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With K&K’s camp, conference and retreat center insurance program, you can spend your time on important hings like keeping your campers happy. We’ll take care of the rest of your worries with an insurance program specifically tailored to the individual needs of your camp. Eligible Operations for Camp, Conference and Retreat Center Insurance: - Activity camp insurance - Leadership camp insurance - Boy and Girl Scout councils insurance - Learning camp insurance - Religious retreat insurance - Conference center insurance - Resident camp insurance - Day camp insurance - Summer camp insurance Coverages Available & Program Highlights: General Liability - Broadened Coverage Form - Non-audited Policy - No Deductible - Sexual Abuse & Molestation Endorsement - per perp form (subject to qualification based on minimum underwriting guidelines) - Fireworks Liability - Expanded Bodily Injury Definition - Medical Professional Employee/Volunteer Liability - Nonowned Watercraft up to 51’ - Personal and Advertising Injury Definition Expanded - Camp Director Liability - Crisis Response Coverage Property - More Than 25 Coverage Expansions - Equipment Breakdown Included - Vacancy Clause Redefined to Address Seasonal Operations - Building Definition Redefined to Include: tent platforms, pavilions and shelters, signs, boat and canoe racks, athletic backstops, permanently installed playground equipment, adventure course structures and climbing walls and above ground tanks - Outdoor property (trees, shrubs, or plants) - Business Interruption (Civil Authority Expansion Available in certain states) - Emergency Vacating Expenses Covered, Full Building Ordinance "A" Coverage Crime Commercial Auto Excess Liability Inland Marine Workers’ Compensation Common Associated Exposures: - Hiking trails - Ropes courses/ - Horseback riding climbing walls/ziplines - On-site physician/nurse - Recreational - Paintball courses boating/canoeing - Swimming Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

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...ports camps, day camps, seasonal retreats, and specialty camps including dance...

Catastrophic accident medical insurance solutions for colleges and universities insuring their student athletes participating in intercollegiate athletic programs. Coverage can extend to college club and intramural programs. Eligible Operations for College Athletic Catastrophic Accident Medical Insurance: - Intercollegiate (NCAA/NJCAA/NAIA) athletic programs - Collegiate clubs and intramural sports programs Coverages Available & Program Highlights: Excess Accident Medical - Up to $5,000,000 Policy limit - Minimum Deductible is $25,000 - Expanded Medical coverage - Coverage for HMO/PPO denials - Coverage for pre-existing conditions - Cat Cash Benefit option up to $500,000 - 10 Year Benefit Period (Lifetime Benefit Period option available) Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

K&K Insurance Group offers fitness instructor insurance designed to defend and indemnify instructors for alleged negligence resulting in bodily injury and property damage while performing their duties. Must be an instructor who directly supervises an individual or group in sports, fitness, dance or martial arts-related activities. Eligible Operations for Instructor Insurance: Fitness Instructors and Personal Trainers: - Acro dance instructor insurance - Hoop fitness instructor insurance - Acrobatic/partner yoga insurance - Aerial/anti-gravity/suspended yoga instructor insurance (certified - Personal training instructor insurance - Pilates instructor insurance instructors only) - Aerobic instructor insurance - Qigong instructor insurance - Spinning instructor insurance - Aquatic exercise instructor insurance - Cardio kickboxing instructor - Strength instructor insurance - Tai Chi instructor insurance insurance - Children's fitness instructor insurance - Exercise instructor insurance - Tumbling instructor insurance (floor only, no gymnastic apparatus) - Yoga instructor insurance - Fitness bootcamp instructor insurance - GYROTONIC® instructor insurance - Zumba® stroller based instructor insurance Yoga Instructor: - Acrobatic/Partner yoga - Iyengar yoga insurance - Aerial/anti-gravity/suspended yoga insurance (certified instructors only) - Jivamukti yoga insurance - Kripaula yoga insurance - Kundalini yoga insurance - Ananda yoga insurance - Anusara yoga insurance - Mysore yoga insurance - Power yoga insurancc - Ashtanga yoga insurance - Dharma yoga insurance - Prenatal & Postnatal yoga insurance - Forrest yoga insurance - Hatha yoga insurance - Hatha Flow yoga insurance - Hot yoga insurance - Restorative yoga insurance - Sivanada yoga insurance - Vinyasa yoga insurance - Yin yoga insurance Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Professional Liability - Medical Expense (other than participants) - Bodily Injury to Participants - Damage to Premises Rented to You K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following sites: www.fitnessinsurance-kk.com – fitness instructors Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Our Cheer Gym Insurance program specializes in the instruction of cheerleading, dance, tumbling, trampolines and related programs. The program offers liability coverage for the gym including its employees and volunteers, and for liability claims arising out of the gym's operations. Eligible Classes: • Cheer gyms and clubs Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense (other than participants) - Hired Auto and Employers' Nonowernership Liability (not provided in IL, LA, UT, VT & WI) - Professional Liability - Bodily Injury to Participants - Medical Payments for Participants - No Charge for Certificates of Insurance - Premises Liability Included Optional Coverages: - Ancillary instructional or learning programs coverage - On-site Birthday Party Coverage (optional) - Equipment and Contents Inland Marine - Abuse, Molestation or Exploitation Defense Reimbursement Coverage - Meets, Competitions & Events Coverage - Parkour, Ninja, free-running, extreme tumbling, and indoor obstacle courses coverage - Excess Liability - Directors' and Officers' Liability including Employment Practices Liability for Not-for-profits - Sexual Abuse or Sexual Molestation Liability (optional) - On-site inflatable amusement devise - Open gym, parent's night out, and special events coverage - Camps, clinics, swimming pools coverage Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

