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...gets a broad range of recreational watercraft rental businesses. Eligible clas...options depending on underwriting. Is water sport liability coverage included?Yes, water sport liability coverage is availa...

Overview of the Program From Sloan Mason Insurance Services, Inc. Sloan Mason Insurance Services, Inc. provides access to a competitive program for Electric Cooperatives, Cogeneration and Power Generation facilities, and contractors who service these industries. As a wholesale broker, Sloan Mason places business with a panel of various A-rated carriers and offers both admitted and non-admitted solutions where available. The program is designed for agents and brokers who need specialized underwriting capacity for generation risks, pollution exposures, and contractor services tied to power operations. Ideal Accounts and Appetite Rural and regional electric cooperatives that operate distribution and generation assets Cogeneration and combined heat-and-power (CHP) plants serving industrial or institutional sites Independent power producers and merchant generating facilities (non-nuclear) Contractors and service providers to the power sector (O&M contractors, electrical contractors, turbomachinery service providers) Facilities with onsite fuel storage, transformers/substations, switchgear, and associated pollution exposures Accounts with routine maintenance programs, formal loss control practices, and complete loss history are the best fit. High-hazard operations (for example, nuclear generation) are typically outside this appetite—please consult Sloan Mason underwriting for borderline risks. Coverage Highlights and Advantages Primary General Liability and Contractors Pollution coverages tailored for generation operations Commercial Auto for fleets serving generation and contracting operations Excess/Umbrella layers to provide broader limits above primary liability Property and Equipment Breakdown (available through select panel carriers) Business Income and Extra Expense for generation interruption scenarios Access to A-rated admitted markets where possible, with non-admitted capacity in most markets when needed Underwriters in the program understand the operational exposures unique to power generation and contracting, allowing for placement that reflects industry practice and risk management controls. Underwriting Notes and Minimum Premiums To obtain a full underwriting review and the best possible quote for Electric Cooperatives, Cogeneration and Power Generation Insurance, Sloan Mason requests the following: 5-year payroll history 5-year, currently valued carrier-issued loss runs (valuation date within 90 days of requested effective date) Completed ACORD applications and any program supplementals Minimum premiums (typical program thresholds) include: $15,000 for General Liability and Pollution $5,000 for Auto $7,500 for Umbrella Liability Actual premiums and retentions will vary by carrier, state, and individual account exposures. Territories and Availability This program is available in most U.S. states. States where coverage is commonly placed include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted options are available in many jurisdictions; non-admitted capacity is used where necessary to secure appropriate terms. Why Work With Sloan Mason on This Business Wholesale broker access to multiple A-rated markets, increasing placement flexibility Underwriting familiarity with generation, pollution, and contractor exposures Competitive program structure designed for complex energy sector risks Practical submission requirements to speed quoting and binding Example scenarios: You might have a rural electric cooperative seeking combined GL and pollution limits for a small diesel peaking plant and distribution operations, or a cogeneration plant at a manufacturing facility that needs property, equipment breakdown, and business income coverage after a recent equipment retrofit. Both are representative risks this program targets. Frequently Asked Questions What types of accounts are a good fit for this Sloan Mason program?Accounts that fit well include electric cooperatives, cogeneration and CHP plants, independent power producers (non-nuclear), and contractors who provide operations, maintenance, and electrical services to generation facilities. Best fits have formal maintenance programs and documented loss histories. What submission materials are required to get a meaningful quote?Sloan Mason asks for a 5-year payroll history, 5-year currently valued carrier loss runs (valuation within 90 days), and completed ACORD applications with any relevant supplementals. These items allow underwriters to assess operations and pricing accurately. Are admitted markets available through this program?Yes. Sloan Mason works with admitted A-rated carriers where available and uses non-admitted capacity in most markets when necessary. Availability depends on state regulations and each account’s exposures. What are the typical minimum premiums I should expect?Typical program minimums are shown as a guideline: $15,000 for General Liability and Pollution, $5,000 for Auto, and $7,500 for Umbrella Liability. Final premium requirements depend on the carrier and the specific account. Need help placing an account? Connect with a market specialist.

...nd housing authorities Sewer and water utilities Special districts and oth... well as transit, housing, sewer, and water authorities. Does the coverage inc...

