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...rams reach all types and sizes of yachts. Our comprehensive programs, deep cov...s program?Typically private pleasure yachts, luxury and mega yachts, and owner-operated cruisers that ...

...t M.P.G. can assist you with your Charter Boat Insurance needs. MPG advantage...d sightseeing vessels, sport-fishing charters, and tall ships. Which coverages...

...ats Storage and transit risks Yachts and seasoned yachts Commercial Watercraft Opportunities..., including fishing boats, pontoons, charters, rental operations, and high-per...

...ats and tour vessels Six-pack charter vessels Good-fit accounts ...our vessels, head boats and six-pack charters with primarily land-based shore ...

From Commercial Buildings to Coastal Homes! Securing the right Builders Risk coverage can be complex—building codes, municipal requirements, contract provisions, and coverage gaps all create friction for agents and brokers. Maritime Program Group (MPG) simplifies placement with a specialized national Builders Risk program designed for agents who need flexible, reliable solutions for construction-related exposures. Comprehensive Coverage Backed by Hands-On Expertise MPG provides an exclusive in-house Builders Risk program for new construction and renovation projects—residential or commercial, inland or coastal. Our underwriting team has construction-focused experience and applies practical knowledge to every submission. Whether the job is a custom coastal home, a multi-tenant office build, or a significant renovation, we create terms to fit the project’s realities. Ideal Accounts and Appetite Our program accommodates a wide range of construction risks, including: Residential: custom homes, spec builds, coastal properties Commercial: office, retail, mixed-use developments Renovation and remodeling projects of varying scopes and values We are particularly well-suited for: Coastal properties where setback restrictions would otherwise limit placement Projects needing flexible terms or policy extensions beyond 12 months Accounts that have difficulty placing with standard carriers because of location or complex exposures You might have a client building a custom waterfront home with specialized materials, or a contractor renovating an older mixed-use building in a coastal city—these are the kinds of submissions MPG is built to support. Key Program Features and Benefits MPG’s Builders Risk program delivers flexibility and protection to meet changing project needs: • Pro-rated policies for partial project durations • Instant quotes available by phone • Short-term and extendable policy options • Builder or homeowner may be named insured • Monthly reporting with deposit premium structures • Extensions available beyond 12-month policy terms • Low minimum premiums – $250 for new construction, $500 for renovations We also address exposures many standard programs exclude. Subject to underwriting, our terms can consider theft, tools and equipment, transit exposures, and certain natural disaster scenarios that other markets decline. Direct Underwriting and Responsive Service Maritime Program Group underwrites and issues policies in-house for faster turnaround and consistent communication. Our value-added service features for agents include: • Direct access to experienced underwriters • Fast, responsive service and proactive communication • Industry-specific loss prevention tools • Direct or agency billing options • Competitive commission schedules • Coverage placed through A.M. Best “A” rated carriers Nationwide Availability Our Builders Risk program is available in all 50 states plus Washington, D.C. Whether the project is in California, Florida, New York, or anywhere in between, MPG has the regulatory know-how and market access to support your placement. Why Partner With MPG? As a Managing General Agency with exclusive programs and deep market relationships, Maritime Program Group provides the underwriting expertise and placement tools agents need to write challenging Builders Risk accounts. We specialize in coastal and other higher-difficulty risks and offer practical solutions when standard markets decline or restrict coverage. Reach out to our underwriting team today to discuss your next Builders Risk submission—we’re here to help you place it with confidence. Frequently Asked Questions What types of accounts are a good fit for this Builders Risk program?Our program is suitable for residential and commercial construction, including new builds, renovations, and coastal properties. We accept both small and large projects across all 50 states. Can homeowners be named as the insured?Yes. Policies can list either the builder or the homeowner as the named insured, depending on contractual needs and the project structure. Is this program available for coastal risks?Yes. We specialize in coastal placements and do not impose blanket setback restrictions, making us a strong option for properties near water—subject to underwriting review. How quickly can I get a quote?We offer instant phone quotes and fast turnaround from our in-house underwriting team to help you place business efficiently. Are policies extendable beyond 12 months?Yes. We provide flexible policy terms and can extend coverage beyond 12 months when necessary, subject to underwriting approval. Need help placing an account? Connect with a market specialist.

...operations that provide transient charter/rental services to licensed customer...

