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Continental Risk / Continental Marine Insurance Services offers comprehensive Directors and Officers (D&O) insurance solutions tailored for both non-profit and for-profit organizations. This program is designed to help insurance agents and brokers place coverage that protects key decision-makers and entities from a wide array of management liability exposures. The D&O program covers directors, officers, trustees, employees, volunteers, and the organization itself. It goes beyond traditional liability coverage to address complex and emerging risks, including allegations of fraud, misrepresentation, unfair competition, employment practices violations, and mismanagement of employee or pension benefit plans. Ideal Accounts and Appetite Private Companies: Closely held businesses across most industries. Not-for-Profit Organizations: Including charities, associations, and foundations. Public Entities: Select publicly traded companies (contact for underwriting review). Excess Coverage: Available for companies seeking additional layers of protection. Coverage Highlights and Advantages Directors & Officers Liability: Protects insureds from claims related to management decisions and negligence in their executive roles. Fiduciary Liability: Covers fiduciary duties related to employee benefit plans; available on a primary or excess basis. Employment Practices Liability: Addresses claims such as wrongful termination, discrimination, and sexual harassment. Tenant Discrimination Coverage: Helps property owners and managers defend against discrimination claims brought by prospective, current, or former tenants. Underwriting Notes and Minimum Premiums Primary and excess options are available with flexible structuring. Separate limit towers and retentions can be applied for each coverage part. Coverage is non-cancellable except for non-payment of premium. Capacity limits up to $10 million are available. Primary coverage suitable for entities with revenues up to $750 million. Excess coverage available with no revenue threshold. All classes considered except financial institutions. Minimum premiums vary depending on risk characteristics. Territories and Availability Available in all 50 states and Washington, DC. Some markets are admitted, while others are non-admitted, depending on jurisdiction and risk profile. Why Work With Continental Risk Continental Risk is an experienced Excess & Surplus Lines Broker with access to a broad spectrum of carriers. They offer tailored solutions for complex management liability exposures across various industries. Their underwriting team understands the nuanced needs of both non-profit and corporate clients. Responsive service and flexible program design help agents secure competitive coverage for difficult-to-place risks. Whether you have a non-profit board seeking protection for its volunteers or a mid-sized private company concerned about employment practices claims, Continental Risk provides a robust and flexible D&O insurance solution. Their expansive state availability and ability to write both primary and excess layers make them a valuable partner for agents placing management liability accounts. Frequently Asked Questions What types of accounts are a good fit for this D&O program?This program is ideal for private companies, not-for-profit organizations, and select public companies seeking primary or excess Directors and Officers coverage. Does the program include employment practices liability?Yes, Employment Practices Liability Insurance (EPLI) is available and covers claims such as wrongful termination, discrimination, and harassment. Can I write coverage in any state?Yes, this program is available in all 50 states and Washington, DC. Admitted status may vary by market and state. What is the maximum coverage limit available?Capacity limits are available up to $10 million, depending on the risk and coverage part. Is there a revenue cap for eligible accounts?Primary coverage is available for companies with revenues up to $750 million. There is no revenue limit for excess placements. Need help placing an account? Connect with a market specialist.