PRESSURE WASHING CONTRACTORS LIABILITY INSURANCE For NC and VA CLEANING OR WASHING BY PRESSURE APPARATUS MORE THAN 30 YEARS INSURING CONTRACTORS We are your go-to market for contractors BIG or SMALL! Agents Insurance Markets, Inc. (MGA) places pressure-washing risks with multiple carrier partners and offers a targeted General Liability program for exterior cleaning contractors in North Carolina, Virginia and the District of Columbia. The program is designed for routine pressure-washing operations and supplemental equipment protection, with underwriting focused on practical controls for PSI, cleaning agents, and jobsite safety. Overview of the Program This Managing General Agency program provides broad primary General Liability options and excess capacity where needed. Coverage targets exterior cleaning operations — residential and commercial — and can include property floaters for tools and equipment. Policies are written on an occurrence basis and the program supports common certificate needs such as Additional Insured endorsements and Waiver of Subrogation where appropriate. Ideal Accounts and Appetite Independent pressure washing contractors, single operators up to small fleets Exterior cleaning of homes, driveways, sidewalks, parking lots, storefronts, roofs and other building exteriors Contractors using pressure equipment at or below the underwriting PSI limit (see requirements) Accounts that require Additional Insured, Waiver of Subrogation, primary wording or per-project aggregate limits Prohibited: Cleaning or washing of aircraft Interior tank cleaning Snow and ice removal from streets, highways or parking lots Coverage Highlights and Advantages General Liability limits up to $5,000,000 (primary) Excess Liability available through carrier partners Damage to Premises Rented to You coverage up to $100,000 Medical Payments up to $5,000 Occurrence-form policies for long-tail liability protection Property floaters available to cover contractor equipment, trailers and tools Property enhancement options where applicable Per-project aggregate limits and Additional Insured endorsements available Responsive underwriting and quick quote turnaround for routine risks Underwriting Notes and Requirements Maximum PSI: Equipment must not exceed 3,500 PSI for this classification Cleaning solutions must be non-toxic, non-caustic and biodegradable (where possible) Jobsite controls are required: barriers, signage, spotters and other public-protection measures as appropriate Sandblasting and abrasive blasting are separately rated and not included in this class Provide current loss runs, equipment inventory with PSI ratings, and details on any chemical use or subcontracted services Territories and Availability This program accepts submissions for accounts located in North Carolina, Virginia and the District of Columbia. Agents can place accounts through multiple carrier partners to match client needs for limits and endorsement requests. Why Work With Agents Insurance Markets, Inc. on This Business Specialized contractor placement — underwriting and program design focused on exterior cleaning and pressure-wash operations Access to multiple carriers and flexible limit structures for owner-operators and small fleets Practical, clear underwriting requirements that reduce surprises at binding Fast quoting and experienced service staff familiar with contractor workflows and certificate endorsements Example Accounts That Fit A two-employee residential pressure-washing business that services driveways, siding and decks using equipment under 3,500 PSI and biodegradable cleaners. Needs GL limits plus an Additional Insured endorsement for a property manager. A small commercial cleaner that services storefronts and parking lots, requires a property floater for a trailer-mounted unit and hand tools, and needs excess limits for larger contracts. If you have accounts that match this program's appetite, Agents Insurance Markets, Inc. can be an efficient market to secure competitive liability and equipment coverage. Contact our underwriting team to discuss submissions, required documentation, and turnaround times. Product & Service Highlights: GL Limits up to $5,000,000 Excess Liability available Damage to Premises Rented to You up to $100,000 Medical Payments up to $5,000 Occurrence-form policies Property floaters and enhancement forms Quick quotes and superior customer service Underwriting Requirements Recap Equipment PSI cannot exceed 3,500 PSI Use non-toxic, non-caustic cleaning solutions (biodegradable preferred) Maintain jobsite public-protection measures (barriers, signage, etc.) Sandblasting and interior tank cleaning are ineligible for this class Frequently Asked Questions What types of pressure washing accounts are a good fit for this program?Routine exterior cleaning for residential and commercial properties—driveways, sidewalks, building exteriors, roofs and parking lots—performed with equipment up to 3,500 PSI and using non-toxic cleaning agents. What documentation does underwriting typically require?A completed application, operations description, equipment inventory including PSI ratings, current loss runs (if available), and details on cleaning solutions and jobsite safety procedures. Can I add Additional Insureds and Waiver of Subrogation for my insureds’ clients?Yes. The program offers Additional Insured endorsements and Waiver of Subrogation / Primary Wording options where appropriate and requested in the submission. Are sandblasting or interior tank cleaning operations eligible?No. Sandblasting/abrasive blasting and interior tank cleaning are excluded and must be placed through specifically rated markets. Which states is the program available in?This program accepts submissions for accounts located in North Carolina, Virginia and the District of Columbia. Contact underwriting for any territory-specific questions. Need help placing an account? Connect with a market specialist.

...h employees working on or near the water, especially in coastal or harbor faci...