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...i-governmental entities (examples: water, sewer, sanitation, lighting, parking...ance and financials. Examples include water, sanitation, lighting, parking and business improvement districts. Which carrier provides the cove...

...prehensive Insurance for Sewer and Water Main Contractors Sloan Mason Insura...rogram?This program targets sewer and water main contractors working on new tr...

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Energy P&C Insurance — Victor O. Schinnerer & Company, Inc. Energy P&C is Victor O. Schinnerer & Company, Inc.’s admitted property & casualty program for energy and utility risks. Underwritten through Arch Insurance Company and administered by Schinnerer as the managing general underwriter, this program bundles core commercial lines tailored for oil, gas and pipeline exposures. Package policies are available to simplify placement for accounts that need multiple coverages under a single policy form. Program coverages Auto (fleet and contractor vehicles) General liability Crime Property (locations, leasehold, equipment) Inland marine (mobile equipment, tools, materials in transit) Excess liability Ideal accounts and appetite This program targets energy-sector operations where admitted placements and a coordinated package are important. Typical fits include: Upstream and midstream oil & gas operators with owned or leased well sites and related equipment Pipeline operations — operators, maintenance contractors and right-of-way exposures Schinnerer’s underwriting focus favors accounts with documented safety programs, routine maintenance records, and clear operational controls. The program is best suited for small to mid-sized operators and contractors whose exposures match the product lines above. Accounts with unusually large environmental liabilities, unresolved regulatory actions, or highly speculative operations may require referral or differenced terms. Coverage highlights and advantages Admitted paper (see availability below) with broad form property and GL options designed for energy operations Ability to package multiple coverages — simplifies billing and claims reporting for insureds Access to Arch Insurance Company capacity via Schinnerer’s MGA platform Inland marine and excess layers available to address equipment and catastrophic exposure gaps Underwriting notes When submitting, provide: Loss runs for the past five years Summary of operations, including number and type of sites, pipeline mileage, and contract work performed Safety and maintenance programs, permits and regulatory status Schinnerer underwriters value clear documentation of controls and loss mitigation. Package pricing and limits are determined case-by-case based on operations, limits requested, and loss history. Territories and availability The Energy P&C program is offered on admitted paper and is available across the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why place this business with Victor O. Schinnerer & Company, Inc. Schinnerer combines program underwriting expertise for energy risks with admitted-market capacity through Arch Insurance Company. Agents benefit from coordinated placement of multiple casualty and property lines, experience handling energy-specific exposures, and streamlined package options when insureds prefer a single policy solution. The MGA relationship allows responsive underwriting decisions on standard energy accounts while preserving admitted paper advantages for your clients. Example account scenarios You have a regional pipeline operator with multiple pump stations, company-owned compressor equipment and routine contractor traffic — Energy P&C can provide property, GL and inland marine coverages under an admitted package. You represent a small exploration firm with several well sites and mobile equipment — the program can combine auto, property and excess liability to consolidate limits and reduce administrative complexity. Frequently Asked Questions What types of energy accounts are a good fit for this program?Accounts in oil & gas production, gathering and pipeline operations that need admitted coverage and a multi-line package are the primary target. Small to mid-sized operators and contractors with documented safety programs typically fit best. Which coverages can I package through Energy P&C?The program can combine auto, general liability, property, inland marine, crime and excess liability. Packages are used to simplify administration and ensure coordinated limits across coverages. What submission materials does underwriting expect?Provide current loss runs (typically five years), an operations summary (sites, mileage, equipment), and documentation of safety and maintenance programs. These items speed review and improve placement chances. Need help placing an account? Connect with a market specialist.

