Search CompleteMarkets

Commercial Sector Insurance Brokers is a national wholesale broker with over 100 years of combined expertise in the Mining Insurance sector. We specialize in placing coverage for above- and below-ground mining operations across the United States, including Alaska. Whether your clients are involved in coal mining, precious metal and mineral extraction, or aggregate operations, we have the experience and market access to help you place complex mining accounts with confidence. Overview of the Mining Insurance Program We understand that the mining industry is highly specialized and comes with significant operational and environmental exposures. Our dedicated Mining Insurance program is built to address these risks with tailored coverage solutions. From highwall mining operations to continuous miner accounts, we can handle a wide range of mining-related risks. We also have the ability to structure layered quota share policies for larger inland marine schedules. Ideal Accounts and Appetite Our program is designed for a broad range of mining-related risks, including: Coal mining operations Precious metals and mineral mining Aggregate and stone quarry operations Mining consultants and contractor labor accounts Manufacturers and distributors of mining equipment (Products Liability) If you have clients involved in specialized or high-risk mining operations, including those in remote or hard-to-place regions like Alaska or the Appalachian region, we may have the market solutions you need. Coverage Highlights and Advantages Our Mining Insurance program offers a comprehensive suite of coverages, with flexibility to tailor policies based on your clients’ specific exposures: • General Liability • Umbrella • Excess Liability • Higher Layered Excess • Auto Coverage • Property Insurance • Workers Compensation • Pollution Liability • Inland Marine We can support more complex placements, including layered excess structures and large inland marine schedules, giving you more options to serve larger or more specialized clients. Underwriting Notes and Minimum Premiums We work closely with agents and brokers to understand the full scope of your client’s operations. While minimum premium requirements may vary based on the size and complexity of the account, our underwriting team is equipped to evaluate both standard and complex risks with flexibility. Please contact us directly to discuss specific submissions and appetite. Territories and Availability Our Mining Insurance program is available in all 50 states, including the District of Columbia. Whether your client operates in a traditional mining state like West Virginia or a unique territory like Alaska, we have the geographic reach and carrier relationships to help you place the business. Why Work With Commercial Sector Insurance Brokers? Mining is a high-risk, detail-intensive industry — and it takes a true specialist to navigate the nuances of insuring it. At Commercial Sector Insurance Brokers, we bring decades of niche experience, strong market relationships, and a proactive approach to supporting our retail partners. We don’t just place policies — we help you deliver complete protection for your clients, backed by service and market access you can rely on. Frequently Asked Questions What types of accounts are a good fit for this Mining Insurance program?We are a strong fit for coal, mineral, and aggregate mining operations, as well as mining consultants, contractor labor accounts, and manufacturers or distributors of mining equipment. Can you help with hard-to-place or high-risk mining operations?Yes, we specialize in complex and high-risk mining accounts, including highwall mining and continuous miner operations. We can also structure layered excess and inland marine solutions for larger risks. Is this program available nationwide?Yes, our Mining Insurance program is available in all 50 states, including Alaska and the District of Columbia. Do you have markets for pollution liability and inland marine?Yes, we offer both pollution liability and inland marine coverage as part of our comprehensive Mining Insurance offering. What types of mining equipment risks can you cover?We can place products liability coverage for manufacturers and distributors of mining equipment, supporting you in protecting these specialized operations. Need help placing an account? Connect with a market specialist.

... Paper or Pulp Manufacturing Quarries Example: You might have a client o... classes like long haul trucking or quarries. Is this program available in all...