K&K partners with Showstoppers to provide event cancellation insurance. Please note that if you are seeking event cancellation coverage pertaining to Coronavirus COVID-19, this is not available as it is deemed a pre-existing condition and it is specifically excluded from all event cancellation policies issued through our program from January 2020 forward. Click to view a short video that explains products and services Eligible Operations for Event Cancellation Insurance: (Including but not limited to) - Athletic and Sporting Events - Trade Shows and Exhibitions - Motorsport events - Conventions and Meetings - Community events - Special event cancellation - Special events - Teleconference - Concerts and Music Events - Fairs and Festivals Causes of Loss May Include - Power failure - Damages to leased or rented premises - Damage to surrounding venues or infrastructure resulting in lack of access - Failure of public transport facilities or denial of access - Natural catastrophe such as earthquake and flood - Adverse weather conditions (This coverage is broader than rain insurance and there are no rain gauge requirements.) - Non appearance of a Principal Speaker or Entertainer - Inability to erect facilities at venue - Disease outbreak (certain exclusions may apply) - Labor Dispute/Strike risks - Failure of TV broadcast - Any other previously unforeseen cause not excluded under the wording - Terrorism The policy covers the normal contractual relationships of an event organizer which can be adapted for any changed circumstances. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The dance school insurance program has been designed for U.S.-based dance schools and other organizationsn specializing in the instruction of performance and social dance. Coverage provided includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising our of its operations Eligible Operations for Dance School Insurance: - Aero dance school insurance - Irish school insurance - Ballet school insurance - Jazz school insurance - Ballroom dancing school insurance - Latin school insurance - Belly dancing school insurance - Modern school insurance - Clogging school insurance - Salsa school insurance - Contemporary school insurance - Scottish school insurance - Country western school insurance - Square school insurance - Cultural/ethnic school insurance - Swing school insurance - Flamenco school insurance - Tango school insurance - Folk school insurance - Tap school insurance - Hawaiian school insurance - Hip Hop school insurance - Tumbling insurance (floor only, no gymnastic apparatus) - ZUMBA® insurance Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Professional Liability - Medical Payments for Participants - Premises Liability - Hired Auto and Employers’ Nonownership Liability (not available in IL, LA, UT, VT and WI - Bodily Injury to Participant - Broadening Endorsement - Damage to Customers' Goods, Medical Personnel Non-registered Member Activity Coverage (Optional) Equipment and Contents - Inland Marine (optional) - not available in all states Abuse, Molestation, or Exploitation Defense Reimbursement Coverage (optional) Sexual Abuse or Sexual Molestation Liability (optional) K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.danceinsurance-kk.com Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864