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Woodworking Insurance — Colonial General Insurance Agency, Inc. Overview of the Program Colonial General Insurance Agency, Inc. offers a dedicated Woodworking Insurance program for agents placing coverage for cabinetmakers, furniture manufacturers, window and door shops, millwork operations and related woodworking contractors. This program provides both property and liability solutions on a mono-line or package basis and can be placed through admitted markets where available or on an excess & surplus basis as needed. Ideal Accounts and Appetite This program works well for small- to mid-sized woodworking and millwork operations that perform design/build, installation and manufacturing for residential and light commercial clients. Typical accounts include: Custom cabinet shops and furniture makers Window and door fabricators and installers Millwork shops producing trim, moulding and architectural components Contractors who both manufacture and install finished goods The program is geared toward operations with standard woodworking exposures (saws, routers, finishing operations, assembly) and reasonable loss histories. It is generally not intended for heavy industrial wood product manufacturers, high-hazard specialty processes, or accounts with frequent/large recent losses. Coverage Highlights and Advantages Underwriters provide flexible options to match the account’s exposures. Key highlights include: Commercial General Liability — Primary limits available up to $3,000,000 occurrence/aggregate Hired and Non-Owned Auto coverage available Medical Payments coverage with a $5,000 limit included Additional interests can be named Excess/Umbrella limits up to $25,000,000 Property coverage options: Basic, Broad, or Special form; building, contents, business income Specialized property add-ons: Bailees’ Customer, Contractors’ Equipment, Installation Floater, Accounts Receivable, Valuable Papers Equipment Breakdown and Outside Signs available Replacement Cost or Actual Cash Value valuation Crime coverage options: inside the premises (theft of money and securities), inside premises robbery or safe burglary of other property, and outside the premises Minimum $500 deductible required Underwriting Notes and Typical Submission Requirements Colonial General’s underwriting team evaluates operations by process, revenue mix, and controls. Common factors they consider include finishing operations (spray booths), dust collection and housekeeping, flammable solvent storage, installation exposures, and bailee/customer exposures. To accelerate review, provide a clear description of operations, years in business, estimated annual receipts or payroll, and recent loss history. Underwriters commonly request a completed application and loss runs; they may also ask for photos of the workspace and protection details for facilities using spray finishes or large finishing systems. Territories and Admitted Status This program is available in: AZ, CA, CO, ID, NV, NM, UT, WY. Colonial General places coverage through multiple markets — admitted where offered and excess & surplus lines where necessary. The admitted status varies by state and by carrier ("Some Available Markets"). Why Place Woodworking Business Through Colonial General? Specialized focus — underwriting that understands woodworking operations and the common loss drivers for small and mid-size shops. Flexible placement — access to a range of admitted and E&S markets and ability to package property and liability with ancillary coverages like bailee and installation floaters. Competitive limit options — higher primary limits and significant umbrella capacity for contractors who need broader protection. Responsive underwriting — practical risk mitigation guidance and tailored terms for accounts with standard controls. Example Accounts You might have a client who operates a local cabinet shop with light installation services and modest annual receipts — this program can provide packaged property and liability with bailee coverage for customer goods. Or you could place a larger regional millwork shop that needs higher liability limits, an installation floater and contractors’ equipment coverage while protecting customer property with bailee’s coverage. For submission help or to confirm market availability in a specific state, contact Colonial General’s underwriting desk through your regular wholesale channels. Colonial General acts as a Managing General Agency and Excess & Surplus Lines Broker with multiple carrier relationships. Frequently Asked Questions What types of woodworking accounts are a good fit for this program?The program targets small- to mid-sized woodworking and millwork operations — cabinetmakers, furniture shops, window and door fabricators, and install-focused contractors. Shops with standard woodworking processes and reasonable loss history are preferred. Are admitted markets available or is this E&S only?Colonial General places business in both admitted and excess & surplus markets. Availability depends on state and carrier appetite; some markets are admitted while others are written on an E&S basis. What limits and key coverages can I expect?Commercial General Liability primary limits are available up to $3,000,000 occurrence/aggregate. Excess or umbrella capacity can go up to $25,000,000. Property, bailee’s customer, installation floaters, equipment breakdown and crime coverages are also available. A minimum $500 deductible is required. What underwriting information should I include with a submission?Include a description of operations, estimated annual receipts or payroll, years in business, and current loss runs. Underwriters will also want to know about finishing operations, dust control, storage of flammables, and whether the client performs installations or has bailee exposures. Which states does the program serve?The program is available in AZ, CA, CO, ID, NV, NM, UT and WY. Market availability and admitted status can vary by state. Need help placing an account? Connect with a market specialist.

