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ProSight Specialty Insurance offers a dedicated Fire Suppression General Liability Insurance program tailored for small to mid-sized fire sprinkler and suppression contractors. The program is designed for firms that perform installation, testing, service, and repair of fire suppression systems — including fire alarms — and that keep most fieldwork in-house. It is particularly well suited for experienced contractors with disciplined operations and less than 25% of total work subcontracted. Ideal Accounts and Appetite This program targets established contractors in the fire protection sector. Typical accounts include: Commercial fire sprinkler system installers and service contractors Companies that perform system testing, inspections, and maintenance Alarm installation and repair providers tied to suppression systems Best-fit accounts manage most field operations directly and demonstrate a track record of quality work and safety controls. Accounts with heavy subcontracting (over ~25%), primarily residential exposure, or limited experience are less likely to qualify. Coverage Highlights and Advantages ProSight’s Fire Suppression General Liability program combines industry-specific coverage features with a rating approach that reflects operational exposure. Key highlights include: Proprietary payroll-based rating structure that aligns premium to field exposure Professional Liability (Errors & Omissions) extension for covered operations $1 million per occurrence limit (primary) $2 million General Aggregate and $2 million Products & Completed Operations Non-admitted umbrella available up to $5 million where applicable Underwriting Notes This is a non-admitted program underwritten by ProSight Specialty Insurance. There is no published minimum premium, but submissions should represent quality risks with clear safety programs, documented experience, and reasonable loss histories. Expect careful review of subcontracting practices; firms that control most field labor in-house are preferred. Residential-only contractors, high subcontracting ratios, or accounts with recurring unresolved losses are typically declined. Territories and Availability ProSight offers this coverage in most states. The program is available in 49 states plus Washington, DC; confirm eligibility for the specific state before submitting. Why Work With ProSight on Fire Suppression Business? ProSight brings focused underwriting for specialized liability programs and a practical understanding of fire protection exposures. Their payroll-based rating helps align price with actual field exposure, and the included E&O extension addresses design, specification, and other professional exposure that often accompanies suppression work. For brokers and agents, ProSight is a reliable market for technically proficient clients who need tailored liability limits and industry-aware underwriting. Example placements you might consider submitting: a mid-sized commercial sprinkler contractor that installs and services systems for office and retail properties while keeping installation crews on payroll; or a service-focused firm that performs routine inspection and testing for multi-tenant commercial buildings and maintains written inspection protocols and training records. To review ProSight Specialty Insurance’s broader capabilities and other programs, visit their CompleteMarkets company profile. Frequently Asked Questions What types of accounts are a good fit for this program?Small to mid-sized commercial fire sprinkler and suppression contractors with less than 25% subcontracted work and demonstrated experience in installation, testing, and servicing of suppression systems. Is this program available on an admitted basis?No. This offering is a non-admitted program underwritten by ProSight Specialty Insurance. What coverage limits are offered?Primary limits include $1 million per occurrence with $2 million General Aggregate and $2 million Products & Completed Operations. Non-admitted umbrella options are available up to $5 million where allowed. Does the program include Errors and Omissions coverage?Yes. A Professional Liability (E&O) extension is included for covered operations related to fire suppression and alarm work. In which states is the program available?The program is available in 49 states and Washington, DC. Confirm state eligibility before submitting a risk. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance offers a tailored Lawyers Professional Liability Insurance program that goes beyond a one-size-fits-all approach. Our high-touch underwriting model is designed to understand the unique risk profile of each law firm—whether large or small, general practice or specialized. We take the time to evaluate how your clients manage risk and operate their practice, helping you place the right coverage for their specific needs. Overview of the Program From ProSight Specialty Insurance With deep expertise in professional liability and a focus on the legal sector, ProSight provides both Primary and Excess Lawyers Professional Liability Insurance. Our solutions are available for a broad range of law firms, including those considered hard to place. Whether your client is a new solo practitioner or a multi-state firm with complex exposures, we can help you find the right protection. Ideal Accounts and Appetite We’re looking for law firms that demonstrate proactive risk management, regardless of size or area of practice. Our appetite includes: Small to mid-sized law firms with 1–50 attorneys Firms specializing in real estate, family law, personal injury, corporate law, or general practice Firms with prior claims history that have improved their risk management strategies You might have a client who is expanding into higher-risk practice areas or a firm that was previously non-renewed due to claims—this program could be a fit. Coverage Highlights