Oil Fields Insurance Program from Van Wagoner Companies, Inc. Van Wagoner Companies, Inc. offers a specialized Oil Fields insurance program designed for agents and brokers seeking tailored coverage solutions for clients operating in the energy sector. As a Managing General Agency with an exclusive Lloyd's contract, Van Wagoner delivers customized risk management solutions for oil field operations across the United States. Ideal Accounts and Appetite This program targets a wide range of oil field-related businesses, including but not limited to: Oil and gas lease operators Pipeline contractors Drilling contractors Well servicing companies Equipment rental and transportation companies servicing the oil field sector If you have clients involved in upstream or midstream energy operations, or service providers supporting these industries, this program could be a strong fit. For example, a Texas-based oilfield hauling company or a Wyoming well servicing contractor would fall within the program’s appetite. Coverage Highlights and Advantages The Oil Fields program offers a comprehensive package of coverages to meet the complex needs of energy-related operations. Available coverages include: Property General Liability (GL) Commercial Package coverage Inland Marine Van Wagoner’s access to Lloyd’s markets allows for flexibility in underwriting and the ability to craft policies for hard-to-place risks. Whether your client needs protection for mobile equipment, wellsite liability, or property exposures, this program is designed to respond to the unique challenges of the oil and gas industry. Underwriting Notes and Minimum Premiums Policies are written on a non-admitted basis through Lloyd’s of London, offering broad underwriting capabilities. While minimum premium requirements may vary by risk and location, Van Wagoner focuses on commercial clients with meaningful exposures and strong risk management practices. Submissions are reviewed individually by experienced underwriters with oil field expertise. Territories and Availability The Oil Fields program is available in all 50 states, including key energy-producing regions such as Texas, Oklahoma, North Dakota, Louisiana, and Pennsylvania. This nationwide reach allows you to place business for clients wherever their operations are located. Why Work With Van Wagoner Companies, Inc.? Van Wagoner Companies, Inc. brings deep industry knowledge and exclusive market access to the table. With a Lloyd’s contract exclusive to Van Wagoner, agents gain access to underwriting solutions not available elsewhere. The team understands the oil field industry’s nuances and is dedicated to helping agents secure competitive coverage for challenging risks. Fast turnaround times and responsive service help you serve your clients efficiently and professionally. Learn more about Van Wagoner Companies, Inc. by visiting their company profile or explore the full details of the Oil Fields program on their program page. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include oilfield service providers such as drilling contractors, well servicing companies, equipment haulers, and pipeline contractors. Is this program available nationwide?Yes, the Oil Fields program is available in all 50 U.S. states. What coverages are included in the program?The program includes Property, General Liability, Commercial Package, and Inland Marine coverages tailored to oil field exposures. Are the policies admitted or non-admitted?Policies are written on a non-admitted basis through Van Wagoner’s exclusive Lloyd’s contract. What makes Van Wagoner Companies, Inc. a strong partner for oil field risks?Van Wagoner offers niche expertise in the energy sector, exclusive access to Lloyd’s markets, and responsive underwriting focused on oil field operations. Need help placing an account? Connect with a market specialist.

Contractors Equipment Coverage from Van Wagoner Companies, Inc. Van Wagoner Companies, Inc. provides a focused Contractors Equipment program designed to help independent agents and brokers place inland marine coverage for contractors’ mobile equipment and tools. The program is built to support a wide range of contractor clients — from small residential trades to large commercial subcontractors — with flexible options for scheduled and unscheduled equipment, leased units, and higher-value mobile gear. Ideal Accounts and Appetite This program targets contractors who rely on owned or leased equipment as a core part of their operations. Typical classes we write include: Custom Home Builders Carpenters and Framers Concrete and Masonry Contractors Drywall and Insulation Installers Landscaping and Lawn Care Services Heating and Air Conditioning Contractors Swimming Pool Contractors Tile, Carpet, and Flooring Installers Metal Erection and Welding Wrecking and Demolition We also offer a dedicated Mining Equipment appetite, written through markets that will consider high-value mobile gear such as loaders, excavators, and drilling rigs. Coverage Highlights and Advantages The program provides inland marine protection tailored to contractor equipment exposures. Key advantages include: Coverage for scheduled and unscheduled equipment and tools Options to include leased or rented equipment where appropriate Protection for losses from theft, fire, vandalism and many named perils Capacity for both single-piece high-value equipment and multi-unit fleets Access to specialty markets for complex or high-limit mining risks Example scenarios: You might have a regional concrete contractor with several backhoes and a compact fleet that needs a single policy for mobile equipment exposure. Or a landscaper with trailers, mowers and a few high-value attachments requiring scheduled limits and theft protection. Both are within the program’s typical appetite, subject to underwriting review. Underwriting Notes and Minimum Premiums Van Wagoner Companies operates as a Managing General Agency with established carrier