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Insurance coverage for Underground Storage Tanks is becoming increasingly difficult to secure, especially as many carriers are choosing not to renew policies due to the age and condition of tanks. Under federal requirements, owners and operators of underground and aboveground storage tanks must demonstrate financial responsibility for corrective actions and third-party liability resulting from accidental releases. This includes bodily injury and property damage claims caused by leaks or spills. Comprehensive Coverage From Prime Insurance Company Prime Insurance Company offers a flexible and robust pollution liability solution for a wide range of tank exposures. Whether your insured operates a gas station, municipal fueling site, or agricultural facility, this program is designed to help you place hard-to-insure accounts with confidence. Ideal Accounts and Target Classes Prime is actively seeking risks across a variety of industries that own or operate aboveground or underground storage tanks. Target classes include: • Gas stations • Airports (aboveground or underground storage tanks) • Trucking companies (with their own gas or diesel tanks) • Governmental entities (municipalities, cities, or towns with fueling operations) • Agricultural risks (farms with on-site fuel tanks) • Heating oil distributors (with aboveground or underground tanks) This program is ideal for insureds who need coverage to meet federal or state financial responsibility requirements, or who are facing non-renewals due to tank age. Coverage Highlights and Features Prime’s policy offers broad protection for pollution-related exposures, including: • Sudden and accidental release coverage • Non-sudden accidental release coverage • Self-Insured Retention (SIR) options for third-party bodily injury/property damage—minimum $10K • Bodily injury/property damage deductible applies to state-mandated corrective action • Occurrence form available *Please note: This coverage excludes prior, existing, or ongoing leakage or contamination. Coverage is suspended during tank modifications, repairs, or replacement. All tanks must comply with state and federal regulations regarding filling and maintenance. Underwriting Notes Prime underwrites each submission individually, offering a flexible and responsive approach to tank-related risks. While there is no stated minimum premium, the SIR and deductible structures are designed to address high-risk exposures with competitive terms. Available Nationwide This program is available in all 50 states plus Washington, DC. Whether your client is in a rural agricultural area or a densely populated urban market, Prime can help you find a solution. Why Work With Prime Insurance Company? As a specialty carrier, Prime Insurance Company has the experience and flexibility to handle complex environmental and pollution-related risks. Their responsive underwriting, broad appetite, and willingness to look at challenging risks make them a strong partner in this difficult class of business. You’ll benefit from direct access to underwriters and a streamlined quoting process—often with same-day turnaround. You might have a client who owns a chain of gas stations and recently lost coverage due to aging tanks. Or a municipality that operates several fueling stations for its service vehicles. Prime can help you place these accounts when others won’t. To get started, visit Prime Insurance Company's CompleteMarkets profile or request a quote directly through the Underground Storage Tanks program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gas stations, airports, trucking companies, municipalities, farms, and heating oil distributors with underground or aboveground storage tanks. Can older tanks still qualify for coverage?Yes, Prime considers older tanks, even when other carriers are non-renewing due to age. However, tanks must not have existing leakage or contamination and must meet regulatory compliance. Is coverage available in my state?Yes, this program is available in all 50 states and Washington, DC. Does the policy include coverage for both sudden and gradual pollution events?Yes, coverage is available for both sudden and non-sudden accidental releases, subject to terms and underwriting approval. How quickly can I get a quote?Prime offers same-day quoting in many cases. Submit a complete application and necessary tank information to expedite the process. Need help placing an account? Connect with a market specialist.

