Search CompleteMarkets

Overview — Retail Industry Workers Compensation Insuran...uently Asked Questions What types of retail accounts are a good fit for this program?Routine retail operations with customer-facing pr...

...program is not intended for small retail properties or personal lines risks. ...heet) and submit through your usual wholesale submission channel. Sloan Mason ...

Environmental Contractors Insurance from M.J. Hall & Company, Inc. is designed to help agents and brokers place business for contractors and facilities dealing with environmental exposures. This program provides access to essential coverages for a wide range of environmental risks, including mold remediation, site pollution, and more. Overview of the Program From M.J. Hall & Company, Inc. M.J. Hall & Company, Inc. is an experienced Excess & Surplus Lines Broker offering specialized environmental coverage through various carriers. Our Environmental Contractors Insurance program is suited for contractors and facilities that handle, transport, store, or remediate environmental hazards. Whether your client is a small mold remediation contractor or a large site cleanup firm, we can help you find tailored coverage options to meet their needs. Ideal Accounts and Appetite This program is an excellent fit for the following types of clients: Environmental remediation contractors Mold assessment and abatement firms Companies that handle or store hazardous materials Waste haulers and environmental transporters Facilities involved in blending, manufacturing, or storing pollutants You might have a client who operates a hazardous materials cleanup company or a contractor who specializes in mold remediation in commercial buildings. These are the types of accounts we routinely help agents place. Coverage Highlights and Advantages Our Environmental Contractors Insurance program offers a comprehensive set of coverages for third-party and first-party environmental exposures, including: Environmental Liability – Helps protect against environmental damage claims. Excess Liability – Additional limits to support larger or more complex risks. General Liability and/or Auto Liability (Limited) – Basic liability protection for operations and vehicle use. Mold Coverage – Critical for contractors working in humid or water-damaged environments. Professional Liability – Covers errors and omissions in consulting or assessment services. Site pollution coverage is also available for risks involved in pollution exposure, whether for third-party liability or mandated cleanup of the insured’s own property. Underwriting Notes and Minimum Premiums Minimum premiums typically start around $2,500, though this may vary depending on the risk profile and coverage needs. M.J. Hall & Company evaluates each submission individually to craft solutions that align with your client’s risk exposure. We work with a variety of carriers, allowing flexibility in coverage and pricing. Territories and Availability This program is available in the following states: Alaska (AK), Arizona (AZ), California (CA), Hawaii (HI), and Nevada (NV). Some admitted options may be available depending on the jurisdiction and line of business, but the majority of placements are handled on a non-admitted basis through our E&S markets. Why Work With M.J. Hall & Company on This Business With decades of experience in specialty insurance, M.J. Hall & Company, Inc. offers agents direct access to markets that understand environmental exposures. Our team provides responsive service and underwriting insight to help you place complex environmental accounts with confidence. From mold contractors to pollution sites, we have the expertise and resources to support your business growth in this niche area. Frequently Asked Questions What types of accounts are a good fit for this program?We target environmental remediation contractors, mold abatement firms, hazardous material handlers, and facilities dealing with pollutant storage or cleanup. Is mold coverage included in the program?Yes, mold coverage is available and is especially valuable for contractors working in water-damaged or high-humidity environments. What territories is this program available in?The Environmental Contractors Insurance program is available in AK, AZ, CA, HI, and NV. What is the minimum premium for this program?Minimum premiums typically start at $2,500, but may vary based on risk and required coverage. Does M.J. Hall & Company offer site pollution coverage?Yes, site pollution coverage is available for both third-party liability and insured property cleanup mandated by authorities. Need help placing an account? Connect with a market specialist.

.... Whether the account is a single retail location or a small multi-location se...mercial clients such as restaurants, retail stores, health clubs, artisan cont...

...ns. Whether you're working with a retail shop, contractor, or niche account, w...ness classes, including contractors, retail stores, apartments, restaurants, a...

...facturing, Wholesale Distributor, Retail, and Real Estate, but we accept hundr...nufacturing, wholesale distribution, retail, real estate, and many other small...

...de (but are not limited to): Retail Wholesale Restaurants Man...nefit most include small to mid-size retail, restaurants, contractors, medical...