Search CompleteMarkets

...policy tailored for auto dealers, repair and servicing centers, and related op...gram?Small to mid-size auto dealers, repair shops, lube and oil-change centers...

... servicing, pump installation and repair, and geotechnical/environmental drill...well drillers, pump installation and repair contractors, and geotechnical/envi...

...gnostic testing centers Medical spas and aesthetic clinics Home health...am is ideal for clinics, labs, medical spas, home health agencies, small hospi...

...idental maintenance, service, and repair. Minimum account premium is $10,000. ...

... Ship builders and ship repairers Stevedores and terminal operators Barge repairers and marine construction contractor...example stevedores, shipyards, barge repairers, terminal operators, and marine...

We have this program and many more tailored for swimming pool contractors. Writing this class has never been easier. With access to up to five carriers, Gladius Insurance Services, LLC can help you find the right fit for your swimming pool contractor clients’ needs. Guardian Program Overview from Gladius Insurance Services Gladius Insurance Services, LLC offers a specialized Contractors General Liability program designed for smaller general contractors and artisan trades, including swimming pool contractors. Whether your client is focused on residential or commercial pool installations, this program offers broad eligibility, fast turnarounds, and competitive pricing through a strong non-admitted market. Ideal Accounts and Appetite This program is a great fit for artisan contractors and general contractors involved in construction, remodeling, or specialty trades. Key eligible classes include: Swimming pool contractors (commercial and residential) Roofers, framers, and foundation specialists Plumbers, sewer and water main contractors Paper contractors and other artisan trades You might have a client who builds custom residential pools or manages large commercial pool installations—this program is designed to accommodate a wide range of exposures and business models, including accounts with 100% subcontracted work. Coverage Highlights and Advantages A.M. Best A- (Excellent) rated carrier 100% subcontracted work allowed Rating based on gross receipts—ideal for high payroll operations Fast 24-hour quote turnaround Minimum earned premium of 15% No limitations on subcontracted work New ventures and gaps in coverage considered Optional coverages include Blanket Additional Insureds, Waiver of Subrogation, Per Project Aggregate, Completed Operations (commercial only), and Stop Gap endorsements Underwriting Notes and Minimum Premiums Artisan contractors: Minimum premium of $750 for most classes General contractors: Minimum premium of $1,500 Roofers: Minimum premium of $3,000 Maximum limits available: $1M/$2M/$2M Territories and Availability This is a non-admitted program written through United Specialty Insurance Company. Coverage is available in most states, excluding NY, NV, CO, LA, ME, WI, VA, WV, DE, RI, MA, and HI. States where the program is available include CA, TX, FL, AZ, IL, GA, WA, and many others. Why Work With Gladius Insurance Services? As an Excess & Surplus Lines Broker with access to multiple carriers, Gladius Insurance Services offers flexibility, responsiveness, and a deep understanding of contractor risks. Our team is dedicated to helping agents place tough-to-write classes like swimming pool contractors quickly and efficiently. We understand the nuances of artisan and general contracting exposures and can structure coverage that aligns with your client’s operations. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for swimming pool contractors, general contractors, and artisan trades involved in commercial or residential work, especially those that subcontract out a large portion of their operations. Is this program available for new ventures?Yes, new ventures and accounts with prior coverage gaps are considered under this program. What are the minimum premiums for this program?Minimum premiums start at $750 for most artisan contractors, $1,500 for general contractors, and $3,000 for roofers. What is the turnaround time for quotes?Gladius Insurance Services typically provides quotes within 24 hours of receiving a complete submission. Can this program accommodate 100% subcontracted work?Yes, the program allows for 100% subcontracted operations with no limitations. Need help placing an account? Connect with a market specialist.

...Personal consumer services, light repair shops and printing businesses. Cond...or franchised automotive service and repair businesses. Manufacturers: Small...

