https://completemarkets.com/company/vwcos/Mining-and-Quarries/
Mining & Quarries Insurance Program from Van Wagoner C...d or non-admitted?
The Mining & Quarries program is written on a non-admit...
https://completemarkets.com/company/commercialsector/Mining-Insurance/
Commercial Sector Insurance Brokers is a national wholesale broker with over 100 years of combined expertise in the Mining Insurance sector. We specialize in placing coverage for above- and below-ground mining operations across the United States, including Alaska. Whether your clients are involved in coal mining, precious metal and mineral extraction, or aggregate operations, we have the experience and market access to help you place complex mining accounts with confidence.
Overview of the Mining Insurance Program
We understand that the mining industry is highly specialized and comes with significant operational and environmental exposures. Our dedicated Mining Insurance program is built to address these risks with tailored coverage solutions. From highwall mining operations to continuous miner accounts, we can handle a wide range of mining-related risks. We also have the ability to structure layered quota share policies for larger inland marine schedules.
Ideal Accounts and Appetite
Our program is designed for a broad range of mining-related risks, including:
Coal mining operations
Precious metals and mineral mining
Aggregate and stone quarry operations
Mining consultants and contractor labor accounts
Manufacturers and distributors of mining equipment (Products Liability)
If you have clients involved in specialized or high-risk mining operations, including those in remote or hard-to-place regions like Alaska or the Appalachian region, we may have the market solutions you need.
Coverage Highlights and Advantages
Our Mining Insurance program offers a comprehensive suite of coverages, with flexibility to tailor policies based on your clients’ specific exposures:
• General Liability
• Umbrella
• Excess Liability
• Higher Layered Excess
• Auto Coverage
• Property Insurance
• Workers Compensation
• Pollution Liability
• Inland Marine
We can support more complex placements, including layered excess structures and large inland marine schedules, giving you more options to serve larger or more specialized clients.
Underwriting Notes and Minimum Premiums
We work closely with agents and brokers to understand the full scope of your client’s operations. While minimum premium requirements may vary based on the size and complexity of the account, our underwriting team is equipped to evaluate both standard and complex risks with flexibility. Please contact us directly to discuss specific submissions and appetite.
Territories and Availability
Our Mining Insurance program is available in all 50 states, including the District of Columbia. Whether your client operates in a traditional mining state like West Virginia or a unique territory like Alaska, we have the geographic reach and carrier relationships to help you place the business.
Why Work With Commercial Sector Insurance Brokers?
Mining is a high-risk, detail-intensive industry — and it takes a true specialist to navigate the nuances of insuring it. At Commercial Sector Insurance Brokers, we bring decades of niche experience, strong market relationships, and a proactive approach to supporting our retail partners. We don’t just place policies — we help you deliver complete protection for your clients, backed by service and market access you can rely on.
Frequently Asked Questions
What types of accounts are a good fit for this Mining Insurance program?We are a strong fit for coal, mineral, and aggregate mining operations, as well as mining consultants, contractor labor accounts, and manufacturers or distributors of mining equipment.
Can you help with hard-to-place or high-risk mining operations?Yes, we specialize in complex and high-risk mining accounts, including highwall mining and continuous miner operations. We can also structure layered excess and inland marine solutions for larger risks.
Is this program available nationwide?Yes, our Mining Insurance program is available in all 50 states, including Alaska and the District of Columbia.
Do you have markets for pollution liability and inland marine?Yes, we offer both pollution liability and inland marine coverage as part of our comprehensive Mining Insurance offering.
What types of mining equipment risks can you cover?We can place products liability coverage for manufacturers and distributors of mining equipment, supporting you in protecting these specialized operations.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/all-insurance-underwriters-inc/berkshire-hathaway-homestate-companies/
... Paper or Pulp Manufacturing
Quarries
Example: You might have a client o... classes like long haul trucking or quarries.
Is this program available in all...
https://completemarkets.com/company/vwcos/Contractors-Equipment/
Contractors Equipment Coverage from Van Wagoner Companies, Inc.
Van Wagoner Companies, Inc. provides a focused Contractors Equipment program designed to help independent agents and brokers place inland marine coverage for contractors’ mobile equipment and tools. The program is built to support a wide range of contractor clients — from small residential trades to large commercial subcontractors — with flexible options for scheduled and unscheduled equipment, leased units, and higher-value mobile gear.
