Search CompleteMarkets

...software firms ISPs and telecommunications providers CAD, accounting, ...

... international exposure. Telecommunications companies — internet service pr...The program is well suited for telecommunications firms, IT service providers,...

...nd cloud solution vendors Telecommunications and networking companies Medi...f your client’s technology and telecommunications services. Premiums start aro...

Amateur Sports Insurance Program from AI Risk AI Risk offers a specialized Amateur Sports insurance program designed for organizations that manage, sponsor, or participate in organized amateur athletic activities. As a Managing General Agency and Carrier with access to AIG, AI Risk provides tailored coverage solutions to meet the unique exposures of amateur sports operations. This program is available in all 50 states and Washington, DC. Ideal Accounts and Appetite This program is ideal for a wide range of amateur sports-related organizations, including: Local and regional sports clubs Independent teams and leagues Sports event organizers and sponsors Athletic participants and officials Coaches and volunteer staff Whether it’s a youth soccer league, an adult softball team, or a nonprofit sponsoring weekend tournaments, AI Risk can help you place these accounts with confidence. The program is designed to support both recreational and competitive amateur sports activities. Coverage Highlights and Advantages The Amateur Sports program offers comprehensive General Liability coverage on an ISO "occurrence" form. This includes protection for bodily injury, property damage, and personal injury arising out of sponsored activities such as: Practices, training sessions, and competitions Fundraising events and public promotions Concession operations and office exposures Optional coverages are available to further enhance protection, including: Participant Accident Insurance Directors and Officers (D&O) Liability Sexual Molestation Coverage This flexible program allows agents to tailor policies based on the specific risks of each insured organization. Underwriting Notes and Minimum Premium The minimum premium for General Liability coverage is $2,500. This includes Participants Legal Liability, Spectators Legal Liability, and the option to include Sexual Molestation coverage. AI Risk underwrites with a focus on well-organized and properly supervised amateur sports operations. Accounts with strong risk management practices and clearly defined roles for participants, coaches, and volunteers are preferred. Territories and Availability This program is available in all 50 states and Washington, DC. Whether your client is based in California, Texas, New York, or anywhere in between, AI Risk can support your placement needs with admitted solutions where applicable. Why Work With AI Risk? AI Risk brings deep expertise in underwriting amateur sports exposures. As both a Managing General Agency and Carrier, AI Risk offers competitive and customizable solutions backed by AIG’s financial strength. You’ll benefit from responsive service, underwriting support, and a partner that understands the unique risks involved in amateur athletic programs. Example accounts that may be a good fit include a youth basketball league in Illinois that hosts seasonal tournaments, or a nonprofit organizing adult flag football games in Texas. If your client provides structured, supervised athletic activities, AI Risk’s program offers the protection they need—and the coverage options you want to offer. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amateur sports teams, leagues, clubs, sponsors, and event organizers who provide structured and supervised athletic activities. What coverages are included in the base policy?The base policy includes General Liability on an occurrence form, covering bodily injury, property damage, and personal injury related to sponsored sports activities. Are optional coverages available?Yes, optional coverages include Participant Accident Insurance, Directors and Officers Liability, and Sexual Molestation coverage. What is the minimum premium for this program?The minimum premium for General Liability coverage is $2,500, which includes Participants Legal Liability and Spectators Legal Liability. In which states is this program available?This program is available in all 50 states and Washington, DC. Need help placing an account? Connect with a market specialist.

... Forensic engineers and telecommunications engineers Interior desi...

