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Comprehensive Snow Plow Insurance Solutions from Prime Insurance Company Snow plowing operations carry elevated and ...e. What coverages are included in the Snow Plow Insurance program?Standard off...

Comprehensive Snow Plow Insurance Solutions from Prime Insurance Company Snow plowing operations carry elevated and ...e. What coverages are included in the Snow Plow Insurance program?Standard off...

Snow Plowing Coverage Excel Insurance Ser...it a completed ACORD application, the Snow Plowing Supplement, three years of ...

...ffers a focused Weather Insurance (Snow Removal) program that helps your clien...overed?Coverage can be structured for snow and related perils, and can also in...

...ffers a focused Weather Insurance (Snow Removal) program that helps your clien...overed?Coverage can be structured for snow and related perils, and can also in...

Many agents and brokers ask—“Why should my client carry special event insurance?” At most special events across the country, injuries and accidents are common, and lawsuits frequently follow. Whether it’s bodily injury to a guest, property damage to a rented venue, or general negligence, liability exposures can be significant. Without proper coverage, your client could be held personally responsible for costly claims that threaten their financial well-being. Overview of the Special Event Insurance Program From Prime Insurance Company Prime Insurance Company offers a comprehensive Special Event Insurance program designed to protect your clients from the unexpected. With an all-in-one policy approach, Prime provides flexible solutions tailored to a wide range of event types and risk levels. Whether your client is organizing a one-day wedding or a multi-day festival, this program delivers broad protection and peace of mind. Ideal Accounts and Appetite This program is an excellent fit for: Weddings and Receptions Sporting Events and Tournaments Concerts and Music Festivals Trade Shows and Expos Religious or Cultural Celebrations Private Parties, Banquets, and Baby Showers Community Fairs and Showcases The program is designed to accommodate both individuals and organizations hosting public or private events. Risks with complex liability exposures—such as alcohol service, crowd control, or high foot traffic—can be considered. Example: You may have a client hosting a large outdoor concert in a public park. With third-party vendors, a liquor license, and thousands of attendees, this account would benefit from Prime’s comprehensive event liability package. Coverage Highlights and Advantages Prime Insurance Company offers broad and flexible protection, including: General Liability (including Spectator Liability) Property Damage to Rented Premises Event Cancellation Insurance Liquor Liability Umbrella/Excess Liability Professional Liability (as needed) Bodily Injury Personal and Advertising Injury Medical Expense Coverage This all-in-one approach ensures that organizers, venues, vendors, and participants are protected under one policy, helping agents reduce gaps in coverage and streamline the quoting process. Underwriting Notes and Minimum Premiums Prime is known for its flexible underwriting and ability to consider unique or hard-to-place risks. While minimum premiums vary by event type and exposure, Prime works directly with agents to craft custom solutions. Risks with prior claims, last-minute submissions, or unusual exposures will be considered on a case-by-case basis. Territories and Availability This program is available nationwide, including all 50 states and Washington, D.C. Prime writes in both urban and rural areas and can handle events in challenging venues or jurisdictions. Why Work With Prime Insurance Company? As a carrier with a strong reputation for underwriting difficult risks, Prime Insurance Company offers agents a responsive, solution-oriented partner for special event business. Their deep experience with unique liability exposures, direct carrier authority, and ability to turn quotes quickly makes them an ideal resource for brokers looking to place event-related coverage with confidence. To learn more or discuss your client’s needs, please reach out to Prime Insurance Company directly by phone or email. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for clients organizing weddings, concerts, sporting events, banquets, festivals, religious celebrations, and other private or public gatherings. Can Prime Insurance cover events that serve alcohol?Yes, liquor liability coverage is available for events where alcohol is served or sold, subject to underwriting approval. Is this coverage available in all states?Yes, Prime Insurance Company offers this program in all 50 states and Washington, D.C. What if my client has had previous claims or a last-minute event?Prime is known for flexible underwriting and will consider accounts with prior claims or short lead times on a case-by-case basis. Does the policy cover event cancellation?Yes, cancellation insurance is available and can be included in the overall event insurance package. Need help placing an account? Connect with a market specialist.

