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Woodworking Insurance — Colonial General Insurance Agency, Inc. Overview of the Program Colonial General Insurance Agency, Inc. offers a dedicated Woodworking Insurance program for agents placing coverage for cabinetmakers, furniture manufacturers, window and door shops, millwork operations and related woodworking contractors. This program provides both property and liability solutions on a mono-line or package basis and can be placed through admitted markets where available or on an excess & surplus basis as needed. Ideal Accounts and Appetite This program works well for small- to mid-sized woodworking and millwork operations that perform design/build, installation and manufacturing for residential and light commercial clients. Typical accounts include: Custom cabinet shops and furniture makers Window and door fabricators and installers Millwork shops producing trim, moulding and architectural components Contractors who both manufacture and install finished goods The program is geared toward operations with standard woodworking exposures (saws, routers, finishing operations, assembly) and reasonable loss histories. It is generally not intended for heavy industrial wood product manufacturers, high-hazard specialty processes, or accounts with frequent/large recent losses. Coverage Highlights and Advantages Underwriters provide flexible options to match the account’s exposures. Key highlights include: Commercial General Liability — Primary limits available up to $3,000,000 occurrence/aggregate Hired and Non-Owned Auto coverage available Medical Payments coverage with a $5,000 limit included Additional interests can be named Excess/Umbrella limits up to $25,000,000 Property coverage options: Basic, Broad, or Special form; building, contents, business income Specialized property add-ons: Bailees’ Customer, Contractors’ Equipment, Installation Floater, Accounts Receivable, Valuable Papers Equipment Breakdown and Outside Signs available Replacement Cost or Actual Cash Value valuation Crime coverage options: inside the premises (theft of money and securities), inside premises robbery or safe burglary of other property, and outside the premises Minimum $500 deductible required Underwriting Notes and Typical Submission Requirements Colonial General’s underwriting team evaluates operations by process, revenue mix, and controls. Common factors they consider include finishing operations (spray booths), dust collection and housekeeping, flammable solvent storage, installation exposures, and bailee/customer exposures. To accelerate review, provide a clear description of operations, years in business, estimated annual receipts or payroll, and recent loss history. Underwriters commonly request a completed application and loss runs; they may also ask for photos of the workspace and protection details for facilities using spray finishes or large finishing systems. Territories and Admitted Status This program is available in: AZ, CA, CO, ID, NV, NM, UT, WY. Colonial General places coverage through multiple markets — admitted where offered and excess & surplus lines where necessary. The admitted status varies by state and by carrier ("Some Available Markets"). Why Place Woodworking Business Through Colonial General? Specialized focus — underwriting that understands woodworking operations and the common loss drivers for small and mid-size shops. Flexible placement — access to a range of admitted and E&S markets and ability to package property and liability with ancillary coverages like bailee and installation floaters. Competitive limit options — higher primary limits and significant umbrella capacity for contractors who need broader protection. Responsive underwriting — practical risk mitigation guidance and tailored terms for accounts with standard controls. Example Accounts You might have a client who operates a local cabinet shop with light installation services and modest annual receipts — this program can provide packaged property and liability with bailee coverage for customer goods. Or you could place a larger regional millwork shop that needs higher liability limits, an installation floater and contractors’ equipment coverage while protecting customer property with bailee’s coverage. For submission help or to confirm market availability in a specific state, contact Colonial General’s underwriting desk through your regular wholesale channels. Colonial General acts as a Managing General Agency and Excess & Surplus Lines Broker with multiple carrier relationships. Frequently Asked Questions What types of woodworking accounts are a good fit for this program?The program targets small- to mid-sized woodworking and millwork operations — cabinetmakers, furniture shops, window and door fabricators, and install-focused contractors. Shops with standard woodworking processes and reasonable loss history are preferred. Are admitted markets available or is this E&S only?Colonial General places business in both admitted and excess & surplus markets. Availability depends on state and carrier appetite; some markets are admitted while others are written on an E&S basis. What limits and key coverages can I expect?Commercial General Liability primary limits are available up to $3,000,000 occurrence/aggregate. Excess or umbrella capacity can go up to $25,000,000. Property, bailee’s customer, installation floaters, equipment breakdown and crime coverages are also available. A minimum $500 deductible is required. What underwriting information should I include with a submission?Include a description of operations, estimated annual receipts or payroll, years in business, and current loss runs. Underwriters will also want to know about finishing operations, dust control, storage of flammables, and whether the client performs installations or has bailee exposures. Which states does the program serve?The program is available in AZ, CA, CO, ID, NV, NM, UT and WY. Market availability and admitted status can vary by state. Need help placing an account? Connect with a market specialist.

