Search CompleteMarkets

...mitted construction market for waterproofing contractors and related trades. T...y Asked Questions What types of waterproofing accounts are a good fit for th...

Workers Compensation for Artisan Contractors from PMC Insurance Group PMC Insurance Group offers a dedicated Artisan Contractors Workers Compensation Insurance program designed to help agents and brokers place both small and large contractor accounts with confidence. With over 20 years of experience in this niche, PMC brings deep expertise, responsive service, and access to a wide range of markets to support your clients’ needs—especially in the high-risk contracting space. Ideal Classes and Target Accounts This program targets a broad array of artisan contractor classes. Whether your client is a start-up or a well-established firm, PMC can help secure coverage for operations such as: HVAC installation and maintenance Plumbing services Landscaping and irrigation systems Excavation and site preparation Electrical contractors, including alarm and fire system installation General carpentry, framing, cabinetry, and drywall work Painting and paper hanging Masonry, sheet metal, and steel work Swimming pool installation Paving, street and road construction Sign installation and deck/patio construction You might have clients who are expanding into new trades, increasing payroll, or struggling with claims history; this program is built to help you place those accounts efficiently. Program Highlights PMC’s Workers Compensation program for artisan contractors is backed by a variety of carriers and is available across admitted and non-admitted markets, giving you the flexibility to place both standard and hard-to-place risks. Highlights include: Minimum premium starting at $2,000 New ventures and startups accepted Solutions for high-mod and prior loss accounts Multiple class codes and multi-state operations considered Quick turnaround and responsive underwriting support Underwriting and Premium Details PMC is open to accounts with a variety of experience levels and payroll sizes. The minimum premium for this program is $2,000. Accounts are reviewed on a case-by-case basis, with underwriters considering business type, safety practices, prior losses, and other risk factors. PMC works closely with agents to help find solutions for challenging submissions that may not fit in standard markets. Available States This program is available in nearly all states, including but not limited to: CA, TX, NY, FL, IL, NJ, PA, GA, and OH. See the full list of eligible states to ensure your client's state is covered. Multi-state risks may also be eligible. Why Choose PMC Insurance Group? As a wholesale broker with a national reach and a strong focus on workers compensation, PMC Insurance Group is a valuable partner for agents and brokers serving artisan contractor clients. You’ll benefit from: Access to a wide variety of carriers and markets Over two decades of program experience Specialized knowledge of construction-related workers comp risks Responsive service and underwriting support To learn more about how PMC can assist with your artisan contractor accounts, visit pmcinsurance.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for artisan contractors such as electricians, plumbers, landscapers, HVAC professionals, and framers. Both startups and established businesses are eligible. Can PMC help with hard-to-place or high-mod workers comp risks?Yes. PMC specializes in workers compensation and has access to markets that accept high-mod, prior loss, and other challenging accounts. What is the minimum premium for this program?The minimum premium starts at $2,000, with flexibility based on class code, payroll, and risk profile. Is this program available for new businesses?Yes, PMC can write coverage for new ventures and startups, including contractors just getting started. Which states is this program available in?This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Multi-state operations may also be considered. Need help placing an account? Connect with a market specialist.

... 5474/5482 Painters and Waterproofing ...

```html General Contractors Insurance Program from Pacific Coast E&S Insurance Services Getting started in the contracting world takes more than just owning a business—it takes experience, licensing, the right tools, a skilled crew, and most importantly, reliable insurance coverage. At Pacific Coast E&S Insurance Services, we help insurance agents like you find the right markets for your general contractor clients, even when others won’t take the risk. Since 1996, we’ve specialized in placing hard-to-insure contractor risks across multiple classes. Whether your client is a new venture or a seasoned builder handling large projects, our markets are designed to accommodate a wide range of contractor needs. Our strength lies in our flexibility, in-house underwriting authority, and access to multiple A-rated carriers. Ideal Accounts and Target Classes We offer coverage for nearly all types of contractors, including those performing high-risk or specialized work. Our target classes include, but are not limited to: • Residential Buildings • Framing Contractors • Roofing Contractors • Residential Developers • Oil-Related Work • Paper General Contractors • Window Washers • Waterproofers • Artisan Contractors • Subcontractors • Remodelers • General Contractors • Plumbers • LPG Contractors • Elevator Contractors • Millwrights • Demolition Contractors • Sandblasters • Bridge and Road Contractors • Welders • New Ventures • + Many More From small artisan operations to large commercial builders, we have a broad appetite. We do not impose restrictions on tract homes, project size, or percentage of subcontracted work—making this an ideal solution for many hard-to-place accounts. Coverage Highlights and Advantages Commercial general liability limits up to $1M per occurrence / $2M aggregate Deductibles as low as $500 Minimum premiums starting at $1,500 Non-admitted program with flexible underwriting Substantial in-house underwriting authority for fast turnarounds Access to multiple A-rated carriers You might have a client who’s just launched their own roofing business or a residential developer managing several subcontractors—both are great fits for our program. We are comfortable with complex and higher-risk operations that many standard markets avoid. Underwriting Details and Minimum Premiums Our minimum premium starts as low as $1,500, with deductibles beginning at $500. We can work with new ventures and established contractors alike. Our in-house underwriters can quickly assess your submission and provide competitive terms with minimal delay. Territories and Availability This program is available in California, Oregon, and Washington. We focus on West Coast contractors and understand the unique challenges and regulatory environments in each of these states. Why Work With Pacific Coast E&S Insurance Services? As a wholesale broker with over two decades of experience in contractor risks, Pacific Coast E&S Insurance Services brings deep market access and underwriting expertise to every submission. We know the complexities of the general contracting world and are committed to helping agents secure reliable, comprehensive coverage for their clients—no matter how challenging the risk. Let us help you place your next contractor account. Whether it’s a new venture welder, a high-rise window washer, or a demolition contractor, we can provide quick quotes and responsive service. Frequently Asked Questions What types of accounts are a good fit for this General Contractors program?We target a wide range of contractor classes including general contractors, roofers, remodelers, artisan trades, and even high-risk categories like demolition and oil-related work. Can new ventures qualify for coverage?Yes, we are open to new ventures. Our underwriting team evaluates each submission individually and can often provide terms even for startups. Is subcontracted work allowed under this program?Yes, there are no restrictions on the amount of work subcontracted. We are comfortable with accounts that have significant subcontractor exposure. What states is this program available in?Our General Contractors program is available in California, Oregon, and Washington. What are the minimum premiums and deductible options?Minimum premiums start at $1,500, and deductibles can be as low as $500, depending on the risk profile. Need help placing an account? Connect with a market specialist. ```