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Amwins Program Underwriters' Water Well Contractors insurance program of...onstruction piling and underpinning drilling, and cathodic protection drilling are not eligible. What submission...

...nd energy drilling contractors Water well drilling contractors Deep ho...m-size drilling contractors—oil, gas, water well, deep hole, and microdrilling operations—with annual payrolls g...

...: Drilling of water wells Plug and abandonmen...and Repair of Machinery Drilling Mud Dealers Tank and ...

...of Mexico Operations Non-Owned Watercraft Liability Pollution Coverage...

Insurance coverage for Underground Storage Tanks is becoming increasingly difficult to secure, especially as many carriers are choosing not to renew policies due to the age and condition of tanks. Under federal requirements, owners and operators of underground and aboveground storage tanks must demonstrate financial responsibility for corrective actions and third-party liability resulting from accidental releases. This includes bodily injury and property damage claims caused by leaks or spills. Comprehensive Coverage From Prime Insurance Company Prime Insurance Company offers a flexible and robust pollution liability solution for a wide range of tank exposures. Whether your insured operates a gas station, municipal fueling site, or agricultural facility, this program is designed to help you place hard-to-insure accounts with confidence. Ideal Accounts and Target Classes Prime is actively seeking risks across a variety of industries that own or operate aboveground or underground storage tanks. Target classes include: • Gas stations • Airports (aboveground or underground storage tanks) • Trucking companies (with their own gas or diesel tanks) • Governmental entities (municipalities, cities, or towns with fueling operations) • Agricultural risks (farms with on-site fuel tanks) • Heating oil distributors (with aboveground or underground tanks) This program is ideal for insureds who need coverage to meet federal or state financial responsibility requirements, or who are facing non-renewals due to tank age. Coverage Highlights and Features Prime’s policy offers broad protection for pollution-related exposures, including: • Sudden and accidental release coverage • Non-sudden accidental release coverage • Self-Insured Retention (SIR) options for third-party bodily injury/property damage—minimum $10K • Bodily injury/property damage deductible applies to state-mandated corrective action • Occurrence form available *Please note: This coverage excludes prior, existing, or ongoing leakage or contamination. Coverage is suspended during tank modifications, repairs, or replacement. All tanks must comply with state and federal regulations regarding filling and maintenance. Underwriting Notes Prime underwrites each submission individually, offering a flexible and responsive approach to tank-related risks. While there is no stated minimum premium, the SIR and deductible structures are designed to address high-risk exposures with competitive terms. Available Nationwide This program is available in all 50 states plus Washington, DC. Whether your client is in a rural agricultural area or a densely populated urban market, Prime can help you find a solution. Why Work With Prime Insurance Company? As a specialty carrier, Prime Insurance Company has the experience and flexibility to handle complex environmental and pollution-related risks. Their responsive underwriting, broad appetite, and willingness to look at challenging risks make them a strong partner in this difficult class of business. You’ll benefit from direct access to underwriters and a streamlined quoting process—often with same-day turnaround. You might have a client who owns a chain of gas stations and recently lost coverage due to aging tanks. Or a municipality that operates several fueling stations for its service vehicles. Prime can help you place these accounts when others won’t. To get started, visit Prime Insurance Company's CompleteMarkets profile or request a quote directly through the Underground Storage Tanks program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gas stations, airports, trucking companies, municipalities, farms, and heating oil distributors with underground or aboveground storage tanks. Can older tanks still qualify for coverage?Yes, Prime considers older tanks, even when other carriers are non-renewing due to age. However, tanks must not have existing leakage or contamination and must meet regulatory compliance. Is coverage available in my state?Yes, this program is available in all 50 states and Washington, DC. Does the policy include coverage for both sudden and gradual pollution events?Yes, coverage is available for both sudden and non-sudden accidental releases, subject to terms and underwriting approval. How quickly can I get a quote?Prime offers same-day quoting in many cases. Submit a complete application and necessary tank information to expedite the process. Need help placing an account? Connect with a market specialist.

...ators Drilling contractors Well servicing contractors Other suppor... gas operators, drilling contractors, well servicing firms, and related servic...

...usions for construction defects or water intrusion (subject to underwriting) ... place smaller contractor accounts as well as larger risks that require higher...

...sure, percent of hours worked over water or on vessels, use of subcontractors,...l by class code, percent of work over water or aboard vessels, recent loss run...