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Continental Underwriters, Inc. is a specialized Managing General Agency (MGA) and wholesaler dedicated exclusively to the forest products industry. Our Forest Products Insurance program is built specifically for businesses involved in the manufacturing, distribution, and retailing of lumber and related building materials. We work directly with agents and brokers across North America to provide tailored insurance solutions for a wide range of forest product operations. Ideal Accounts and Appetite This program is ideal for businesses involved in: Sawmills and veneer mills Pallet mills and plywood plants Wood treating and preserving operations Woodworking and component manufacturers Producers and distributors of timbers, cants, railroad ties, panel products, and more Whether your client operates a single-location mill or manages multiple facilities across state lines, we can help you place coverage tailored to their specific exposures. Coverage Highlights and Advantages Through our network of carrier partners, we deliver comprehensive insurance options designed to meet the unique needs of the forest products sector. Available lines of coverage include: Property Inland Marine General Liability Commercial Auto Workers Compensation and Employers Liability Commercial Umbrella Employment Practices Liability Equipment Breakdown Coverage Crime Coverage We understand the property, liability, and operational risks that come with managing forest product businesses. Our products are designed to address high fire hazard exposures, heavy machinery use, transport risks, and workforce safety — all within one cohesive insurance package. Underwriting Notes and Minimum Premiums Minimum premiums vary and are based on account size, operations, and coverage needs. We work closely with agents to provide competitive and customized solutions. Submissions should include detailed operational information, loss history, and current coverage terms for fastest turnaround. Territories and Availability Our Forest Products Insurance program is available in most states across the U.S., including but not limited to CA, TX, FL, NY, WA, and NC. We offer coverage in both admitted and non-admitted markets, depending on state and risk profile. Reach out to confirm availability in your client’s location. Why Work With Continental Underwriters, Inc.? With a sole focus on the forest products industry, Continental Underwriters brings unmatched industry insight and underwriting depth to this niche. We understand the risks, language, and operations of your clients — allowing us to provide smarter, faster, and more relevant solutions. Our strong relationships with multiple carriers give us the flexibility to find the right market fit for nearly any forest product account. If you have a client who runs a regional sawmill operation with high-value equipment and seasonal workforce needs, or a multi-state lumber distributor with complex logistics exposures, we can help you place the right coverage efficiently and competitively. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in insuring sawmills, pallet mills, plywood plants, veneer mills, wood preservation operations, and other wood product manufacturers and distributors. Is this program available in all states?The program is available in most U.S. states. Please check with us for specific state eligibility and admitted status in your client’s location. What coverages are included in the Forest Products Insurance program?Available coverages include Property, General Liability, Inland Marine, Commercial Auto, Workers Compensation, Umbrella, EPLI, Equipment Breakdown, and Crime Coverage. Are there minimum premium requirements?Minimum premiums vary based on risk size and coverage needs. Contact us with your client’s profile to get a customized quote. What makes Continental Underwriters unique in this space?We are exclusively focused on the forest products industry, offering deep expertise, tailored underwriting, and access to multiple carriers for niche risks. Need help placing an account? Connect with a market specialist.

