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If you are searching for a medical malpractice insurance market, BSR offers Medical Malpractice and Allied Health Insurance that can help you solve your client's complex insurance challenges.

Medical Malpractice Errors and Omissions Insurance Many medical professionals, including doctors, therapists, medical technicians, X-ray specialists and others, get into claim trouble, and for a few years, they are forced to go to the nonstandard insurance market for coverage. We can cover these risks through our Nonstandard Malpractice Liability Insurance markets. The minimum premium for specified medical professions is usually $2,500. In addition to the hard to place physicians, we can cover miscellaneous risks in related medical fields including clinics, laboratories, independent physician associations, HMOs, and PPOs, ambulance services, spas, and many others. The minimum premium for miscellaneous medical professions varies by class. Call us today and ask how Alexander J. Wayne & Associates can help you with your standard and hard to place Medical Malpractice Errors and Omissions Insurance.

Unique Allied Healthcare medical services facilities bring together the talents of healthcare professionals who are trained, certified, and often licensed in their specialized field. Allied Healthcare coverages are available and are changing quickly to adapt to the rapid changes in the medical industry. Coverages: *Primary *Claims-made professional liability coverage *Claims-made professional liability or with claims-made or occurrence general liability *Follow-form excess *Umbrella coverage Coverage features: *Coverage is available in all 50 states *Defense inside or outside the per claim limits of liability *Incident sensitive coverage trigger *Up to 7 years bilateral extended reporting period --Optional coverages including: Damages only deductible, HIPAA civil monetary penalty coverage, vicarious liability for named insured for sexual acts, disciplinary proceeding coverage, Data Breach coverage, billing error defense cost reimbursement coverage, sexual abuse sublimit Target Classes: *Clinics *Laboratories *Medical spas *Home health agencies *Small Hospitals *Pharmacies *Individual healthcare providers such as: -Therapists, Pharmacists, Physician Assistants, Nurse Anesthetists, etc. Allied Heatlhcare Maximum Primary Limits of Liability $5,000,000 Minimum Premium as low as $1,500 on many classes

Medical Professional Insurance J.M. Wilson offers Medical Professional Insurance with an A- rated (or better) Carrier! Coverages available include Professional Liability, General Liability, Errors & Omissions, Employment Practices and Property. Additional optional coverages include Sexual Abuse, Defense outside the limit, Incident claim trigger, Employee Benefits Liability, Non-owned auto and Employed Physicians. See below for a list of sample classes, special features and coverages! Features of the Medical Professional Insurance Program: Includes individual health care providers and facilities (some exclusions apply) Coverage is written on a Claims-made basis for PL and Claims-made or Occurence for GL, with prior acts if needed Primary Limits up to $5 million per accident and $7 million aggregate. Deductibles start at $0 Low Minimum Premiums Blanket Additional Insureds Primary wording for Additional Insureds Waiver of Subrogation Coverages of the Medical Professional Insurance Program: Sexual Abuse Professional Liability Errors & Omissions Employment Practices General Liability Non-owned Auto Liability Sample Medical Professional Classes: Acupuncturist Adult Day Care Aesthetician Alcohol & Drug Rehabilitation Ambulance Services (non-emergency) Audiologist Birthing Center Blood Services - Blood Bank / Plasma Lab Case Management Chiropractor Clinics Consultants - Medical Care Provider Consultants - Safety Counseling - Outpatient / Psychiatric / Pastoral / Social Services CRNA Dental Diagnostic Imaging & E-Ray Diagnostician Dialysis Center Drug / Alcohol Abuse Rehab - Outpatient Drug / Alcohol Screening Durable Medical Equipment Rental EKG Employee Assistance EMT- Ambulance Exams - Physical Assessments Group Homes Health & Fitness Center Health Care Consultants Health Care Staffing Health Screening Hearing Therapist Home Health Agencies Home Health Aide Hospice Hospital Hyperbaric Services Imaging Lab / Technician Lithotripsy Locum Tenens LVN/LPN Martial Arts Instruction - Adult Massage Therapy Medical Administrator Medical Arts Schools Medical Clinic Medical Director Medical Lab Technician Medical Personnel Services Medical Review Officer Medical Student Mental Health Clinics Mental Health Technician Mortician Naturopath Nurse Nurse Midwives Nurse Practitioner Nurse Staffing Agencies Nurse's Aide Nursing Home Occultists Occupational Therapy Assistant Optical Establishments Optical Goods Stores Optometrist Organ / Tissue Paramedics / EMT's - non-transport Pastoral Counselor Pharmacy Phlebotomist Physical Therapists Physicals / Stress Tests Physician / Surgeon Assistant Physician Assistant Physicist Prefusionists Prosthetics / Orthotics Psychiatric Social Worker Psychologist Public Access Defibrillator Radiation Therapy Technician Registered Nurse Rehab Facility Respiratory Therapist School Social Service Agency Social Worker Speech-Language Pathologist Surgery Center Surgical Assistant Surgical Technician Surgicenter (anesthesia or no anesthesia) Technicians Telephone Help / Referrals - Crisis Hotline Testing Services Therapy Trainers - Athletic / Fitness Ultrasound Technician Utilization Review Veterinarian X-Ray Technician And More!