Overview of the Program From Sloan Mason Insurance Services, Inc. Sloan Mason Insurance Services, Inc. provides access to a competitive program for Electric Cooperatives, Cogeneration and Power Generation facilities, and contractors who service these industries. As a wholesale broker, Sloan Mason places business with a panel of various A-rated carriers and offers both admitted and non-admitted solutions where available. The program is designed for agents and brokers who need specialized underwriting capacity for generation risks, pollution exposures, and contractor services tied to power operations. Ideal Accounts and Appetite Rural and regional electric cooperatives that operate distribution and generation assets Cogeneration and combined heat-and-power (CHP) plants serving industrial or institutional sites Independent power producers and merchant generating facilities (non-nuclear) Contractors and service providers to the power sector (O&M contractors, electrical contractors, turbomachinery service providers) Facilities with onsite fuel storage, transformers/substations, switchgear, and associated pollution exposures Accounts with routine maintenance programs, formal loss control practices, and complete loss history are the best fit. High-hazard operations (for example, nuclear generation) are typically outside this appetite—please consult Sloan Mason underwriting for borderline risks. Coverage Highlights and Advantages Primary General Liability and Contractors Pollution coverages tailored for generation operations Commercial Auto for fleets serving generation and contracting operations Excess/Umbrella layers to provide broader limits above primary liability Property and Equipment Breakdown (available through select panel carriers) Business Income and Extra Expense for generation interruption scenarios Access to A-rated admitted markets where possible, with non-admitted capacity in most markets when needed Underwriters in the program understand the operational exposures unique to power generation and contracting, allowing for placement that reflects industry practice and risk management controls. Underwriting Notes and Minimum Premiums To obtain a full underwriting review and the best possible quote for Electric Cooperatives, Cogeneration and Power Generation Insurance, Sloan Mason requests the following: 5-year payroll history 5-year, currently valued carrier-issued loss runs (valuation date within 90 days of requested effective date) Completed ACORD applications and any program supplementals Minimum premiums (typical program thresholds) include: $15,000 for General Liability and Pollution $5,000 for Auto $7,500 for Umbrella Liability Actual premiums and retentions will vary by carrier, state, and individual account exposures. Territories and Availability This program is available in most U.S. states. States where coverage is commonly placed include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted options are available in many jurisdictions; non-admitted capacity is used where necessary to secure appropriate terms. Why Work With Sloan Mason on This Business Wholesale broker access to multiple A-rated markets, increasing placement flexibility Underwriting familiarity with generation, pollution, and contractor exposures Competitive program structure designed for complex energy sector risks Practical submission requirements to speed quoting and binding Example scenarios: You might have a rural electric cooperative seeking combined GL and pollution limits for a small diesel peaking plant and distribution operations, or a cogeneration plant at a manufacturing facility that needs property, equipment breakdown, and business income coverage after a recent equipment retrofit. Both are representative risks this program targets. Frequently Asked Questions What types of accounts are a good fit for this Sloan Mason program?Accounts that fit well include electric cooperatives, cogeneration and CHP plants, independent power producers (non-nuclear), and contractors who provide operations, maintenance, and electrical services to generation facilities. Best fits have formal maintenance programs and documented loss histories. What submission materials are required to get a meaningful quote?Sloan Mason asks for a 5-year payroll history, 5-year currently valued carrier loss runs (valuation within 90 days), and completed ACORD applications with any relevant supplementals. These items allow underwriters to assess operations and pricing accurately. Are admitted markets available through this program?Yes. Sloan Mason works with admitted A-rated carriers where available and uses non-admitted capacity in most markets when necessary. Availability depends on state regulations and each account’s exposures. What are the typical minimum premiums I should expect?Typical program minimums are shown as a guideline: $15,000 for General Liability and Pollution, $5,000 for Auto, and $7,500 for Umbrella Liability. Final premium requirements depend on the carrier and the specific account. Need help placing an account? Connect with a market specialist.

...e leading provider of USL&H to waterfront employers for more than 20 years...t operate on or adjacent to navigable waters — for example stevedores, shipyar...

...nd housing authorities Sewer and water utilities Special districts and oth... well as transit, housing, sewer, and water authorities. Does the coverage inc...