https://completemarkets.com/company/entertainment-pro-insurance/cast-insurance/
Let the experts at Entertainment Pro Insurance help you with all your Cast Insurance needs.
Overview — Cast Insurance from Entertainment Pro Insurance
Entertainment Pro Insurance offers a specialized Cast Insurance program designed for motion picture, television, music, theatrical and special event productions. This program provides coverage for extra expense, postponement, interruption or cancellation costs that arise when a declared artist, director, cast member or a declared animal suffers an accident, illness or death during principal photography.
Ideal accounts and target classes
This program is intended for producers, production companies and event organizers who need protection for key personnel during principal photography or live performance rehearsals. Typical fits include:
Independent and studio film productions (short and feature length)
Television series and pilots
Music videos and recorded performances
Theatrical productions and touring shows
Special events or live broadcasts where specific artists are essential to the production
You’ll commonly place accounts where one or more named individuals are critical to the schedule and budget, and where cast illness, injury or death would trigger measurable extra expense or cancellation costs.
Coverage highlights and advantages
- Coverage is written through multiple admitted and non-admitted markets to provide flexibility.
- Protects extra expense and schedule exposure caused by the unavailability of declared persons (artists, directors, cast, animals) during principal photography.
- Suitable for single-project placements or series where declared talent is specified.
- Entertainment Pro Insurance brings niche underwriting expertise in entertainment risks, making placement smoother for accounts that require experienced handling and bespoke policy wording.
Underwriting notes and minimums
Underwriters typically request a declared cast list and details about the production schedule, budgets, rehearsal and travel plans, and any high-risk elements (stunts, foreign locations, or demanding physical requirements). Medical history and prior claims for named individuals may be required for larger limits. Minimum premium varies by market and exposure—please indicate "minimum premium: varies" when communicating with our team.
Appetite and common restrictions
Appetite:
Low- to mid-budget productions through larger studio projects where named talent is central to the production.
Projects with defined principal photography dates and clear contingency plans.
Typical restrictions or items requiring additional review:
High-risk stunts, hazardous locations or exposures may require endorsements or separate coverage.
Long-term illnesses or pre-existing conditions for declared talent can affect terms and pricing.
Territories and availability
This Cast Insurance program is available through Entertainment Pro Insurance in the following states and territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Entertainment Pro Insurance operates as a wholesale broker and places business with multiple carriers to meet your clients’ needs.
Why work with Entertainment Pro Insurance
As a specialist wholesale broker for entertainment risks, Entertainment Pro Insurance combines tailored underwriting access with practical experience in film, television, music, theatrical and broadcasting industries. We work with multiple markets to help you secure competitive terms and clear policy wording for cast-related exposures. For production-specific questions or to discuss a submission, contact our office and ask for underwriting guidance.
Sharon Emmons, Owner
Entertainment Pro Insurance
9645 Padre Peak Court
Las Vegas, NV 89178
(702) 639-3997 - Phone
(702) 639-3994 - Fax
Frequently Asked Questions
What types of production accounts are a good fit for this Cast Insurance program?This program fits film, television, music video, theatrical and special event productions where one or more named individuals are essential to the schedule and budget—particularly when their unavailability would cause measurable extra expense, postponement or cancellation.
What information do underwriters usually require on submission?Typical submissions include the declared cast list, production schedule (principal photography dates), production budget or estimated extra expense exposure, travel and rehearsal details, and any known medical or prior-claim history for named individuals. High-risk elements should be disclosed up front.
Are limits and premiums standardized or negotiated per risk?Limits and premiums are negotiated by market and depend on the production’s exposure, declared talent, schedule and risk controls. Minimum premium varies by market and by the specific characteristics of the production.
Can this coverage include animals or directors as insureds?Yes—this program can be written to include declared animals, directors and other key personnel as named insureds or declared persons when those individuals are critical to principal photography, subject to underwriting review.
How quickly can I expect a quote or placement for a straightforward production?Turnaround depends on the completeness of the submission and market capacity. For straightforward accounts with full documentation, initial indications can often be provided within a few business days; complex or high-exposure risks may take longer.
Need help placing an account? Connect with a market specialist.