This is a national admitted program available exclusively through ProSight’s trusted MGA partner, Midlands Management Corporation. If you're an agent or broker seeking a reliable market for self-insured clients in need of excess workers’ comp protection, this program is built to deliver comprehensive coverage solutions. Ideal Accounts and Appetite This program is specifically tailored for: Heterogeneous groups or associations Stand-alone individual self-insured entities Public entities, such as municipalities and school districts All insureds must be certified by their state of domicile to self-insure. The program is ideal for organizations with strong loss control practices and the financial capacity to absorb a self-insured retention (SIR). Coverage Highlights and Advantages Terrorism coverage included SIRs as low as $300,000 Aggregate/Stop Loss protection available Corridor and Inner Aggregate deductibles Employer’s Liability Coverage up to $5 million Out-of-State Coverage for multi-jurisdictional risks Communicable Disease Coverage up to $50 million USL&H coverage up to statutory limits Ability to work with Third-Party Administrators (TPAs) and self-administered programs Optional package coverage including Auto Liability, General Liability, Property, and Umbrella Underwriting Notes and Program Limits Specific Excess: Up to statutory limits Employer’s Liability: Up to $5 million Communicable Disease: Up to $50 million USL&H: Up to statutory limits All coverage is written on an admitted basis in most available states. Territories and Availability This Excess Workers’ Compensation program is available in most states, including but not limited to: CA, TX, FL, NY, IL, and PA. A full list includes over 45 states and the District of Columbia. Please contact Midlands Management Corporation to confirm specific state availability. Why Work With ProSight Specialty Insurance ProSight Specialty Insurance brings a deep understanding of complex self-insured workers’ compensation needs. By partnering with Midlands Management Corporation, ProSight delivers a streamlined distribution model, experienced underwriting, and access to flexible, high-limit coverage designed for public and private entities. Whether your client is a large municipality, a manufacturing association, or an individual employer with a strong risk profile, this program offers the tools and support you need to protect their workforce and financial stability. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for qualified self-insured public entities, individual employers, and industry associations with strong risk control practices. Is this program available nationwide?The program is available in most states, including CA, TX, FL, NY, and many others. Always confirm with Midlands Management Corporation for specific state eligibility. What are the minimum self-insured retentions (SIRs) required?SIRs start as low as $300,000, depending on account size, industry, and risk profile. Can this program accommodate multi-state exposures?Yes, the program includes Out-of-State Coverage and can accommodate employers operating in multiple jurisdictions. Does the program allow the use of TPAs or self-administration?Yes, the program supports clients working with Third-Party Administrators or managing claims in-house. Need help placing an account? Connect with a market specialist.

General Contractors Project Specific Insurance ProSight Specialty Insurance offers a tailored General Contractor Project Specific Insurance program designed to meet the unique needs of owner/developers and general contractors. Whether you're placing a single project or looking for broader practice coverage, this program is built to accommodate a variety of construction risks with flexible policy structures and extended protection options. Ideal Accounts and Appetite This program is ideal for general contractors and owner/developers involved in residential, commercial, or mixed-use construction projects. It caters to both project-specific and practice-based needs. Suitable accounts include: General contractors managing large-scale residential or commercial builds Owner/developers seeking coverage for specific projects lasting 24 to 48 months Contractors with low direct payroll (25% or less) and heavy reliance on subcontractors (75% or more of gross receipts) You might have a client who is developing a 36-month apartment complex in New York and needs dedicated coverage for the duration of the project. This program can provide tailored protection with extended completed operations coverage. Coverage Highlights and Advantages Project Specific policies available for 24 to 48 months Practice policy options for qualifying contractors Extended completed operations coverage available up to 6 years No height limitations, offering flexibility for vertical construction Limits up to $2 million per occurrence / $4 million general aggregate / $4 million products and completed operations Underwriting Notes Underwriting prioritizes project structure, duration, subcontractor usage, and safety history. Accounts with a solid track record and well-managed subcontractor relationships are particularly attractive. The program can accommodate both admitted and non-admitted placements, depending on the risk profile. Territories and Availability Currently available in New York, this program supports agents and brokers working with contractors operating across a wide variety of project types within the state. Why Work With ProSight Specialty Insurance ProSight Specialty Insurance understands the complexities of construction risk and offers specialized solutions tailored to general contractors and developers. With flexible terms, extended completed operations coverage, and no height restrictions, this program is built for the demands of today’s construction environment. Whether you're placing a one-off project or need a longer-term practice solution, ProSight can help you deliver value to your clients. Frequently Asked Questions What types of accounts are a good fit for this program?This program is a strong fit for general contractors and owner/developers handling residential, commercial, or mixed-use construction projects—especially those that span 24 to 48 months or rely heavily on subcontractors. Is extended completed operations coverage available?Yes, the program offers extended completed operations coverage for up to 6 years, making it suitable for projects that require post-completion protection. Are there any height limitations for construction projects?No, this program does not impose any height restrictions, allowing coverage for vertical builds and high-rise developments. Can this program handle both project-specific and practice policies?Yes, ProSight offers flexibility with both project-specific policies (24–48 months) and practice policies for qualifying contractors with appropriate payroll and subcontractor ratios. In which states is this program available?This program is currently available in New York. Contact ProSight for updates on availability in other regions. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance offers a comprehensive Marine Insurance program tailored to meet the complex and unique needs of businesses operating in the maritime and energy sectors. Whether your client operates commercial vessels, transports cargo, manages offshore drilling operations, or provides marine contracting services, ProSight’s experienced underwriting team is equipped to evaluate and write even the most challenging risks. We provide flexible solutions for a wide range of exposures that many other markets may not entertain. Ideal Accounts and Appetite ProSight is a strong partner for agents and brokers placing marine and energy-related risks that require specialized coverage and underwriting insight. Target classes include: Commercial vessel owners and operators Shippers, freight forwarders, and cargo handlers Marine contractors and ship repair operations Wharfowners, stevedores, and terminal operators Offshore and onshore oil and gas exploration and production firms Charterers and maritime employers with Jones Act exposures We welcome both traditional and non-traditional marine accounts, including those with complex operations or unique exposures. Coverage Highlights and Advantages ProSight Marine Insurance program offers a wide array of coverages designed to protect maritime businesses from operational, liability, and catastrophic risks: Hull and Machinery War Risk: Protection against war, strikes, riots, and civil commotions impacting commercial watercraft. Cargo and Cargo War Risk: First-party and third-party coverage for goods in transit or temporary storage, including war-related perils. Protection and Indemnity (P&I): Primary and excess liability coverage for vessel operations, including crew injury and cargo liability. Charterers' Legal Liability: Coverage for liabilities arising under charter party agreements. Shoreline Marine Liability: Tailored for shipyards, terminal operators, and related shoreline operations. Marine Contractors' Liability: Coverage for contractors servicing marine and energy clients. Maritime Employers Liability (Jones Act): Protection for employers with Jones Act employee exposures. Marine Umbrella (Bumbershoot) Liability: Excess liability over marine and non-marine primary coverages. Onshore and Offshore Oil and Gas: Covers physical damage and liability for rigs, vessels, pipelines, and well control. Energy Umbrella (Bumbershoot) Liability: Excess protection for energy sector risks, including marine, CGL, and auto liabilities. Underwriting Limits ProSight offers robust limits to accommodate a wide range of risks: Hull: Up to $10,000,000 War Hull: Up to $22,000,000 Energy: Up to $12,500,000 Marine Liability: Up to $40,000,000 Cargo / War Cargo: Up to $30,000,000 Territories and Admitted Status This program is available in all 50 states and Washington, DC. Both admitted and non-admitted options are available depending on the risk and state requirements, allowing flexibility in placement and compliance. Why Work With ProSight Specialty Insurance? ProSight stands out for its willingness to entertain risks that other carriers may decline. Our deep expertise in marine and energy sectors, paired with a flexible underwriting approach, enables agents to place nuanced accounts with confidence. Whether you're working on a standard marine liability account or a complex offshore drilling operation, ProSight delivers tailored solutions backed by knowledgeable professionals. You might have a client who operates a fleet of support vessels in the Gulf or a marine contractor involved in both inland and offshore work—ProSight has the appetite, coverage, and capacity to support these clients and more. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for commercial vessel operators, marine contractors, cargo handlers, ship repairers, and oil and gas exploration companies. Can ProSight write unusual or hard-to-place marine risks?Yes, ProSight specializes in evaluating non-standard and complex marine exposures that may not be considered by other carriers. Is this program available on both an admitted and non-admitted basis?Yes, coverage can be written on an admitted or non-admitted basis depending on the specific state and risk characteristics. What are the coverage limits available?Limits vary by coverage type, ranging from $10 million for hull to $40 million for marine liability and $30 million for cargo-related coverages. Which states is this program available in?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance offers a School Bus Insurance Program tailored to transportation operators in the student-transport industry. Built by experienced underwriters in partnership with All Trans Risk Solutions, this program is designed around the operational and safety challenges unique to school bus operators and private contractors who service public and private school districts. Ideal Accounts and Appetite This program is focused on commercial school bus operations—private contractors and fleet operators that transport students for public and private schools. The best-fit accounts typically have documented safety programs, formal driver training, consistent maintenance records, and experienced drivers. ProSight can accommodate small family-owned operators up to larger regional providers, with structure and limits tailored to the account. Coverage Highlights and Advantages The School Bus Insurance Program provides a focused set of coverages for transportation risks, including: Commercial Auto Liability Physical Damage General Liability Abuse, Conduct and Molestation Liability These coverages address the primary exposures for student-transport operations—from vehicle collisions and physical damage to passenger liability and sensitive abuse/molestation exposures. Underwriting Notes ProSight’s program is offered on a non-admitted (surplus lines) basis, which allows flexibility for complex or hard-to-place risks. Underwriting focuses on safety performance, fleet condition, driver hiring and training practices, and route exposures. Submissions are reviewed individually to align coverage and pricing with the account’s risk profile. Availability The program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Coverage is placed on a surplus lines basis to provide access where admitted solutions are limited. Why Work With ProSight Specialty Insurance? ProSight brings niche underwriting expertise in transportation and student-transport exposures, backed by a partnership with All Trans Risk Solutions. Agents benefit from an underwriting team that understands driver-screening, route risk, maintenance programs, and student-specific liability issues. Expect responsive quoting, flexible terms for non-standard risks, and underwriting guidance to help structure placements and risk management improvements. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for school bus operators and private contractors serving public and private schools who maintain documented safety programs, regular vehicle maintenance, and formal driver training. Is this an admitted or non-admitted program?This is a non-admitted (surplus lines) program that offers flexible underwriting and coverage options for unique or hard-to-place transportation risks. What coverages are included in the program?Core coverages include Commercial Auto Liability, Physical Damage, General Liability, and Abuse, Conduct and Molestation Liability tailored to student-transport exposures. In which states is this program available?The program is available in 48 states plus Washington, D.C., including major markets such as California, Texas, New York, and Florida. Who underwrites this program?ProSight Specialty Insurance underwrites the program in collaboration with All Trans Risk Solutions, leveraging transportation industry expertise to evaluate and price risks appropriately. Need help placing an account? Connect with a market specialist.