Ethical, Dedicated, Dependable — Problem Solvers with Deep Lumber Industry Expertise The staff at American Lumber Underwriters has been serving the Wood Products industry for many years. During that time we built an all-lines specialty market to address your clients' wood products needs, continually improving our coverages and service model to match industry exposures and agent expectations. Our Wood Products program is designed to meet the unique needs and challenges faced by companies in the lumber, millwork, and building materials sectors. Coverages Offered: • Commercial Auto • Inland Marine • Property • Crime Coverage • Commercial Umbrella • Workers Compensation • Employers Liability • Equipment Breakdown • Logging Equipment • General Liability • Employment Practices Liability *We also offer competitive stock throughput. We consider most industries, with the exception of tobacco and cell phone products. Any client involved in manufacturing wood products, or in the wholesale and retail distribution of hardware, lumber, and building materials, may qualify for our Wood Products program. We pair underwriting experience in the lumber trade with flexible coverages and a focus on loss control and claims service. Target Classes: • Millwork • Cabinet Manufacturers • Saw Mills • Pallet Manufacturers • Hardwood Dimensional Lumber (floor) • Lumberyards • Planning Mills • Wood Preservers • Hardware Stores • Truss Manufacturers • Plywood Manufacturers • Rental Equipment Dealers • Wood product manufacturers NOC • Building Material Dealers and Distributors Program Highlights and Advantages Industry-focused underwriting that recognizes the seasonal, processing, and inventory risks unique to lumber and wood products. All-lines capability — place Property, GL, Auto, Inland Marine (including stock throughput), Workers' Compensation and more through a single program. Customizable solutions and competitive terms for accounts that fit our appetite, backed by a managing general underwriter with deep lumber experience. Proactive loss control emphasis and experienced claims partners to help manage frequency and severity in high-exposure operations. Underwriting Notes and Minimum Premiums We typically require a minimum premium of $10,000 for most classes. Sawmills generally have a higher minimum premium of $20,000. Appetite is broad across wood products, but we exclude tobacco and cell phone product lines. Use this program for accounts where you need industry-aware underwriting, stock throughput solutions, or tailored inland marine and property programs. Territories and Licensure Available in most states. American Lumber Underwriters operates as a Managing General Underwriter and offers this Wood Products program in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Admitted status: Most Available States. Why Place Wood Products Business with American Lumber Underwriters Specialized lumber and wood-products underwriting — we understand the operational risks and valuation challenges agents encounter in this sector. Single-source access to multiple coverages, simplifying placement for accounts that need coordinated limits and terms. Responsive underwriting and a service-oriented approach focused on loss control and claim outcomes. Example Accounts That Fit Well A regional lumberyard with mixed retail and wholesale operations seeking property, GL, inland marine for stock throughput, and a commercial auto package. A cabinet manufacturer requiring equipment breakdown coverage, general liability, and workers' compensation with industry-aware rating and loss-control recommendations. If you are interested in learning more about American Lumber Underwriters and the programs we offer, please email or call one of our experienced team members for submission requirements and quoting instructions. You can also view our company profile and storefront on CompleteMarkets: Company Profile | Wood Products Storefront Frequently Asked Questions What types of accounts are a good fit for the Wood Products program?Accounts handling lumber, millwork, cabinets, pallets, trusses, plywood, and building material distribution are ideal. We look for operations with measurable loss-control practices and standard exposures—sawmills and larger processing facilities are considered but have a higher minimum premium. What are your minimum premiums and special underwriting requirements?Minimum premiums are generally $10,000 for most classes and $20,000 for sawmills. We review operations, inventory management, fire protection, and loss history as part of our standard underwriting. Stock throughput is available and competitively priced for qualifying accounts. Which states is the program available in?The program is offered in most states (see the states list in this storefront). We operate as a Managing General Underwriter and can discuss admitted versus non-admitted placement options depending on the risk and state requirements. Are there classes or industries you will not consider?We consider most wood-related and building materials businesses but do not write accounts whose primary products are tobacco or cell phone products. Certain high-hazard or unusual operations may be referred or declined after review. How do I submit a prospect for consideration?Prepare current loss runs, a completed ACORD application or equivalent, values (including stock and equipment), and a description of operations. Reach out to our underwriting team through the contact methods listed on our CompleteMarkets profile to confirm submission requirements for the specific class. Need help placing an account? Connect with a market specialist.