and Advantages Primary and Excess coverage available Capacity up to $10 million for qualified risks Admitted and non-admitted options to meet varying state requirements and risk profiles Solutions for standard and hard-to-place risks Our underwriting team evaluates each submission on its own merits, allowing for flexibility and creativity in structuring coverage that fits. Underwriting Notes We do not take a cookie-cutter approach. Each submission is carefully reviewed by experienced underwriters who understand the legal profession and the nuances that come with it. Strong documentation of firm procedures, internal controls, and claims history can help improve the outcome. Territories and Availability Our Lawyers Professional Liability Insurance program is available in most states across the U.S., including but not limited to CA, FL, NY, TX, IL, and GA. We can write both admitted and non-admitted business in many jurisdictions, depending on the firm profile and risk characteristics. Why Work With ProSight As a carrier with deep specialization in professional liability, ProSight brings a unique combination of underwriting expertise, flexibility, and commitment to service. We partner closely with agents and brokers to craft solutions that align with your clients’ evolving needs. If you're looking for a more thoughtful and responsive underwriting experience, ProSight is ready to help. Frequently Asked Questions What types of law firms are a good fit for this program?We target small to mid-sized law firms, including those in general practice, real estate, family law, personal injury, and other common areas. Firms with strong risk management practices are a great fit. Can you write coverage for firms with prior claims?Yes, we consider firms with a claims history—especially those that have taken steps to improve their internal controls and risk management procedures. Do you offer both admitted and non-admitted options?Yes, we provide both admitted and non-admitted coverage depending on the jurisdiction and the risk profile of the firm. Is this program available nationwide?Our program is available in most U.S. states. Please reach out to confirm availability in your client's specific location. What are your coverage limits?We can offer limits up to $10 million for qualified risks, with both Primary and Excess coverage options available. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance offers a robust Excess Workers’ Compensation Insurance Program designed for qualified self-insured entities across a variety of sectors. This is a national admitted program available exclusively through ProSight’s trusted MGA partner, Midlands Management Corporation. If you're an agent or broker seeking a reliable market for self-insured clients in need of excess workers’ comp protection, this program is built to deliver comprehensive coverage solutions. Ideal Accounts and Appetite This program is specifically tailored for: Heterogeneous groups or associations Stand-alone individual self-insured entities Public entities, such as municipalities and school districts All insureds must be certified by their state of domicile to self-insure. The program is ideal for organizations with strong loss control practices and the financial capacity to absorb a self-insured retention (SIR). Coverage Highlights and Advantages Terrorism coverage included SIRs as low as $300,000 Aggregate/Stop Loss protection available Corridor and Inner Aggregate deductibles Employer’s Liability Coverage up to $5 million Out-of-State Coverage for multi-jurisdictional risks Communicable Disease Coverage up to $50 million USL&H coverage up to statutory limits Ability to work with Third-Party Administrators (TPAs) and self-administered programs Optional package coverage including Auto Liability, General Liability, Property, and Umbrella Underwriting Notes and Program Limits Specific Excess: Up to statutory limits Employer’s Liability: Up to $5 million Communicable Disease: Up to $50 million USL&H: Up to statutory limits All coverage is written on an admitted basis in most available states. Territories and Availability This Excess Workers’ Compensation program is available in most states, including but not limited to: CA, TX, FL, NY, IL, and PA. A full list includes over 45 states and the District of Columbia. Please contact Midlands Management Corporation to confirm specific state availability. Why Work With ProSight Specialty Insurance ProSight Specialty Insurance brings a deep understanding of complex self-insured workers’ compensation needs. By partnering with Midlands Management Corporation, ProSight delivers a streamlined distribution model, experienced underwriting, and access to flexible, high-limit coverage designed for public and private entities. Whether your client is a large municipality, a manufacturing association, or an individual employer with a strong risk profile, this program offers the tools and support you need to protect their workforce and financial stability. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for qualified self-insured public entities, individual employers, and industry associations with strong risk control practices. Is this program available nationwide?The program is available in most states, including CA, TX, FL, NY, and many others. Always confirm with Midlands Management Corporation for specific state eligibility. What are the minimum self-insured retentions (SIRs) required?SIRs start as low as $300,000, depending on account size, industry, and risk profile. Can this program accommodate multi-state exposures?Yes, the program includes Out-of-State Coverage and can accommodate employers operating in multiple jurisdictions. Does the program allow the use of TPAs or self-administration?Yes, the program supports clients working with Third-Party Administrators or managing claims in-house. Need help placing an account? Connect with a market specialist.

