Running a drilling business is complex. Managing rigs and tools, evaluating wells, supervising crews, and keeping up with evolving regulations creates many potential exposures. Agents need confidence that a wholesale market understands those risks and will respond quickly when something goes wrong.
At Novatae Risk Group, we place Drilling Contractor General Liability insurance tailored to the unique needs of the drilling industry. Our underwriting partners combine deep industry knowledge with fast, practical service so your clients get timely solutions that protect operations and keep projects moving.
Contact us at 800-758-8113 to speak with an experienced broker about General Liability coverage for drilling contractors.
Overview:
This wholesale broker program is designed for small- to medium-size drilling contractors. The appetite and endorsements are built to handle the operational and third-party liability exposures common to drilling operations—while giving brokers the flexible wording and quick responses needed to place accounts efficiently.
Ideal Accounts and Appetite:
We generally target contractors with annual payrolls under $1,000,000. Typical classes include:
- Oil, gas, and energy drilling contractors
- Water well drilling contractors
- Deep hole and exploration drilling
- Microdrilling and specialty drilling services
Generally not a fit: large national contractors, risks with severe loss histories, or operations involving unusual environmental hazards without prior discussion with underwriting.
Coverage Highlights and Advantages:
- Blanket Additional Insured available
- Waiver of Subrogation endorsements
- Primary and Non-Contributory wording
- Per-Project Aggregate options
- Subsidence coverage available (with limitations)
- Prior Projects coverage available (with limitations)
Underwriting Notes and Minimum Premiums:
To expedite placement, submit complete ACORD applications, currently valued loss runs (3–5 years), the program supplemental application, and a project-specific pollution application when applicable. Minimum premiums typically start at $1,500. Final terms and pricing depend on operations, limits, location, and loss history.
Territories and Admitted Positioning:
This program is available in most states (AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NC, PA, SC, TN, TX, UT, VA, WV). We place both admitted and non-admitted business and have access to admitted and non-admitted carriers up to A-XV rated panels.
Why Work With Novatae Risk Group?
As a wholesale broker specializing in construction and energy-related risks, Novatae Risk Group gives retail agents streamlined access to underwriting expertise and multiple carrier options. We focus on pragmatic solutions—matchable endorsements, responsive endorsement handling, and fast consideration of complex accounts—so you can place business with confidence.
Typical Account Examples
- Mid-size water well contractor with several crews operating in multiple counties seeking per-project aggregate limits and blanket additional insured endorsements.
- Specialty microdrilling firm needing primary/non-contributory wording and limited subsidence coverage for short-term exploration projects.
Need a General Liability quote for a drilling contractor?
Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately.
Frequently Asked Questions
What types of drilling accounts fit this program?
We focus on small- to medium-size drilling contractors—oil, gas, water well, deep hole, and microdrilling operations—with annual payrolls generally under $1,000,000.
What submission documents are required?
Submit ACORD applications, 3–5 years of currently valued loss runs, the program supplemental application, and a pollution project application when pollution exposures exist.
Are admitted paper and non-admitted paper both available?
Yes. We place admitted and non-admitted coverage and work with admitted and non-admitted carriers, including panels up to A-XV rated.
What is the minimum premium and how does it affect placements?
Minimum premiums typically start at $1,500. Final premium and terms depend on operations, limits, location, and loss history—so complete submissions help secure the best terms.
Can you provide blanket additional insured and primary/non-contributory wording?
Yes. Blanket Additional Insured and Primary & Non-Contributory endorsements are available and commonly included based on contract requirements and underwriting review.
Need help placing an account? Connect with a market specialist.