Ethical, Dedicated, Dependable — Problem Solvers with Deep Lumber Industry Expertise The staff at American Lumber Underwriters has been serving the Wood Products industry for many years. During that time we built an all-lines specialty market to address your clients' wood products needs, continually improving our coverages and service model to match industry exposures and agent expectations. Our Wood Products program is designed to meet the unique needs and challenges faced by companies in the lumber, millwork, and building materials sectors. Coverages Offered: • Commercial Auto • Inland Marine • Property • Crime Coverage • Commercial Umbrella • Workers Compensation • Employers Liability • Equipment Breakdown • Logging Equipment • General Liability • Employment Practices Liability *We also offer competitive stock throughput. We consider most industries, with the exception of tobacco and cell phone products. Any client involved in manufacturing wood products, or in the wholesale and retail distribution of hardware, lumber, and building materials, may qualify for our Wood Products program. We pair underwriting experience in the lumber trade with flexible coverages and a focus on loss control and claims service. Target Classes: • Millwork • Cabinet Manufacturers • Saw Mills • Pallet Manufacturers • Hardwood Dimensional Lumber (floor) • Lumberyards • Planning Mills • Wood Preservers • Hardware Stores • Truss Manufacturers • Plywood Manufacturers • Rental Equipment Dealers • Wood product manufacturers NOC • Building Material Dealers and Distributors Program Highlights and Advantages Industry-focused underwriting that recognizes the seasonal, processing, and inventory risks unique to lumber and wood products. All-lines capability — place Property, GL, Auto, Inland Marine (including stock throughput), Workers' Compensation and more through a single program. Customizable solutions and competitive terms for accounts that fit our appetite, backed by a managing general underwriter with deep lumber experience. Proactive loss control emphasis and experienced claims partners to help manage frequency and severity in high-exposure operations. Underwriting Notes and Minimum Premiums We typically require a minimum premium of $10,000 for most classes. Sawmills generally have a higher minimum premium of $20,000. Appetite is broad across wood products, but we exclude tobacco and cell phone product lines. Use this program for accounts where you need industry-aware underwriting, stock throughput solutions, or tailored inland marine and property programs. Territories and Licensure Available in most states. American Lumber Underwriters operates as a Managing General Underwriter and offers this Wood Products program in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Admitted status: Most Available States. Why Place Wood Products Business with American Lumber Underwriters Specialized lumber and wood-products underwriting — we understand the operational risks and valuation challenges agents encounter in this sector. Single-source access to multiple coverages, simplifying placement for accounts that need coordinated limits and terms. Responsive underwriting and a service-oriented approach focused on loss control and claim outcomes. Example Accounts That Fit Well A regional lumberyard with mixed retail and wholesale operations seeking property, GL, inland marine for stock throughput, and a commercial auto package. A cabinet manufacturer requiring equipment breakdown coverage, general liability, and workers' compensation with industry-aware rating and loss-control recommendations. If you are interested in learning more about American Lumber Underwriters and the programs we offer, please email or call one of our experienced team members for submission requirements and quoting instructions. You can also view our company profile and storefront on CompleteMarkets: Company Profile | Wood Products Storefront Frequently Asked Questions What types of accounts are a good fit for the Wood Products program?Accounts handling lumber, millwork, cabinets, pallets, trusses, plywood, and building material distribution are ideal. We look for operations with measurable loss-control practices and standard exposures—sawmills and larger processing facilities are considered but have a higher minimum premium. What are your minimum premiums and special underwriting requirements?Minimum premiums are generally $10,000 for most classes and $20,000 for sawmills. We review operations, inventory management, fire protection, and loss history as part of our standard underwriting. Stock throughput is available and competitively priced for qualifying accounts. Which states is the program available in?The program is offered in most states (see the states list in this storefront). We operate as a Managing General Underwriter and can discuss admitted versus non-admitted placement options depending on the risk and state requirements. Are there classes or industries you will not consider?We consider most wood-related and building materials businesses but do not write accounts whose primary products are tobacco or cell phone products. Certain high-hazard or unusual operations may be referred or declined after review. How do I submit a prospect for consideration?Prepare current loss runs, a completed ACORD application or equivalent, values (including stock and equipment), and a description of operations. Reach out to our underwriting team through the contact methods listed on our CompleteMarkets profile to confirm submission requirements for the specific class. Need help placing an account? Connect with a market specialist.

