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... for small groups or large groups, self-insurance is often a reasonable altern...e current eligibility status of each insured is recognized immediately as chan...

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For over 15 years, Insurance Program Managers Group (IPMG) has been a trusted wholesale brokerage partner for agents and brokers seeking reliable Workers Compensation Insurance markets. With deep expertise across a broad range of industries and access to multiple A-rated carriers, IPMG delivers competitive solutions tailored to your clients' unique risk profiles. Ideal Accounts and Target Industries IPMG has the underwriting experience and market access to handle a wide variety of Workers Compensation classes. Our appetite includes, but is not limited to: Contractors and construction-related businesses Healthcare providers and facilities Manufacturing operations Auto dealerships and service centers Trucking and transportation firms We can also consider accounts with high experience modification factors or complex loss histories. Example: You might have a client operating a regional trucking company with a 1.45 mod and prior losses. IPMG can help you explore competitive options across multiple carriers to place that account with confidence. Program Highlights and Value-Added Services Access to multiple A-rated carriers (admitted and non-admitted as available) Premiums starting as low as $500, scaling to $1M+ Same-day quoting available on many classes with complete submissions Wide variety of eligible class codes Markets for high mods and challenging risks Monthly reporting capabilities Competitive commissions for agents Additional risk management services available to support your clients Submission Requirements To receive a fast and accurate quote, please provide: Completed Accord application with description of operations 3–5 years of currently valued loss runs Current experience modification rating (if applicable) Territories and Availability IPMG offers Workers Compensation Insurance solutions in most states, including but not limited to: CA, TX, FL, NY, IL, and AZ. We are actively writing business in over 45 states and Washington, DC. Carrier availability and program structure may vary by state. Why Partner With IPMG? At IPMG, we understand that your clients rely on you for timely, competitive, and knowledgeable service. Our team delivers fast turnaround, flexible underwriting, and strong market relationships to help you win and retain Workers Compensation accounts. With over a decade of proven performance in this space, IPMG is your go-to partner for Workers Comp solutions that work. Frequently Asked Questions What types of accounts are a good fit for IPMG's Workers Compensation program?We can write a wide range of classes, including contractors, healthcare providers, manufacturers, dealerships, and trucking companies. We also consider high-mod or loss-challenged risks. What is the minimum premium for this program?Premiums start at $500 and scale based on class and exposure. We work with accounts ranging from small businesses to large operations. How quickly can I get a quote?Same-day quotes are available for many classes with complete submissions, including an Accord app, loss runs, and experience mod (if applicable). Which states are eligible for this program?Our Workers Compensation program is available in most US states, including CA, TX, FL, NY, and over 40 others. Availability and carrier options may vary by state. Does IPMG offer risk management support?Yes, additional risk management services are available to help your clients improve workplace safety and control costs. Need help placing an account? Connect with a market specialist.

Technology Errors and Omissions Insurance Insurance Program Managers Group (IPMG) offers a robust Technology Errors & Omissions (Tech E&O) Insurance program designed to protect technology professionals and organizations from liability exposures related to their services, products, and digital infrastructure. This program provides Professional Liability coverage for a wide variety of tech and privacy-related businesses — ideal for agents and brokers looking to place specialty tech accounts with experienced, reliable markets. Ideal Accounts and Appetite IPMG targets a wide range of technology and IT-related risks. The program is especially suitable for: IT consultants and trainers Managed help desk service providers Software developers and publishers Cloud computing and application hosting companies Mobile app and website developers Cybersecurity and antivirus software firms ISPs and telecommunications providers CAD, accounting, banking, or point-of-sale software developers Social media and web marketing firms Web hosting platforms and domain registrars GIS and data mapping technology providers If you have clients who handle custom software development, mobile apps, or sensitive user data — or those who provide tech support and services to third parties — this program can help address their professional liability gaps. Coverage Highlights and Advantages This Tech E&O program is built to meet the complex liability needs of today’s technology sector. Available coverage solutions include: Professional Liability / Errors & Omissions Privacy and data breach exposures Claims arising from software failure, service interruption, or data loss Flexible options through both Admitted and Non-Admitted markets IPMG partners with A-rated carriers to ensure stability and claims confidence. Whether your client is a startup tech firm or an established software provider, IPMG’s underwriters understand the nuances of the industry. Underwriting Notes and Market Access IPMG provides access to both admitted and non-admitted paper, depending on the risk and jurisdiction. Appetite includes small to mid-sized technology companies — from freelance consultants to growing SaaS providers. Competitive terms and custom solutions are available based on the account profile. Minimum premium details vary by risk but are structured to remain accessible for a broad spectrum of technology-related businesses. Territories and Availability Currently, this program is available in the following states: Florida (FL) Iowa (IA) Illinois (IL) Indiana (IN) Missouri (MO) If you operate in one of these states and need E&O coverage for a tech client, IPMG is ready to assist. Why Work With IPMG? With years of experience in specialty insurance programs, IPMG is a trusted partner for agents and brokers looking to place tech-related professional liability risks. The firm offers: Responsive underwriting and personalized service Access to A-rated carriers Program expertise tailored to the evolving tech landscape You’ll also benefit from direct contact with knowledgeable representatives based on your state: Matt Becker (IL, IN, IA) (630) 485-5952 [email protected] Barbara Commings (FL) (855) 377-4764 Ext 5222 [email protected] Leona Greeves (MO) (314-293-9700) Ext 9705 [email protected] Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for IT consultants, software developers, cloud service providers, mobile app creators, and other technology-focused firms that provide products or services with potential professional liability exposure. What coverages are included in the Technology E&O Insurance program?The program typically includes Professional Liability (Errors & Omissions) coverage and may offer options for privacy and data breach exposures depending on the risk profile. In which states is this program currently available?This Tech E&O program is available in Florida, Iowa, Illinois, Indiana, and Missouri. Do you offer coverage through admitted or non-admitted carriers?IPMG provides access to both admitted and non-admitted markets, depending on the account's specific needs and location. Who should I contact for a quote or more information?You can reach out to the designated IPMG contact based on your state — Matt Becker (IL, IN, IA), Barbara Commings (FL), or Leona Greeves (MO). Need help placing an account? Connect with a market specialist.