Ideal Accounts and Appetite
This program targets contractors who rely on owned or leased equipment as a core part of their operations. Typical classes we write include:
Custom Home Builders
Carpenters and Framers
Concrete and Masonry Contractors
Drywall and Insulation Installers
Landscaping and Lawn Care Services
Heating and Air Conditioning Contractors
Swimming Pool Contractors
Tile, Carpet, and Flooring Installers
Metal Erection and Welding
Wrecking and Demolition
We also offer a dedicated Mining Equipment appetite, written through markets that will consider high-value mobile gear such as loaders, excavators, and drilling rigs.
Coverage Highlights and Advantages
The program provides inland marine protection tailored to contractor equipment exposures. Key advantages include:
Coverage for scheduled and unscheduled equipment and tools
Options to include leased or rented equipment where appropriate
Protection for losses from theft, fire, vandalism and many named perils
Capacity for both single-piece high-value equipment and multi-unit fleets
Access to specialty markets for complex or high-limit mining risks
Example scenarios: You might have a regional concrete contractor with several backhoes and a compact fleet that needs a single policy for mobile equipment exposure. Or a landscaper with trailers, mowers and a few high-value attachments requiring scheduled limits and theft protection. Both are within the program’s typical appetite, subject to underwriting review.
Underwriting Notes and Minimum Premiums
Van Wagoner Companies operates as a Managing General Agency with established carrier relationships, including Lloyds and Markel International, to deliver flexible underwriting solutions. Appetite and terms depend on class of business, equipment values, security measures, and loss history. Minimum premiums may vary by class and state; our underwriting team will work with you to find the best placement for each submission.
Territories and Availability
Contractors Equipment and related inland marine solutions are available through Van Wagoner Companies in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY.
Mining Equipment coverage is available nationwide in all 50 states.
Why Work With Van Wagoner Companies, Inc.
As a specialized MGA, Van Wagoner Companies brings decades of experience placing niche commercial coverages for independent agents. Our team focuses on practical, market-ready solutions and responsive underwriting support. We pair local agent knowledge with access to stable specialty markets to help you secure timely, competitive terms for contractors’ equipment risks.
If you have a contractor client with mobile equipment exposure — from a one-truck operator to a multi-equipment fleet or mining operation — our underwriting specialists can review submissions and identify the best market fit.
Need help placing an account? Connect with a market specialist.
Frequently Asked Questions
What types of accounts are a good fit for this Contractors Equipment program?This program is ideal for contractors with mobile equipment needs, including builders, landscapers, HVAC techs, framers, and miners.
Is coverage available for rented or leased equipment?Yes. The program can include options for leased or rented equipment subject to underwriting review and documentation.
Can I place business for a contractor located outside the listed states?Contractors Equipment availability varies by state as listed above. However, Mining Equipment coverage is offered nationwide in all 50 states.
Which carriers back this program?We work with Lloyds and Markel International to provide flexible options and market stability.
Do you work with new ventures?Yes. New ventures are considered on a case-by-case basis depending on the class of business, equipment values, and the submission details.
https://completemarkets.com/company/vwcos/Personal-Lines-/
Comprehensive Personal Lines Solutions from Van Wagoner Companies, Inc.
Van Wagoner Companies, Inc. gives brokers and independent agents access to a broad, flexible Personal Lines program built for residential and personal risks that often sit outside standard market appetite. As an experienced Managing General Agency with strong carrier relationships—including Lloyds and Markel International—we place admitted and surplus lines business for hard-to-place, non-standard, and unique exposures across multiple states.
Ideal Accounts and Appetite
This program is designed for agents who need reliable markets for a wide range of personal property and liability risks. Typical accounts we write include:
Single-family homes, including high-value and historic dwellings
Rental properties and portfolios of rental dwellings
Seasonal, vacant, or unoccupied homes awaiting sale or renovation
Condominiums and apartment units
Foreign-owned or owner-located-outside-the-U.S. homes
Properties in flood- or wildfire-prone areas
Personal articles and collections (fur, jewelry, fine arts)
Farm and ranch properties with both residential and agricultural exposures
Example: You might have a client with multiple rental dwellings in different states or a vacation home in a wildfire zone—Van Wagoner Companies can help you find the right admitted or surplus solution to place the account.
