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...ized Umbrella Coverage for Luxury Resorts and Casino Hotels National Special...Upscale, full-service hotels, luxury resorts, casino hotels, and Tribal nation hospitality operations are ideal candidates for this umbrella program. What limits are available through the program?Umbrella limits are available up to $300 m...

...bility exposures faced by hotels, resorts, and other hospitality operations. D...coverage broader than many standard umbrella policies. Need help placing an ...

...pecialized Community Association Umbrella insurance solution designed to meet ...nsured receives their own dedicated umbrella limit—there are no shared limits ...

...ncements such as D&O, Crime, Umbrella, and Workers’ Compensation — all wit...th Directors & Officers, Crime, Umbrella, and Workers' Compensation covera...

Distinguished Programs makes it easy for agents and brokers to secure Builder's Risk Insurance coverage for both commercial and residential construction projects. Whether your client is starting a new build from the ground up or renovating an existing structure, this program provides the flexibility and coverage you need to protect construction investments until the project is complete. With options to easily transition insureds to their next policy post-construction, this program is designed to support your clients throughout the entire project lifecycle. Policy terms are available for 6 or 12 months, and extensions are available when needed. The streamlined quoting and policy issuance process allows you to rate and issue policies quickly—often with just a few data points. Backed by an A-rated carrier and a specialized Builder’s Risk team, Distinguished Programs delivers top-tier underwriting expertise and service tailored to this niche. Ideal Accounts and Project Types This program is ideal for a wide range of construction-related risks, including: New Construction – Residential or commercial ground-up builds Remodeler’s Risks – Projects involving renovations, structural changes, or additions Betterments Only – For condo owners or tenants making interior improvements or upgrades You might have a client renovating a retail storefront or a small developer constructing a multi-unit residential property—both are great fits for this program. Coverage Highlights and Advantages Competitive pricing and attractive commissions Low minimum premiums No volume commitments required Admitted in most states, backed by A.M. Best A-rated carriers Dedicated Builder’s Risk underwriting team with deep expertise Simple online quoting and instant policy issuance Fast, cost-effective handling of smaller accounts Responsive, professional claims service Underwriting Notes and Minimum Premiums Minimum premiums vary depending on project size and location, but the program is designed to be accessible for both small and mid-sized risks. The application process is streamlined, requiring only minimal data entry to receive a quote and issue a policy. Territories and Availability Distinguished Programs offers Builder’s Risk Insurance in most states, including but not limited to CA, FL, TX, NY, IL, and GA. Coverage is available on an admitted basis in many territories, delivering added confidence and compliance for your clients. See the full list of eligible states on the program profile page. Why Work With Distinguished Programs? As a leading program administrator with decades of experience in specialty property and casualty programs, Distinguished Programs brings unmatched expertise to Builder’s Risk coverage. Their dedicated team, efficient quoting tools, and strong carrier relationships help independent agents and brokers like you place quality business with confidence and ease—without production commitments or red tape. Frequently Asked Questions What types of accounts are a good fit for this Builder’s Risk program?This program is ideal for new construction projects, remodeling jobs, and betterments-only risks such as condo unit renovations. Is the program available for both residential and commercial projects?Yes, the program covers both residential and commercial properties under construction or renovation. How quickly can I get a quote and issue a policy?The online platform allows for fast quoting and policy issuance, often with just two screens of data entry. Are there any volume requirements for agents?No, there are no volume commitments required to access this program. In which states is this program available?The program is available in most states across the U.S., including CA, TX, NY, FL, and IL. Availability may vary by project type and carrier. Need help placing an account? Connect with a market specialist.

...ors • Lessor’s Risk • Motels • Hotels • Garage Liability • General Liabil...d Storage Tanks • Excess Liability/Umbrella • Workers Compensation • Vacant...

...s. Higher-hazard exposures (large resorts with extensive recreational/attracti...d toward limited- and select-service hotels, motels, extended-stay properties,...

... specifically for Limited Service Hotels, including both franchised and non-fr...00 per location. Are there optional liability coverages available?Yes, optional liability coverages include Hired & Non-Owned Auto, Employee Benefits Liability, and a $250 flat-fee Protection ...

Zurich North America's Resorts & Boutique Hotels Insurance Prog..., Pollution, Workers’ Compensation, Umbrella (up to $100M), and a range of hos...