Workers' Compensation Solution for the Transportation Industry Overview — Amwins Underwriting: Workers' Compensation - Transportation Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator. The ASCS Trucking Program offers a consolidated solution that can cover a motor carrier’s full work-related injury exposure for employees and independent contractors. The program combines fleet workers’ compensation, occupational accident, contingent liability and corporate workers’ compensation into a single, streamlined placement. Coverage is provided through an A- XI rated carrier, with claims handled by industry specialists experienced in transportation losses. Ideal accounts and target classes Trucking operations—predominantly long-haul fleets, including auto transport, moving & storage, flatbed haulers, and refuse haulers Couriers and delivery services, including last-mile carriers that work with major platforms Bus companies (passenger transit and charter operations) Insureds in business for at least three years with an established safety program and full-time safety director Coverage highlights and advantages Single-program approach: places multiple related exposures (employee WC, occupational accident, contingent liability, corporate WC) together for consistent handling and policy terms Specialized claims handling through transportation-focused adjusters and teams Capacity with an A- XI rated carrier backing the program Flexible structure to address both employee and contractor exposures typical in transportation operations Underwriting notes and minimum premium The program generally targets established transportation operations with documented safety controls and satisfactory Department of Transportation (DOT) ratings. Minimum premium is $50,000; there is no stated maximum premium. Typical factors underwriters will review include loss history, driver hiring and monitoring practices, hours of service compliance, and whether a dedicated safety director is in place. Excluded operations: hazardous exposures such as gas hauling, explosives, liquid chemicals, or anhydrous ammonia are not accepted. Territories and availability This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, WI. It is positioned as a non-admitted placement (wholesale MGA capacity) to give broader flexibility where appropriate. Why place transportation accounts with Amwins Underwriting Underwriting expertise focused on specialty transportation risks and complex contractor/employee exposures Program structure that reduces the need to stack separate policies across multiple carriers Claims handled by specialists who understand transportation industry loss patterns, which can improve recovery and control costs Responsive wholesale support for agents placing larger or complex transportation risks Example accounts that frequently fit A regional long-haul trucking fleet with a dedicated safety director, three years in business, and a satisfactory DOT rating seeking a single program to cover employee and contractor injuries. A last-mile courier operation with mixed employee and independent-contractor drivers looking to consolidate occupational accident and contingent liability exposures into one placement. Interested in more detail? Visit the program page on the Amwins site: https://www.amwins.com/products/workers-compensation---transportation. Frequently Asked Questions What types of transportation accounts are a good fit for this program?Accounts that typically fit are established motor carriers and delivery operations with at least three years in business, a satisfactory DOT rating, and a full-time safety director. Long-haul trucking, flatbed and auto transport, moving & storage, refuse haulers, couriers/delivery services, and bus companies are core targets. Does the program cover independent contractors as well as employees?Yes. The program is designed to address both employee workers’ compensation and occupational accident coverage for independent contractors, along with contingent liability and corporate workers’ compensation components, all within one placement. What are the key underwriting requirements agents should prepare for?Underwriters will request at minimum: three years of loss history, DOT safety records, evidence of a safety program (including a full-time safety director), driver hiring and monitoring procedures, and details on operations to confirm no excluded hazardous exposures. What is the minimum premium and how is territory handled?Minimum premium for the program is $50,000. The program is available in the states listed on this storefront and is written through an admitted A- XI rated carrier as part of the Amwins underwriting platform; placement is typically handled on a wholesale/MGA basis to provide flexibility for larger or complex risks. Need help placing an account? Connect with a market specialist.