Insurance coverage for Underground Storage Tanks is becoming increasingly difficult to secure, especially as many carriers are choosing not to renew policies due to the age and condition of tanks. Under federal requirements, owners and operators of underground and aboveground storage tanks must demonstrate financial responsibility for corrective actions and third-party liability resulting from accidental releases. This includes bodily injury and property damage claims caused by leaks or spills. Comprehensive Coverage From Prime Insurance Company Prime Insurance Company offers a flexible and robust pollution liability solution for a wide range of tank exposures. Whether your insured operates a gas station, municipal fueling site, or agricultural facility, this program is designed to help you place hard-to-insure accounts with confidence. Ideal Accounts and Target Classes Prime is actively seeking risks across a variety of industries that own or operate aboveground or underground storage tanks. Target classes include: • Gas stations • Airports (aboveground or underground storage tanks) • Trucking companies (with their own gas or diesel tanks) • Governmental entities (municipalities, cities, or towns with fueling operations) • Agricultural risks (farms with on-site fuel tanks) • Heating oil distributors (with aboveground or underground tanks) This program is ideal for insureds who need coverage to meet federal or state financial responsibility requirements, or who are facing non-renewals due to tank age. Coverage Highlights and Features Prime’s policy offers broad protection for pollution-related exposures, including: • Sudden and accidental release coverage • Non-sudden accidental release coverage • Self-Insured Retention (SIR) options for third-party bodily injury/property damage—minimum $10K • Bodily injury/property damage deductible applies to state-mandated corrective action • Occurrence form available *Please note: This coverage excludes prior, existing, or ongoing leakage or contamination. Coverage is suspended during tank modifications, repairs, or replacement. All tanks must comply with state and federal regulations regarding filling and maintenance. Underwriting Notes Prime underwrites each submission individually, offering a flexible and responsive approach to tank-related risks. While there is no stated minimum premium, the SIR and deductible structures are designed to address high-risk exposures with competitive terms. Available Nationwide This program is available in all 50 states plus Washington, DC. Whether your client is in a rural agricultural area or a densely populated urban market, Prime can help you find a solution. Why Work With Prime Insurance Company? As a specialty carrier, Prime Insurance Company has the experience and flexibility to handle complex environmental and pollution-related risks. Their responsive underwriting, broad appetite, and willingness to look at challenging risks make them a strong partner in this difficult class of business. You’ll benefit from direct access to underwriters and a streamlined quoting process—often with same-day turnaround. You might have a client who owns a chain of gas stations and recently lost coverage due to aging tanks. Or a municipality that operates several fueling stations for its service vehicles. Prime can help you place these accounts when others won’t. To get started, visit Prime Insurance Company's CompleteMarkets profile or request a quote directly through the Underground Storage Tanks program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gas stations, airports, trucking companies, municipalities, farms, and heating oil distributors with underground or aboveground storage tanks. Can older tanks still qualify for coverage?Yes, Prime considers older tanks, even when other carriers are non-renewing due to age. However, tanks must not have existing leakage or contamination and must meet regulatory compliance. Is coverage available in my state?Yes, this program is available in all 50 states and Washington, DC. Does the policy include coverage for both sudden and gradual pollution events?Yes, coverage is available for both sudden and non-sudden accidental releases, subject to terms and underwriting approval. How quickly can I get a quote?Prime offers same-day quoting in many cases. Submit a complete application and necessary tank information to expedite the process. Need help placing an account? Connect with a market specialist.

