https://completemarkets.com/company/metcomexcess/trucking---local-intermediate--long-haul/
Metcom Excess - Trucking Insurance
Since 1993, Metcom Excess has specialized in transportation insurance, delivering customized solutions for a wide range of trucking-related risks. Backed by over 40 years of combined underwriting experience, our team brings deep industry knowledge and responsive service to help you place accounts quickly and competitively. Whether your client operates local, intermediate, or long-haul routes, we have the markets and expertise to meet their needs.
Overview of the Program From Metcom Excess
Our Trucking Insurance program is designed to support independent agents and brokers looking to place coverage for commercial trucking operations across various distances and cargo types. We offer access to exclusive A-rated carriers and several in-house binding authority markets, allowing for fast turnaround on quotes and policy issuance. From business auto to public auto and fleet risks, Metcom Excess has the tools to help you succeed in the transportation space.
Ideal Accounts and Appetite
We write risks ranging from light trucks to tractor trailers, accommodating operations with local (0–100 miles), intermediate (101–300 miles), and long-haul (301+ miles) exposure. Our appetite includes both established operations and new ventures, with binding authority available for up to 10 units in-house.
Eligible Classes Include:
Auto Haulers
Building Materials Transporters
Contractor Vehicles
Dairy Product Haulers (including milk)
Dump Trucks
Dually Pickups with 5th Wheel Connections
Fuel Haulers
Furniture Movers
Grocery and Produce Haulers (including refrigerated units)
General Freight
Household Goods Movers
Tow Trucks
And more...
If your client is just starting out or looking to expand their fleet, we can often consider new ventures as well.
Coverage Highlights and Advantages
In-house binding authority for up to 10 units
Liability limits up to $1,000,000, with excess coverage available
Flexible installment payment options
Loss control training with company representatives
Access to exclusive A-rated markets
Our program helps your insureds manage key exposures such as liability, cargo, physical damage, and more—tailored to the unique risks faced by trucking and public auto operations.
Underwriting Notes and Market Access
Metcom Excess acts as both a Managing General Agency and an Excess & Surplus Lines Broker, giving us the flexibility to work with a wide array of markets and underwriting approaches. This allows us to offer solutions that fit both admitted and non-admitted scenarios, depending on the needs of the risk and state availability.
Territories and Availability
We currently write trucking risks in the following states: AZ, CT, DE, GA, IL, IN, MA, NJ, NY, NC, OH, PA, RI, SC, VA, WA, DC, and WI.
Why Work With Metcom Excess?
Metcom Excess stands out for our speed, service, and specialization in trucking insurance. Our team understands the urgency and complexity of transportation accounts and is committed to helping agents place business efficiently and confidently. Whether you have a small local hauler or a growing fleet with multi-state exposure, we have the tools to help you deliver value to your clients.
Experience the Metcom difference—where knowledgeable underwriting, competitive pricing, and responsive service come together to support your success in the trucking sector.
Frequently Asked Questions
What types of accounts are a good fit for this trucking program?We target a wide range of trucking operations including auto haulers, dump trucks, fuel haulers, grocery haulers, and general freight carriers. Both new ventures and seasoned operators are eligible.
What is your in-house binding authority limit?We can bind up to 10 units in-house, making it easy to quickly place small to mid-sized fleets.
Do you offer coverage for long-haul trucking?Yes, our program supports local, intermediate, and long-haul trucking exposures, with flexible options based on radius of operation.
Which states is the program available in?We write business in AZ, CT, DE, GA, IL, IN, MA, NJ, NY, NC, OH, PA, RI, SC, VA, WA, DC, and WI.
Can you consider new venture trucking operations?Yes, new ventures are considered depending on the risk profile and underwriting details provided.
Need help placing an account? Connect with a market specialist.