Amwins Woodworking Operations program from Amwins Underwriting is a specialty property and casualty program designed for woodworking plants and related operations. The program targets sawmills, furniture and cabinet manufacturers, pallet and truss plants, dimension mills, wood chip and mulch manufacturers, wood treating plants, and retail or wholesale building material dealers. As a Managing General Agency, Amwins Underwriting combines underwriting expertise with access to multiple A+ rated carriers and both admitted and non-admitted placement options to handle standard and hard-to-place woodworking risks. Overview of the Program The program provides a packaged solution tailored to the unique property and liability exposures of woodworking operations. Coverage is modular and can include property (with business interruption), general liability, commercial auto, inland marine, boiler & machinery (equipment breakdown), umbrella excess, and specialty options such as a sidecar solution for difficult risks. Ideal Accounts and Appetite Sawmills, dimension mills and truss manufacturers with controlled production exposures. Furniture and cabinet manufacturers, including small- to mid-sized shops supplying residential and commercial markets. Pallet plants, mulch and wood chip operations, and wood treating facilities with appropriate risk controls. Retail and wholesale building material dealers that store or finish lumber onsite. Amwins favors accounts with documented loss control, up-to-date equipment maintenance, and reasonable fire protection measures. Accounts with frequent heavy-duty welding, high-voltage electrical exposures without documented controls, or repeated serious losses may require referral or be placed through the sidecar solution. Coverage Highlights and Advantages Comprehensive package options combining property, business interruption and general liability. High property limits available for large operations and high-value inventories. General liability limits typically offered at $1,000,000 per occurrence / $2,000,000 aggregate. Sidecar placement available for hard-to-place primary (up to $5M) and excess capacity (up to $7.5M). Choice of admitted or non-admitted paper, depending on state and client needs. Access to multiple A+ rated carriers and specialty underwriting appetite for woodworking exposures. Underwriting Notes and Submission Requirements To quote quickly, include complete submissions with: Five years of loss runs Schedule of values (SOV) for buildings and contents Photographs of buildings and exposures, where available Thermal imaging (thermo-scan) results, if completed Underwriters look for evidence of routine maintenance, fire protection (sprinklers, alarms), dust control measures, proper storage of flammable finishes/solvents, and clear housekeeping practices. Complex or large accounts may require a site survey or additional engineering data. Territories and Availability National availability with focused appetite in the Southeastern and Midwestern United States. The program can place business on both admitted and non-admitted paper and is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Amwins Underwriting on Woodworking Plants Specialized woodworking underwriting expertise that understands production and inventory exposures. Flexible placement options including admitted and non-admitted carriers and a sidecar for difficult risks. Capacity for higher property limits and structured programs for business interruption exposures. Responsive underwriting team experienced in handling common woodworking loss drivers (combustible dust, hot work, equipment breakdown). Example Accounts You have a regional truss manufacturer with $6M in buildings, a sprinklered shop, documented maintenance and 2 years of clean loss history — this program can provide property and GL limits with high property capacity. You represent a small cabinet shop with solvent-based finishing and limited fire protection — the program’s underwriters can evaluate dust and solvent controls and may place the account with enhanced conditions or on the sidecar if necessary. Frequently Asked Questions What types of woodworking accounts are the best fit for this program?Sawmills, dimension mills, truss and pallet manufacturers, cabinet and furniture shops, wood treating plants, and building material dealers with documented maintenance and basic fire protection are the primary targets. The program also considers higher-value operations with strong controls. What submission items are needed for a fast review?Include five years of loss runs, a schedule of values, photographs of buildings/exposures if available, and any thermo-scan or maintenance reports. The more detail on controls and housekeeping you provide, the quicker underwriting can assess appetite and pricing. When is the sidecar solution used?The sidecar is intended for hard-to-place risks that exceed standard appetite or have specific exposures (e.g., prior large losses, unique operations). It provides additional primary or excess capacity when admitted/non-admitted markets are limited. Is coverage available admitted or non-admitted?Amwins Underwriting can place accounts on both admitted and non-admitted paper depending on the state and client needs. Underwriters will determine the best placement based on appetite, coverage requirements and regulatory considerations. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Cabinet Making Insurance program tailored to woodworking operations of all sizes. Whether your client builds custom cabinets, fabricates doors and windows, or manufactures furniture, this program provides flexible coverage solutions to protect property, liability, equipment, and crime exposures. Coverage can be written on a mono-line or package basis, allowing you to tailor the policy to your insured’s risk profile and operations. Ideal Accounts and Appetite This program is designed for cabinet makers and other woodworking businesses involved in the manufacture, installation, or repair of wood products. Ideal risks include: Small to mid-sized cabinet manufacturing shops Custom woodworking contractors Furniture fabricators Window and door makers The program accommodates single-location workshops as well as contractors with multiple field crews. It is best suited for operations that perform fabrication, finishing, on-site installation, and light to moderate finishing processes. Accounts with extensive heavy manufacturing, high-hazard finishing (e.g., large industrial spray operations without proper controls), or significant outsourced subcontracting should be submitted with full details for underwriting review. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits available up to $3,000,000 occurrence/aggregate Hired and Non-Owned Auto Liability included Standard included coverages: Medical Payments – $5,000 limit Additional insureds for contractors and project owners Excess or Umbrella limits available up to $25,000,000 Minimum deductible of $500 required Property Coverage Options: Building and contents Business income and interruption Contractors’ equipment and tools Equipment breakdown Installation floaters for on-site work Outside signs Valuable papers and accounts receivable Bailees’ customer coverage Basic, Broad, or Special form options Replacement cost or actual cash value valuation Crime Coverage Options: Inside the premises – theft of money and securities Robbery or safe burglary of property inside the premises Outside the premises coverage for transit exposures Underwriting Notes and Market Access Colonial General places cabinet making and woodworking risks with a variety of admitted and excess & surplus markets. Submission review is case-by-case to ensure appropriate placement and terms. Typical underwriting considerations include the client’s loss history, finishing processes, fire protection and sprinklers, storage of flammable materials, spray booth controls, tools and equipment values, and installation exposure. A minimum deductible of $500 applies. Territories and Availability This Cabinet Making Insurance program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General provides underwriting experience and broad market access for niche and hard-to-place woodworking risks. They combine specialty product knowledge with flexible placement options—admitted where available and E&S where necessary—to help you secure appropriate coverage for challenging accounts. Their platform supports package or monoline placements and can layer excess or umbrella capacity when higher limits are needed. Example accounts that fit well with this program: A single-location custom cabinet shop that fabricates, finishes, and installs cabinets and needs property, equipment, and installation floater coverage for on-site work. A regional millwork contractor with crews in the field that requires hired/non-owned auto liability, contractor’s equipment coverage, and additional insured endorsements for project owners. For more information about Colonial General Insurance Agency, Inc., visit their company profile. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for cabinet makers, custom woodworking shops, furniture builders, and businesses that manufacture or install doors and windows. Is this program available on an admitted basis?Some markets are admitted depending on the account and state. Colonial General has access to both admitted and non-admitted carriers to meet client needs. Can I write this coverage as a package policy?Yes. Coverage can be issued on a mono-line or package basis to give you flexibility in structuring the policy. What states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What limits are available under the liability coverage?Primary general liability limits are available up to $3,000,000 occurrence/aggregate, with excess or umbrella options up to $25,000,000. Need help placing an account? Connect with a market specialist.