Real Estate Agents face a wide range of professional liability risks—regardless of experience or how diligent they are in serving their clients. From errors in property listings to disputes over disclosures and contracts, the potential for claims is ever-present. That’s why it’s essential for agents and brokers to help their real estate clients secure comprehensive coverage designed for their unique exposures. Real Estate Agent Insurance Solutions From Prime Insurance Company With more than 30 years of underwriting experience, Prime Insurance Company offers tailored liability insurance solutions for real estate professionals. Our program is specifically designed to address the risks faced by both individual agents and firms working in real estate sales, appraisals, and auctions. We understand that real estate professionals often prioritize client needs over their own risk management, so we help you deliver peace of mind with flexible, responsive coverage options. Ideal Accounts and Target Classes This program is ideal for a wide range of real estate professionals, including: Independent Real Estate Agents Real Estate Firms Appraisal Firms Auctioneers Independent Brokers If you have clients who are launching new real estate ventures or expanding into high-risk property types, Prime can often offer options where others decline. For example, you might have a client who’s a sole proprietor real estate agent handling both residential and commercial listings—this type of account is a strong fit for our program. Coverage Highlights and Advantages Professional liability tailored to real estate professionals Legal defense and indemnity coverage for covered claims No minimum premium requirements Coverage available for both admitted and non-admitted markets Fast turnaround—quotes typically within 48 hours; same-day quotes available upon request In the event of a claim, Prime Insurance Company will be the trusted partner you and your client need, providing legal defense and covering damages up to the policy limit. Underwriting Notes and Submission Requirements We do not have a minimum premium requirement, giving you the flexibility to place accounts of all sizes. However, we require complete and accurate submission documentation before binding coverage. This ensures we can offer the best possible terms and pricing for your client’s risk profile. Territories and Availability This Real Estate Agents program is available in all 50 states and Washington, D.C., including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Prime Insurance Company? As a carrier with deep expertise in niche liability markets, Prime Insurance Company offers flexible underwriting, responsive turnaround times, and a broad appetite for real estate-related risks. Whether you're working with a startup real estate firm or a seasoned independent agent, we can help you deliver custom insurance solutions that protect your clients and strengthen your relationships. Partner with Prime to access a reliable, experienced market that understands the unique challenges of insuring real estate professionals. Frequently Asked Questions What types of accounts are a good fit for this Real Estate Agents program?This program is ideal for independent real estate agents, real estate firms, appraisal firms, auctioneers, and independent brokers across both residential and commercial sectors. Is there a minimum premium required to bind coverage?No, Prime Insurance Company does not require a minimum premium. However, all required documents must be submitted before coverage can be bound. How quickly can I get a quote for my client?Quotes are typically provided within 48 hours. Expedited, same-day quotes are available upon request for urgent submissions. Is this program available in all states?Yes, the program is available in all 50 states and Washington, D.C. What makes Prime Insurance Company a strong partner for real estate risks?With over 30 years of underwriting experience, Prime offers flexible, customized solutions and a strong legal defense capability for real estate professionals facing liability claims. Need help placing an account? Connect with a market specialist.

As an independent agent serving fitness professionals, you understand the unique risks your clients face. Whether they’re leading a bootcamp, teaching yoga, or offering personal training sessions, fitness instructors work closely with clients in physically demanding environments—where the potential for injury, liability claims, and property damage is high. That’s where Prime Insurance Company steps in. Our Fitness Instructors Insurance program is designed to provide robust liability protection across a wide range of fitness disciplines. With coverage available in all 50 states and Washington, DC, this program is an ideal solution for agents looking to place business for independent instructors, small fitness studios, or mobile trainers. Ideal Accounts and Target Classes This program is suitable for individual fitness instructors or small training businesses operating across a variety of disciplines. Whether your client teaches in-person, virtually, or at multiple locations, Prime Insurance Company helps safeguard them from common legal exposures. Target Classes Include: Cardio Kickboxing Personal Training Pilates Tai Chi Yoga Zumba Acro Dance Fitness Bootcamp Spinning Aerobics Aquatic Exercise Tumbling +Many More Even when instructors follow proper safety guidelines and training protocols, they can still be held liable when something goes wrong. Statistics show that over 970,000 fitness-related injuries were treated in U.S. hospitals between 1990 and 2007. Don’t let your clients go unprotected. Coverage Highlights and Advantages The program offers tailored coverage designed specifically for the fitness industry. Whether your client is working one-on-one or leading group sessions, Prime Insurance Company provides critical protection against the most common exposures. Coverages Offered: Legal Liability Professional Liability Medical Expense Bodily Injury Property Damage Personal Injuries Abuse, Molestation, and Sexual Misconduct This makes the program especially attractive for instructors working with minors, seniors, or vulnerable populations, where allegations of misconduct can carry severe consequences—even if unfounded. Underwriting and Program Notes Prime Insurance Company offers flexible options for fitness professionals of all experience levels. Whether you’re working with a new instructor launching their first business or a seasoned trainer expanding into new markets, our underwriters can assess and respond quickly to submissions. Coverage is available in all 50 states and Washington, DC. Submissions are reviewed on a case-by-case basis, and Prime aims to provide fast turnarounds and competitive solutions for both standard and higher-risk classes. Why Work With Prime Insurance Company As a direct carrier, Prime Insurance Company has the authority and flexibility to tailor coverage to fit your client’s individual needs. We specialize in niche liability markets and provide an all-in-one insurance solution for fitness professionals. Agents benefit from responsive underwriting, broad appetite, and the ability to place both straightforward and challenging risks under one roof. If you have a client who runs a community Zumba class, operates a mobile personal training business, or teaches aquatic fitness at a local gym, Prime Insurance Company can help you deliver the coverage they need—with speed and expertise. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for independent fitness instructors, personal trainers, and small group class leaders across a wide range of disciplines, including yoga, Pilates, bootcamps, and more. Is coverage available nationwide?Yes, the Fitness Instructors Insurance program is available in all 50 states and Washington, DC. What are the key coverages included?The program includes legal liability, professional liability, medical expense, bodily injury, property damage, personal injury, and abuse/molestation coverage. Can I place business for instructors who work virtually or at multiple locations?Yes, Prime Insurance Company can accommodate fitness professionals who offer services online or across various locations. How quickly can I get a quote?Prime Insurance Company offers a streamlined submission process for fast quotes. Reach out to their underwriting team to get started. Need help placing an account? Connect with a market specialist.