relationships, including Lloyds and Markel International, to deliver flexible underwriting solutions. Appetite and terms depend on class of business, equipment values, security measures, and loss history. Minimum premiums may vary by class and state; our underwriting team will work with you to find the best placement for each submission. Territories and Availability Contractors Equipment and related inland marine solutions are available through Van Wagoner Companies in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Mining Equipment coverage is available nationwide in all 50 states. Why Work With Van Wagoner Companies, Inc. As a specialized MGA, Van Wagoner Companies brings decades of experience placing niche commercial coverages for independent agents. Our team focuses on practical, market-ready solutions and responsive underwriting support. We pair local agent knowledge with access to stable specialty markets to help you secure timely, competitive terms for contractors’ equipment risks. If you have a contractor client with mobile equipment exposure — from a one-truck operator to a multi-equipment fleet or mining operation — our underwriting specialists can review submissions and identify the best market fit. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this Contractors Equipment program?This program is ideal for contractors with mobile equipment needs, including builders, landscapers, HVAC techs, framers, and miners. Is coverage available for rented or leased equipment?Yes. The program can include options for leased or rented equipment subject to underwriting review and documentation. Can I place business for a contractor located outside the listed states?Contractors Equipment availability varies by state as listed above. However, Mining Equipment coverage is offered nationwide in all 50 states. Which carriers back this program?We work with Lloyds and Markel International to provide flexible options and market stability. Do you work with new ventures?Yes. New ventures are considered on a case-by-case basis depending on the class of business, equipment values, and the submission details.

Oil Fields Insurance Program from Van Wagoner Companies, Inc. Van Wagoner Companies, Inc. offers a specialized Oil Fields insurance program designed for agents and brokers seeking tailored coverage solutions for clients operating in the energy sector. As a Managing General Agency with an exclusive Lloyd's contract, Van Wagoner delivers customized risk management solutions for oil field operations across the United States. Ideal Accounts and Appetite This program targets a wide range of oil field-related businesses, including but not limited to: Oil and gas lease operators Pipeline contractors Drilling contractors Well servicing companies Equipment rental and transportation companies servicing the oil field sector If you have clients involved in upstream or midstream energy operations, or service providers supporting these industries, this program could be a strong fit. For example, a Texas-based oilfield hauling company or a Wyoming well servicing contractor would fall within the program’s appetite. Coverage Highlights and Advantages The Oil Fields program offers a comprehensive package of coverages to meet the complex needs of energy-related operations. Available coverages include: Property General Liability (GL) Commercial Package coverage Inland Marine Van Wagoner’s access to Lloyd’s markets allows for flexibility in underwriting and the ability to craft policies for hard-to-place risks. Whether your client needs protection for mobile equipment, wellsite liability, or property exposures, this program is designed to respond to the unique challenges of the oil and gas industry. Underwriting Notes and Minimum Premiums Policies are written on a non-admitted basis through Lloyd’s of London, offering broad underwriting capabilities. While minimum premium requirements may vary by risk and location, Van Wagoner focuses on commercial clients with meaningful exposures and strong risk management practices. Submissions are reviewed individually by experienced underwriters with oil field expertise. Territories and Availability The Oil Fields program is available in all 50 states, including key energy-producing regions such as Texas, Oklahoma, North Dakota, Louisiana, and Pennsylvania. This nationwide reach allows you to place business for clients wherever their operations are located. Why Work With Van Wagoner Companies, Inc.? Van Wagoner Companies, Inc. brings deep industry knowledge and exclusive market access to the table. With a Lloyd’s contract exclusive to Van Wagoner, agents gain access to underwriting solutions not available elsewhere. The team understands the oil field industry’s nuances and is dedicated to helping agents secure competitive coverage for challenging risks. Fast turnaround times and responsive service help you serve your clients efficiently and professionally. Learn more about Van Wagoner Companies, Inc. by visiting their company profile or explore the full details of the Oil Fields program on their program page. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include oilfield service providers such as drilling contractors, well servicing companies, equipment haulers, and pipeline contractors. Is this program available nationwide?Yes, the Oil Fields program is available in all 50 U.S. states. What coverages are included in the program?The program includes Property, General Liability, Commercial Package, and Inland Marine coverages tailored to oil field exposures. Are the policies admitted or non-admitted?Policies are written on a non-admitted basis through Van Wagoner’s exclusive Lloyd’s contract. What makes Van Wagoner Companies, Inc. a strong partner for oil field risks?Van Wagoner offers niche expertise in the energy sector, exclusive access to Lloyd’s markets, and responsive underwriting focused on oil field operations. Need help placing an account? Connect with a market specialist.