Coverage Highlights and Advantages
Through both standard and specialty markets, this program offers a full spectrum of coverages tailored to complex personal risks:
Homeowners & Dwelling Options
Homeowners forms A, B, C, 1–6, 8
Dwelling Fire (TP 1, 2, 3)
Condominium unit-owner and apartment coverages
Rental and vacant dwelling programs
Flood insurance placement
Coverage for foreign-owned homes
Personal articles coverage for valuables, collections, and scheduled items
Farm & Ranch
Property coverage for residences, barns, and equipment
Animal mortality options
Farm liability, including premises and operations
Because we place both admitted and non-admitted business, Van Wagoner Companies can accommodate unique property characteristics, recent lapses, or other underwriting challenges that limit standard-market availability.
Underwriting Notes and Minimum Premiums
Underwriting and minimum premiums vary by carrier and state. Our underwriting team offers flexible guidelines and will work with you to identify the most appropriate admitted or surplus market for each account. Provide complete loss history and detailed property information for the quickest response.
Territories and Availability
This Personal Lines program is currently available in: Arizona, Arkansas, California, Connecticut, Delaware, Idaho, Iowa, Nevada, New Mexico, Oklahoma, Pennsylvania, Texas, Utah, and Wyoming. We continue to expand capabilities—contact us to confirm current availability for a specific risk.
Why Work With Van Wagoner Companies, Inc.?
Van Wagoner Companies brings decades of MGA experience focused on personal property programs that fall outside traditional underwriting molds. Our carrier access (including Lloyds and Markel International), combined with hands-on underwriting and quick turnarounds, helps you place challenging risks and grow your book. We emphasize personalized service, pragmatic underwriting, and solutions-driven placement.
Frequently Asked Questions
What types of accounts are a good fit for this Personal Lines program?This program fits owner-occupied homes, rental properties, vacant dwellings, condominiums, foreign-owned homes, and farm or ranch properties with residential exposures.
Can you write coverage for vacant or seasonal homes?Yes. We place both vacant and seasonal dwellings, including homes awaiting renovation or sale, using admitted or surplus markets as appropriate.
Are high-value homes or collections eligible for coverage?Yes. We can insure high-value homes and provide personal articles scheduling for valuables such as fur, jewelry, and fine arts.
Is this program available on an admitted or non-admitted basis?We access both admitted and non-admitted markets to give you the flexibility to place risks that standard carriers may decline.
In which states is this Personal Lines program available?Coverage is currently available in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/vwcos/Commercial-Lines/
Van Wagoner Companies, Inc. is one of the longest-established surplus lines agencies in Texas and operates as a Managing General Agency (MGA). We give appointed agents and brokers access to competitive commercial insurance programs for hard-to-place and specialty risks, backed by carrier relationships that include Lloyd’s and Markel International.
Broad appetite for commercial risks
The Commercial Lines program is built to help you place a wide range of business accounts — from straightforward commercial property to more specialized or difficult-to-place exposures. Van Wagoner places accounts in both admitted and non-admitted markets when appropriate and works with appointed agents to find the best carrier fit.
Target classes include:
Apartment Houses – building, contents, inland marine, and liability
Cargo – truck, air, or marine transit risks
Commercial Packages – adaptable to most business classes
Commercial Property – broad class acceptance
Contractors Liability – multiple contractor classes
Gas Stations and Convenience Stores
General Liability – premises, products, and completed operations
Greenhouses and Garden Centers
Grocery Stores
High-valued Automobiles – physical damage coverage
Hotels and Motels
Office Buildings
Restaurants and Bars
Shopping Centers and Malls
Vacant Commercial Properties
Coverage highlights and advantages
Van Wagoner’s Commercial Lines program offers flexible coverages and structure to address the exposures your clients face. Key coverages include:
Commercial Property — building, contents, and business interruption
General Liability — premises, products and completed operations
Inland Marine — contractor equipment, mobile property, and transit limits
Physical Damage — coverage options for high-valued private automobiles
The program is positioned to provide broad protection for hospitality, retail, construction, property owners, and other commercial operations where admitted or surplus capacity is required.
Underwriting approach
Van Wagoner underwrites through appointed agents, reviewing submissions to match accounts to the most appropriate carrier within their panel. While the appetite is broad, underwriters evaluate accounts based on class, location, exposures, loss history, and risk controls. The program accepts both admitted and non-admitted placements depending on the state and the risk.
There is no published minimum premium, allowing flexibility across a range of account sizes.