DealerGuard - Auto Dealer's Open Lot For over 30 years, DealerGuard from Amwins Underwriting has provided open-lot physical damage coverage tailored to franchised and large independent auto dealers, associations, and finance company floorplans. The program pairs targeted underwriting with consultative service, loss-control support, and nationally recognized claims administration to protect inventory parked on dealer lots. Sweet spot Franchised auto dealers or large independent auto dealers Low demo/employee ratio (<10%) Low loss ratio (<30% current year; <40% prior three years) 5+ years in operation (franchised); 3+ years in operation (independent) Eligible risks - Franchised automobile dealers. Typical operations include sales of new and used vehicles, with incidental maintenance, service, and repair. Minimum account premium is $10,000. - Dealer Open Lot coverage may be written in conjunction with Manufacturer and Floorplan coverage. Ineligible risks - Auto (daily or weekly) rental operations - Boat dealers Coverage highlights Dealer's Open Lot Available for “non-floored only” accounts when required. Inventory protection can be extended to motorcycle and bus dealers. Parametric Parametric hail coverage is available for dealers in high-weather-risk zones where traditional terms can be difficult to secure. Other coverages available (separate policies) - Pollution and Underground Storage Tank Services & claims - Loss control and consultative services - Claims management provided by a nationally recognized third-party administrator - Dedicated, client-focused service team Underwriting notes & minimums Amwins Underwriting operates this program as a non-admitted market focused on larger dealer accounts. The program’s minimum account premium is $10,000. Underwriters look for stable operations, clean loss histories, and strong on-lot controls. Typical requirements include a completed DealerGuard application and currently valued loss runs (current year plus four prior years). Submission requirements - Completed DealerGuard application - Currently valued loss runs (current plus four prior years) - Franchised dealers: page one of the most recent month-end financial statement for each franchise/dealership - Non-franchised dealers: detailed inventory listing for all vehicles Please send submissions to: [email protected] Territory & carrier Available in: AL, AK, AZ, CA, CT, DE, FL, GA, ID, IL, IN, KY, LA, ME, MD, MA, MI, MN, MS, MT, NV, NH, NJ, NM, NY, NC, ND, OH, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Carrier: Lexington. Program administered by Amwins Underwriting (MGA). Why place DealerGuard through Amwins Underwriting? Specialized underwriting for franchised and large independent dealers with decades of program experience. Integrated loss-control and claims services designed for large inventory exposures. Flexible options for non-floored risks, inventory types (including motorcycles and buses), and parametric solutions for hail-prone territories. Dedicated underwriting and service teams focused on dealer-floorplan and open-lot exposures. Example accounts that fit this program You represent a multi-franchise dealer group with consistent safety controls, a low demo-to-employee ratio, and a five-year operating history — ideal for DealerGuard placement. A large independent dealer with several satellite lots, clean loss runs, and a $12,000 account premium need — fits the program’s minimum and underwriting profile. When completing applications, please include the Date a Quote is Required and the Expiring and/or Target Premiums. Frequently Asked Questions What types of dealer accounts are a good fit for DealerGuard?DealerGuard is designed for franchised auto dealers and large independent dealers with stable operations, low demo/employee ratios, and strong loss histories. The program targets accounts with solid on-lot controls and multi-year operating experience. What are the submission and documentation requirements?Submit a completed DealerGuard application, currently valued loss runs (current plus four prior years), and financials or detailed inventory listings depending on whether the dealer is franchised or independent. Is there a minimum premium or territory restrictions?Yes. The program’s minimum account premium is $10,000. Coverage is available in the states listed above; confirm availability with underwriting for specific risks. Does the program handle claims and loss control?Yes. Amwins Underwriting pairs the DealerGuard program with loss control and consultative services and uses a nationally recognized third-party administrator for claims management. What is the parametric hail option and when is it used?The parametric offering provides a hail-triggered payout for dealers in high-weather-risk zones where traditional terms may be limited. It’s intended as an alternate solution for hail-prone portfolios. Need help placing an account? Connect with a market specialist.