Overview — AI Risk Education Program AI Risk offers a focused Education program designed for independent agents and brokers placing private K–12 schools and private colleges/universities with up to 10,000 students. The program provides broad campus protection through packaged property and casualty options with AIG capacity, including primary commercial general liability, lead umbrella, and specialty coverages that schools often require. Ideal Accounts and Appetite This program is targeted toward private educational institutions where the sponsor or operator wants consolidated coverages under one program. Typical fits include: Private kindergarten through 12th grade schools (day schools and small boarding schools). Private colleges and universities with total enrollment of 10,000 students or fewer. Campuses and facilities with school-owned student housing, athletic facilities, and administrative buildings. Accounts with significant on-campus research hazards, high-hazard operations, or very large student populations may be outside the appetite. Contact AI Risk underwriting for borderline or complex exposures. Coverage Highlights and Advantages Property coverage for buildings, contents and business interruption tailored to campus operations. Inland marine and valuable papers & records coverage to protect student and institutional records. Machinery and equipment breakdown to cover HVAC, boilers and campus mechanical systems. Crime coverage for employee dishonesty, theft and funds transfer exposures. Primary commercial general liability with optional lead umbrella capacity through AIG. Incidental medical malpractice — useful for on-campus clinics, athletic trainers, and health services. Abuse & molestation coverage — available as part of the program to address one of the most sensitive campus exposures. Limited pollution coverage for accidental releases from heating systems, maintenance operations or student housing. Underwriting Notes Underwriters will evaluate campus exposures, historical claims, risk management practices, and student population size when considering submissions. Common submission items that help speed placement include: Current ACORD applications and a detailed description of campus operations. Five years of loss runs and explanation of any large or recurring claims. Property schedule with values by building and construction and protection details (sprinklers, fire alarms). Policies and procedures for background checks, child protection, campus safety and incident reporting. If minimum premium requirements apply they will be provided by AI Risk during the quoting process. Territories and Availability The AI Risk Education program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Place This Business With AI Risk AI Risk combines program-focused underwriting with AIG capacity to deliver broad, school-specific solutions. For agents, that means: Single-source quoting for multiple campus coverages. Access to umbrella capacity and specialty coverages like abuse & molestation and incidental med-mal. Underwriters experienced with educational exposures who can work with you on risk improvement recommendations and tailored terms. Example Account Scenarios A 600-student private K–12 independent school seeking property, liability and abuse coverage for on-campus after-school programs and a small health clinic. This account fits the program’s typical appetite. A private liberal arts college with 3,200 enrolled students requesting property, student housing liability, limited pollution and equipment breakdown coverage for campus mechanical systems. AI Risk can package these coverages with AIG umbrella capacity. If you represent schools or campuses that match the size and exposures above, AI Risk’s Education program is positioned to provide competitive, consolidated protection with underwriting that understands the unique risks of educational institutions. Frequently Asked Questions What types of educational institutions are a good fit for this program?The program is designed for private K–12 schools and private colleges/universities with enrollment up to 10,000 students. It is best for campuses seeking packaged property and casualty coverage, including student housing and on-campus services. Which coverages are included or available through the program?Core offerings include property, inland marine, machinery and equipment breakdown, valuable papers and records, crime, primary commercial general liability, lead umbrella capacity, incidental medical malpractice, abuse & molestation, and limited pollution coverage. What underwriting information should I submit to get a quick review?Provide completed applications, property schedules, five years of loss runs, descriptions of campus operations (including student housing and clinics), and documentation of safety or child protection policies. These items help underwriters assess risk and accelerate quotation. Is this program available nationwide?The program is available in the states listed above. Availability may vary by state and by specific coverage line; submit accounts for state-by-state confirmation. Who provides the insurance capacity for the program?AI Risk places this Education program with capacity from AIG, combined with AI Risk’s program underwriting and administration to deliver campus-focused solutions. Need help placing an account? Connect with a market specialist.

... Forensic engineers and telecommunications consultants We also ha...

Key Risk Groups: Residential Home Inspectors (will allow up to 25% light Commercial work). Overview of the Program From AI Risk: AI Risk offers a specialized Home Inspectors Liability program designed to meet the unique needs of residential home inspectors, including those who occasionally handle light commercial inspections (up to 25% of their work). This program is tailored to help you place business for clients needing comprehensive liability protection in a field where professional oversights and environmental exposures can lead to costly claims. Backed by AIG and available in all 50 states plus Washington, DC, this program gives agents access to broad liability coverages underwritten by a carrier with strong financial stability. Whether your client is a one-person operation or a growing inspection firm, AI Risk provides flexible options that can match a variety of risk profiles. Ideal Accounts and Appetite This program is a strong fit for: Residential home inspectors seeking professional liability protection Inspectors who occasionally perform light commercial inspections (up to 25%) Small to mid-sized home inspection businesses looking for comprehensive, customizable coverage You might have a client who inspects residential properties and occasionally gets referrals for small retail or office buildings—this program is designed to accommodate that kind of business. Coverage Highlights and Advantages AI Risk’s Home Inspectors Liability program offers core professional liability coverage with optional endorsements to address key exposures in the home inspection industry: Professional Liability tailored to home inspection services Optional Premises Liability (sublimits apply) Optional Termite Inspection Coverage (sublimits apply) Optional Radon Testing Coverage (sublimits apply) Referral Endorsement for Real Estate Agents and Brokers—protects relationships that drive business These options allow you to build a policy that reflects the actual services your clients provide, helping them stay protected and compliant in a detail-sensitive field. Underwriting Notes and Minimum Premiums The program offers a $1,000,000 limit with a starting premium of $3,150. Lower limits are available at reduced premiums. Underwriting is focused on aligning coverage with actual exposures while maintaining competitive rates. Territories and Availability AI Risk’s Home Inspectors Liability program is available on an admitted basis in all 50 states and Washington, DC. This nationwide availability ensures that you can place qualifying inspection accounts no matter where your clients operate. Why Work With AI Risk on This Business As both a Managing General Agency and carrier partner, AI Risk brings underwriting expertise, responsive service, and access to AIG’s capacity. Their commitment to the home inspection niche means you get a program built around real industry needs—not a generic E&O policy. With flexible coverage options, competitive pricing, and nationwide availability, AI Risk helps you deliver value and peace of mind to your clients in the home inspection field. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for residential home inspectors, including those who do up to 25% light commercial work. Are optional coverages available?Yes. Optional coverages include Premises Liability, Termite, Radon, and a Referral Endorsement for real estate agents and brokers. Sublimits may apply. Is this program available nationwide?Yes, AI Risk offers this program on an admitted basis in all 50 states and Washington, DC. What is the minimum premium for this coverage?The minimum premium for a $1,000,000 limit starts at $3,150. Lower limits are available at reduced premiums. Who is the carrier behind this program?The program is backed by AIG, providing financial strength and stability. Need help placing an account? Connect with a market specialist.