Available states
This program is available to agents and brokers in the following states:
Arizona (AZ)
Arkansas (AR)
California (CA)
Connecticut (CT)
Delaware (DE)
Idaho (ID)
Iowa (IA)
Nevada (NV)
New Mexico (NM)
Oklahoma (OK)
Pennsylvania (PA)
Texas (TX)
Utah (UT)
Wyoming (WY)
Why work with Van Wagoner Companies
With decades of surplus-lines experience and deep underwriting relationships — including Lloyd’s and Markel International — Van Wagoner helps agents place complex and unusual commercial risks. The team emphasizes responsive service, practical underwriting guidance, and the ability to structure admitted or non-admitted options where appropriate.
Example fits you may bring to this program:
A mid-size apartment owner needing a combined property/liability package with inland marine for contents in a secondary market.
A contractor with specialized equipment and a recent loss history who needs tailored inland marine and liability solutions through surplus markets.
If you have a hard-to-place commercial account or need a surplus-lines solution, Van Wagoner can evaluate submissions and help secure the appropriate market placement. Need help placing an account? Connect with a market specialist.
Frequently Asked Questions
What types of accounts are a good fit for this Commercial Lines program?Good fits include apartment buildings, contractors, retail stores, hotels, restaurants, and commercial property owners. The program is well-suited for harder-to-place risks such as vacant properties and high-valued vehicles.
Is this program available in admitted or non-admitted markets?Van Wagoner places business in both admitted and non-admitted markets depending on the state and class of business. Your appointed underwriter will identify the best option for each account.
What carrier markets support this program?This program is backed by long-standing carrier relationships, including Lloyd’s and Markel International.
Are there minimum premium requirements?There is no published minimum premium. Van Wagoner considers a range of account sizes when evaluating submissions.
In which states is the program offered?The program is available in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/vwcos/Solar-Energy/
Comprehensive Solar Energy Insurance Solutions from Van Wagoner Companies, Inc.
Van Wagoner Companies, Inc. offers a specialized Solar Energy program for agents and brokers placing renewable energy accounts. As an experienced Managing General Agency with an exclusive Lloyd's contract, Van Wagoner delivers broad market access and focused underwriting to help you protect clients operating throughout the growing solar industry.
Ideal Accounts and Appetite
This program is designed for a wide range of solar-related businesses, including:
Solar panel installers and specialty contractors
Manufacturers and distributors of solar equipment
Commercial and residential system owners and operators
Renewable energy developers, integrators, and consultants
Van Wagoner writes accounts from rooftop installers to large commercial arrays and component distributors. The program is best suited to operations with established procedures and risk controls, though new ventures with demonstrable experience and safety practices will be considered.
Example scenarios
You have a regional installer that performs rooftop and ground-mount system installations and needs combined General Liability, Property, and Inland Marine for equipment in transit and on site.
You represent a manufacturer/distributor of inverters and panels that requires package solutions covering product exposures and property at multiple warehouse locations.
Coverage Highlights and Advantages
The Solar Energy program includes the following lines, structured for renewable energy exposures:
Property — physical damage to equipment, on-site assets, and installation materials
General Liability (GL) — third-party bodily injury and property damage arising from installation and operations
Package Policies — combined solutions for smaller businesses that simplify placement
Inland Marine — transit and contractor’s equipment coverage for panels, racking, and tools
These coverages respond to common solar risks such as transit damage, installation site liability, electrical and mechanical breakdowns, and weather-related loss to exposed arrays. As a Lloyd's-backed program, Van Wagoner can handle non-standard or hard-to-place risks and provide secure capacity and competitive terms.
Underwriting Notes and Minimum Premiums
Underwriting is managed in-house by Van Wagoner’s team, allowing for prompt review and tailored solutions. Each submission is evaluated on its merits with an emphasis on safety programs, installation practices, and loss controls. No specific minimum premium is listed; agents should submit complete submissions showing operations, prior loss history, and risk management to obtain terms.
Territories and Availability
This program is available on a non-admitted basis through Lloyd's of London in the following states: Arizona, Arkansas, California, Colorado, Idaho, Kansas, Louisiana, Montana, Nevada, New Mexico, Oklahoma, Oregon, Pennsylvania, Texas, Utah, Virginia, West Virginia, and Wyoming.
Why Work With Van Wagoner Companies, Inc.?
