Search CompleteMarkets

Medical Malpractice Insurance Solutions from Bailey Special Risks If you need a reliable partner to place Medical Malpractice and allied health liability, Bailey Special Risks, Inc. (BSR) provides flexible, non-admitted solutions through multiple specialty carriers. As a wholesale broker focused on professional liability, BSR helps agents and brokers place complex risks and tailor terms for a wide range of healthcare clients. Ideal Accounts and Appetite BSR’s Medical Malpractice program is constructed for diverse healthcare exposures. Typical fits include: Physicians and surgeons across many specialties Allied health professionals — nurse practitioners, physician assistants, therapists, etc. Medical groups, multi-provider clinics, and outpatient facilities Diagnostic imaging centers, clinical laboratories, and urgent care centers Telemedicine providers and other non-traditional or emerging healthcare models From solo practitioners to multi-provider practices, BSR can pursue competitive solutions and structure coverage for niche or hard-to-place accounts. Coverage Highlights and Advantages Access to multiple specialty markets lets BSR offer flexible coverage designs. Features commonly available include: Claims-made and occurrence policy forms Consent-to-settle language when offered by the carrier Defense costs outside the policy limits on select programs Optional tail (extended reporting) and prior-acts coverage Customizable limits and deductible options to fit practice size and exposure These options help agents close coverage gaps, secure terms for unusual practice profiles, and place accounts that may not fit standard markets. Underwriting Notes and Minimum Premiums Underwriting is pragmatic and focused on the full risk profile: specialty, scope of services, licensure, claims history, and practice controls. BSR does not publish a fixed minimum premium; the program accommodates a broad range of account sizes. Expect underwriting to request a completed application, five years of loss history, and operational details for accurate placement. Territories and Availability This Medical Malpractice market is available on a non-admitted basis in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, and WY. Why Work With Bailey Special Risks Bailey Special Risks, Inc. brings decades of experience placing professional liability and other specialty risks. Their medical malpractice team understands regulatory and operational challenges facing healthcare providers and responds quickly with access to multiple specialty carriers. BSR’s strengths include underwriting flexibility, market access for hard-to-place risks, and a hands-on approach to structuring terms. Example scenarios where BSR adds value: you have a client with prior malpractice claims that standard carriers declined, or you’re placing a new telehealth practice with evolving exposures — BSR can source markets and negotiate appropriate coverage. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits physicians, allied health professionals, outpatient facilities, and telemedicine providers — especially those with unique exposures or prior claims history. Is this program available on an admitted basis?No. BSR’s Medical Malpractice program is offered on a non-admitted basis through a selection of specialty carriers. What information is needed to submit a risk?Generally you’ll submit a completed application, five years of loss history, and details on the insured’s operations, licensure, specialties, and risk controls. Can BSR place hard-to-place or declined risks?Yes. BSR specializes in complex and hard-to-place medical malpractice accounts, including those with prior claims or atypical practice profiles. In which states is this program offered?The program is available in over 35 states, including CA, FL, TX, NY, and IL. See the full list above for availability. Need help placing an account? Connect with a market specialist.

J.M. Wilson offers access to SBA Bonds (Small Business Administration Bonds) through the SBA Bond Guarantee Program—specifically designed for small and emerging contractors who may not qualify for traditional bonding solutions. Overview of the SBA Bond Program from J.M. Wilson J.M. Wilson, a trusted Managing General Agency and Excess & Surplus Lines Broker, provides agents and brokers with a valuable solution for placing surety bonds for their small business contractor clients. Through the SBA Bond Guarantee Program, J.M. Wilson helps contractors gain access to surety credit by reducing the risk for surety companies—backing 80–90% of the bond penalty amount. Ideal Accounts and Appetite This program is ideal for: Start-up contractors with limited experience or financial history Emerging small contractors seeking bonding for the first time Contractors who have had difficulty obtaining bonds through the standard market If you have a client bidding on a public works or municipal contract under $2 million and struggling to secure bonding, this program may be the perfect fit. Coverage Highlights and Advantages The SBA Bond Guarantee Program enables eligible contractors to: Secure bid, performance, and payment bonds Access bonding capacity that may otherwise be unavailable Build a bond history and improve access to future bonding opportunities By supporting a large portion of the risk, the SBA allows sureties to consider accounts that may not meet traditional underwriting standards—giving your clients a path forward on bonded jobs. Underwriting Notes Financial statement requirements vary by project size: Projects up to $500,000 – In-house financials accepted Projects $500,000 to $1,000,000 – CPA compilation required Projects $1,000,000 to $2,000,000 – CPA review required J.M. Wilson can help guide you and your clients through the documentation process to meet SBA standards. Territories and Availability This program is available in the following states: AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NC, OH, OK, PA, SC, TN, VA, WV, and WI. Why Work With J.M. Wilson? J.M. Wilson brings years of surety expertise and a commitment to helping agents navigate challenging bonding needs. Steve Kuykendall is the SBA Bond and Surety expert at J.M. Wilson and can assist with submissions, underwriting questions, and SBA program requirements. You can contact him at 800-538-4796 or via email at [email protected]. Frequently Asked Questions What types of accounts are a good fit for this SBA Bond program?This program is ideal for small or emerging contractors who are unable to qualify for bonding through traditional surety markets. What kinds of bonds are available through this program?Eligible contractors can obtain bid, performance, and payment bonds under the SBA Bond Guarantee Program. How much of the bond penalty does the SBA cover?The SBA typically guarantees between 80% to 90% of the bond penalty, helping to reduce the surety’s risk. What financial documents are required for submission?Requirements vary by project size—ranging from in-house statements for small jobs to CPA-reviewed financials for larger projects. Who can I contact at J.M. Wilson for help with SBA Bonds?Steve Kuykendall is the designated SBA Bond expert and can assist with program details, submissions, and underwriting questions. Need help placing an account? Connect with a market specialist.

...fit and non-profit units, routine tenant screening and emergency response systems — the program can ...

...ptions. Contact NAS today for assistance placing Long Term Care Facilities I...

...small home renovation or a larger tenant improvement, the right General Liabil...on, including general remodelers and tenant improvement specialists with under...

...le-family homes, light commercial tenant improvements, and similar carpentry o... A small carpentry firm performing tenant improvements and residential remod...