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...ge bankers through Mercator Risk Services. The program is designed for produce...LC provides access to Mercator Risk Services’ specialty underwriting for mortg...

...ts Systems procurement Transactional Internet services Users of Te...sion?Provide a clear description of services offered, revenue by service line,...

...ly any business that uses email, internet access, or stores electronic records.... Typical fits include professional services, healthcare, retail/e-commerce, education, and financial services. Is this coverage available natio...

...e boards Accounts that require internet/email related protection and lock bo...posures such as lock-box damage and internet-related claims. Apogee’s structur...

A business that handles customer data will most likely be the victim of a breach at some point. Most understand the risks, but, few protect themselves. Advise your clients to protect their finances and reputation from data breach and cyber losses. Data Breaches are becoming more and more frequent, fierce and undeniably expensive. Your clients have Exposure if they:• Take in employee or customer social security numbers • Process credit card transactions • Utilize bank account information • Store or access health care records or other non-public informationSome of their Risks include:• Lost or stolen laptops, media, back up tapes or thumb drives • Computer viruses • Employee misuse • Improper disposal of paper records • Computer hackingTheir out of pocket Costs without paper coverage?• Notification costs (estimated over $200 per record) • Credit monitoring costs (estimated at $20-$30 per record) • Significant attorney costs, fines and penaltiesObtaining a quote for your client is as easy as 1, 2, 3 with AP Advantage! Provide us with:1. Name and address of insured 2. Class of insured business 3. Annual revenuesMinimum premiums start as low as $1,000 for coverage that could be priceless. We are happy to discuss how our Data Breach coverage is the right fit for you and your client, please contact us for more information.