Van Wagoner combines niche renewable-energy underwriting expertise with exclusive Lloyd's capacity. Agents benefit from:
Access to Lloyd's markets for capacity on unusual or larger risks
Responsive, in-house underwriting and flexible terms for complex placements
An appetite for both standard and specialized solar accounts
If you place coverage for contractors, developers, manufacturers, or system operators in the solar sector, Van Wagoner's Solar Energy program provides focused solutions to meet those clients' needs.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program targets solar panel installers, equipment manufacturers and distributors, renewable energy developers, and commercial/residential system operators.
Is this program available on an admitted basis?No. Coverage is offered on a non-admitted basis through an exclusive Lloyd's contract managed by Van Wagoner Companies, Inc.
What coverages are included in the Solar Energy program?The program includes Property, General Liability, Package, and Inland Marine coverages tailored to the exposures common in solar operations and installations.
Which states is this program available in?The program is available in AZ, AR, CA, CO, ID, KS, LA, MT, NV, NM, OK, OR, PA, TX, UT, VA, WV, and WY.
Can new ventures in the solar industry qualify?Yes. New ventures may be considered if they demonstrate relevant experience, proper risk controls, and clear installation or operational procedures. Each submission is underwritten individually.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/vwcos/Art-and-Antique-Galleries/
Specialized Insurance for Art & Antique Galleries
Van Wagoner Companies, Inc. offers a dedicated Art & Antique Galleries program through its MGA platform with access to Lloyd's markets. The program is built to address the distinct valuation, transit, and display risks faced by galleries, dealers, consultants, and collectors. Whether the account is a small boutique gallery, a multi-dealer antique mall, or a private collector with frequent loans and exhibits, Van Wagoner provides flexible placement options and specialty underwriting expertise.
Ideal Accounts and Appetite
This program is well suited for:
Fine art galleries and independent art dealers
Antique shops and multi-dealer malls
Private collectors who rotate or loan pieces to exhibits
Art consultants, appraisers, and dealers who maintain on-site inventory
Accounts with high-value, mobile inventory—items in transit, on consignment, or displayed at shows and auctions—are welcomed when appropriate security and inventory controls are in place. Operations primarily focused on restoration, repair, or manufacturing of antiques or artwork may be outside of the core appetite and should be discussed with underwriting first.
Coverage Highlights and Advantages
The program offers core and package options tailored to gallery and antique exposures:
Property Coverage – Buildings, fixtures, business personal property, and scheduled fine art and antiques.
General Liability – Third-party bodily injury and property damage arising from gallery operations and client visits.
Package Policies – Combined property and liability options for cleaner placement and administration.
Inland Marine – Coverage for items in transit, on consignment, on loan, or exhibited off-premises.
Policies can be customized to include protections for theft, fire, accidental breakage during transit, and other common gallery risks. Coverage terms are designed to reflect the valuation and mobility of collectible items and to support complex placement needs.
Underwriting Notes and Minimum Premiums
Submissions are reviewed individually with attention to loss history, security measures, inventory controls, and item valuations. Provide a detailed inventory, values, provenance where available, and photos to accelerate underwriting. While the program does not list a public minimum premium here, Van Wagoner aims to offer competitive pricing that aligns with the risk profile—underwriters will advise on premium expectations during submission review.
Territories and Availability
This program is available on a non-admitted basis in the following states:
Arizona (AZ)
Arkansas (AR)
California (CA)
Connecticut (CT)
Delaware (DE)
Idaho (ID)
Iowa (IA)
Nevada (NV)
New Mexico (NM)
Oklahoma (OK)
Pennsylvania (PA)
Texas (TX)
Utah (UT)
Wyoming (WY)
Admitted versus non-admitted placement depends on the state and the individual risk characteristics. Van Wagoner places coverage through Lloyd's, which provides flexibility and capacity for higher-value or more complex accounts.
Why Work With Van Wagoner Companies
Van Wagoner combines niche underwriting experience with Lloyd's access to support specialty art and antique risks. Agents benefit from underwriters who understand valuations, transit exposures, consignment arrangements, and museum/exhibit placements. The MGA model also delivers responsive service and streamlined placement for tailor-made solutions.
Example scenarios that fit well:
You have a client who runs a boutique gallery in California that frequently ships pieces to regional shows and needs transit and exhibit coverage in addition to on-site protection.
You represent an antique dealer in Texas who consigns high-value pieces to auctions and requires scheduled inland marine coverage for items while off-premises.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for fine art galleries, antique shops, private collectors, and consultants who need coverage for high-value, mobile inventory and exhibition exposures.