Overview — Amwins Underwriting: Welding & Industrial Gas Suppliers Program APU's Welding & Industrial Gas Suppliers program is a targeted property and casualty program underwritten by Amwins Underwriting with deep experience in the welding and industrial gas distribution sector since 1992. The program is designed for distributors and suppliers of compressed and bulk gases and offers tailored coverages and endorsements that address the unique physical, auto and pollution exposures of this industry. Ideal accounts and target classes This program is built for welding supply distributors, gas suppliers and installers who handle compressed gases such as Argon, Nitrogen, Propane, Acetylene and Oxygen. Typical accounts include: Independent welding supply stores and regional distribution centers Cylinder and bulk tank suppliers and refill stations Companies that deliver cylinders or operate cylinder exchange programs Accounts with disciplined safety programs, organized cylinder inventories, formal delivery controls and loss histories consistent with industry norms are the best fit. Coverage highlights and advantages The program combines broad property and casualty coverage with industry-specific enhancements to address the common causes of loss for gas suppliers: Property — high limits available for buildings, stock and equipment. Inland Marine — specific cylinder and bulk tank coverage for transit and storage. General Liability — standard limits up to $1M/$2M per occurrence with broadened pollution options. Auto — commercial auto coverage with $1M limits and MCS-90 included where required. Umbrella/Excess — high excess limits available to match larger account exposures. Fumes coverage — optional coverage for fumes-related exposures now available. Other — crime, property enhancement endorsements, DOT/state filings and optional cyber liability. Underwriting notes and minimum premium Underwriters will want completed industry standard applications, the Welding & Industrial Gas Suppliers Supplemental Application, and valued loss runs for the current plus three prior years (valued within the last 60 days). The program requires a minimum package/auto premium of $15,000. Key submission items that improve placement chances include: Detailed inventory of cylinders and bulk tanks (locations, counts, capacities) Driver qualification and vehicle maintenance programs for delivery fleets Safety procedures for gas handling, storage and emergency response plans Appetite and common declinations The program generally favors mid-size to larger distributors with formalized operations and loss control practices. Accounts with repeated large losses, unmanaged cylinder fleets, significant field installation exposures without trained crews, or unusual hazards outside standard welding/gas distribution operations may not be good fits. Territories and carrier This program is available in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage is underwritten with Chubb. Please confirm specific availability and filing requirements state-by-state at submission. Why place this business with Amwins Underwriting As a Managing General Agency with a long-standing focus on welding and industrial gas suppliers, Amwins Underwriting combines specialized underwriting, program-level endorsements and carrier access to place complex risks that general commercial markets may decline or limit. The program’s industry endorsements — including broadened pollution on auto, property enhancements and fumes coverage — help deliver a tailored solution for agents placing accounts in this niche. Example account scenarios You have a regional distributor with a central warehouse, a cylinder refill operation, and a small delivery fleet — the program can package property, inland marine for cylinders, GL, auto and excess limits to create a consolidated placement. You represent a multi-location cylinder exchange business with exposure to compressed gases — the program’s inland marine, fumes coverage and broadened auto pollution options are useful attachments to consider. Submission checklist Completed industry applications and Welding & Industrial Gas Suppliers Supplemental Application Current + three years loss runs (valued within 60 days) Inventory and description of cylinder/bulk tank operations Frequently Asked Questions What types of accounts are the best fit for this program?Mid-size to larger welding supply distributors and industrial gas suppliers with organized cylinder inventories, formal safety programs, and controlled delivery operations are ideal. The program favors accounts where loss control and fleet management are in place. What are the minimum submission requirements?Submit completed industry applications, the Welding & Industrial Gas Suppliers Supplemental Application, and current plus three prior years of loss runs valued within the last 60 days. Include cylinder/bulk tank inventories and fleet safety documentation to speed underwriting. What coverages or endorsements are unique to this program?The program offers inland marine for cylinders and bulk tanks, broadened pollution on auto liability, property enhancement endorsements, DOT/state filings and optional fumes coverage and cyber liability tailored for this industry. Need help placing an account? Connect with a market specialist.

... reimbursement while equipment is repaired — this program can package those co...