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Continental Underwriters, Inc. is a specialized Managing General Agency (MGA) and wholesaler dedicated exclusively to the forest products industry. Our Forest Products Insurance program is built specifically for businesses involved in the manufacturing, distribution, and retailing of lumber and related building materials. We work directly with agents and brokers across North America to provide tailored insurance solutions for a wide range of forest product operations. Ideal Accounts and Appetite This program is ideal for businesses involved in: Sawmills and veneer mills Pallet mills and plywood plants Wood treating and preserving operations Woodworking and component manufacturers Producers and distributors of timbers, cants, railroad ties, panel products, and more Whether your client operates a single-location mill or manages multiple facilities across state lines, we can help you place coverage tailored to their specific exposures. Coverage Highlights and Advantages Through our network of carrier partners, we deliver comprehensive insurance options designed to meet the unique needs of the forest products sector. Available lines of coverage include: Property Inland Marine General Liability Commercial Auto Workers Compensation and Employers Liability Commercial Umbrella Employment Practices Liability Equipment Breakdown Coverage Crime Coverage We understand the property, liability, and operational risks that come with managing forest product businesses. Our products are designed to address high fire hazard exposures, heavy machinery use, transport risks, and workforce safety — all within one cohesive insurance package. Underwriting Notes and Minimum Premiums Minimum premiums vary and are based on account size, operations, and coverage needs. We work closely with agents to provide competitive and customized solutions. Submissions should include detailed operational information, loss history, and current coverage terms for fastest turnaround. Territories and Availability Our Forest Products Insurance program is available in most states across the U.S., including but not limited to CA, TX, FL, NY, WA, and NC. We offer coverage in both admitted and non-admitted markets, depending on state and risk profile. Reach out to confirm availability in your client’s location. Why Work With Continental Underwriters, Inc.? With a sole focus on the forest products industry, Continental Underwriters brings unmatched industry insight and underwriting depth to this niche. We understand the risks, language, and operations of your clients — allowing us to provide smarter, faster, and more relevant solutions. Our strong relationships with multiple carriers give us the flexibility to find the right market fit for nearly any forest product account. If you have a client who runs a regional sawmill operation with high-value equipment and seasonal workforce needs, or a multi-state lumber distributor with complex logistics exposures, we can help you place the right coverage efficiently and competitively. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in insuring sawmills, pallet mills, plywood plants, veneer mills, wood preservation operations, and other wood product manufacturers and distributors. Is this program available in all states?The program is available in most U.S. states. Please check with us for specific state eligibility and admitted status in your client’s location. What coverages are included in the Forest Products Insurance program?Available coverages include Property, General Liability, Inland Marine, Commercial Auto, Workers Compensation, Umbrella, EPLI, Equipment Breakdown, and Crime Coverage. Are there minimum premium requirements?Minimum premiums vary based on risk size and coverage needs. Contact us with your client’s profile to get a customized quote. What makes Continental Underwriters unique in this space?We are exclusively focused on the forest products industry, offering deep expertise, tailored underwriting, and access to multiple carriers for niche risks. Need help placing an account? Connect with a market specialist.

Are you an agent placing coverage for a neighborhood hardware store, lumber & millwork supplier, or small contractor-supply retailer? American Lumber Underwriters offers a dedicated Hardware Store Insurance program designed for independent hardware and supply retailers that serve both retail customers and contractors. Our program combines multiple lines of coverage and flexible underwriting through our position as the Managing General Underwriter for five admitted carriers. Program Overview — American Lumber Underwriters This program is built for hardware stores with multiple specialty departments (paint matching, keys, power-tool repair, lumber cutting, special orders, etc.). We package General Liability, Property, Workers’ Compensation, Business Owners Policy (BOP), Professional Liability, Auto Liability and Umbrella coverage to produce broad, practical protection for everyday exposures your clients face. Common services and departments Computer paint matching Keys duplicated / locks re-keyed Power tool service and repair Pipe cutting and threading Cutting and ripping lumber Special orders and contractor supplies Ideal Accounts and Appetite Independent hardware stores, small regional chains, and lumber & building supply retailers. Stores that serve both walk-in retail customers and local contractors (e.g., rental/repair benches, lumber cutting services). Small-to-mid-size operations with on-site services (tool repair, cutting/threading) and limited hazardous operations. Not a fit: large national “big-box” chains, heavy manufacturing, or accounts with large-scale fuel dispensing, full-service equipment rental fleets, or extensive on-site manufacturing. For borderline or higher-hazard risks, contact underwriting for pre-submission review. Coverage Highlights and Advantages Multi-line solutions — place GL, Property, WC, BOP, Auto, Professional Liability and Umbrella together for coordinated limits and consistent service. Underwriting flexibility — as the MGA for five admitted carriers, American Lumber Underwriters can tailor program structures across carriers to meet complex needs. Industry expertise — underwriters understand retail exposures specific to hardware stores: slip-and-fall, product and operations exposures tied to tool repair and lumber services, employee injuries in cutting and repair departments, and delivery/auto exposures. Practical endorsements and options — available endorsements and extensions to reflect typical hardware-store operations (discuss options with underwriting). Underwriting Notes and Minimum Premiums Underwriting focuses on size of the operation, revenue mix (retail vs. contractor sales), onsite services (repair benches, woodworking, chemical storage), and loss history. Please submit details on annual sales by class, payroll, list of onsite services, building construction and protection class, and a current loss run for the past 3–5 years. If you need minimum premium or specific binding requirements, contact our underwriting team — they can provide state-specific minimums and appetite guidance prior to submission. Territories and Availability