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Amateur Sports Insurance Program from AI Risk AI Risk offers a specialized Amateur Sports insurance program designed for organizations that manage, sponsor, or participate in organized amateur athletic activities. As a Managing General Agency and Carrier with access to AIG, AI Risk provides tailored coverage solutions to meet the unique exposures of amateur sports operations. This program is available in all 50 states and Washington, DC. Ideal Accounts and Appetite This program is ideal for a wide range of amateur sports-related organizations, including: Local and regional sports clubs Independent teams and leagues Sports event organizers and sponsors Athletic participants and officials Coaches and volunteer staff Whether it’s a youth soccer league, an adult softball team, or a nonprofit sponsoring weekend tournaments, AI Risk can help you place these accounts with confidence. The program is designed to support both recreational and competitive amateur sports activities. Coverage Highlights and Advantages The Amateur Sports program offers comprehensive General Liability coverage on an ISO "occurrence" form. This includes protection for bodily injury, property damage, and personal injury arising out of sponsored activities such as: Practices, training sessions, and competitions Fundraising events and public promotions Concession operations and office exposures Optional coverages are available to further enhance protection, including: Participant Accident Insurance Directors and Officers (D&O) Liability Sexual Molestation Coverage This flexible program allows agents to tailor policies based on the specific risks of each insured organization. Underwriting Notes and Minimum Premium The minimum premium for General Liability coverage is $2,500. This includes Participants Legal Liability, Spectators Legal Liability, and the option to include Sexual Molestation coverage. AI Risk underwrites with a focus on well-organized and properly supervised amateur sports operations. Accounts with strong risk management practices and clearly defined roles for participants, coaches, and volunteers are preferred. Territories and Availability This program is available in all 50 states and Washington, DC. Whether your client is based in California, Texas, New York, or anywhere in between, AI Risk can support your placement needs with admitted solutions where applicable. Why Work With AI Risk? AI Risk brings deep expertise in underwriting amateur sports exposures. As both a Managing General Agency and Carrier, AI Risk offers competitive and customizable solutions backed by AIG’s financial strength. You’ll benefit from responsive service, underwriting support, and a partner that understands the unique risks involved in amateur athletic programs. Example accounts that may be a good fit include a youth basketball league in Illinois that hosts seasonal tournaments, or a nonprofit organizing adult flag football games in Texas. If your client provides structured, supervised athletic activities, AI Risk’s program offers the protection they need—and the coverage options you want to offer. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amateur sports teams, leagues, clubs, sponsors, and event organizers who provide structured and supervised athletic activities. What coverages are included in the base policy?The base policy includes General Liability on an occurrence form, covering bodily injury, property damage, and personal injury related to sponsored sports activities. Are optional coverages available?Yes, optional coverages include Participant Accident Insurance, Directors and Officers Liability, and Sexual Molestation coverage. What is the minimum premium for this program?The minimum premium for General Liability coverage is $2,500, which includes Participants Legal Liability and Spectators Legal Liability. In which states is this program available?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

Special Events Insurance Program from AI Risk AI Risk brings specialized insurance solutions for a wide range of special events through our dedicated Special Events program. Designed for independent agents and brokers seeking dependable markets for short-term gatherings, this program offers flexible coverage for a broad array of public and private events. Whether your client is planning a one-day community fundraiser or a multi-day festival, AI Risk delivers coverage tailored to the unique risks that come with organizing special events. Our underwriting expertise and carrier partnership with AIG provide a stable, trusted option for placing this type of business. Ideal Accounts and Event Types This program is an excellent fit for a variety of lower-hazard events, including but not limited to: Arts and Craft Festivals Auctions and Fundraisers Dances and Proms Graduation Ceremonies Luncheons, Banquets, and Business Meetings Picnics and Outdoor Gatherings Receptions and Retirement Parties Seminars, Workshops, and Training Events You might have a client hosting a local craft fair with vendor booths and live music, or a school organizing a graduation ceremony with hundreds of attendees—both would be ideal candidates for this program. Coverage Highlights and Advantages AI Risk’s Special Events program is written on an "Occurrence" form, providing reliable protection for both event organizers and venue owners. Key features include: Limits of $1 million per occurrence / $2 million aggregate Covers bodily injury, property damage, and more Flexible term options for one-time or recurring events Carrier: AIG – a financially strong and recognized insurer Certificates of insurance can be requested as needed, including additional insured endorsements for venues or sponsors. Underwriting Notes and Minimum Premiums Minimum premium starts at $500. Events are reviewed on a case-by-case basis, and underwriting considerations may include attendance size, location, alcohol service, and security measures in place. We recommend contacting your AI Risk underwriter early in the planning process to ensure smooth quoting and binding. Territories and Availability This program is available in all 50 states and the District of Columbia. Whether your client is holding an event in California, Texas, New York, or anywhere in between, AI Risk has you covered. Why Work with AI Risk? As both a Managing General Agency and a carrier-backed program provider, AI Risk offers streamlined underwriting, responsive