Construction Consultants Insurance Program from Victor O. Schinnerer & Company, Inc. Victor O. Schinnerer & Company, Inc., a Managing General Underwriter with access to CNA, offers a Construction Consultants Insurance program built for the professional liability exposures faced by consultants who support construction, design, and compliance projects. We provide independent agents and brokers a responsive market and underwriting expertise for placing risks that need tailored professional liability solutions. Ideal Accounts and Target Classes This program targets a broad range of construction-related consulting professionals who provide advisory, design, inspection, or technical services. Target classes include, but are not limited to: Air balancers Construction managers Code compliance consultants Elevator consultants Forensic consultants Irrigation engineers Interior designers LEED consultants Lighting consultants Museum/exhibit consultants Photogrammetrists Roofing consultants Sprinkler designers Transportation consultants Telecommunication engineers Whether the client is a solo practitioner or a mid-sized consulting firm, this program can be structured to reflect the scope of services and project exposures. For example, you might place a lighting consultant who provides design and specification services for commercial builds, or an elevator consultant who performs safety reviews and compliance testing—both are well-aligned with this program. Coverage Highlights and Advantages The Construction Consultants Insurance policy through Victor O. Schinnerer & Company offers broad professional liability protection tailored to construction consulting work. Key features include: Professional liability for a wide range of consulting services Incidental pollution and asbestos exposure coverage included Limits available up to $20 million Flexible deductible options, with options starting at $1,000 Competitive minimum premiums beginning at $1,000 This coverage helps protect clients against claims alleging errors, omissions, or negligence arising from their professional services—coverage that is especially important when their work influences design, safety, or regulatory compliance on construction projects. Underwriting Notes and Minimum Premiums Underwriting is performed by specialists experienced in construction consulting exposures. We review submissions with an eye toward the client’s services, project types, contract language, and loss history. Well-documented submissions receive faster turnaround. Minimum premiums start at $1,000, making the program accessible for smaller firms and independent consultants. Territories and Availability This program is available in all 50 states and the District of Columbia. We can consider clients who operate locally or provide services across multiple states. Why Work With Victor O. Schinnerer & Company, Inc.? Victor O. Schinnerer & Company leverages decades of professional liability underwriting experience and a strategic partnership with CNA to deliver tailored coverage and responsive service. As an MGA, we combine market access with hands-on underwriting guidance so you can place construction consulting accounts with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for construction consultants who provide advisory, technical, inspection, or design services—examples include elevator consultants, code compliance experts, interior designers, and other similar professionals working on construction-related projects. Is there a minimum premium for coverage?Yes. Minimum premiums for this program start at $1,000, which makes it competitive for small and mid-sized consulting firms and independent practitioners. In which states is this program available?The Construction Consultants Insurance program is available in all 50 states and the District of Columbia. What carrier underwrites this program?The program is underwritten by CNA, a well-established carrier known for professional liability products, with placements handled through Victor O. Schinnerer & Company, Inc. Does the policy include coverage for pollution or asbestos exposure?Yes. The policy includes incidental coverage for pollution and asbestos exposure as part of its broader professional liability protection. Need help placing an account? Connect with a market specialist.

...g Practices • Financial and Telecommunications Services • Educational Institut...