This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. For states not listed or for out-of-state placements, contact underwriting for options. Why Place Hardware Store Business with American Lumber Underwriters Managing General Underwriter with direct access to five admitted carriers — greater flexibility to match coverages and pricing to account-specific risks. Dedicated underwriting expertise for lumber, building materials and hardware retail operations. Streamlined submission process and responsive service to help you bind accounts and service renewals efficiently. To learn more about the Hardware Store Insurance program or to request a quote, please give us a call today or send us an email. Frequently Asked Questions What types of hardware accounts are a good fit for this program?Independent hardware stores, lumber & building supply retailers and small regional chains that provide retail sales plus contractor services (e.g., lumber cutting, tool repair, special orders) are an ideal fit. The program favors small to mid-size operations without large-scale fueling or heavy manufacturing on-site. Which coverages can I place through American Lumber Underwriters for a hardware store?You can place General Liability, Property, Workers’ Compensation, Business Owners Policy, Professional Liability, Auto Liability and Umbrella through this program. Underwriting can discuss additional endorsements relevant to hardware operations during the submission. What information does underwriting need with a submission?Provide a detailed submission including annual sales by class, payroll, description of on-site services (repair benches, cutting/threading, hazardous materials storage), building construction and protection details, and current loss runs. Photos and a list of subcontracted services are helpful for faster review. Are there states where this program is not available?The program is available in the states listed above. If you have an account outside those states or a unique risk profile, contact underwriting to explore options or alternative carrier capacity. How do I find out minimum premium or binding requirements?Minimum premium and specific binding requirements vary by state and carrier. Please contact American Lumber Underwriters’ underwriting team for state-specific minimums and quote thresholds before submission. Need help placing an account? Connect with a market specialist.

Workers' Compensation Solution for the Transportation Industry Overview — Amwins Underwriting: Workers' Compensation - Transportation Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator. The ASCS Trucking Program offers a consolidated solution that can cover a motor carrier’s full work-related injury exposure for employees and independent contractors. The program combines fleet workers’ compensation, occupational accident, contingent liability and corporate workers’ compensation into a single, streamlined placement. Coverage is provided through an A- XI rated carrier, with claims handled by industry specialists experienced in transportation losses. Ideal accounts and target classes Trucking operations—predominantly long-haul fleets, including auto transport, moving & storage, flatbed haulers, and refuse haulers Couriers and delivery services, including last-mile carriers that work with major platforms Bus companies (passenger transit and charter operations) Insureds in business for at least three years with an established safety program and full-time safety director Coverage highlights and advantages Single-program approach: places multiple related exposures (employee WC, occupational accident, contingent liability, corporate WC) together for consistent handling and policy terms Specialized claims handling through transportation-focused adjusters and teams Capacity with an A- XI rated carrier backing the program Flexible structure to address both employee and contractor exposures typical in transportation operations Underwriting notes and minimum premium The program generally targets established transportation operations with documented safety controls and satisfactory Department of Transportation (DOT) ratings. Minimum premium is $50,000; there is no stated maximum premium. Typical factors underwriters will review include loss history, driver hiring and monitoring practices, hours of service compliance, and whether a dedicated safety director is in place. Excluded operations: hazardous exposures such as gas hauling, explosives, liquid chemicals, or anhydrous ammonia are not accepted. Territories and availability This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, WI. It is positioned as a non-admitted placement (wholesale MGA capacity) to give broader flexibility where appropriate. Why place transportation accounts with Amwins Underwriting Underwriting expertise focused on specialty transportation risks and complex contractor/employee exposures Program structure that reduces the need to stack separate policies across multiple carriers Claims handled by specialists who understand transportation industry loss patterns, which can improve recovery and control costs Responsive wholesale support for agents placing larger or complex transportation risks Example accounts that frequently fit A regional long-haul trucking fleet with a dedicated safety director, three years in business, and a satisfactory DOT rating seeking a single program to cover employee and contractor injuries. A last-mile courier operation with mixed employee and independent-contractor drivers looking to consolidate occupational accident and contingent liability exposures into one placement. Interested in more detail? Visit the program page on the Amwins site: https://www.amwins.com/products/workers-compensation---transportation. Frequently Asked Questions What types of transportation accounts are a good fit for this program?Accounts that typically fit are established motor carriers and delivery operations with at least three years in business, a satisfactory DOT rating, and a full-time safety director. Long-haul trucking, flatbed and auto transport, moving & storage, refuse haulers, couriers/delivery services, and bus companies are core targets. Does the program cover independent contractors as well as employees?Yes. The program is designed to address both employee workers’ compensation and occupational accident coverage for independent contractors, along with contingent liability and corporate workers’ compensation components, all within one placement. What are the key underwriting requirements agents should prepare for?Underwriters will request at minimum: three years of loss history, DOT safety records, evidence of a safety program (including a full-time safety director), driver hiring and monitoring procedures, and details on operations to confirm no excluded hazardous exposures. What is the minimum premium and how is territory handled?Minimum premium for the program is $50,000. The program is available in the states listed on this storefront and is written through an admitted A- XI rated carrier as part of the Amwins underwriting platform; placement is typically handled on a wholesale/MGA basis to provide flexibility for larger or complex risks. Need help placing an account? Connect with a market specialist.