General Contractors Project Specific Insurance ProSight Specialty Insurance offers a tailored General Contractor Project Specific Insurance program designed to meet the unique needs of owner/developers and general contractors. Whether you're placing a single project or looking for broader practice coverage, this program is built to accommodate a variety of construction risks with flexible policy structures and extended protection options. Ideal Accounts and Appetite This program is ideal for general contractors and owner/developers involved in residential, commercial, or mixed-use construction projects. It caters to both project-specific and practice-based needs. Suitable accounts include: General contractors managing large-scale residential or commercial builds Owner/developers seeking coverage for specific projects lasting 24 to 48 months Contractors with low direct payroll (25% or less) and heavy reliance on subcontractors (75% or more of gross receipts) You might have a client who is developing a 36-month apartment complex in New York and needs dedicated coverage for the duration of the project. This program can provide tailored protection with extended completed operations coverage. Coverage Highlights and Advantages Project Specific policies available for 24 to 48 months Practice policy options for qualifying contractors Extended completed operations coverage available up to 6 years No height limitations, offering flexibility for vertical construction Limits up to $2 million per occurrence / $4 million general aggregate / $4 million products and completed operations Underwriting Notes Underwriting prioritizes project structure, duration, subcontractor usage, and safety history. Accounts with a solid track record and well-managed subcontractor relationships are particularly attractive. The program can accommodate both admitted and non-admitted placements, depending on the risk profile. Territories and Availability Currently available in New York, this program supports agents and brokers working with contractors operating across a wide variety of project types within the state. Why Work With ProSight Specialty Insurance ProSight Specialty Insurance understands the complexities of construction risk and offers specialized solutions tailored to general contractors and developers. With flexible terms, extended completed operations coverage, and no height restrictions, this program is built for the demands of today’s construction environment. Whether you're placing a one-off project or need a longer-term practice solution, ProSight can help you deliver value to your clients. Frequently Asked Questions What types of accounts are a good fit for this program?This program is a strong fit for general contractors and owner/developers handling residential, commercial, or mixed-use construction projects—especially those that span 24 to 48 months or rely heavily on subcontractors. Is extended completed operations coverage available?Yes, the program offers extended completed operations coverage for up to 6 years, making it suitable for projects that require post-completion protection. Are there any height limitations for construction projects?No, this program does not impose any height restrictions, allowing coverage for vertical builds and high-rise developments. Can this program handle both project-specific and practice policies?Yes, ProSight offers flexibility with both project-specific policies (24–48 months) and practice policies for qualifying contractors with appropriate payroll and subcontractor ratios. In which states is this program available?This program is currently available in New York. Contact ProSight for updates on availability in other regions. Need help placing an account? Connect with a market specialist.

Freight Forwarder Insurance Program from ProSight Specialty Insurance ProSight Specialty Insurance offers a tailored Freight Forwarder Insurance Program for freight forwarders and property brokers. This program is designed for agents and brokers placing small- to mid-sized logistics clients and provides broad protection for companies that move or arrange the movement of goods by land, sea, or air. Ideal Accounts and Appetite This program targets freight forwarders, property brokers, and related logistics professionals—especially small to mid-sized operators handling domestic and international shipments. Typical fits include brokers coordinating overseas container imports for retail clients, forwarders arranging multimodal transport for manufacturers, or property brokers managing domestic truck movements for regional distributors. Coverage Highlights and Advantages Marine liability and cargo liability coverages tailored to freight forwarding operations Proprietary combined transit liability form with valuable extensions for forwarders and brokers Shield coverage available for additional protection Contingent auto liability for property brokers who arrange ground transport Customizable package policies to combine liability, cargo, and other required coverages The program addresses common freight exposures including cargo loss or damage, liability arising during transit, and broker-related errors and omissions. Coverages can be structured to reflect the client’s distribution model, shipment values, and contractual requirements. Underwriting Notes and Limits ProSight offers flexible limits based on account size and risk characteristics: Marine Liability: up to $10 million Cargo Coverage: up to $30 million Both admitted and non-admitted placement options are available depending on the state and the nature of the risk. Underwriting is tailored and collaborative—ProSight works with agents to review submissions efficiently and to structure limits and endorsements that match the account’s exposures. Territories and Availability This program is available in most U.S. states. It can be placed on admitted or non-admitted paper as appropriate for the state and the insured’s needs. Representative states include CA, TX, NY, FL, IL, GA and many others across the country. Why Work With ProSight Specialty Insurance ProSight is a direct carrier with specialized expertise in transportation and logistics. Working with ProSight gives you access to streamlined underwriting, proprietary forms that reflect industry practice, and an appetite for freight-related risks—especially for small to mid-sized operations. The carrier emphasizes responsive service and practical solutions that help you place accounts that might be underserved by broader-market carriers. Whether you're placing a new logistics startup, a regional freight forwarder, or an experienced property broker, ProSight’s Freight Forwarder Insurance Program provides flexibility and coverage options to meet your clients’ operational needs. Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for small to mid-sized freight forwarders and property brokers that manage or arrange domestic and/or international cargo transportation. What limits are available under this program?Depending on the account and underwriting review, ProSight can offer up to $10 million in marine liability and up to $30 million in cargo coverage. Is this program admitted or non-admitted?ProSight provides both admitted and non-admitted options; placement depends on the state of risk and the insured’s requirements. In which states is this program available?The program is available in most states, including CA, TX, NY, FL, IL, and many others across the U.S. Can I submit package policies through this program?Yes. Package policies combining liability, cargo, and other coverages are available and can be tailored to the specific needs of freight forwarders and brokers. Need help placing an account? Connect with a market specialist.

A Hands-On Approach ProSight Specialty Insurance offers an Accountants Professional Liability program designed for agents placing accountants, CPA firms, tax preparers, and related professional practices. Underwriters at ProSight take a hands-on approach—reviewing each submission directly to understand firm structure, service lines, and risk controls. That active underwriting style helps you find solutions for straightforward and more complex accountant exposures while securing access to a competitive primary or excess market. Ideal accounts and appetite Small to mid-sized CPA and accounting firms, including tax preparers, bookkeeping services, and payroll providers. Firms performing attest or compilation services, advisory work, and routine tax compliance—especially with documented peer review and quality control procedures. Acquisitions: automatic coverage for merged or acquired firms where the acquisition represents less than 10% of the firm’s annual revenue (subject to underwriting review). Less suitable: firms with significant investment advisory custody, high-volume fintech integrations without controls, or large national practices without prior placement history—these require pre-submission discussion. Coverage highlights and advantages Broad definition of professional services — flexible wording helps align coverage with modern service lines offered by accounting firms. Mutual choice of counsel — provides greater control and alignment when a claim arises. Cyber risk management add-on — up to $5,000 for data breach assessment services to help manage privacy incidents and client notification costs. Subpoena expense supplementary coverage — helps pay for legal costs associated with responding to subpoenas and regulatory inquiries. Incentive for alternative dispute resolution — 50% deductible reduction if a claim is resolved through arbitration or non-binding mediation. Primary and excess placements — limits available up to $5 million to match growing firm exposures. Underwriting notes ProSight underwriters prefer clear submissions that include firm revenue by service line, partner/owner resumes, client concentration details, loss run history, peer review or quality control policies, and any third-party technology/vendor relationships. Because ProSight reviews each account directly, early phone conversations on borderline or complex accounts can speed placement and reduce revision cycles. Territories and licensing This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. ProSight typically operates on a non-admitted (surplus lines) basis where applicable; confirm state filing and surplus lines requirements when submitting. Example accounts that fit A three-partner CPA firm with $1.2M revenue providing tax, compilation, and advisory services with documented internal controls and minimal past claims exposure. A boutique payroll and bookkeeping firm seeking a $1M primary limit plus excess capacity, interested in cyber assessment coverage for client data breaches. Why place this business with ProSight Specialty Insurance As a carrier known for selective, relationship-driven underwriting, ProSight pairs a flexible professional services definition with practical claim features—mutual choice of counsel, subpoena expense coverage, and incentives for ADR—making it a strong option for agents placing accountants who want broad, service-aligned protection and responsive underwriting. Use this program when you need tailored terms, access to excess capacity up to $5M, or cyber assessment support tied to professional exposures. Frequently Asked Questions What types of accounting firms are a good fit for this ProSight program?Small to mid-sized CPA firms, tax preparers, bookkeeping and payroll firms, and advisory practices with documented quality controls are the best fit. Larger national firms or firms with heavy custody/investment advisory work usually need pre-submission discussion. Are limits and deductibles flexible?Limits are available up to $5 million (primary or excess). The program includes a deductible incentive—50% reduction if a claim is resolved through arbitration or non-binding mediation. Exact terms depend on underwriting and exposure. Does the program address cyber/privacy exposures?Yes. A cyber risk management add-on provides up to $5,000 for data breach assessment services to help evaluate and respond to incidents. This is designed to complement professional liability coverage for privacy-related professional liabilities. How should I submit a potential account?Include firm revenue by service line, partner resumes, client concentration, recent loss runs, and descriptions of peer review or quality control processes. For complex accounts, an early call with underwriting can clarify appetite and speed placement. Need help placing an account? Connect with a market specialist.