Customized Insurance Solutions for Nursing Home Facilities At XINSURANCE, powered by Evolution Insurance Brokers, we understand the unique risks and regulatory challenges faced by nursing home facilities. Our tailored insurance program—offered by Prime Insurance Company—is designed to help agents and brokers secure comprehensive, flexible coverage for clients in the long-term care and senior living sectors. With 24/7 claims support and a client-first underwriting approach, we’re here to be your strategic partner in protecting healthcare operations of all sizes. Ideal Accounts and Appetite We specialize in hard-to-place or non-standard risks, including facilities with prior claims, high liability exposures, or unique operations. The Nursing Home Facilities program is ideal for: • Skilled nursing facilities • Long-term care operations • Assisted living with complex care needs • Facilities hosting special events or providing transportation You might have a client who operates multiple locations or offers specialized memory care services—this program can help address their evolving exposure needs. Coverage Highlights and Advantages This program offers broad, customizable coverage options. Whether your client is a single-location facility or a multi-state operator, you’ll have access to flexible terms and limits. Coverages Can Include: • Special Events • Commercial General Liability • Property Coverage • Commercial Auto (available in most states) *Not available in NY • Individual Liability • Alleged Sexual Abuse • Alleged Molestation Liability • Alleged Assault and Battery Liability • Professional Liability • Directors and Officers Liability Program Highlights: • Premium Financing • Flexible limits, premiums, and coverage customization • Risk Management Support • All-in-One Policy Solutions • Direct Market Access • Responsive Underwriting • 24/7 Claims Reporting and Support Underwriting Notes and Minimum Premiums Our underwriting team focuses on identifying coverage gaps, exclusions, and tailoring solutions to fit each client’s specific operations. While there is no set minimum premium listed, pricing is assessed based on risk characteristics, size, and coverage needs. Accounts of any size are welcome for review. Territories and Availability The Nursing Home Facilities program is available in all 50 states and Washington, D.C., except for specific limitations on auto coverage in New York. As a non-admitted solution through an excess and surplus lines broker, this program is ideal for clients who may not qualify for standard markets. Why Work With Prime Insurance Company and XINSURANCE Prime Insurance Company, through its XINSURANCE platform, offers a high-touch, flexible approach to non-admitted risks. With direct access to underwriters, in-house claims expertise, and a willingness to write tough or unique accounts, you gain a reliable partner when placing difficult healthcare facility risks. Whether you’re working with a new venture, a facility with a claims history, or a client needing specialized coverages, this program offers the tools you need to succeed. *Please Note: XINSURANCE is powered by Evolution Insurance Brokers, LC (“EIB”), an excess and surplus line insurance brokerage. XINSURANCE is a DBA of EIB, which is domiciled in and has its principal place of business in Sandy, Utah. This insurance product is offered by an unlicensed surplus lines insurer. The licensed brokers for EIB are: Rick J. Lindsey (except in CA) (NPN 91653) & Mike Fennell (Only CA) (NPN 1435429) Frequently Asked Questions What types of accounts are a good fit for this Nursing Home Facilities program?This program is ideal for skilled nursing facilities, long-term care operations, and assisted living centers—especially those with higher risks, prior claims, or unique service offerings. Can I customize coverage options for my client?Yes, coverage, limits, and premiums can all be tailored to meet your client’s specific needs. The program is designed for flexibility. Is this program available in all states?Yes, it is available in all 50 states plus D.C., although commercial auto coverage is not available in New York. What makes this program different from standard admitted markets?This is a non-admitted solution through an excess and surplus lines broker, allowing more flexibility in underwriting and broader coverage options for hard-to-place risks. How do I get started with a quote?You can contact the underwriting team directly through the company profile or storefront page to request a free, customized quote. Need help placing an account? Connect with a market specialist.