Workers' Compensation Solutions for Professional Employer Organizations Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, administers a dedicated workers’ compensation program for Professional Employer Organizations (PEOs). As a program administrator, Amwins Underwriting combines specialized underwriting, a client-facing portal, and broad capacity to help retail agents place complex PEO payroll portfolios. Overview of the Program This program is built for PEOs and the retail agents who serve them. It provides a full-service solution that emphasizes underwriting discipline for hazardous and mixed-class payrolls, operational transparency through a client portal, and nationwide capacity. You can learn more about program details on Amwins’ PEO product page: workers' compensation coverage for PEOs. Ideal Accounts and Appetite Target PEO clients and accounts with mixed-class payrolls across Hazard 1–8 and NCCI Hazard Grade A–F. Clients that require consolidated policy, payroll and claims reporting on a portal. Large or complex PEO aggregations where underwriting discipline and claims oversight are important. Agents who specialize in PEO business and can provide thorough payroll and loss history data. Coverage Highlights and Advantages Client Portal — secure access to policy details, client rosters, payroll submission, premium reporting and claims information to simplify administration and audit. Program administration by Amwins Underwriting — specialized PEO underwriting and policy servicing designed for multi-client payrolls. Flexible handling of mixed classes and higher-hazard exposures common to PEO portfolios. Partnering with specialty PEO retail agents — the program is structured to work with agents familiar with PEO operations and reporting. Underwriting Notes and Minimum Premium Amwins Underwriting evaluates submissions based on the PEO’s client mix, payroll detail by class, and loss history. The program typically requires comprehensive payroll and claims data at submission. The program’s stated minimum premium is $500,000, so it is positioned for larger PEO portfolios or aggregated business that can meet that threshold. Territories and Availability The program provides coverage nationwide and is available across all states and D.C. (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY). Why Work With Amwins Underwriting on PEO Workers’ Comp Specialized underwriting and servicing for PEO structures, not a one-size-fits-all approach. Operational transparency through a single client portal that centralizes payroll, premium and claims data. Dedicated to working with experienced PEO retail agents who can provide detailed submissions. Example scenarios You have a regional PEO with 200 client companies across retail, light manufacturing and service classes and mixed payroll reporting — this program supports consolidated reporting and focused underwriting. A national PEO seeking better claims visibility and a single source for payroll/audit services for a large blended account — the client portal and program administration help streamline those needs. Interested in seeing the portal or discussing a submission? Visit the program page to learn more: Visit our website. Frequently Asked Questions What types of PEO clients are a good fit for this program?PEOs with larger aggregated payrolls or portfolios that include mixed or higher-hazard classes (Hazard 1–8; NCCI Hazard Grade A–F) are a strong fit. The program is geared toward accounts that can meet the $500,000 minimum premium and provide detailed payroll and loss information. How should agents submit business to Amwins Underwriting?Submissions should come from retail agents experienced with PEOs and include client rosters, payroll by class, detailed loss runs, and any current billing or audit procedures. Amwins Underwriting expects thorough data to evaluate blended-class exposures effectively. What does the client portal provide?The portal gives agents and their PEO clients access to policy documents, client-level payroll reporting, premium and audit information, and claim tracking. It is designed to centralize administration for multi-client PEO policies. Are there common account characteristics that will be declined?Accounts with inadequate payroll detail, poor loss history without a credible remediation plan, or exposures outside the program’s target hazard grades are likely to be declined. Extremely high-risk or prohibited classes may not fit the program’s appetite. Need help placing an account? Connect with a market specialist.