Workers' Compensation Solutions for Professional Employer Organizations Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, administers a dedicated workers’ compensation program for Professional Employer Organizations (PEOs). As a program administrator, Amwins Underwriting combines specialized underwriting, a client-facing portal, and broad capacity to help retail agents place complex PEO payroll portfolios. Overview of the Program This program is built for PEOs and the retail agents who serve them. It provides a full-service solution that emphasizes underwriting discipline for hazardous and mixed-class payrolls, operational transparency through a client portal, and nationwide capacity. You can learn more about program details on Amwins’ PEO product page: workers' compensation coverage for PEOs. Ideal Accounts and Appetite Target PEO clients and accounts with mixed-class payrolls across Hazard 1–8 and NCCI Hazard Grade A–F. Clients that require consolidated policy, payroll and claims reporting on a portal. Large or complex PEO aggregations where underwriting discipline and claims oversight are important. Agents who specialize in PEO business and can provide thorough payroll and loss history data. Coverage Highlights and Advantages Client Portal — secure access to policy details, client rosters, payroll submission, premium reporting and claims information to simplify administration and audit. Program administration by Amwins Underwriting — specialized PEO underwriting and policy servicing designed for multi-client payrolls. Flexible handling of mixed classes and higher-hazard exposures common to PEO portfolios. Partnering with specialty PEO retail agents — the program is structured to work with agents familiar with PEO operations and reporting. Underwriting Notes and Minimum Premium Amwins Underwriting evaluates submissions based on the PEO’s client mix, payroll detail by class, and loss history. The program typically requires comprehensive payroll and claims data at submission. The program’s stated minimum premium is $500,000, so it is positioned for larger PEO portfolios or aggregated business that can meet that threshold. Territories and Availability The program provides coverage nationwide and is available across all states and D.C. (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY). Why Work With Amwins Underwriting on PEO Workers’ Comp Specialized underwriting and servicing for PEO structures, not a one-size-fits-all approach. Operational transparency through a single client portal that centralizes payroll, premium and claims data. Dedicated to working with experienced PEO retail agents who can provide detailed submissions. Example scenarios You have a regional PEO with 200 client companies across retail, light manufacturing and service classes and mixed payroll reporting — this program supports consolidated reporting and focused underwriting. A national PEO seeking better claims visibility and a single source for payroll/audit services for a large blended account — the client portal and program administration help streamline those needs. Interested in seeing the portal or discussing a submission? Visit the program page to learn more: Visit our website. Frequently Asked Questions What types of PEO clients are a good fit for this program?PEOs with larger aggregated payrolls or portfolios that include mixed or higher-hazard classes (Hazard 1–8; NCCI Hazard Grade A–F) are a strong fit. The program is geared toward accounts that can meet the $500,000 minimum premium and provide detailed payroll and loss information. How should agents submit business to Amwins Underwriting?Submissions should come from retail agents experienced with PEOs and include client rosters, payroll by class, detailed loss runs, and any current billing or audit procedures. Amwins Underwriting expects thorough data to evaluate blended-class exposures effectively. What does the client portal provide?The portal gives agents and their PEO clients access to policy documents, client-level payroll reporting, premium and audit information, and claim tracking. It is designed to centralize administration for multi-client PEO policies. Are there common account characteristics that will be declined?Accounts with inadequate payroll detail, poor loss history without a credible remediation plan, or exposures outside the program’s target hazard grades are likely to be declined. Extremely high-risk or prohibited classes may not fit the program’s appetite. Need help placing an account? Connect with a market specialist.