service, and access to top-tier markets. Our team understands the nuances of special events and is ready to help you place business quickly and accurately. We are committed to helping agents protect their clients’ events from the unexpected—so you can focus on growing your book with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for low- to moderate-risk events such as festivals, auctions, dances, corporate luncheons, and graduation ceremonies. Is this program available nationwide?Yes, AI Risk’s Special Events program is available in all 50 states and the District of Columbia. What is the minimum premium for this coverage?The minimum premium for this program starts at $500, with final pricing based on event specifics. Can recurring or multi-day events be covered?Yes, coverage can be tailored for single-day, multi-day, or recurring events, depending on underwriting approval. Which carrier backs this program?The Special Events program is backed by AIG, a well-established and financially strong insurer. Need help placing an account? Connect with a market specialist.

Overview — AI Risk Education Program AI Risk offers a focused Education program designed for independent agents and brokers placing private K–12 schools and private colleges/universities with up to 10,000 students. The program provides broad campus protection through packaged property and casualty options with AIG capacity, including primary commercial general liability, lead umbrella, and specialty coverages that schools often require. Ideal Accounts and Appetite This program is targeted toward private educational institutions where the sponsor or operator wants consolidated coverages under one program. Typical fits include: Private kindergarten through 12th grade schools (day schools and small boarding schools). Private colleges and universities with total enrollment of 10,000 students or fewer. Campuses and facilities with school-owned student housing, athletic facilities, and administrative buildings. Accounts with significant on-campus research hazards, high-hazard operations, or very large student populations may be outside the appetite. Contact AI Risk underwriting for borderline or complex exposures. Coverage Highlights and Advantages Property coverage for buildings, contents and business interruption tailored to campus operations. Inland marine and valuable papers & records coverage to protect student and institutional records. Machinery and equipment breakdown to cover HVAC, boilers and campus mechanical systems. Crime coverage for employee dishonesty, theft and funds transfer exposures. Primary commercial general liability with optional lead umbrella capacity through AIG. Incidental medical malpractice — useful for on-campus clinics, athletic trainers, and health services. Abuse & molestation coverage — available as part of the program to address one of the most sensitive campus exposures. Limited pollution coverage for accidental releases from heating systems, maintenance operations or student housing. Underwriting Notes Underwriters will evaluate campus exposures, historical claims, risk management practices, and student population size when considering submissions. Common submission items that help speed placement include: Current ACORD applications and a detailed description of campus operations. Five years of loss runs and explanation of any large or recurring claims. Property schedule with values by building and construction and protection details (sprinklers, fire alarms). Policies and procedures for background checks, child protection, campus safety and incident reporting. If minimum premium requirements apply they will be provided by AI Risk during the quoting process. Territories and Availability The AI Risk Education program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Place This Business With AI Risk AI Risk combines program-focused underwriting with AIG capacity to deliver broad, school-specific solutions. For agents, that means: Single-source quoting for multiple campus coverages. Access to umbrella capacity and specialty coverages like abuse & molestation and incidental med-mal. Underwriters experienced with educational exposures who can work with you on risk improvement recommendations and tailored terms. Example Account Scenarios A 600-student private K–12 independent school seeking property, liability and abuse coverage for on-campus after-school programs and a small health clinic. This account fits the program’s typical appetite. A private liberal arts college with 3,200 enrolled students requesting property, student housing liability, limited pollution and equipment breakdown coverage for campus mechanical systems. AI Risk can package these coverages with AIG umbrella capacity. If you represent schools or campuses that match the size and exposures above, AI Risk’s Education program is positioned to provide competitive, consolidated protection with underwriting that understands the unique risks of educational institutions. Frequently Asked Questions What types of educational institutions are a good fit for this program?The program is designed for private K–12 schools and private colleges/universities with enrollment up to 10,000 students. It is best for campuses seeking packaged property and casualty coverage, including student housing and on-campus services. Which coverages are included or available through the program?Core offerings include property, inland marine, machinery and equipment breakdown, valuable papers and records, crime, primary commercial general liability, lead umbrella capacity, incidental medical malpractice, abuse & molestation, and limited pollution coverage. What underwriting information should I submit to get a quick review?Provide completed applications, property schedules, five years of loss runs, descriptions of campus operations (including student housing and clinics), and documentation of safety or child protection policies. These items help underwriters assess risk and accelerate quotation. Is this program available nationwide?The program is available in the states listed above. Availability may vary by state and by specific coverage line; submit accounts for state-by-state confirmation. Who provides the insurance capacity for the program?AI Risk places this Education program with capacity from AIG, combined with AI Risk’s program underwriting and administration to deliver campus-focused solutions. Need help placing an account? Connect with a market specialist.