Comprehensive Personal Lines Solutions from Van Wagoner Companies, Inc. Van Wagoner Companies, Inc. gives brokers and independent agents access to a broad, flexible Personal Lines program built for residential and personal risks that often sit outside standard market appetite. As an experienced Managing General Agency with strong carrier relationships—including Lloyds and Markel International—we place admitted and surplus lines business for hard-to-place, non-standard, and unique exposures across multiple states. Ideal Accounts and Appetite This program is designed for agents who need reliable markets for a wide range of personal property and liability risks. Typical accounts we write include: Single-family homes, including high-value and historic dwellings Rental properties and portfolios of rental dwellings Seasonal, vacant, or unoccupied homes awaiting sale or renovation Condominiums and apartment units Foreign-owned or owner-located-outside-the-U.S. homes Properties in flood- or wildfire-prone areas Personal articles and collections (fur, jewelry, fine arts) Farm and ranch properties with both residential and agricultural exposures Example: You might have a client with multiple rental dwellings in different states or a vacation home in a wildfire zone—Van Wagoner Companies can help you find the right admitted or surplus solution to place the account. Coverage Highlights and Advantages Through both standard and specialty markets, this program offers a full spectrum of coverages tailored to complex personal risks: Homeowners & Dwelling Options Homeowners forms A, B, C, 1–6, 8 Dwelling Fire (TP 1, 2, 3) Condominium unit-owner and apartment coverages Rental and vacant dwelling programs Flood insurance placement Coverage for foreign-owned homes Personal articles coverage for valuables, collections, and scheduled items Farm & Ranch Property coverage for residences, barns, and equipment Animal mortality options Farm liability, including premises and operations Because we place both admitted and non-admitted business, Van Wagoner Companies can accommodate unique property characteristics, recent lapses, or other underwriting challenges that limit standard-market availability. Underwriting Notes and Minimum Premiums Underwriting and minimum premiums vary by carrier and state. Our underwriting team offers flexible guidelines and will work with you to identify the most appropriate admitted or surplus market for each account. Provide complete loss history and detailed property information for the quickest response. Territories and Availability This Personal Lines program is currently available in: Arizona, Arkansas, California, Connecticut, Delaware, Idaho, Iowa, Nevada, New Mexico, Oklahoma, Pennsylvania, Texas, Utah, and Wyoming. We continue to expand capabilities—contact us to confirm current availability for a specific risk. Why Work With Van Wagoner Companies, Inc.? Van Wagoner Companies brings decades of MGA experience focused on personal property programs that fall outside traditional underwriting molds. Our carrier access (including Lloyds and Markel International), combined with hands-on underwriting and quick turnarounds, helps you place challenging risks and grow your book. We emphasize personalized service, pragmatic underwriting, and solutions-driven placement. Frequently Asked Questions What types of accounts are a good fit for this Personal Lines program?This program fits owner-occupied homes, rental properties, vacant dwellings, condominiums, foreign-owned homes, and farm or ranch properties with residential exposures. Can you write coverage for vacant or seasonal homes?Yes. We place both vacant and seasonal dwellings, including homes awaiting renovation or sale, using admitted or surplus markets as appropriate. Are high-value homes or collections eligible for coverage?Yes. We can insure high-value homes and provide personal articles scheduling for valuables such as fur, jewelry, and fine arts. Is this program available on an admitted or non-admitted basis?We access both admitted and non-admitted markets to give you the flexibility to place risks that standard carriers may decline. In which states is this Personal Lines program available?Coverage is currently available in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY. Need help placing an account? Connect with a market specialist.

