Search CompleteMarkets

... missions, supporting international aid efforts, or sending volunteers abroad,...posure, such as mission groups, global aid organizations, and nonprofits suppo...

...ng temporary or per-diem nurses and aides. Assisted living staffing provider...cal staff such as RNs, LPNs, CNAs, and aides. Is the program available in my s...

AFC Insurance Inc. offers a focused Health & Human Services program tailored for Religious Youth and Outreach Groups. The program is designed for organizations that support teenagers and young adults in faith-based and outreach settings. Whether your client runs a church-affiliated youth group, a faith-based mentoring program, or a nonprofit community outreach initiative, AFC’s program helps you place comprehensive protection so those organizations can operate with confidence. Ideal Accounts and Program Appetite: This program targets organizations that provide safe, structured environments for teens and young adults through religious and community outreach activities. Eligible classes include: Youth Groups Religious Youth Groups Outreach Programs To qualify, insureds must conduct mandatory background checks on all staff and volunteers. AFC looks for accounts that prioritize safety, background screening, and clear supervision policies. Typical fits are congregational youth ministries, faith-based mentoring programs, and nonprofit outreach efforts that work regularly with minors. Accounts with significant high-risk activities (unsupervised overnight camps, extensive adventure travel) or weak screening policies may not qualify. Coverage Highlights: AFC’s Religious Youth and Outreach Groups Insurance program includes a broad set of coverages designed for the exposures these organizations face: Package policies combining common coverages for convenience General Liability and Professional Liability Endorsements & enhancements, such as: Volunteers & independent contractors included as insureds Optional key employee replacement endorsement Optional extended coverage endorsement with blanket additional insured Umbrella liability Property and auto coverage (state and carrier restrictions may apply) Abuse & molestation coverage These options help address third-party liability, property exposures, auto-related incidents, and sensitive youth-protection claims. Endorsement flexibility and volunteer wording are particular strengths for placing church-affiliated and volunteer-driven programs. Underwriting Notes and Minimum Premiums: Minimum premiums vary by account size, location, and coverages selected. AFC works with multiple carriers to offer flexible solutions based on each client’s risk profile. Important underwriting considerations include: Verified, documented background checks for all staff and volunteers Written child-protection and supervision policies Limits on high-risk activities or unsupervised travel Clear volunteer training and screening records Provide detailed loss history, screening procedures, and program manuals to help AFC underwrite efficiently. Territories and Admitted Status: This program is available in most U.S. states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Coverage is offered on an admitted basis in most states, providing regulatory stability and market familiarity. Why Work With AFC Insurance Inc.: AFC is a program administrator with focused expertise in human services risks. Agents benefit from: Underwriting that understands faith-based and volunteer-run program operations Access to multiple carriers for placement flexibility Endorsements tailored to volunteer exposures and youth-protection needs Responsive underwriting for accounts that meet screening and operational standards You might have a client that runs a regional church youth outreach program that needs combined liability coverage for volunteers plus abuse & molestation limits. Or you may place a nonprofit offering faith-based mentoring and after-school services that needs general liability, professional liability, and property coverage. AFC’s program is built to support those placements when screening and program controls are in place. Frequently Asked Questions What types of accounts are a good fit for this program? Ideal accounts include religious youth groups, church-affiliated outreach programs, and nonprofit organizations serving teens and young adults in community or faith-based settings. Are background checks required for all insureds? Yes. Mandatory background checks for staff and volunteers are required for eligibility under this program. What coverages are available through this program? Available coverages include General & Professional Liability, Property, Auto (with restrictions), Umbrella, Abuse & Molestation, and optional endorsements for volunteers, key employee replacement, and additional insureds. Is this program available on an admitted basis? Yes. The program is offered on an admitted basis in most available states. Which states is the program available in? The program is available in most U.S. states, including CA, TX, FL, NY, IL, and many others. Contact AFC Insurance Inc. for state-specific availability. Need help placing an account? Connect with a market specialist.

...staff training (including CPR/First Aid), and controlled transportation proced...

... are not limited to: Home health aides Physical and occupational therapis...alth professionals such as home health aides, therapists, outpatient clinics, ...

...als such as nurses, therapists, and aides in hospitals, clinics, or long-term ...

...s that place nurses, therapists and aides with clients Certified Nursing Assistants (CNAs), home health aides and private-duty caregivers Typical...

