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...ty venues with on-site service Wholesale distributors and specialty beverage retailers Incidental exposures related to hospitality, gaming, retail, and habitational operations can be c...liquor stores, wineries, and similar retail or hospitality operations. Are inc...

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M.J. Hall & Company, Inc. offers a specialized Nightclub Insurance program built for the unique risks of nightlife venues — including gentlemen’s clubs, private membership clubs, country-western dance halls, and bars or restaurants with live entertainment. Whether your client operates with or without food service, dance floors, DJs, or live bands, this program helps you place tailored liability and property protection. This program is geared toward small to mid-sized bar and nightclub operations, as well as restaurants with or without alcohol service. Ideal Accounts and Appetite M.J. Hall targets a broad range of nightlife risks across AK, AZ, CA, HI, and NV. The program is a good fit when accounts have exposures that make placement in standard markets difficult — for example, liquor liability, dancing or live entertainment, valet operations, or on-site security staff. Nightclubs with live DJs or bands Gentlemen’s clubs with or without food service Country western dance halls Private membership clubs Bars and restaurants offering alcohol, dancing, or valet parking If you have clients whose entertainment venues fall outside typical market appetites because of liquor exposure, patron activities, or security concerns, this program provides underwriting flexibility and tailored solutions. Coverage Highlights and Advantages M.J. Hall’s Nightclub Insurance program provides access to core commercial coverages and industry enhancements that agents commonly need when placing hospitality and nightlife accounts. General Liability (Primary or Excess) - Commercial General Liability limits up to $3,000,000 - Primary Liquor Liability up to $1,000,000 Available Program Enhancements: - Garage Keepers coverage for valet services - Non-Owned & Hired Auto coverage - Assault & Battery coverage (subject to underwriting) - Business Income protection - Medical Payments coverage Crime Coverage - Inside the Premises - Outside the Premises Property Coverage - Basic, Broad, or Special form options - Replacement Cost or Actual Cash Value valuation - Contents and Equipment Breakdown - Business Income and Extra Expense - Accounts Receivable, Computer Equipment, Valuable Papers, and Outside Signs Underwriting Notes and Minimum Premiums Minimum premiums vary by exposure and coverage selection; typical programs start around $2,500 and increase based on risk characteristics, limits, and enhancements. M.J. Hall underwrites both admitted and non-admitted placements in select states and works with multiple carrier partners to find the appropriate capacity. Territories and Availability This program is available to licensed agents and brokers in Alaska, Arizona, California, Hawaii, and Nevada. Other territories may be considered on a case-by-case basis — contact M.J. Hall to discuss a specific opportunity. Why Work With M.J. Hall & Company, Inc.? As an Excess & Surplus Lines broker, M.J. Hall brings decades of hospitality placement experience and strong carrier relationships. The team focuses on challenging nightlife accounts and can tailor programs that address liquor exposures, assault and battery risk, valet operations, and entertainment-related liabilities. Examples agents commonly place with this program: You have a neighborhood nightclub that hosts live bands and offers late-night service — the program can combine GL, liquor liability, and assault & battery options. You represent a restaurant that added a dance floor and valet service — the program can add garage keepers, non-owned auto, and increased liability limits to address the new exposures. Contact M.J. Hall today for Nightclub Insurance solutions tailored to your clients’ nightlife and hospitality operations. For appointment contact: [email protected] Frequently Asked Questions What types of accounts are a good fit for M.J. Hall's Nightclub Insurance program?We target small to medium-sized nightclubs, bars, gentlemen’s clubs, country western venues, and restaurants with or without alcohol sales or live entertainment. Can this program cover liquor liability?Yes. We offer primary liquor liability coverage up to $1,000,000, making the program suitable for venues that serve alcohol. Is assault and battery coverage included?Assault & battery coverage is available as an optional enhancement, subject to underwriting approval and terms. In which states is this program available?This program is currently available in Alaska, Arizona, California, Hawaii, and Nevada. What is the minimum premium for this program?Minimum premiums typically begin at $2,500, though actual pricing varies based on the account's exposures and selected coverages. Need help placing an account? Connect with a market specialist.

...rk With Novatae Risk Group? As a wholesale brokerage with extensive market acc...ness classes, including contractors, retail stores, apartments, restaurants, and more...