Comprehensive Solar Energy Insurance Solutions from Van Wagoner Companies, Inc. Van Wagoner Companies, Inc. offers a specialized Solar Energy program for agents and brokers placing renewable energy accounts. As an experienced Managing General Agency with an exclusive Lloyd's contract, Van Wagoner delivers broad market access and focused underwriting to help you protect clients operating throughout the growing solar industry. Ideal Accounts and Appetite This program is designed for a wide range of solar-related businesses, including: Solar panel installers and specialty contractors Manufacturers and distributors of solar equipment Commercial and residential system owners and operators Renewable energy developers, integrators, and consultants Van Wagoner writes accounts from rooftop installers to large commercial arrays and component distributors. The program is best suited to operations with established procedures and risk controls, though new ventures with demonstrable experience and safety practices will be considered. Example scenarios You have a regional installer that performs rooftop and ground-mount system installations and needs combined General Liability, Property, and Inland Marine for equipment in transit and on site. You represent a manufacturer/distributor of inverters and panels that requires package solutions covering product exposures and property at multiple warehouse locations. Coverage Highlights and Advantages The Solar Energy program includes the following lines, structured for renewable energy exposures: Property — physical damage to equipment, on-site assets, and installation materials General Liability (GL) — third-party bodily injury and property damage arising from installation and operations Package Policies — combined solutions for smaller businesses that simplify placement Inland Marine — transit and contractor’s equipment coverage for panels, racking, and tools These coverages respond to common solar risks such as transit damage, installation site liability, electrical and mechanical breakdowns, and weather-related loss to exposed arrays. As a Lloyd's-backed program, Van Wagoner can handle non-standard or hard-to-place risks and provide secure capacity and competitive terms. Underwriting Notes and Minimum Premiums Underwriting is managed in-house by Van Wagoner’s team, allowing for prompt review and tailored solutions. Each submission is evaluated on its merits with an emphasis on safety programs, installation practices, and loss controls. No specific minimum premium is listed; agents should submit complete submissions showing operations, prior loss history, and risk management to obtain terms. Territories and Availability This program is available on a non-admitted basis through Lloyd's of London in the following states: Arizona, Arkansas, California, Colorado, Idaho, Kansas, Louisiana, Montana, Nevada, New Mexico, Oklahoma, Oregon, Pennsylvania, Texas, Utah, Virginia, West Virginia, and Wyoming. Why Work With Van Wagoner Companies, Inc.? Van Wagoner combines niche renewable-energy underwriting expertise with exclusive Lloyd's capacity. Agents benefit from: Access to Lloyd's markets for capacity on unusual or larger risks Responsive, in-house underwriting and flexible terms for complex placements An appetite for both standard and specialized solar accounts If you place coverage for contractors, developers, manufacturers, or system operators in the solar sector, Van Wagoner's Solar Energy program provides focused solutions to meet those clients' needs. Frequently Asked Questions What types of accounts are a good fit for this program?This program targets solar panel installers, equipment manufacturers and distributors, renewable energy developers, and commercial/residential system operators. Is this program available on an admitted basis?No. Coverage is offered on a non-admitted basis through an exclusive Lloyd's contract managed by Van Wagoner Companies, Inc. What coverages are included in the Solar Energy program?The program includes Property, General Liability, Package, and Inland Marine coverages tailored to the exposures common in solar operations and installations. Which states is this program available in?The program is available in AZ, AR, CA, CO, ID, KS, LA, MT, NV, NM, OK, OR, PA, TX, UT, VA, WV, and WY. Can new ventures in the solar industry qualify?Yes. New ventures may be considered if they demonstrate relevant experience, proper risk controls, and clear installation or operational procedures. Each submission is underwritten individually. Need help placing an account? Connect with a market specialist.