Aviation Insurance Experts — Plimsoll Specialty Markets Has You Covered When your clients have aviation exposures, you need a wholesale partner with deep, practical experience in aerospace insurance. Plimsoll Specialty Markets, LLC is a wholesale broker that brings decades of aviation underwriting and placement knowledge to help retail agents and brokers navigate this specialized market. Our aviation team provides consultative support and direct market access for nearly every aviation-related risk. Whether a client owns a corporate jet, operates a flight school, maintains aircraft on the ground, or manufactures aerospace components, we work with you to source competitive, tailored coverage. Ideal Accounts and Classes We specialize in hard-to-place and niche aviation risks, including: • Corporate jet and private aircraft operators • Commercial aircraft and helicopter operators • Aircraft component and aerospace product manufacturers • Public-use airports and helipads • Aircraft repair and maintenance organizations (MROs) • Airport service contractors: fueling, catering, janitorial, baggage handling, lavatory services, and more • Department of Defense (DOD) aviation contractors • Fixed Base Operators (FBOs) • Flight schools and aviation training centers If your client’s operations touch the aviation ecosystem, there is a strong chance we have a market that fits. Coverage Highlights and Placement Advantages Plimsoll Specialty provides access to a broad set of aviation products and placement strategies that can be structured to a client’s operational risk: • Aircraft Hull & Liability Insurance • Aviation General Liability • Airport General Liability (public airports) • Aerospace Products Liability • Workers’ Compensation for flight operations, MROs, and contractors • Non-Owned Aircraft Liability • Airshow and Helipad Liability • Professional Liability for aviation-related services • Hangar Property Insurance Coverage can be structured with limits starting at $1 million and, in many cases, up to $2 billion. We work to match policy terms and limits to the client’s exposure rather than forcing one-size-fits-all solutions. Underwriting Expertise and Flexibility Our underwriters are industry veterans who understand aviation operations, contract language, and liability drivers. We help you assemble strong submissions and present them to the right carrier partners. Plimsoll Specialty works with multiple carriers and offers both admitted and non-admitted options depending on the risk and jurisdictional needs. Typical Appetite and Common Restrictions We are best suited for accounts with identifiable aviation operations and documented risk controls. Typical fits include corporate aircraft operations, certificated and non-certificated operators, MROs, manufacturers of aircraft components, airport operators, and aviation services contractors. Extremely high-risk operations without established safety programs, uncertified experimental operations, or exposures outside standard regulatory compliance may be declined or require specialized terms; contact us early on these accounts so we can assess marketability. Example Account Scenarios • You have a mid-sized corporation with a light jet used for executive travel — we can package hull and liability with crew and non-owned exposures. • You represent an FBO that provides fueling, line service, and hangar rental — we can combine airport GL, hangar property, and optional contractors’ exposures. • You insure an aerospace component manufacturer supplying avionics parts — we can seek products liability and premises coverage tailored to the manufacturing operations. Available Nationwide We can place aviation risks in all 50 states plus Washington, D.C. Whether your client operates at a major hub or a rural airstrip, we’ll help find the right fit across admitted and non-admitted markets. Why Partner With Plimsoll Specialty? Plimsoll Specialty gives retail agents and brokers a strategic advantage on aviation business: market access, technical underwriting guidance, and competitive intelligence. We support submission prep, help clarify exposures and exclusions, and provide placement options that improve your client service and retention. Our team also helps you explain product nuances to insureds so you can confidently present solutions. Let our aviation specialists help you navigate this niche market with flexible solutions and responsive service. Contact us today to discuss your next aviation risk, or visit our website: https://www.plimsollspecialty.com/ Frequently Asked Questions What types of aviation risks are best suited for this program?We specialize in a wide range of aviation exposures including private jets, commercial helicopters, airport operations, aircraft maintenance, flight schools, and aviation contractors. Can you help with high-limit liability placements?Yes. We can place coverage with liability limits ranging from $1 million to $2 billion, depending on the risk profile and market availability. Is this program available in all states?Yes, we offer Aviation Insurance solutions in all 50 states and Washington, D.C. Do you offer both admitted and non-admitted options?Yes. We have access to both admitted and non-admitted markets to ensure flexibility based on your client’s needs and jurisdictional requirements. What kind of support do you provide to retail agents?We offer consultative underwriting support, technical expertise, and help navigating coverage options so you can confidently advise your clients and compete effectively. Need help placing an account? Connect with a market specialist.

...es Endorsement – Legal expenses paid outside liability limits – Sexual Mi...