ProSight Specialty Insurance offers a focused program for Construction Managers that combines General Liability (GL) and Professional Liability (PL) into a single, integrated policy. The Construction Managers General Liability and Professional Liability Insurance package reduces coverage ambiguity between operational and professional exposures and makes placing and managing coverage simpler for brokers and their clients. Ideal Accounts and Appetite This program is geared to construction management firms that supervise and coordinate building projects across commercial, residential, and public infrastructure sectors. ProSight looks favorably on Certified Construction Managers and will consider preferred rating for firms that demonstrate credentialing and disciplined risk management. Typical fits include firms that act as owner’s reps, construction managers-at-risk, and program managers who do not perform significant trade work. Coverage Highlights and Advantages By packaging occurrence-based General Liability with claims-made Professional Liability in one policy, ProSight reduces gaps and carrier-to-carrier disputes that can arise when GL and PL are written separately. The integrated approach makes responsibilities clearer when a project-related loss triggers both operational and professional exposure. Key policy features include: Combined GL and PL limits in a single policy for streamlined coverage Optional Excess Liability limits available up to $10 million Coverage enhancements such as Subpoena Expense and Disciplinary Proceedings Expense Early-intervention claims handling and proactive loss control support from ProSight ProSight’s claims team emphasizes early involvement when a subpoena or suit arises, helping clients limit exposure and stay focused on project delivery. Underwriting Notes and Minimum Premiums Underwriting is tailored to fit firms of varying sizes and complexity. While specific minimum premium information is not published here, ProSight evaluates accounts based on scope of services, revenue, safety programs, certification status, and claims history. The program is offered on a non-admitted basis, providing flexibility to structure terms for unique or higher-risk placements. Territories and Availability This program is available in nearly all U.S. jurisdictions, including AL, AK, AZ, CA, FL, NY, TX, and many others. Coverage is written to support clients with multi-state operations and nationwide project exposure. Why Work With ProSight Specialty Insurance? ProSight brings construction-focused underwriting and a product designed specifically for the construction management segment. Agents benefit from a simplified placement when GL and PL exposures overlap, access to optional excess limits, and a carrier that prioritizes early claims intervention. The program’s combination of niche expertise and flexible, non-admitted capacity makes it a practical option for qualified construction management firms. You might have a client who manages large commercial tenant build-outs across several states or a municipality program manager overseeing multiple public works projects—this program can provide a single policy solution that reduces administrative complexity and improves claims responsiveness. Frequently Asked Questions What types of accounts are a good fit for this program?Certified Construction Managers and firms that provide construction management, owner’s representative, or program management services on commercial, residential, or public projects are good fits. Firms that perform substantial subcontracting or trade work may require different placement. What are the main coverage features of the program?The policy combines occurrence-based General Liability and claims-made Professional Liability in one package, offers optional Excess Liability up to $10 million, and includes enhancements such as Subpoena Expense and Disciplinary Proceedings Expense. Is the program available in all states?Yes. The program is available in all U.S. states and Washington, D.C., supporting clients with multi-state operations. What makes ProSight Specialty Insurance a strong partner for this business?ProSight offers construction-specific underwriting, preferred considerations for certified professionals, and proactive claims involvement designed to protect your client’s business continuity and reputation. Is this an admitted or non-admitted program?The program is written on a non-admitted basis, which allows additional flexibility in underwriting and program design. Need help placing an account? Connect with a market specialist.