Many people choose houseboat ownership to enjoy the freedom and beauty of America’s lakes and rivers. Whether your clients are longtime enthusiasts or first-time buyers, houseboats offer a relaxing, adventurous lifestyle—and a valuable asset that deserves comprehensive protection. With vessels typically ranging from 35 to 90 feet and featuring many of the comforts of home, securing the right insurance coverage is essential. That’s where you come in. Maritime Program Group (MPG) offers a specialized House Boat Insurance program designed to help agents like you place coverage for clients nationwide. As a trusted Managing General Agency (MGA) with deep marine expertise, MPG provides access to top carriers and offers flexible solutions tailored to the unique risks of houseboat ownership. Ideal Accounts and Appetite This program is designed for individual houseboat owners seeking broad and reliable insurance protection. Whether your client owns a modest 35-foot cruiser or a luxurious 90-foot houseboat with high-end finishes, MPG can help you find suitable coverage. The program is ideal for: Privately owned houseboats used for personal or family recreation New and used vessels across major U.S. lakes and inland waterways Owners seeking comprehensive protection for both the vessel and liability exposures Note: Commercially operated or permanently moored residential vessels may not be eligible—contact MPG for case-specific underwriting guidance. Coverage Highlights and Advantages The House Boat Insurance program through MPG includes robust coverage options to meet a range of client needs: “All Risk” Hull Coverage – Protects against direct physical loss or damage to the vessel Protection & Indemnity (P&I) – Covers liability for bodily injury and property damage Fuel Spill Liability – Helps address environmental cleanup and legal costs Personal Effects Coverage – Insures belongings onboard the vessel Medical Payments – Pays for onboard injuries to guests or crew Uninsured Boater Coverage – Provides protection when involved in an accident with an uninsured operator Towing & Emergency Services – Offers peace of mind during breakdowns or emergencies on the water Why Work With Maritime Program Group? MPG stands out in the marine insurance space for its hands-on approach and deep underwriting expertise. When you work with MPG, you benefit from: • Direct access to experienced in-house underwriters • In-house policy issuance and endorsements • Broad appetite—from small boats to luxury vessels • Fast, responsive service and proactive communication • Online tools for quoting, applications, and document management • Agency billing and competitive commission schedules • Dedicated in-house claims handling team Underwriting Notes and Minimum Premiums Minimum premiums vary based on vessel size, location, and selected coverage limits. MPG’s underwriting team is available to discuss account-specific criteria and help you determine eligibility and pricing. Submissions with complete vessel specs and usage details help expedite the quote process. Territories and Availability MPG’s House Boat Insurance program is available in all 50 states plus Washington, D.C. Whether your client operates in the Great Lakes region, along the Mississippi River, or on the West Coast, you can access this program to meet their needs. Admitted and non-admitted solutions are available depending on the state and risk profile. Get Started Today Don’t miss the opportunity to round out your clients’ personal lines portfolios with specialized houseboat coverage. Contact Maritime Program Group at 800-366-8086 or visit www.maritimepg.com to learn more or start your submission. Frequently Asked Questions What types of accounts are a good fit for this House Boat Insurance program?This program is ideal for private individuals who own houseboats used for recreational purposes. Vessels typically range from 35 to 90 feet in length and may include high-end personal amenities. Are commercially operated houseboats eligible for coverage?This program is focused on personal-use houseboats. Commercial or permanently moored residential vessels may not qualify, but you can contact MPG for guidance on unique risks. What coverages are included in the standard policy?Core coverages include “All Risk” hull protection, Protection & Indemnity (P&I), fuel spill liability, personal effects, medical payments, uninsured boater coverage, and towing assistance. Is this program available in all states?Yes, the House Boat Insurance program is available in all 50 states and Washington, D.C. How can I get a quote or submit an application?You can obtain instant online quotes and submit applications through MPG’s portal or by contacting their underwriting team directly. Need help placing an account? Connect with a market specialist.