Sloan Mason Insurance Services, Inc. specializes in placing challenging and hard-to-place risks, with a strong focus on Product Liability Insurance and General Liability coverage. As a wholesale broker with access to multiple carriers, Sloan Mason offers flexible solutions for manufacturers and distributors whose products or operations fall outside of standard underwriting appetites. Whether your client produces industrial components or consumer goods, Sloan Mason can help tailor a liability policy that addresses complex exposures and risk transfer needs. Ideal Accounts and Appetite Sloan Mason is a strong market for agents and brokers working with niche or higher-risk manufacturers and distributors. They regularly consider accounts involving: Amusement Devices Automobile/Truck Parts (non-critical) Boats and Marine Products Chemicals and Pharmaceuticals Consumer Products and Toys Contractors Equipment and Machinery Fireworks Medical and Diagnostic Equipment Personal Protective Equipment Lawn & Garden Equipment Mining and Railroad Equipment Pesticides and Plastics Printing Presses Sporting Goods (excluding football helmets and trampolines) Trailers, Tanks, and Valves And more You might have a client who manufactures aftermarket marine components or distributes specialty consumer electronics—both examples of accounts Sloan Mason can evaluate. Their underwriters are prepared to review applications with unique exposures that traditional markets may decline. Coverage Highlights and Advantages Sloan Mason’s Product Liability solutions are built for complexity. Key benefits include: Access to multiple carriers, including some admitted markets where available Customized terms, including high deductibles and self-insured retention options Capacity up to $2 million per occurrence Support for emerging product technologies and legacy product exposures Their tailored approach makes them a valuable partner when navigating liability issues tied to manufacturing, importing, or distributing goods with challenging safety, compliance, or usage factors. Underwriting Notes and Minimum Premiums Limits available up to $2 million per occurrence Minimum premium: $15,000 for $1 million limit Minimum deductible: $10,000 Due to the specialized nature of this program, complete application submissions and detailed product information are strongly encouraged to ensure the best possible underwriting outcome. Territories and Availability This Product Liability Insurance program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and PA. Sloan Mason supports licensed agents and brokers across 48 states and Washington, D.C. Reach out to confirm specific state availability or to discuss multistate exposures. Why Work With Sloan Mason With years of experience in placing hard-to-place liability risks, Sloan Mason brings deep underwriting knowledge, a responsive service model, and access to multiple markets to help you secure reliable coverage for your manufacturing and distribution clients. Their strength lies in evaluating risks that require a more thoughtful, customized strategy—especially when standard markets say no. Call Sloan Mason today to discuss your Product Liability Insurance opportunities and get expert help navigating this complex line of business. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufacturers and distributors of products with elevated liability exposures, including amusement devices, consumer goods, medical equipment, and specialty machinery. Are admitted markets available for this coverage?Yes, Sloan Mason has access to both admitted and non-admitted markets, depending on the state and risk profile. What is the minimum premium for this Product Liability program?The minimum premium starts at $15,000 for $1 million in coverage, with higher limits available. Are certain products excluded from coverage?Yes, Sloan Mason does not typically write football helmets or trampolines. All submissions are reviewed on a case-by-case basis. Which states is this program available in?This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Contact Sloan Mason to confirm availability in your client’s state. Need help placing an account? Connect with a market specialist.

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Policy Highlights: Colonial General Insurance Agency, Inc. offers a tailored Employment Practices Errors and Omissions (E&O) Insurance solution designed to protect your clients from the growing risks tied to employment-related claims. Whether you're working with small businesses, professional offices, or mid-sized organizations, the potential for costly legal challenges due to hiring, firing, or workplace conduct is ever-present. Our program offers a flexible and competitive market that helps you meet the unique needs of your insureds. Overview of the Program From Colonial General Colonial General provides access to affordable and comprehensive E&O coverage for Employment Practices Liability (EPL), available through select admitted and non-admitted markets. As a Managing General Agency and Excess & Surplus Lines Broker, we understand the complex and evolving landscape of employment-related exposures. Our program is structured to help agents and brokers secure reliable protection for clients facing risks such as wrongful termination, discrimination, harassment, and other workplace-related claims. Ideal Accounts and Appetite This program is a strong fit for a wide range of businesses with potential exposure to EPL claims, including but not limited to: Professional services firms (e.g., legal, accounting, consulting) Retail businesses and hospitality operations Healthcare offices and clinics Light manufacturing and distribution companies Non-profits and member-based organizations We can consider risks with various employee counts and exposure levels. You might have a client operating a regional law office or a growing medical clinic—both can benefit from E&O coverage embedded with strong employment practices protection. Coverage Highlights and Advantages Flexible limits and deductible options available Coverage can be packaged with Directors & Officers (D&O) liability Defense costs can be included within or outside of policy limits, depending on carrier Coverage for full-time, part-time, and seasonal employees Access to risk management tools and legal support resources (varies by carrier) Premiums are based on key underwriting factors such as the number of employees and the nature of the business operations. Underwriting Notes and Minimum Premiums Our underwriters evaluate submissions based on the size and scope of the business, prior claims history, HR practices in place, and industry classification. While minimum premiums vary by carrier and risk profile, we are committed to offering competitive pricing options for qualifying accounts. Territories and Availability This Employment Practices Errors and Omissions Insurance program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Admitted products are available in select markets, while non-admitted options may be offered depending on the risk. Why Work With Colonial General? Colonial General brings decades of wholesale and MGA experience to the table. Our deep market access and underwriting expertise allow us to help agents place hard-to-place or niche risks with confidence. We offer personalized service, quick turnaround times, and the ability to customize solutions to meet the needs of diverse clients. Whether your client is facing a heightened risk environment or simply needs a thorough EPLI policy as part of their risk management plan, Colonial General is here to help. Frequently Asked Questions What types of accounts are a good fit for this program?We typically write small to mid-sized businesses across professional services, healthcare, retail, light manufacturing, and nonprofits with exposure to employment-related claims. Can this policy be packaged with other coverages?Yes, Employment Practices E&O coverage can be packaged with Directors & Officers (D&O) liability and other management liability products when appropriate. Are both admitted and non-admitted markets used?Yes, we access both admitted and non-admitted markets depending on the risk profile and state availability. What underwriting information is needed for a quote?Typical submissions should include a completed application, number of employees, business description, loss history, and details about HR policies and procedures. In which states is this program available?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

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