Expertise. Solution. Service. Available Limits: • Part A- Data Breach Liability and Security Breach Liability up to $1 million, including: • Up to $250,000 per claim in defense of regulatory notices/proceedings • Up to $100,000 per claim in payment card industry fines and penalties • Part B- Data Breach Expense up to $1 million, including: • Up to $25,000 per claim of cyber extortion threat expense • Business Interruption and Date Restoration coverage available for most accounts • Part C- Website Liability up to $1 million • Part D- Identity Theft Coverage up to $100,000 Preferred Business: • Risks with revenues less than $15 million Target Classes: • Accountant • Condo/homeowner association* • Home health aide • Plumber • Auto repair • Consultant • Home inspector • Printer/publisher* • Advertising firm* • Convenience store • Hotel/motel • Property manager • Air/heat contractor • Country club • Insurance agency • Real estate agency • Ambulance service • Day care center • Janitorial • Rental car agency • Architect • Day spa • Landscaper • Restaurant • Artisan contractor • Doctor • Laundromat • Retail store • Bars/tavern • Dentist • Library • Sales/distributor • Beauty/barber/nail shop • Drug rehabilitation • Maintenance • Security guard firm • Bowling lane • E-commerce • Manufacturer • Telemarketing • Caterer • Engineer • Non-profit entity • Transportation/trucking • Cemetery • General contractor • Physical therapist • Veterinarian • Claims adjuster *Part C website liability not included Retentions: • Retentions starts at $2,500 • Identity theft coverage starts at $0 Ineligible Risk Characteristics: • Adoption agency • Data broker • Laboratory (medical) • Pharmacy • Affordable care act navigator • Document destruction • Law firm • Premium financing company • Auto dealer • Document management • Manufacturer of information technology or software • Social networking • Adult content/entertainment • Financial advisor • Medical billing service • Stockbroker • Bank • Firearms sales • Mortgage broker • Temporary placement employment agency • Blog site • Gaming industry government agency • Municipality • Title agents/escrow agent • Collection agency • Hospital • Nursing home • Video gaming • Credit operation • Life and health insurance company • Payroll processor • Risks with more than $25 million in receipts • Two or more claims or circumstances related to the coverage provided in the past five years • Located in AL, LA, MS, or WV Product Advantages: • Data breach, website liability, and identity theft expense paid as incurred • Separate aggregate limit of liability per coverage part with option to combine into one aggregate limit • Website liability extends to social media platforms • Average policy premium is $1,000 • AM Best Rating of A- or Better We settle for nothing less than the best choices for our clients, and we put no limit on what we can do for your client's Cyber Insurance needs. Please reach out to us today by phone or email with any questions and to discuss how we can assist in this process.