From short haul to long haul Maritime Program Group (MPG) offers a focused Motor Truck Cargo Insurance program built for a wide range of trucking operations — from single owner-operators to large national fleets. Backed by over 20 years of motor truck cargo underwriting experience and access to exclusive programs placed with A.M. Best “A” rated carriers, MPG gives agents a practical option for placing hard-to-place cargo exposures with responsive, experienced underwriters. Ideal Accounts and Appetite Long- and short-haul trucking operations Owner-operators and fleet operators of varying sizes Furniture movers, car and boat haulers, and household goods movers Freight forwarders, rigging contractors, and specialty haulers New ventures and trip-transit exposures MPG’s flexible underwriting approach lets you place accounts that might be difficult to bind elsewhere — whether the client hauls general commodities, perishables, or higher-value freight. Coverage Highlights and Advantages Non-scheduled policies for operational flexibility across loads No radius limitations — suited for local, regional, and national hauls Terminal coverage and warehouse legal liability available Loading and unloading coverage included to reduce gaps during handling Refrigeration breakdown and contingent cargo solutions for temperature-sensitive shipments These coverages help manage financial exposures from damaged, lost, or stolen cargo, and address liability while cargo is handled, stored, or in transit. Why Work With Maritime Program Group Direct access to in-house underwriters with deep transportation expertise Exclusive program access with A-rated carriers Prompt policy and endorsement issuance to keep accounts moving Responsive service and proactive communication throughout binding and claims Competitive commission schedules and flexible billing options Tools and services to support loss prevention and risk management MPG empowers agents to confidently place cargo coverage for complex and emerging risks with an underwriting partner that understands the trucking business. Territories and Availability The Motor Truck Cargo program is available in all 50 states and Washington, D.C. Policies can be issued on an admitted or non-admitted basis depending on the state and risk. Coverage is placed through A-rated carriers where applicable. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include owner-operators, regional and national fleets, freight forwarders, car and boat haulers, and movers. New ventures and trip-transit exposures are also considered. Is there a radius limitation for coverage?No. This program does not impose a radius limitation, making it suitable for local, regional, and long-haul operations. Can I place business for clients who store cargo in terminals or warehouses?Yes. Terminal coverage and warehouse legal liability options are available to protect cargo while stored or handled off the truck. Are refrigeration breakdown and contingent cargo included?Yes. MPG offers refrigeration breakdown coverage and contingent cargo solutions to address temperature-sensitive and interline risks. Who underwrites the policies?Underwriting is handled in-house by Maritime Program Group’s experienced transportation team, providing fast, knowledgeable decisions and direct access for agents. Need help placing an account? Connect with a market specialist.

Maritime Program Group (MPG) offers a specialized Boat Rental Insurance program for independent agents and brokers placing recreational rental risks. Through a strategic partnership with Markel American and in-house underwriting authority, MPG delivers faster quote turnaround and customized coverage solutions for the unique exposures of boat, PWC, and paddle craft rental operations. Ideal Accounts and Appetite MPG’s Boat Rental Insurance program targets a broad range of recreational watercraft rental businesses. Eligible classes include: Stand-Up Paddle Boards Sailboats Canoes and Kayaks Pedal Boats and Water Bikes Personal Watercraft (PWCs) Runabouts and Ski Boats Powerboats and Houseboats This program is a strong fit for businesses that rent to the public for short-term recreational use on lakes, rivers, and coastal waters. Whether your client operates a marina with a PWC fleet, a seasonal kayak concession, or a houseboat rental operation, MPG can help you structure coverage to match the operational profile. Coverage Highlights and Advantages MPG’s Boat Rental Insurance includes core coverages designed for rental operations’ property and liability exposures: Hull and trailer coverage Liability limits up to $1,000,000 Premises liability Optional water sport liability coverage Direct bill with flexible billing options Low minimum premium The program addresses both physical damage to watercraft and the liability risks that arise when equipment is rented to the public. Optional water-sport liability can be added when clients offer higher-risk activities. Underwriting Notes and Minimum Premiums MPG underwrites this program with delegated, in-house authority, which supports quick quoting and responsive policy handling. Minimum premiums vary by class and fleet size. Preferred risks typically have well-maintained equipment, documented safety procedures, use of rental agreements and waivers, and basic operator screening or instruction. Territories and Availability This program is available in all 50 states and the District of Columbia. MPG can underwrite accounts located on coastal waters, inland lakes and rivers, and seasonal vacation destinations, adapting terms to local operating conditions. Why Work With Maritime Program Group? As a specialty Managing General Agency focused on marine risks, Maritime Program Group combines deep sector experience with access to a financially strong carrier, Markel American. The in-house underwriting model means faster response times, tailored terms, and a partner that understands the day-to-day risks of rental operations. MPG offers agents straightforward placement options and support for quote submission and policy servicing. For more information on our Boat Rental Insurance contact us today! Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for recreational boat rental businesses, including operations renting paddle boards, kayaks, jet skis, powerboats, and houseboats. Which states is this program available in?Boat Rental Insurance from Maritime Program Group is available in all 50 states and Washington, DC. What are the liability limits offered?The program offers liability limits up to $1,000,000, with additional options depending on underwriting. Is water sport liability coverage included?Yes, water sport liability coverage is available as an optional add-on to meet the specific needs of rental operations. Does the program offer direct billing?Yes, direct billing with flexible payment options is available for added convenience. Need help placing an account? Connect with a market specialist.