Gladius Insurance Services, LLC is a nationwide excess and surplus lines broker focused on contractor casualty solutions. We work exclusively with retail agents to place general liability, excess, and pollution coverage for contractors of all sizes — including accounts that are hard to place in the admitted market. With deep industry knowledge and strong carrier relationships, we provide responsive service, fast turnaround, and underwriting guidance designed to help you win and retain contractor business. Ideal Accounts and Appetite The Contractors Casualty Insurance program is built for a broad range of contractor risks, from small artisan trades to large general contractors and construction managers. We consider new ventures, accounts with limited or no prior coverage, and operations that rely 100% on subcontractors. Examples of eligible risks include: Roofers and other higher-exposure trades General contractors (including paper GCs) Construction managers and supervising contractors Restoration and remediation contractors Residential and commercial new construction (custom and speculative homes) Apartments and tract work (subject to underwriting) Accounts with prior claims activity (evaluated case-by-case) We also consider EIFS and subsidence exposures where underwriting approval is appropriate. Agent examples: You might have a roofer with a recent claim history who needs excess capacity and pollution coverage for restoration work; or a paper GC managing multiple subcontractors who requires blanket additional insured and per-project aggregate language. Those are the kind of submissions this program targets. Coverage Highlights and Advantages Gladius provides access to A15-rated capacity through International Insurance Company of Hannover LLC and offers flexible casualty solutions tailored to contractor exposures. Key features include: Primary general liability, excess liability, and pollution coverage options Blanket additional insured, primary & non-contributory, waiver of subrogation, and per-project aggregate endorsements Prior projects coverage available with limitations and underwriting review Subsidence and EIFS coverage available upon approval Underwriting Notes and Minimum Premiums We take a hands-on underwriting approach and evaluate new ventures, accounts with losses, and complex operations. Minimum premiums typically start at $3,000. Accounts that require removal of prior work exclusions generally need loss runs and may be subject to higher minimums. Please note these risks are not eligible for this program: New construction of condominiums, condo conversions, and townhouses Projects involving process piping, blasting, landfills, tunneling, or emergency systems Bridge or airport construction Fire suppression contractors and crane operators Territories and Availability This E&S program is available to retail agents nationwide and is actively available in more than 40 states, including CA, TX, FL, AZ, NJ, IL, and WA. All coverage is written on a non-admitted basis. Why Work With Gladius Insurance Services? As an independent wholesale broker, Gladius combines market access with contractor-specific underwriting expertise. We prioritize relationship-driven service, fast response times, and clear communication so you can place difficult risks efficiently. Our team helps you package submissions, identify appropriate endorsements, and navigate loss history to secure the best available terms. Whether you’re placing a new venture with no prior coverage or a large GC with complex exposures, Gladius can help you find tailored casualty solutions through strong carrier partners. Frequently Asked Questions What types of contractor accounts are a good fit for this program? We focus on roofers, general contractors, construction managers, restoration contractors, paper GCs, and 100% subcontracted operations. We also consider higher-exposure trades with underwriting approval. Can you write new ventures or accounts with no prior coverage? Yes. New ventures and accounts without prior history are eligible, subject to underwriting review and documentation. What are the minimum premium requirements? Minimum premiums typically start at $3,000. If prior work exclusions need to be removed, loss runs are usually required and higher minimums may apply. Which states is this program available in? The program is offered on a non-admitted basis in most states, including CA, TX, FL, AZ, NJ, IL, WA, and many others. Availability varies by state and account details. Are accounts with prior claims eligible? Yes. We review accounts with prior claim activity on a case-by-case basis and work to structure terms that address the exposure. Need help placing an account? Connect with a market specialist.

Amwins Program Underwriters' Demolition Contractors program through Amwins Underwriting is a specialty placement for demolition, wrecking and salvage contractors. As a managing general agency, Amwins offers a focused package that combines general liability, auto, pollution, and excess liability to address the primary exposures of demolition operations. The program targets established demolition contractors and provides specialty underwriting, loss-control support, and superior claims handling via an AM Best "A" rated carrier. Overview of the Program from Amwins Underwriting This program is designed for contractors who perform demolition and salvage work as their primary business. Coverage can include: Commercial General Liability Automobile Liability (including pollution-contaminant liability on autos) Pollution liability (operations-related) Excess/Umbrella limits to broaden protection Limits are competitive for this class: General Liability up to $1,000,000 per occurrence / $2,000,000 aggregate and Automobile up to $1,000,000 CSL. General Liability is placed on non-admitted paper; other lines are typically written on admitted paper. Ideal Accounts and Appetite This program is a strong fit if your client meets the following: At least 75% of gross receipts are from demolition-related activities. Primary operations include selective demolition, structure dismantling, salvage, and site clearance without high-hazard methods. Clients who handle recycling of construction debris, excavation, or grading as incidental operations (collectively up to 25% of GL receipts). Examples of good-fit accounts: A mid-sized contractor performing commercial interior and selective structural demolition with on-site salvage and debris recycling. A salvage operator who specializes in controlled dismantling and scrap recovery with limited subcontracting. Underwriting Notes and Restrictions Minimum premium: $10,000 for General Liability. Subcontracting limits: not eligible if more than 25% of demolition operations are subcontracted to others. Ineligible operations: wrecking-ball demolition and blasting performed by the insured are excluded. Inspections and loss control reviews are commonly required for new and renewal accounts. Coverage Advantages Program tailored specifically to demolition/salvage exposures rather than placed in a broader construction marketplace. Access to admitted wording for most lines (GL on non-admitted paper only) with an AM Best "A" rated insurer behind the program. Local rating and underwriting decisions through Amwins' specialty team and superior claims and loss control service designed for this class. Territories and Availability Available in all U.S. states except Alaska (AK) and Hawaii (HI). Underwriting availability and specific terms may vary by state due to regulatory differences. Why Place This Business with Amwins Underwriting As a managing general agency, Amwins Underwriting brings niche expertise in demolition risks, strong carrier relationships, and dedicated service for agents. Use this program when you need a market that understands demolition exposures, will consider packaged liability/auto/pollution placements, and can offer excess capacity for larger accounts. Frequently Asked Questions What types of demolition contractors are a good fit for this program?Contractors whose primary business (at least 75% of receipts) is demolition, wrecking, salvage or selective dismantling and who do not perform blasting or wrecking-ball work. Incidental excavation, grading and debris recycling are acceptable up to 25% of GL receipts. Is General Liability placed admitted or non-admitted?General Liability for this program is generally placed on non-admitted paper; other lines such as auto and pollution are typically placed on admitted paper. Final placement depends on state availability and underwriting. What are the key underwriting requirements I should expect?Expect a minimum GL premium of $10,000, subcontracting limits (no more than 25% of demolition operations subcontracted), and routine loss-control reviews or inspection reports for new or higher-exposure accounts. Are blasting, wrecking ball, or heavily subcontracted jobs eligible?No. The program excludes blasting and wrecking-ball operations performed by the insured, and it will not accept accounts where more than 25% of demolition operations are subcontracted out. Need help placing an account? Connect with a market specialist.