Key Risk Groups: Current ProgramConnect Products: Insurance agents and brokers, real estate agents and brokers, employment agencies, executive recruiters, search firms, temp and temp-to-hire firms, medical billing service firms, claims adjusters, examiners, mortgage brokers, answering services/alarm monitoring companies, convention/tradeshow arrangement service providers, court recorders/stenographers, information retrieval services, interior designers/decorators/space planners (non-structural), land surveyors, management consulting of market appraisal and feasibility studies, marketing consultants/researchers, mailing service providers, medical information service providers, notaries, paging services, printers/printing firms (non-financial), public relations firms/consultants, publishers, telemarketing firms, non-medical testing labs, other non-financial consultants, travel agents. Overview of the Program from AI Risk: AI Risk offers a flexible and comprehensive Miscellaneous Professional Liability program designed specifically for professionals who fall outside traditional categories. With access to AIG as the carrier and availability in all 50 states, this program is ideal for agents and brokers looking to place specialized risks with confidence. Whether your clients are consultants, service providers, or niche professionals, AI Risk understands the unique exposures they face and offers tailored solutions to meet their needs. Ideal Accounts and Appetite: This program targets a wide range of professional service providers, including but not limited to: Insurance and real estate agents/brokers Employment agencies, executive recruiters, temp and staffing firms Medical billing services and claims adjusters Mortgage brokers and financial document processors (non-investment related) Interior designers (non-structural), marketing consultants, public relations firms Notaries, telemarketing firms, publishers, and mailing services You might have a client operating a niche marketing consultancy or a convention planning company—both are excellent fits for this program. Coverage Highlights and Advantages: Miscellaneous Professional Liability written on a “claims-made” basis Coverage tailored with class-specific endorsements and amendments First-dollar defense available for P&C insurance agents and brokers Defense costs are outside the limits of liability Separate limit available for disciplinary proceedings Coverage extends to services rendered over the internet This flexibility allows agents to meet the evolving risk profile of modern service businesses. Underwriting Notes and Minimum Premiums: Minimum premiums typically start at $2,500, but may vary depending on state regulations, selected limits, and the classification of risk. AI Risk uses a class-based underwriting approach to assess and tailor the policy for each insured. Territories and Availability: This program is available in all 50 states and Washington, DC, providing national access for your clients. Whether you write business in California, Texas, New York, or anywhere in between, AI Risk can support your placement needs. Why Work With AI Risk on This Business: As a Managing General Agency and Carrier, AI Risk combines underwriting expertise with direct market access to AIG. Their deep understanding of professional liability exposures in non-traditional classes makes them a valuable partner for agents and brokers seeking a reliable market for hard-to-place risks. With broad appetite, flexible coverage terms, and national availability, AI Risk helps you deliver quality solutions for your clients. Frequently Asked Questions What types of accounts are a good fit for AI Risk’s Miscellaneous Professional Liability program?This program is ideal for non-traditional professional service providers such as consultants, marketing firms, temp agencies, interior designers (non-structural), and real estate or insurance agents. Is this program available nationwide?Yes, the Miscellaneous Professional Liability program from AI Risk is available in all 50 states and Washington, DC. What is the minimum premium for this program?The minimum premium typically starts at $2,500, depending on the state, class of risk, and selected coverage limits. Does the coverage include defense costs?Yes, defense costs are in addition to the limits of liability. First-dollar defense is also available for P&C insurance agents and brokers. Can this program cover services provided online?Yes, the policy includes coverage for professional services rendered over the internet, a key benefit for modern service firms. Need help placing an account? Connect with a market specialist.

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