Overview — Amwins Underwriting Waste Haulers Insurance Amwins Underwriting offers a specialized Waste Haulers Insurance program designed for brokers and agents placing accounts in the waste transportation and waste services sector. Our underwriting team has more than 25 years of industry experience and has operated this long-standing program since 1987. The program is offered on admitted paper, provides excess limits up to $5 million, and targets classes that need comprehensive automobile and environmental protection with competitive pricing. Target Clients Hazmat haulers (25+ power units, four years in business, satisfactory DOT; excludes aggregate haulers and haulers of home heating oil) Carting companies Construction and demolition debris collection, separation, and transport Landfills Medical waste haulers Medical waste treatment facilities Non-hazardous waste disposal, transport, storage and treatment operations Portable toilet service companies Recycling operations Refuse haulers Roll-off bin and dumpster rentals Sanitation contractors Septic service companies Solid waste haulers Sweeping operations Transfer stations Trash hauling operations Coverage Highlights and Advantages Auto Liability (including pollution) tailored to waste transportation risks Auto Physical Damage Environmental Impairment Liability to address first- and third-party pollution exposures General Liability for Waste Haulers designed for operational exposures commonly found in the industry MCS-90 endorsement included where required Umbrella available for layered limits Admitted paper with excess capacity up to $5M through established carriers Underwriting Appetite and Typical Limits This program is built for commercial waste and transportation operations that demonstrate stable operating histories and acceptable safety records. Appetite includes both hazardous and non-hazardous haulers (with specified eligibility requirements for hazmat), recycling and carting operations, transfer stations, and related service providers. Appetite is generally not available for aggregate haulers or haulers of home heating oil under the hazmat criteria. Limits vary by account and exposure; admitted terms and competitive pricing are available. Excess limits can be placed up to $5,000,000. Underwriting Requirements and Minimums Completed industry standard application Current plus four years of prior loss runs DMV reports EIA supplemental application Expiring premium information Minimum premium: $15,000 (auto) Territories and Availability The program is available in most U.S. states. The program is not available in D.C., Hawaii, Louisiana, or Maryland. Availability is restricted in portions of New Jersey and Virginia — New Jersey: Bergen, Essex, Hudson and Passaic counties; Virginia: Arlington, Fairfax, Loudoun and Prince William counties. States currently supported include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, ME, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, WY. Markets and Program Structure This program is offered through Amwins Underwriting as a Managing General Agency with admitted paper placed with carriers including Great Divide Insurance Company, Nautilus Insurance Company, and Key Risk Insurance Company. The program emphasizes stable placement, experienced underwriting for waste exposures, and tailored solutions for auto and environmental risks. Why Work With Amwins Underwriting on Waste Haulers Business Specialized, long-running program with underwriters focused on waste transportation and related operations. Admitted paper and excess capacity up to $5M provide placement flexibility. Competitive rates and experienced claims relationships through named carriers. Clear submission requirements streamline underwriting and quoting for experienced agents. Example Accounts That Fit This Program An established carting company with a five-year operating history, a clean DOT record, and mixed route refuse operations seeking combined auto liability and environmental coverage with umbrella limits. A regional medical waste hauler with specialized handling procedures, documented training programs, and four years of loss history looking for admitted paper and higher excess limits. Frequently Asked Questions What types of waste haulers are a good fit for this Amwins program?The program fits a wide range of waste service operations: refuse and solid waste haulers, carting companies, roll-off and dumpster rental operators, recycling and portable toilet services, transfer stations, and many medical waste handlers. Hazmat haulers can qualify with 25+ power units, four years in business, and satisfactory DOT records (with some exclusions). What coverages and limits are commonly available?Common coverages include auto liability (including pollution), auto physical damage, environmental impairment liability, general liability, MCS-90 where required, and umbrella/excess limits. Admitted paper is available with excess capacity up to $5,000,000; specific limits are determined by underwriting. What are the key submission items agents should provide?Provide a completed application, current plus four years of loss runs, DMV reports, the EIA supplemental application, and expiring premiums. Accurate DOT and safety information speeds review and improves placement chances. Are there minimum premiums or eligibility thresholds?The program has a minimum auto premium of $15,000. Hazmat accounts typically require 25 or more power units and at least four years in business, along with satisfactory DOT records. Where is the program available?The program is available in most U.S. states (see the list of supported states). It is not available in D.C., Hawaii, Louisiana, or Maryland, and there are county-level restrictions in portions of New Jersey and Virginia as noted in the underwriting guidelines. Need help placing an account? Connect with a market specialist.