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Insurance coverage for Underground Storage Tanks is becoming increasingly difficult to secure, especially as many carriers are choosing not to renew policies due to the age and condition of tanks. Under federal requirements, owners and operators of underground and aboveground storage tanks must demonstrate financial responsibility for corrective actions and third-party liability resulting from accidental releases. This includes bodily injury and property damage claims caused by leaks or spills. Comprehensive Coverage From Prime Insurance Company Prime Insurance Company offers a flexible and robust pollution liability solution for a wide range of tank exposures. Whether your insured operates a gas station, municipal fueling site, or agricultural facility, this program is designed to help you place hard-to-insure accounts with confidence. Ideal Accounts and Target Classes Prime is actively seeking risks across a variety of industries that own or operate aboveground or underground storage tanks. Target classes include: • Gas stations • Airports (aboveground or underground storage tanks) • Trucking companies (with their own gas or diesel tanks) • Governmental entities (municipalities, cities, or towns with fueling operations) • Agricultural risks (farms with on-site fuel tanks) • Heating oil distributors (with aboveground or underground tanks) This program is ideal for insureds who need coverage to meet federal or state financial responsibility requirements, or who are facing non-renewals due to tank age. Coverage Highlights and Features Prime’s policy offers broad protection for pollution-related exposures, including: • Sudden and accidental release coverage • Non-sudden accidental release coverage • Self-Insured Retention (SIR) options for third-party bodily injury/property damage—minimum $10K • Bodily injury/property damage deductible applies to state-mandated corrective action • Occurrence form available *Please note: This coverage excludes prior, existing, or ongoing leakage or contamination. Coverage is suspended during tank modifications, repairs, or replacement. All tanks must comply with state and federal regulations regarding filling and maintenance. Underwriting Notes Prime underwrites each submission individually, offering a flexible and responsive approach to tank-related risks. While there is no stated minimum premium, the SIR and deductible structures are designed to address high-risk exposures with competitive terms. Available Nationwide This program is available in all 50 states plus Washington, DC. Whether your client is in a rural agricultural area or a densely populated urban market, Prime can help you find a solution. Why Work With Prime Insurance Company? As a specialty carrier, Prime Insurance Company has the experience and flexibility to handle complex environmental and pollution-related risks. Their responsive underwriting, broad appetite, and willingness to look at challenging risks make them a strong partner in this difficult class of business. You’ll benefit from direct access to underwriters and a streamlined quoting process—often with same-day turnaround. You might have a client who owns a chain of gas stations and recently lost coverage due to aging tanks. Or a municipality that operates several fueling stations for its service vehicles. Prime can help you place these accounts when others won’t. To get started, visit Prime Insurance Company's CompleteMarkets profile or request a quote directly through the Underground Storage Tanks program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gas stations, airports, trucking companies, municipalities, farms, and heating oil distributors with underground or aboveground storage tanks. Can older tanks still qualify for coverage?Yes, Prime considers older tanks, even when other carriers are non-renewing due to age. However, tanks must not have existing leakage or contamination and must meet regulatory compliance. Is coverage available in my state?Yes, this program is available in all 50 states and Washington, DC. Does the policy include coverage for both sudden and gradual pollution events?Yes, coverage is available for both sudden and non-sudden accidental releases, subject to terms and underwriting approval. How quickly can I get a quote?Prime offers same-day quoting in many cases. Submit a complete application and necessary tank information to expedite the process. Need help placing an account? Connect with a market specialist.

Environmental Contractors Insurance from M.J. Hall & Company, Inc. is designed to help agents and brokers place business for contractors and facilities dealing with environmental exposures. This program provides access to essential coverages for a wide range of environmental risks, including mold remediation, site pollution, and more. Overview of the Program From M.J. Hall & Company, Inc. M.J. Hall & Company, Inc. is an experienced Excess & Surplus Lines Broker offering specialized environmental coverage through various carriers. Our Environmental Contractors Insurance program is suited for contractors and facilities that handle, transport, store, or remediate environmental hazards. Whether your client is a small mold remediation contractor or a large site cleanup firm, we can help you find tailored coverage options to meet their needs. Ideal Accounts and Appetite This program is an excellent fit for the following types of clients: Environmental remediation contractors Mold assessment and abatement firms Companies that handle or store hazardous materials Waste haulers and environmental transporters Facilities involved in blending, manufacturing, or storing pollutants You might have a client who operates a hazardous materials cleanup company or a contractor who specializes in mold remediation in commercial buildings. These are the types of accounts we routinely help agents place. Coverage Highlights and Advantages Our Environmental Contractors Insurance program offers a comprehensive set of coverages for third-party and first-party environmental exposures, including: Environmental Liability – Helps protect against environmental damage claims. Excess Liability – Additional limits to support larger or more complex risks. General Liability and/or Auto Liability (Limited) – Basic liability protection for operations and vehicle use. Mold Coverage – Critical for contractors working in humid or water-damaged environments. Professional Liability – Covers errors and omissions in consulting or assessment services. Site pollution coverage is also available for risks involved in pollution exposure, whether for third-party liability or mandated cleanup of the insured’s own property. Underwriting Notes and Minimum Premiums Minimum premiums typically start around $2,500, though this may vary depending on the risk profile and coverage needs. M.J. Hall & Company evaluates each submission individually to craft solutions that align with your client’s risk exposure. We work with a variety of carriers, allowing flexibility in coverage and pricing. Territories and Availability This program is available in the following states: Alaska (AK), Arizona (AZ), California (CA), Hawaii (HI), and Nevada (NV). Some admitted options may be available depending on the jurisdiction and line of business, but the majority of placements are handled on a non-admitted basis through our E&S markets. Why Work With M.J. Hall & Company on This Business With decades of experience in specialty insurance, M.J. Hall & Company, Inc. offers agents direct access to markets that understand environmental exposures. Our team provides responsive service and underwriting insight to help you place complex environmental accounts with confidence. From mold contractors to pollution sites, we have the expertise and resources to support your business growth in this niche area. Frequently Asked Questions What types of accounts are a good fit for this program?We target environmental remediation contractors, mold abatement firms, hazardous material handlers, and facilities dealing with pollutant storage or cleanup. Is mold coverage included in the program?Yes, mold coverage is available and is especially valuable for contractors working in water-damaged or high-humidity environments. What territories is this program available in?The Environmental Contractors Insurance program is available in AK, AZ, CA, HI, and NV. What is the minimum premium for this program?Minimum premiums typically start at $2,500, but may vary based on risk and required coverage. Does M.J. Hall & Company offer site pollution coverage?Yes, site pollution coverage is available for both third-party liability and insured property cleanup mandated by authorities. Need help placing an account? Connect with a market specialist.

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