What coverages are included in the Art & Antique Galleries program?Core offerings include Property, General Liability, Inland Marine, and Package policies that can be tailored to cover theft, fire, accidental breakage in transit, and exhibit exposures.
Is this program available in all states?No. It is currently available on a non-admitted basis in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY. Admitted availability varies by state and risk.
Does the program cover items in transit or on loan?Yes. Inland Marine coverage is available to protect items while in transit, on consignment, or temporarily exhibited off-premises.
What carrier backs this program?The program is underwritten and placed through Lloyd's, providing capacity and specialty market expertise for collectible and fine art risks.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/vwcos/Errors-and-Omissions/
The Errors & Omissions Program includes coverages for:
Insurance Agents Errors & Omissions
Miscellaneous Errors & Omissions
Overview — Van Wagoner Companies Errors & Omissions Program
Van Wagoner Companies, Inc. offers an Errors & Omissions program placed through Lloyd's and underwritten for agents, brokers, and other professional services that need protection against mistakes, omissions, and professional liability exposures. This Managing General Agency program is positioned to help independent agencies and small to mid-sized professional firms secure tailored E&O protection across a variety of lines.
Ideal Accounts and Appetite
Independent and small to mid-sized insurance agencies producing personal and commercial lines.
Producers and brokers offering specialty or niche products where advisory exposures exist.
Miscellaneous professional service providers whose primary exposure stems from advice, placement, or administrative errors (subject to underwriting review).
Van Wagoner’s program generally fits agencies and professionals with manageable loss history, sound procedures, and clear documentation practices. It is not typically intended for large national brokerages, firms with significant or unresolved regulatory actions, or accounts with frequent or recent professional liability claims unless specifically negotiated.
Coverage Highlights and Advantages
Flexible forms covering Insurance Agents E&O and Miscellaneous E&O exposures.
Access to Lloyd’s capacity for competitive limits and specialized wording options.
Underwriting tailored to agency operations—placement practices, carrier appointments, and client advisory exposure are evaluated to match coverage to the risk.
Defence costs and claim handling aligned to market standards (specific terms and limits determined in underwriting).
Underwriting Notes and Minimum Premiums
Underwriting focuses on the agency’s product mix, premium volume, staff experience, claims history, and risk management practices. Common documentation requested includes carrier appointments, agency procedures, prior E&O applications, and loss runs. Because minimum premium structures vary by class and state, discuss specific minimums and program pricing with Van Wagoner underwriters during submission.
Territories and Availability
This program is available through Van Wagoner in the following states: AZ, AR, CT, LA, NV, NM, OK, TX, UT. The program is represented with Lloyd’s capacity and is positioned for placement in all available states listed above. Availability and admitted/non-admitted placement may vary by state and by specific account characteristics; confirm placement options with underwriting.
Why Work With Van Wagoner Companies on E&O
MGA expertise: Van Wagoner acts as an intermediary with focused underwriting for agency and professional liability risks.
Market access: Lloyd’s placement offers capacity and flexibility for non-standard or specialty E&O exposures.
Responsive underwriting: Designed to move quickly on submissions that meet appetite, with an emphasis on documentation and risk controls.
Example Account Scenarios
A three-producer independent agency that writes personal and commercial lines, seeks E&O limits to match their book of business and has a clean five-year loss history.
A small consulting firm that provides risk management advice to local businesses and needs Miscellaneous E&O to respond to errors in professional services and documentation.
Submission Tips
Provide current loss runs and any prior E&O applications.
Detail agency procedures for placing business, documenting client advice, and managing endorsements.
Include a summary of producer appointments and top carriers for the agency’s book.
Frequently Asked Questions
What types of accounts are a good fit for this E&O program?Small to mid-sized independent insurance agencies and professional service firms that provide advisory or placement services and have reasonable loss histories and documented procedures are the primary targets for this program.
Which states is the program available in?The program is available in AZ, AR, CT, LA, NV, NM, OK, TX, and UT. State-specific availability and placement (admitted vs. non-admitted) should be confirmed with underwriting.
What documentation does underwriting typically require?Underwriters commonly request current loss runs, prior E&O applications, a description of agency procedures and controls, producer appointments, and a summary of the agency’s product mix and top carriers.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/vail/monoline-comp-insurance/
...re
Farming, slaughterhouses, quarries, sawmills and related agribusiness
...