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Allen Financial Insurance Group has provided wholesale insurance products and services through it's national network of insurance producers and brokers since 1971. Our commitment to customer service, broker support and technical innovation has made Allen Financial one the fastest growing specialty insurance providers in the United States today. The Equestrian Group The Equestrian Group stands for innovation and quality in the equestrian and agribusiness insurance community. In fact, we invented many of the policy forms and endorsements now considered standard coverage for the horseowner today. Thanks to years of underwriting experience The Equestrian Group has developed these high quality insurance programs for your protection. This guarantees our clients the highest quality insurance products at the most competitive premiums. Entertainment & Recreation Insurance The Competitive Advantage! In today's highly competitive business environment you need every advantage to succeed. That's especially true when it comes to selecting your specialty insurance programs. Since Allen Financial's superior line of insurance policies are designed for the entertainment, media and recreation industries, you get very broad coverage at a highly competitive price. This gives you the protection you need and the cost savings you demand. As a national insurance broker we have access to every major insurance company in the United States. As a national general agent we regularly quote, bind and issue your policy on the same day! At AFIG Entertainment excellence is not an act but a habit.

Mercator Risk Services provides Medical Professional Liability insurance, or Medical Malpractice, for a range of medical organizations. They focus on hard to place physicians and surgeons, miscellaneous medical service providers, and managed care accounts. The Medical Professional Liability segment has been undergoing significant change due to increased claim severity, deteriorating loss experience, and the exit of many medical carriers. This has resulted in significant rate increases and tighter terms, and has pushed many medical services accounts into the specialty lines marketplace. Although Mercator Risk Services handles all types of medical accounts, hard to place physicians and surgeons offers some of the best opportunities in today’s marketplace. Characteristics of hard-to-place physicians include one or more of the following: Unfavorable loss experience Difficult areas of practice (ex: OB, Bariatrics) Drug or alcohol dependency issues Foreign experience Unusual operations (ex: online medical services, medical consulting) Mercator Risk Services also writes a wide range of medical practitioners and specialty service providers. They see practitioners such as chiropractors, alternative health care providers, and nurse registry firms, and they also write specialty service organizations such as medical billing firms and blood banks. The changing medical and technology areas also create continual opportunities for medical consulting organizations and Internet/online medical information service providers. Some traditional service providers include: Outpatient facilities Medical imaging Home health care providers Surgi & emergency centers Alternative medicine Medical staffing & nurse registry firms Medical billing firms Blood & donor banks Medical labs Research facilities Ambulance services ground & air Rehab facilities & occupational medicine Consulting & credentialing organizations Internet medical information services Physician Groups & Hospitals Specialty markets are available for physician groups and hospitals in most states, particularly the larger physician groups, chiropractors & podiatrists, and health systems. Entity coverage is available for physician groups as well. Note that individual physicians and smaller physician groups may be difficult to write in some states depending on the competitive situation in the state. Managed care is another medical area with significant opportunity. Mercator Risk Services provides both E&O and D&O coverage for managed care accounts such as HMOs, PPOs, and PHOs. Managed care service firms are also attractive, including firms involved in credentialing, utilization review, and stop loss placement. Healthcare D&O is a specialty D&O segment, and Mercator Risk Services writes all types of medical organizations. Directors & Officers (D&O) coverage for both privately held and non-profit health care accounts is available from a number of markets. In addition, coverage can be provided for unusual or difficult risks, and can be customized to the size and type of the organization. Types of accounts include hospitals, managed care organizations and medical groups. What do they need? A thorough submission is necessary to get the job done. In addition to the application, the submission should include a clear description of the activities and five years of loss history. For more information, please call (860) 527-9717 or send an e-mail to info@mercatorpro.com. You can get additional information on their products, insurance applications, and Specialty Lines insurance information on their Web site www.mercatorpro.com.