...re Farming, slaughterhouses, quarries, sawmills and related agribusiness ...

...d containing landfills, bridges, quarries, underground or strip mines, caves, ...

Specialized Insurance for Art & Antique Galleries Van Wagoner Companies, Inc. offers a dedicated Art & Antique Galleries program through its MGA platform with access to Lloyd's markets. The program is built to address the distinct valuation, transit, and display risks faced by galleries, dealers, consultants, and collectors. Whether the account is a small boutique gallery, a multi-dealer antique mall, or a private collector with frequent loans and exhibits, Van Wagoner provides flexible placement options and specialty underwriting expertise. Ideal Accounts and Appetite This program is well suited for: Fine art galleries and independent art dealers Antique shops and multi-dealer malls Private collectors who rotate or loan pieces to exhibits Art consultants, appraisers, and dealers who maintain on-site inventory Accounts with high-value, mobile inventory—items in transit, on consignment, or displayed at shows and auctions—are welcomed when appropriate security and inventory controls are in place. Operations primarily focused on restoration, repair, or manufacturing of antiques or artwork may be outside of the core appetite and should be discussed with underwriting first. Coverage Highlights and Advantages The program offers core and package options tailored to gallery and antique exposures: Property Coverage – Buildings, fixtures, business personal property, and scheduled fine art and antiques. General Liability – Third-party bodily injury and property damage arising from gallery operations and client visits. Package Policies – Combined property and liability options for cleaner placement and administration. Inland Marine – Coverage for items in transit, on consignment, on loan, or exhibited off-premises. Policies can be customized to include protections for theft, fire, accidental breakage during transit, and other common gallery risks. Coverage terms are designed to reflect the valuation and mobility of collectible items and to support complex placement needs. Underwriting Notes and Minimum Premiums Submissions are reviewed individually with attention to loss history, security measures, inventory controls, and item valuations. Provide a detailed inventory, values, provenance where available, and photos to accelerate underwriting. While the program does not list a public minimum premium here, Van Wagoner aims to offer competitive pricing that aligns with the risk profile—underwriters will advise on premium expectations during submission review. Territories and Availability This program is available on a non-admitted basis in the following states: Arizona (AZ) Arkansas (AR) California (CA) Connecticut (CT) Delaware (DE) Idaho (ID) Iowa (IA) Nevada (NV) New Mexico (NM) Oklahoma (OK) Pennsylvania (PA) Texas (TX) Utah (UT) Wyoming (WY) Admitted versus non-admitted placement depends on the state and the individual risk characteristics. Van Wagoner places coverage through Lloyd's, which provides flexibility and capacity for higher-value or more complex accounts. Why Work With Van Wagoner Companies Van Wagoner combines niche underwriting experience with Lloyd's access to support specialty art and antique risks. Agents benefit from underwriters who understand valuations, transit exposures, consignment arrangements, and museum/exhibit placements. The MGA model also delivers responsive service and streamlined placement for tailor-made solutions. Example scenarios that fit well: You have a client who runs a boutique gallery in California that frequently ships pieces to regional shows and needs transit and exhibit coverage in addition to on-site protection. You represent an antique dealer in Texas who consigns high-value pieces to auctions and requires scheduled inland marine coverage for items while off-premises. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for fine art galleries, antique shops, private collectors, and consultants who need coverage for high-value, mobile inventory and exhibition exposures. What coverages are included in the Art & Antique Galleries program?Core offerings include Property, General Liability, Inland Marine, and Package policies that can be tailored to cover theft, fire, accidental breakage in transit, and exhibit exposures. Is this program available in all states?No. It is currently available on a non-admitted basis in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY. Admitted availability varies by state and risk. Does the program cover items in transit or on loan?Yes. Inland Marine coverage is available to protect items while in transit, on consignment, or temporarily exhibited off-premises. What carrier backs this program?The program is underwritten and placed through Lloyd's, providing capacity and specialty market expertise for collectible and fine art risks. Need help placing an account? Connect with a market specialist.