https://completemarkets.com/company/bsrins/Medical-Malpractice/
Medical Malpractice Insurance Solutions from Bailey Special Risks
If you need a reliable partner to place Medical Malpractice and allied health liability, Bailey Special Risks, Inc. (BSR) provides flexible, non-admitted solutions through multiple specialty carriers. As a wholesale broker focused on professional liability, BSR helps agents and brokers place complex risks and tailor terms for a wide range of healthcare clients.
Ideal Accounts and Appetite
BSR’s Medical Malpractice program is constructed for diverse healthcare exposures. Typical fits include:
Physicians and surgeons across many specialties
Allied health professionals — nurse practitioners, physician assistants, therapists, etc.
Medical groups, multi-provider clinics, and outpatient facilities
Diagnostic imaging centers, clinical laboratories, and urgent care centers
Telemedicine providers and other non-traditional or emerging healthcare models
From solo practitioners to multi-provider practices, BSR can pursue competitive solutions and structure coverage for niche or hard-to-place accounts.
Coverage Highlights and Advantages
Access to multiple specialty markets lets BSR offer flexible coverage designs. Features commonly available include:
Claims-made and occurrence policy forms
Consent-to-settle language when offered by the carrier
Defense costs outside the policy limits on select programs
Optional tail (extended reporting) and prior-acts coverage
Customizable limits and deductible options to fit practice size and exposure
These options help agents close coverage gaps, secure terms for unusual practice profiles, and place accounts that may not fit standard markets.
Underwriting Notes and Minimum Premiums
Underwriting is pragmatic and focused on the full risk profile: specialty, scope of services, licensure, claims history, and practice controls. BSR does not publish a fixed minimum premium; the program accommodates a broad range of account sizes. Expect underwriting to request a completed application, five years of loss history, and operational details for accurate placement.
Territories and Availability
This Medical Malpractice market is available on a non-admitted basis in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MS, MO, NV, NJ, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WV, WI, and WY.
Why Work With Bailey Special Risks
Bailey Special Risks, Inc. brings decades of experience placing professional liability and other specialty risks. Their medical malpractice team understands regulatory and operational challenges facing healthcare providers and responds quickly with access to multiple specialty carriers. BSR’s strengths include underwriting flexibility, market access for hard-to-place risks, and a hands-on approach to structuring terms.
Example scenarios where BSR adds value: you have a client with prior malpractice claims that standard carriers declined, or you’re placing a new telehealth practice with evolving exposures — BSR can source markets and negotiate appropriate coverage.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program fits physicians, allied health professionals, outpatient facilities, and telemedicine providers — especially those with unique exposures or prior claims history.
Is this program available on an admitted basis?No. BSR’s Medical Malpractice program is offered on a non-admitted basis through a selection of specialty carriers.
What information is needed to submit a risk?Generally you’ll submit a completed application, five years of loss history, and details on the insured’s operations, licensure, specialties, and risk controls.
Can BSR place hard-to-place or declined risks?Yes. BSR specializes in complex and hard-to-place medical malpractice accounts, including those with prior claims or atypical practice profiles.
In which states is this program offered?The program is available in over 35 states, including CA, FL, TX, NY, and IL. See the full list above for availability.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/capitolspecialrisks/privacycyber-liability/
Privacy/Cyber Liability Insurance
is a crucial solution designed to help address the growing risks associated with data breaches, cyberattacks, and unintentional disclosure of private information. Capitol Special Risks offers brokers and agents access to specialized Privacy/Cyber Liability markets to protect clients across a wide range of industries.
Overview of the Program from Capitol Special Risks
Capitol Special Risks is a wholesale broker with strong expertise in hard-to-place and emerging liability exposures. Our Privacy/Cyber Liability Insurance program is built for today’s digital environment, where even a simple employee error or accidental data leak can result in significant financial and reputational damage. We work with multiple carriers to offer non-admitted coverage that helps your clients respond to cyber events swiftly and effectively.
Ideal Accounts and Appetite
This program is well-suited for:
Healthcare providers and medical billing companies
Insurance agents, brokers, and TPAs
Retailers, product vendors, and e-commerce businesses
Financial services providers and professional firms
You might have a client who runs a healthcare practice and stores patient information electronically. One misdirected email or ransomware attack can trigger a costly response—this program helps them manage those risks.
Coverage Highlights and Advantages
Our Privacy/Cyber Liability policies are designed to fill critical gaps left by general liability and professional liability coverage. Key policy features may include:
Privacy and network security liability
Media and website liability
Notification costs and credit monitoring services
Corporate identity theft protection
Network extortion (ransomware)
Regulatory defense and penalties
Forensic investigation expenses
Business interruption due to cyber incidents
Public relations/crisis management coverage
Rogue employee coverage (fraud and dishonesty)
These policies not only help clients meet regulatory requirements but also assist in managing post-breach costs and recovery efforts.
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on the risk profile and desired limits. Our team works with you to find the right market fit and expedite the quoting process—often with fast turnaround and no broker fees.
Territories and Availability
Our Privacy/Cyber Liability Insurance program is available in all 50 states, including DC. No matter where your client is located, we can help you find a competitive solution.
Why Work with Capitol Special Risks?
With decades of experience in specialty liability lines, Capitol Special Risks is a trusted partner for cyber and privacy exposures. We’ve done the market research to bring you access to top carriers offering tailored cyber solutions. Whether your client is a small business or a growing enterprise, we can help you deliver the right protection quickly and efficiently.
Contact us today to discuss your clients’ cyber liability needs.
Fast turnaround and we never charge a broker fee!
In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for healthcare practices, insurance agencies, billing companies, e-commerce businesses, and any organization that stores or processes sensitive data.
Is this coverage available nationwide?Yes, the Privacy/Cyber Liability Insurance program from Capitol Special Risks is available in all 50 states and the District of Columbia.
What is the minimum premium for this program?Minimum premiums vary depending on the applicant’s size, industry, and risk profile. Our team will help you find the most competitive option available.
Does the policy cover costs related to data breach notifications?Yes, coverage typically includes notification expenses, credit monitoring services, and associated public relations support.
Are accidental disclosures covered, or only malicious attacks?The policies are designed to respond to both malicious cyberattacks and accidental disclosures, which are among the most common causes of claims.
Need help placing an account? Connect with a market specialist.